MJM Conveyancing in Morisset, New South Wales, Australia | Property lawyer

MJM Conveyancing

Locality: Morisset, New South Wales, Australia

Phone: +61 414 400 664

Address: 26/14 Kam Close 2264 Morisset, NSW, Australia

Website: http://www.mjmconveyancing.com.au

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23.01.2022 2020 has been tough for so many people, but it’s also created so much perspective

23.01.2022 Commonwealth Bank and Westpac are now offering interest rates of 1.99%! Yes, you read that correctly. This is the first time, ever, that banks have offered rates that low. ... These rates are offered specifically to new fixed rate borrowers, so far, they have NOT passed the rate cut onto existing variable rate customers. If you’re looking to purchase, speak to your broker to find the right rate for you, if you’re a current homeowner, a financial health check, is important - even phoning your bank and asking for a reduction can save you a decent amount of money each month. If you’re searching for a broker, contact our team, we would be happy to put you in contact with someone who can assist you.

23.01.2022 JOINT TENANTS VS TENANTS IN COMMON: "Where two or more persons take an estate or interest in land by means of an application, transfer, mortgage, charge or lease that dealing must state whether the persons are to hold as joint tenants or tenants in common. If they hold as tenants in common the share of each person must also be stated." JOINT TENANCY: ... "Joint tenants possess a right of survivorship, that is, the interest of a deceased joint tenant passes to the surviving joint tenant(s). This means that a joint tenant does not have an interest in the land that can be passed to another through a will unless they become a sole owner because the other joint tenants have predeceased him or her." TENANTS IN COMMON: "Tenants in common do not possess a right of survivorship and on their death their interest passes according to the terms of their will. If a tenant in common dies intestate (without a will) their estate is distributed according to the Wills, Probate and Administration Act 1898." Information sourced from: https://rg-guidelines.nswlrs.com.au/land/whats_tenancy_mean Photo Source: Google Images.

22.01.2022 We don’t want to scare you, but there is only 7 more Saturday’s until Christmas! So, if you buy a house this week, chances are, you’ll be in your new home for Christmas!! We are available every day, until Christmas to assist you with all your property needs - after hours, weekends, we’ve got you covered. ... Remember, there is no charge for us to review a contract for you, no matter how many properties you find! Our fees for us to act on your behalf are fixed, regardless of if you are a vendor or purchaser, so there is no hidden surprises. Speak with us today!

21.01.2022 RECORD BREAKING LOW CASH RATE| Reserve Bank slashes interest rate to historic low of 0.1% in bid to prop up Australian economy. RBA’s move to near-zero rate seen as implicit rebuke to Morrison government for not spending more on economic stimulus.... Learn more: https://www.google.com.au//reserve-bank-australia-interest

18.01.2022 COOLING OFF PERIOD - What is it? When you buy a residential property in NSW, you have a five business-day cooling-off period after you exchange contracts. The cooling-off period starts as soon as you exchange and ends at 5pm on the fifth business day after exchange. During this period, you may get out of the contract as long as you give written notice. A longer cooling-off period applies for properties sold off the plan, because these contracts are often large and complex. ...A 10-business day cooling off cooling off period applies to these contracts. A cooling-off period does not apply if you buy a property at auction or exchange contracts on the same day as the auction after it is passed in. You can waive the cooling-off period by giving the vendor a ‘66W certificate’. It is also possible to reduce or extend the cooling-off period by written agreement with the vendor. If you use your cooling-off rights and withdraw from the contract during the five business-day period, you will have to pay the vendor 0.25 percent of the purchase price. This works out to be $250 for every $100,000. Source: https://www.fairtrading.nsw.gov.au//buying-a-property/cont

18.01.2022 Get to know our wonderful Michelle! What do you love most about your job? That we get to help people with one of the most important decisions they can be involved in - buying or selling their home. ... What is your biggest advice to someone buying their first home? Don't get too overwhelmed about your first home being your forever home. Your first home may not suit you forever but if it works for the immediate future it will be a stepping stone to your next best property decision. What’s your biggest motivation? Happiness, do something little every day that makes you happy. Away from work, what do you enjoy doing most? Can I say enjoying a wine??! Spending time with the family and making memories. Your goal for 2021 is? Enjoy the simple things in life.

16.01.2022 So inviting. Especially on days like today

16.01.2022 STAMP DUTY / TRANSFER DUTY: You must pay transfer duty once known as stamp duty in NSW when you buy: * property, including your home or holiday home... an investment property * vacant land or a farming property * commercial or industrial properties, or * a business, which includes land. You must also pay transfer duty when you acquire land, or an interest in land, without buying it. For example: * a declaration of trust * a gift, or * a transaction effecting a change in the beneficial ownership of a property. In some circumstances, you may be eligible for a concession or exemption from transfer duty, such as: * when you are a beneficiary of a deceased estate, or * the transfer is between a married couple or de facto couple. You must pay transfer duty within three months of signing a contract for sale or transfer, except in the case of off-the-plan purchases. If you buy off-the-plan and you intend to live in the property, you may be able to defer your transfer duty liability for up to 12 months. Source: https://www.revenue.nsw.gov.au/taxes-duties-l/transfer-duty

15.01.2022 You’re trusting us with one of the biggest transactions that you’ll ever make. This is why, we review everything, to ensure nothing is missed. Regardless of if you’re a vendor or purchaser, we’ve got you covered. As your conveyancer, we: ... Assist in your negotiations, not necessarily with price, but with terms such as deposits, settlement time frame, and any other clauses we feel don’t benefit you as our client (both vendors and purchasers) Can arrange pest and building inspections on your behalf. Can liaise directly with your broker, so we can keep track of how your finance approval is going. Guide you through all steps leading to settlement and attend settlement on your behalf. www.mjmconveyancing.com.au Mobile service Video conferencing available After hour and weekend appointments

14.01.2022 It’s coming... slowly, but surely. What a weekend!

11.01.2022 FAMILY TRANSFER SERVICES | Did you know that some transfers don’t need a Contract for Sale of Land? Did you know that some transfers are exempt from stamp duty? If you are wanting to transfer the ownership of a property to an immediate family member, we can help you. ... MJM Conveyancing will organise a property valuation, liaise with your discharging mortgagee and arrange for the incoming mortgagee to take possession of the title for half the cost of a standard conveyancing transaction. Get in touch with us today to find out more.

11.01.2022 Is a record low cash rate in our sights? Economists are increasingly predicting the Reserve Bank of Australia will slash the nation's official cash rate tomorrow in a bid to stimulate the economy. Despite the RBA already making two cuts to interest rates this year which currently stand at 0.25 per cent experts believe the central bank will go further.... Most believe the RBA will drop the cash rate by 15 basis points to 0.10 per cent, marking the lowest official cash rate in Australian history. Read more: https://www.9news.com.au//a2cd0e2a-3f36-4b1d-98a6-cdbaff4c

10.01.2022 Thinking of creating a veggie patch over the Christmas holidays? There’s nothing better than home grown and here is an easy to follow guide so you know exactly what you plant!

08.01.2022 Awards night ready. Let’s do this!

07.01.2022 Friday Funny The end is in sight! Schools back in a few days.

05.01.2022 Passion Determination Point of difference... Passion for the industry we are part of and the people we work with. Determination to give our clients the best service, the best business model and determined to make a difference and stand out against the rest. and lastly, our point of difference. Our clients are our clients, not a number, we deliver, each and every time, and our focus is doing the best by you. Our business isn’t money driven, it’s driven by watching people buy their dream home, or guide people through the selling process as they move onto the next chapter in their life. We are about you - without you, we wouldn’t be the business we are today. www.mjmconveyancing.com.au