mobilelender.com.au in Lilydale | Loan service

mobilelender.com.au

Locality: Lilydale

Phone: +61 1300 635 235

Address: 2 Main Street 3140 Lilydale, NSW, Australia

Website: https://www.mobilelender.com.au

Likes: 1031

Add/Update information

Reviews

Tags

• Property
• Loan service
• Mortgage brokers

23.01.2022 The First Home Owners Grant (FHOG)is a Government initiative to help first home buyers build or buy a new home. The eligibility criteria and the amount you can receive depends on the State where you live. In Victoria, this can be up to $20,000. Our team of brokers will be able to guide you as to what you may be eligible for.

22.01.2022 Great news for businesses. The extension of Asset write off up to $150,000 for another 6 months.

22.01.2022 Moving house is a big task. The last thing you want to do at the end is to get rid of all the left over rubbish. We highly recommend Inside Outside Rubbish Removal to make your move a breeze. George and the team will be pleased to help.

21.01.2022 During these uncertain times it’s important to consult an expert before making any changes to your home or business loans such as repayment pauses or refinancing. There may be better ways. Also with lenders changing policies constantly, before you buy ensure you consult a broker.

19.01.2022 Our thoughts are with all Police and their families.

18.01.2022 LVR is an acronym for Loan to Value Ratio. This is the percentage of money you borrow for a home loan compared to the value of the property. LVR is used as a risk assessment tool by Lenders to decide whether to approve you for a home loan. The higher the LVR, the more risk you may be to your lender. LVR is calculated by dividing the required loan amount by the purchase price, multiple by 100. For example: ($350,000 Loan Amount / $450,000 Purchase Price) x 100 = 77%... When you are ready to buy, have a chat with your Mortgage Broker about your LVR, who can explain it in more depth and what your LVR means for you.

18.01.2022 Great tips for your business

18.01.2022 // If you have on the latest RBA rate cut, now is the time to give your home loan a . Our home loan health check is designed to make sure your home loan is still the right one for your needs. Contact us now for a 30 minute discussion.

16.01.2022 // ? Refinancing means moving your loan from your current lender to a new lender. When you refinance with another lender, they consider it as a new loan with new loan terms. As you are not buying a new home, the process does not include another vendor or settlement agent, but you do still need to get the property valued.

12.01.2022 They shall grow not old, as we that are left grow old; Age shall not weary them, nor the years condemn. At the going down of the sun and in the morning We will remember them.

12.01.2022 Construction loans help you at a time when you have decided that it is time to renovate your tired old home, or finally build your dream home or build that investment property. The benefit of a construction loan is that construction loans let you draw down your loan in chunks or instalments aka progress payments. The benefit of this is that you only pay interest on the money you use or have drawn down. Before you apply for a construction loan, it is recommended that you contact your broker to discuss your needs as every build is different.

12.01.2022 A family guarantee loan is when a close relative (usually mum or dad) guarantees your home loan by using the equity in their place as additional security for your home. Together with your own savings, this extra security can increase your collateral to the equivalent of a 20% deposit. This ensures you won't need to pay Lenders Mortgage Insurance, saving you a lot of money. With a guarantor in place, some lenders may even let you borrow 100% of your first home’s value without ...the need for a cash deposit at all. There is a lot of different types of family guarantee loans and your mobilelender.com.au broker will be able to advise which is appropriate for your circumstances

09.01.2022 RBA NEWS // Global concerns can be good news for mortgage holders with the RBA slashing the offical cash rate for the fourth time in less than a year!!

08.01.2022 // ? The first step in refinancing your home loan is to understand why you want to refinance. Once you know why you want to refinance, then the next step is to talk to your broker. Your broker will be able to look at your current home loan and research and analysis home loans that will help you reach your goal.... If you do decide to refinance, this is a new application so, you will need to provide statements on your current home loan, payout figure and current financial position so your application can be assessed and processed.

08.01.2022 // ? When you plan to refinance your home loan, it is important to know the costs involved. The following costs should be determined when considering a refinance. Discharge costs... Lenders Mortgage Insurance (LMI) Breaking a fixed rate loan Contact your broker to learn more about how much refinancing will cost you.

06.01.2022 There is lots of activity in the market.

06.01.2022 // ? Your family structure, lifestyle or financial position may have changed since you bought your home. When there has been changes to your personal circumstances, you want to make sure that your home loan still suits your needs. Some reasons to refinance include:... Lower interest rate Loan features that suit your needs e.g. offset or redraw facility Fixed rate is due to expire Consolidate debt Renovating Investing If you feel your home loan is not working for your current needs, or you would like to reach a particular financial goal. Contact your broker who can help you navigate a refinance.

06.01.2022 Let's get all our workplaces ready to ensure everyone is safe. Principles outlined on Safe Works Australia.

04.01.2022 Great advice and insight from our friends at O'Brien Accountants & Advisors.

01.01.2022 Conveyancing is the branch of law associated with the process of buying and selling property. Conveyancers help with the settlement and title transfer process; they also ensure that their client is meeting all legal obligations and their rights are protected during the property transaction. It is recommended that when buying or selling property, that you always engage a licensed conveyancer as they are there assist you with settlement process by providing advice and information and document preparation. The last thing you want is for settlement to be delayed, so it is in your best interest to engage a conveyancer when buying or selling property.