Scott Howell in Croydon South, Victoria | Mortgage brokers

Scott Howell

Locality: Croydon South, Victoria

Phone: +61 435 474 498

Address: 126 Long View Road 3136 Croydon South, VIC, Australia

Website: http://Mobilelender.com.au

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25.01.2022 Jacqui, making a much bigger commitment and sacrifice to shaving her head than it is for me! If you would like to support Jacqui and The Leukaemia Foundation, please use the link to donate

25.01.2022 Conveyancing is the branch of law associated with the process of buying and selling property. Conveyancers help with the settlement and title transfer process; ...they also ensure that their client is meeting all legal obligations and their rights are protected during the property transaction. It is recommended that when buying or selling property, that you always engage a licensed conveyancer as they are there assist you with settlement process by providing advice and information and document preparation. The last thing you want is for settlement to be delayed, so it is in your best interest to engage a conveyancer when buying or selling property.

25.01.2022 FIRST HOME BUYERS // Planning on entering the property market in 2019? Here are some great tips to know. #firsthomebuyer #mortgagebrokermelbourne #mobilelender #mobilelendermelbourne

25.01.2022 I wouldn’t be concerned about your daily coffee but lenders are definitely looking at what you spend and what regular payments you make. Things like AfterPay will come up as will old credit cards that you meant to close but don’t use anymore. All lenders will scrutinise more than ever before so it is important to be open and transparent with your broker

23.01.2022 HOME BUYERS // While you don't need to be debt-free to secure a mortgage, you do need to demonstrate that you're responsible with your finances. This means stea...dily paying down existing debt and saving regularly. Here are seven steps you can take to reduce your debt and ensure you are home loan ready. See more

23.01.2022 How many Collingwood and Geelong supporters do we have on here? An MCG qualifying final on Friday 6th September is (almost) as good as it gets! Where will you be watching?

22.01.2022 Happy Monday people. Go Storm!!Some interesting information and insights from CommSec https://www.commsec.com.au//CommSec_State_of_the_States_Oc

22.01.2022 It’s done!! Katie has shaved off all of her hair for the World’s Greatest Shave in support of the leukaemia foundation. What an amazing effort from an amazing young lady. Thank you to everyone who has supported Katie. Family, friends and workmates have donated generously helping Katie to raise almost $3,000 in just one week so far. Michelle, Maddie and I could not be more proud of Katie and we know you all are too. ... https://secure.leukaemiafoundation.org.au//FundraisingPage

22.01.2022 Are you looking for your first home or a nice little upgrade? Im going to be at the Tomasetti open if you have any finance questions

21.01.2022 The First Home Owners Grant (FHOG)is a Government initiative to help first home buyers build or buy a new home. The eligibility criteria and the amount you can ...receive depends on the State where you live. In Victoria, this can be up to $20,000. Our team of brokers will be able to guide you as to what you may be eligible for.

21.01.2022 So, you made a New Years Resolution to take control of your financial goals? But dont know where do you start? Recently we posted about creating S.M.A.R.T goa...ls, if you have done that, then you need to create a budget and put your budget into action. Creating a budget involves a few simple steps. 1. Understand and Calculate Your Expenses when you know your expenses, you will be able to better budget and plan for your future financial goals. So, you can better understand and calculate your expenses, look at bank statements, receipts, your personal records that you may have and look at your expenses for the last six to 12 months and some expenses can be intermittent, such as insurance. Work out your average monthly expenses by calculating all your expenses either over a 6 or 12 month period. 2. Identify your income income can come from various sources, your PAYG Salary, rental income, dividends, hobbies, cash gifts and sale of unwanted items. 3. Automate Your Savings and Pay Off Debt Before you automate your savings and debt pay off strategy, work out what your surplus income is by subtracting your monthly expenses from your monthly income. Once you know what your surplus income it, you can create your S.M.A.R.T strategies to determine and create realistic savings and debt payoff goals. If you do not have a surplus income, it is time to cut some expenses so you can save and pay off any debt. 4. Record and Track When you record and track your expenses you can retrospectively look back at your spending habits and learn whether you are sticking to your budget. If you find that you miscalculated any expenses or income when you created your budget, adjust and re-start again. 5. Be Realistic When you create your budget, be realistic and aim to stick to your budget. We all know that unexpected financial needs arise, so be mindful of how often you do not stick to your budget and create little rewards for your wins. Dont look at budgeting as a chore, budgeting can improve your financial situation and create an opportunity for you to plan for the future.

19.01.2022 This article appeared in the HeraldSun Melbourne. There are some interesting ideas there for people look to tweak their budget in 2021

16.01.2022 Here is a great guide to surviving amidst the uncertainty at the moment. Yes it’s American (Dave Ramsay) but it’s quite relevant. Furlough is stood down 401...k is your Super If stopping your mortgage payments is going to allow you to pay for food and utilities then you need to do what is best for you. If you do want to have a chat about anything at all, please feel free to give me a call Take care, stay home and we look forward to seeing you face to face as soon as we can Scott

14.01.2022 Wishing you all a safe and enjoyable Happy New Year - see you all in 2020!!

13.01.2022 Preparing for an auction will help improve your understanding, expectations and help you set yourself up to win. Here are six winning strategies to help prepare you for auction. https://www.mobilelender.com.au//six-winning-strategies-f/

13.01.2022 Are you a business owner or do you own commercial property? You should be receiving reductions in your lending rates. If not, ask your lender why not.

12.01.2022 Here is a great guide to surviving amidst the uncertainty at the moment. Yes its American (Dave Ramsay) but its quite relevant. Furlough is stood down 401...k is your Super If stopping your mortgage payments is going to allow you to pay for food and utilities then you need to do what is best for you. If you do want to have a chat about anything at all, please feel free to give me a call Take care, stay home and we look forward to seeing you face to face as soon as we can Scott

12.01.2022 // ? When you plan to refinance your home loan, it is important to know the costs involved. The following costs sho...uld be determined when considering a refinance. Discharge costs Lenders Mortgage Insurance (LMI) Breaking a fixed rate loan Contact your broker to learn more about how much refinancing will cost you.

12.01.2022 It is important to understand what Stamp Duty is. When you understand what it is and how much you need to pay, you will be able to calculate how much you can af...ford to borrow. Stamp Duty is a State Government Tax that applies to certain transactions which includes real estate. Stamp Duty can also be known as Land Transfer Duty. The amount of Stamp Duty payable depends on the State in which you live, type of property and the value of the property. There are schemes to help reduce amount of Stamp Duty payable for First Home Buyers - so make sure to ask your conveyancer or broker if they apply to you. As an example, in Victoria there is no stamp duty for eligible first home buyers when buying a property up to $600,000 and concessional rates up to a purchase price of $750,000.

11.01.2022 Makes my day every time

10.01.2022 Sunrise over Barnawatha this morning on the way to our lovely clients in Kiewa! Putting the mobile into mobilelender.com.au

09.01.2022 Towards the end of each year, we start to reflect on what we have achieved. 2019 saw us open our office at 2 Main Street, Lilydale VIC and win our first award!! Thank you for your continued support and we look forward to seeing what 2020 brings!!

08.01.2022 Great tips for your business

07.01.2022 Spending the next two days on transformation and change in Business and Lending

07.01.2022 They shall grow not old, as we that are left grow old; Age shall not weary them, nor the years condemn. At the going down of the sun and in the morning We will remember them.

07.01.2022 I wouldnt be concerned about your daily coffee but lenders are definitely looking at what you spend and what regular payments you make. Things like AfterPay will come up as will old credit cards that you meant to close but dont use anymore. All lenders will scrutinise more than ever before so it is important to be open and transparent with your broker

07.01.2022 Our gorgeous human is joining the worlds greatest shave next week and will be shaving these curly locks down to a #3 If you would like to support Katie, to support the Leukaemia Foundation it would be greatly appreciated https://secure.leukaemiafoundation.org.au//FundraisingPage

07.01.2022 Absolutely tragic for VicPol members, families and friends

06.01.2022 Want to find out more about Property Investment? Join us at Yarra Yarra for a fun and interesting Property Dinner on Tuesday 12th November #propertyinvestment

06.01.2022 APPRECIATION POST // Thank you to all our clients - your support means the world to us!!

06.01.2022 How awesome is this?

05.01.2022 Torquay today to sign loan documents for our client saving over $7,000 on his home loan. mobilelender.com.au We come to you!

05.01.2022 As greater Melbourne and the Mitchell Shire are heading into stage 3 lockdown again tomorrow, I hope we can all reflect on those around us? If any of our clients, colleagues, family and friends need a helping hand or just need an ear please don’t keep it in and be sure to ask for help. We are all in this together and we can get through this together too.

04.01.2022 Applying for a home or investment loan can be a daunting experience, understanding the costs of buying property can reduce the stress and make this experience m...ore positive. When you buy property, the cost of the property is not the only value you need to take into consideration. Fees, such as the following should be taken into consideration when budgeting to buying property. Property Value Conveyancing and Legal Fees Stamp Duty Building and Pest Inspections Mortgage Registration Fee Transfer Fee Loan Application Fee Lenders Mortgage Insurance Council and Utility Rates It is recommended that anyone wanting to purchase a property, seek expert advice on the true costs of buying a property. This advice can come from your Mortgage Broker, Conveyancer, Financial Advisor or Accountant.

03.01.2022 We are proud to announce that we are sponsoring Blackburn Baseball Club for the 2019/20 season. Get on board the burners

02.01.2022 "I asked a mortgage broker, financial adviser and money coach to fix my finances. Here's what happened."

02.01.2022 // ? Refinancing means moving your loan from your current lender to a new lender. When you refinance with another lender..., they consider it as a new loan with new loan terms. As you are not buying a new home, the process does not include another vendor or settlement agent, but you do still need to get the property valued. See more