Daniel Thompson in Sydney, Australia | Financial consultant
Daniel Thompson
Locality: Sydney, Australia
Phone: +61 431 280 151
Address: 99 York Street 2000 Sydney, NSW, Australia
Website: http://modestfinance.com.au
Likes: 67
Reviews
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24.01.2022 RBA update: it's no surprise that the reserve bank of Australia has left the cash rate on hold at the record low of 0.25 basis points. The out look is that the cash rate will not chage any time soon. #sydneybroker #modestfinance #financeexpert #homeloans #financiallyfit #mortgage #firsthomebuyer #investing #rba #interstrates
22.01.2022 This will vary person to person. A good place to start is to: Find an expert finance broker you click with Talk to them about your plans Each lender has different policies, and while not everyone will qualify everywhere, we’ll be able to guide you to which lenders you have the best chance with.
20.01.2022 Are you looking to buy your first home but don't know where to start? Wondering if you should get help from Australia's 5th largest 'bank' (the bank of mum & dad), and how much deposit you need and how much you can borrow?... When it comes to getting started, the road to home ownership can seem daunting. But it doesn't have to be. That's why we created this comprehensive First Home Buyer's guide, to show you, step-by-step, so you can buy your home with confidence. We help you avoid things that can get you a 'black mark' against your credit file, and show you a simple to follow process to getting your finance approved. Grab your copy now by clicking on the link below https://m.me/ModestFinance?ref=Guide_1st_Home_Buyers
20.01.2022 Otherwise known as the Bank of Mum and Dad. With rising house prices, and stagnant wage growth, more and more Australians are using a guarantor to get onto the property ladder. If you’re interested in finding more about how this works, you’re welcome to DM #sydneybroker #modestfinance #financeexpert #homeloans #financiallyfit #mortgage #firsthomebuyer #investing #guarantor #propertyladder #sydneyrealestate #intergenerational
19.01.2022 This is definitely the case in home loan land. I’ve helped people who’ve been more-or-less happy with their current mortgage, until I’ve done some research to uncover a far better solution for them (one that’s shaved years off their loan). #sydneybroker #modestfinance #financeexpert #homeloans #financiallyfit #mortgage #firsthomebuyer #investing #refinance #moneysavingtips
19.01.2022 Not-so-fun fact: 4 in 5 people with a home loan have no idea what interest rate they’re paying although this is starting to shift. There are so many competitive loan products out there, that it pays to investigate. If you don’t have the time or inclination to do so yourself, get in touch and I'll do the hard yards for you. #sydneybroker #modestfinance #financeexpert #homeloans #rba #interestrate
19.01.2022 Someone in IG-land needs to hear this today: "You are braver than you believe Stronger than you seem Smarter than you think" - A.A. Milne... #sydneybroker #modestfinance #financeexpert #homeloans #financiallyfit #smallbusiness #sydneystarttup
19.01.2022 Weird fact: there are around 3.8 million cats in Australia, and 5.1 million dogs. That’s a lot of Schmackos! Or at least a lot of grass-fed, organic, handcrafted treats. Recent research reveals that 2 in 3 of us speak to our pets as though they understand us. Surely the other third just didn’t want to admit it, right? #sydneybroker #modestfinance #financeexpert #homeloans #financiallyfit #petsofinstagram
18.01.2022 If you don’t already, it’s a good idea to keep track of your credit file. Your credit file is a reflection of how you handle debt, and it’s information that lenders use to assess your ‘credit-worthiness’. Even if you’re not thinking of applying for finance any time soon, be aware that any black marks are recorded for five years.
16.01.2022 Not all debt is created equal. Borrowing funds to finance a property purchase (that will increase in value) is one thing, and certainly not a bad thing. Bad debt is an entirely different beast. We’re talking credit cards, payday loans. If you’ve racked up bad debt, we’d love to help you clear it more quickly. Get in touch and we’ll explain how.
16.01.2022 Sometimes, the best-laid plans can go awry. Sometimes success is just down to dumb luck Bill Gates has such a healthy perspective on business and reminds us all that the best way to achieve something is to act, and the best way to learn is to fail. #ouch
16.01.2022 There’s a big blue sky waiting behind the clouds. Literally AND figuratively. #sydneybroker #modestfinance #financeexpert #homeloans #financiallyfit
15.01.2022 We don’t like to make sweeping statements when it comes to finance-related guidance. Get in touch to get some clarity on what’s right for you in your situation.
11.01.2022 This is definitely the case in home loan land. We’ve helped people who’ve been more-or-less happy with their current mortgage until we’ve done some research to uncover a far better solution for them (one that’s shaved years off their loan).
11.01.2022 Is it just me, or is everyone an expert oneverything these days? We’re for leaving medical advice to the medical professionals. However, as finance experts, I will proudly put my hand up for people seeking finance-related advice. Now is an excellent time to get advice on your mortgages no in-person contact required; bespoke service guaranteed. #sydneybroker #modestfinance #financeexpert #homeloans #financiallyfit #mortgage #firsthomebuyer #investing
08.01.2022 It’s true, the banks are judging you when you apply for a loan, that is. While we advocate for healthy spending habits all year round, it’s a good idea to take extra care with your spending at least three months before application time. If, for instance, you’ve got a maxed-out credit card but are ordering Uber Eats twice a week, the lender will wonder why you’re not diverting this discretionary spending to paying off your debts.
06.01.2022 If only the home loan process was a chilled out as this room. Great news is there are steps you can take now to cruise through your application. Watch your spending every frivolous purchase paints a picture Save a deposit aim for at least 20% to keep your options open Reduce your debt credit cards, we’re looking at you Speak with an expert early on in the process for personalised tips... #sydneybroker #modestfinance #financeexpert #homeloans #financiallyfit #mortgage #firsthomebuyer #investing
05.01.2022 Nothing beats natural light. Besides the aesthetics, a home with abundant natural light feels healthier and importantly helps you save on power bills When inspecting real estate, make sure you turn the lights off to get a true indication.
01.01.2022 Is it Summer yet? #sydneybroker #modestfinance #financeexpert #homeloans #financiallyfit #winter
01.01.2022 Blue sky thinking is brainstorming without limits and it’s not just for corporate change specialists. When you set your personal goals, try asking ‘what if?’ For help with your financial goals, we’re here to help you achieve those big dreams
01.01.2022 Not another post extolling the virtues of a low-key Sunday! We hope you get a Sunday this week, no matter which day it falls on
01.01.2022 I used to think creativity was all about sculpting, paintbrushes and performing. Now I realise can be about innovative thinking figuring out new, smarter ways to solve old problems. What does creativity mean to you? #sydneybroker #modestfinance #financeexpert #homeloans #financiallyfit #mortgage #firsthomebuyer #investing #creativity
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