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25.01.2022 This is so important to consumer outcomes in Australia. Please support us.

25.01.2022 Westpac are also offering assistance to personal and business clients. (NB: includes Bank of Melbourne / St George / BankSA)

24.01.2022 If you have an investment or interest only loan, you need to know about this. Pretty much all lenders have changed their policies and interest rates for investment loans, regardless of security. Further, many lenders have increased their rates for all investment loans including existing loans. And the difference between lender rates is now huge! Plus, some have stopped lending for investment altogether. If you'd like to know how this might affect you, now or in the future, ask us. We can let you know how your current lender has changed their rates and policies and if there's a better option now available to you.

23.01.2022 This is a great initiative - free credit checks that don't leave a mark on your credit report. Check your credit score here: https://www.nab.com.au//calculators-a/credit-health-report

23.01.2022 First home buyer? Learn about your stamp duty incentives here

22.01.2022 Rates remain on hold.

22.01.2022 Have you entered our latest competition yet? Alaska might be warmer than Melbourne! Click on the competition tab above to enter.

21.01.2022 ANZ have a support package in place for customers too https://www.anz.com.au/promo/covid-19/

19.01.2022 #TheAdviserBootCamp today, sorry for any delays in responding to you!

18.01.2022 More properties under the hammer Australia-wide http://bit.ly/1AMIcsa

18.01.2022 New housing construction surged in March http://bit.ly/1H6GhET

17.01.2022 Rates drop! The RBA has decreased official cash rate today by 0.25%. This is the first drop since May 2015. Now let's see which lenders pass on the full rate cut and who doesn't. If your lender doesn't it is definitely time to review. Contact me - I can help find a better deal and put $$$ back in your pocket.

16.01.2022 Question: how low would a fixed rate need to be (say for three years) for you to consider fixing a part of your home or investment loan?

16.01.2022 Bold decors win at the 2015 Dulux Colour Awards

15.01.2022 Get your renovation budget right

15.01.2022 In these uncertain times it is important to know what support and assistance is available to you. I would recommend you take the time to have a look at the information on Moneysmart.gov.au relating specifically to COVID 19 and financial strategies to manage this period of uncertainty. There is some great information here that might assist you, including: Protecting yourself from Scams (be particularly cautious of scammers offering to assist with accessing your Superannuatio...n) Financial Assistance packages available through COVID 19 Dealing with Cancellations and Refunds Problems paying Mortgages (obviously we can assist with this) Problems paying Bills and Fines Urgent help for money Managing finances on Low Income and Financial Counselling- seeking assistance in your local area. This information can be found at https://moneysmart.gov.au/covid-19 Please take the time to read this information so you are in the best position to work through the financial uncertainty during these unusual times.

14.01.2022 What would a world without mortgage brokers look like? Possible legislation change threatens the mortgage broking industry, which could see all Australians hav...ing less access to smaller lenders and even less access to credit. Without mortgage brokers, finding a home loan will be harder and could become more expensive for home buyers. Find out more here: https://www.brokerbehindyou.com.au/

13.01.2022 Thinking of investing in property this St Patricks Day? Chat to us about your finance options.

13.01.2022 Commonwealth Bank are also all over this.

12.01.2022 Are granny flats a gold mine?

11.01.2022 How to use auction results to buy smarter http://bit.ly/1B5MrPx

11.01.2022 Updated lender support package list here.

10.01.2022 NAB's support for customers and small businesses https://news.nab.com.au//nab-delivers-vital-support-for-b/

10.01.2022 Very important information for anyone who ever wants to borrow money in the future. NAB has announced that it will be providing positive credit history information from next month and other majors are sure to follow. Find out more at http://www.creditsmart.org.au/

09.01.2022 Interesting times.....

09.01.2022 Housing construction reaches its strongest growth in a decade

09.01.2022 Tips for achieving your investment goals

09.01.2022 It's a turbulent time in our industry, as many of you would know. If you'd like to show you support for the mortgage broking industry, here's how:

08.01.2022 IMPORTANT INFORMATION ABOUT REPAYMENT PAUSE/DEFERRAL: Surprise! It's not a freebie. By all means if you are feeling financial stress, reach out to your lender (or me if you'd like support). You need to understand though that interest doesn't stop being charged when you defer your repayments. You just don't have to make payments if you can't. For example, if you owed $200000 and deferred your repayments for six months, at an interest rate of 3% (for simplicity's sake) would me...an your loan balance increases by $500 each month. (That's the interest on the loan being added on top.) So your loan balance at the end of 6 months would be $203000. The longer this goes, the more it goes up. So please don't request it unless you really need to as you will end up paying more for your loan in the long run.

06.01.2022 Get a foot on the property ladder

06.01.2022 Here is a link to the latest available information I have on lender support packages. Please contact the lender in the first instance. If you need additional help please let me know. (But they have teams set up to handle this so should be able to resolve your issues.) Keep watch for updates if your lender isn't on here or contact me and i will find out what options you may have available.... Also - if you don't think you will need to use these services but are just curious, please wait a little while. All the lenders are being inundated with inquiries so let's let those who really need help get through the system first. Thanks and stay safe!

04.01.2022 Is a rate cut on the way?

01.01.2022 Macquarie Bank coronavirus support information: https://www.macquarie.com/au/personal/coronavirus

01.01.2022 I know many of you are very concerned right now. So far the big 4 banks have announced that customers can defer their loan repayments for up to 6 months in cases of financial distress. Still waiting on other banks to notify us of what they are willing to do. It won't be long; please be patient as this is an unfolding crisis requiring scaled solutions. If you're having financial difficulty, have lost your job or business is suffering, the best first call is directly to the fin...ancial hardship team at your lender. Do it sooner rather than later so that the most options are available to you. You won't be judged by anyone especially at this time. I am working from home and minimising face to face interactions so i will be around to help everyone when this has settled. In the meantime, if you have any specific questions, please contact me by email or phone. Happy to do video calls too. I will provide links for lenders announcements regarding their COVID19 policies as they are announced. Stay safe everybody and look after each other.

01.01.2022 SECOND IMPORTANT UPDATE: REPAYMENT PAUSE/DEFERRAL I am hearing from my fellow brokers that some lenders (and it's too random to say which ones) are not approving repayment deferrals where the client has funds available in redraw in the loan. I understand that you may have your savings there and you may need to use these funds for living expenses over the coming months. In this case please redraw your funds out of the account (to your offset account if you have one or even to another bank may be wise) before requesting the repayment pause. Let me know if you have questions about this.