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25.01.2022 Money & Me fact : If you are saving for your first home, a first home saver account is a good way to help you reach your goal. The government will contribute an extra amount that is a percentage of your savings each year. (link https://www.moneysmart.gov.au//s/first-home-saver-accounts )



12.01.2022 Money & Me Fact : The Reserve Bank has left the cash rate on hold since August 2013. Since August, 3 year fixed rate has increased to 5.19% from 4.99% which indicates that fixed rates have already bottomed out. Please contact us via www.moneyandme.com.au if you need more details on fixed rate mortgages.

07.01.2022 Money & Me fact : Supermarkets tipped to shake up mortgage industry. Almost one third of mortgage brokers believe in the next five years the biggest impact on the mortgage industry will come from supermarkets. (link http://www.theadviser.com.au//29417-supermarkets-to-shakeu)

04.01.2022 Money & Me fact : You may have money stashed away which you've forgotten about, or didn't know you had. Search records of unclaimed money from bank accounts, company shares and life policies and see how to lodge a claim. (link http://australia.gov.au/service/unclaimed-money-search)



03.01.2022 Money & Me fact : Grattan Institute plan delays access to superannuation and aged pension until 70. (link http://m.theage.com.au//grattan-institute-plan-delays-acce)

03.01.2022 Money & Me Fact : From March 2014, your credit report could contain additional information that can be viewed by credit providers when you apply for credit. The new data elements include: Credit account information (e.g. account status, open and/or closed date, credit limit) Type of credit and account (e.g. credit card and revolving credit) Up to 24 months of repayment history information for commitments with a financial services organisation (e.g. payment obligation ha...s been met or not) Credit provider details What should you do? First, it’s important you take the time to order a copy of your credit report and familiarise yourself with the information it contains. It’s worthwhile doing that now, even though the new information won’t appear on your file until 2014. Please contact us via moneyandme.com.au for a free copy of your credit report. See more

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