Lizzy Hammond | Businesses

Lizzy Hammond

Phone: +61 432 262 139

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• Education
• Financial service
• Personal coach

25.01.2022 What is your affirmation for today? For me it is "I flow through today with ease and joy"

24.01.2022 It’s the great COVID #property dilemma - is it time to buy, sell, or just sit tight? https://7news.com.au//how-australians-are-feeling-about-th

21.01.2022 #tuesdaytips ARE YOU LIVING ABOVE YOUR MEANS? Did you know this may affect your home loan application? Here are some financial ideas to live BELOW your means: Spend less money than you make (might be easier said than done) ... Pay yourself first Don't rely on credit cards Don't try to keep up with anyone Live off one income Save for purchases Cut meaningless expenses. Establish an emergency fund. Avoid using afterpay/zippay PAUSE. ASSESS. Before you press "add to cart" See more

21.01.2022 WILL ZIPPAY AND AFTERPAY AFFECT MY HOME LOAN? The answer is, yes.... But it doesn’t mean you won't be approved, it just means there may be some roadblocks ahead if you keep ‘adding to cart.’ Read more: https://www.themoneymovement.com.au/will-zippay-and-afterp/

21.01.2022 #FRIDAYFACTS Since Australia’s international borders were closed on 22 March; Sydney prices have eased 2%, Melbourne have softened by 4.8%, Perth property values eased by 1.9%,... Brisbane home values are broadly steady (-0.1%) Adelaide prices have risen 0.6%. **According to https://propertyupdate.com.au/australian-property-market/

20.01.2022 PM for a friendly chat on how we can help you today ......

20.01.2022 Is refinancing your home loan on your to-do list? With interest rates at an all-time low, now is a great time to check in and find out if you're getting the right deal on your home loan. Contact me today for a FREE 15min consult

20.01.2022 HAPPY FATHERS DAY!!HAPPY FATHERS DAY!!

19.01.2022 Has debt got you down? Wouldn't it be nice to have financial freedom? Imagine not worrying about debt #financialfreedom #debtfreeliving If you're already in debt you might find it harder to get a home loan approved, or you may not be able to borrow quite as much. Focus on paying off any large debts you may have before you apply for a home loan, especially high-interest debts. As a broker I can help you with getting your finances in order. ... Message us now for a free consultation, we can help get you there.

19.01.2022 What are you spring cleaning this month? Your kitchen? Your wardrobe? How about your finances...? It's a great time to do all of the above. Here's a few things I do to help Spring Clean my Finances:... - Go through all the Paperwork - Set (or Check Progress on) Financial Goals for the Year - Review the Monthly Budget - Cancel Unused or Unnecessary Subscriptions - Plan & Budget for Remaining Expenses for This Year (eg. Christmas) Do you check your finances regularly? What have I missed?

16.01.2022 There is so much power to live aligned with this quote

16.01.2022 #tiptuesday #3 ASK FOR HELP! Find someone who will: treat everything you say in confidence.... give advice about better ways of managing your money. never judge you or make you feel bad about your situation. suggest ways of dealing with debts that you might not know about. always be happy to talk to you, however small or big your problem is.

11.01.2022 Recommendations! Please!?!/ What are you binge watching at the moment?

10.01.2022 Breaking News: (good news for our friends down south) New JobKeeper rules reversed! Last night, Treasurer Josh Frydenberg announced a backflip on tough new JobKeeper rules late last night, meaning more businesses will have access to payments from September.

09.01.2022 #testimonialtuesday To make a significant impact, an idea needs to become a MOVEMENT It needs to inspire others to rally behind it and push it forward. We love helping families get excited about their Money!

09.01.2022 Buying Your First Home...If you’re thinking that it could be a good time to buy your first home but aren’t sure about how you can get your foot onto the property ladder or if you have saved enough for a deposit. An Aussie broker can help with all of your questions to ensure you have the right loan, for right now. To understand your options, like and follow my Aussie page below I'll be updating this page with Proven Strategies and Tips on how to secure Your DREAM home! ... https://www.facebook.com/aussielizzyhammond/

08.01.2022 #testimonialtuesday My Mission is to Educate, Empower, Encourage and get Families Excited to Improve their money story

07.01.2022 #tuesdaytips 10 TIPS TO MANAGE YOUR MONEY Create a budget Understand your expenses Understand your income... Consolidate your debt Slash or remove unnecessary expenses Create an emergency fund Save 10 to 15 percent for retirement Review and understand your credit report Use a tool or personal finance app Find a mentor or coach See more

07.01.2022 Often people attempt to live their lives backwards; they try to have more things, or more money, in order to do more of what they want, so they will be happier. The way it actually works is the reverse. You must first be who you really are, then do what you need to do, in order to have what you want. ~ Margaret Young https://www.themoneymovement.com.au/

06.01.2022 Looking to get a home loan? Here are six factors that can affect your eligibility: Your budget. Before you know what size mortgage you can get, you'll need to ask yourself a few questions. Your credit score. Do you have loans? Unpaid Bills? Your income. Are you self employed? How long have you been in your job?... Your debt. Like your credit score. Do you have credit card payments owing? Your stability. This can include personal and professional. Your paperwork. Do you have the correct documents? If you're unsure or need help with any of the above, please don't hesitate to contact me. I offer a FREE 15min chat to anyone who enquires: 0432 262 139 [email protected]

06.01.2022 #tuesdaytips - Your first tip is to avoid procrastination. procrastination noun - the action of delaying or postponing something

04.01.2022 #tuesdaytips Don't Complicate!! Start by knowing where you stand. You want to have a complete picture. Get a baseline to work with toward paying down those debts... Avoid all those confusing budget templates Take it one step at a time. By not complicating it, you will have less overwhelm and stress.

03.01.2022 #testimonialtuesday At the Money Movement we believe that Money Success is all about Education, Empowerment & Encouragement

03.01.2022 It’s an exciting time when you finally decide on the property you want to buy. One of the most important parts of the journey as a first home buyer is getting your loan approved. Approaching a bank for a home loan means being prepared. An attractive credit history, sufficient income to cover monthly payments, and a sizable deposit will all count in your favor when it comes to getting an approval. Read more on why using a Broker is the best option to secure your DREAM HOM...E https://www.themoneymovement.com.au/mortgage-brokers-why-y/.

02.01.2022 Have you checked out my blog page? I've been updating it! yay! Stay up to date with relevant news regarding JobKeeper, home loans, and all your money management needs https://www.themoneymovement.com.au/blog/

02.01.2022 Using a lender or mortgage broker can help with this preparation, below you can see the benefits of choosing a broker to help with your home loan: We are a free service You may even pay less to use a broker than going directly to a bank since we can often negotiate a better deal for you. We have access to insider knowledge, deals and rates the average home buyer doesn’t. ... We have strong negotiating power and may help you get a lower interest rate on your mortgage We have experience in the finance industry and the home loan marketplace We offer a more personalised approach to mortgage broking We have access to a unique loan comparison software We have extra training and professional qualifications. Learn more here: https://www.themoneymovement.com.au/mortgage-brokers-why-y/

02.01.2022 The Money Movement is all about financial education. Our number one goal as a business is to educate! Money, as we all know can become a very stressful aspect of our lives. It’s easy to get lost in the daily hustle. If you don’t have a spending plan, then you don’t have a direction for your finances. This leaves opportunity for careless spending and sometimes overspending. The Money Movement takes a look at your finances and we come up with a spending plan for you using amazi...ng software that does all the thinking for you. Our services cover everyone, no matter what range of income or expenses you have. Throughout our Movement, we will be offering free tips and knowledge along the way. The Money Movement also educates and empowers business owners on varied unpredictable income to successfully manage their money better, how to store money in times of abundance and how to survive in hard times. The first step in taking control of your financial independence is to contact us for a FREE half hour consultation to see how we can help. https://www.themoneymovement.com.au/

02.01.2022 #weeklywin - After 3 lonnng weeks! I have some great news to pass onto my clients today! They can move into their beautiful new home! The loan has been approved! Couple with child... She was stressing. No need to stress anymore :)