MoneyQuest in Beaumont Hills | Financial service

MoneyQuest

Locality: Beaumont Hills

Phone: +61 423 185 495

Address: 10 Townsend Circuit 2155 Beaumont Hills, NSW, Australia

Website: www.moneyquest.com.au/beaumont-hills

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• Mortgage brokers

25.01.2022 What is an 'alt doc' loan? Alternative documentation, or alt doc, loans are for self-employed borrowers with income evidence not in the form mainstream lenders generally prefer. When assessing an 'alt doc' application, some of the things considered are: has your business been ABN registered for at least 6 months... has your business been GST registered for at least 6 months Business Activity Statements (BAS) bank account statements an Accountants letter For more information on what can be provided as 'alternative documentation' contact us... your self-employed finance specialists!

25.01.2022 It's been a tough year - hang in there, change is coming!

24.01.2022 How much LMI (Lenders Mortgage Insurance) you pay, and whether you have to pay it at all is dependent on a few things, and yes size does matter! STOP PRESS more BREAKING NEWS... lender announces $1 LMI, yes ONE DOLLAR. How much might you save? Well, the amount you borrow will impact the amount of LMI you pay because LMI is worked out as a percentage of the loan. A loan of $500,000 on a property worth $550,000 will incur a LMI fee of approximately $13,500. Whereas the sam...e property with a loan of $490,000 will only incur a fee of approximately $9,500... so you would save A LOT! Call to find out more about this offer (T&C's apply). P.S. LMI covers the lender, not you, ask me about a loan protection plan.

24.01.2022 The auction market has recorded its highest combined capital city preliminary clearance rate since March, despite record-low auction volumes in Melbourne, according to data. CoreLogic auctions data for the week ending 20 September has revealed that the combined capital city preliminary auction clearance rate came in at 72.4 per cent last week. There were 918 homes taken to auction over last week, which, while still significantly lower than the 1,983 homes taken to auctio...n this time last year, was higher than the 816 homes that went under the hammer over the previous week. The previous week recorded a preliminary clearance rate of 67.3%, which later revised down to 63.0% at final figures. This time last year, the final clearance rate was 70.7% across the combined capitals. Auction activity across Melbourne remains extremely low amid the lockdown to curtail the second wave of the coronavirus, with only 11 homes taken to auction. Of the results collected so far, all seven were successful, with five reported as selling prior to auction and two selling on the day. In the previous week, there were 600 auctions in Sydney, with a final auction clearance rate of 65.9%. This time last year, there were 646 homes taken to auction with a final success rate of 72.7%. (Source: Malavika Santhebennur, mortgagebusiness.com.au, 22 September 2020, thanks Malavika For the full article go to https://bit.ly/2ZVedEo )

23.01.2022 We know that finding the right home loan can be frustrating, time consuming and confusing To help you out we have a great article on our blog that shares five common mistakes to avoid when getting a home loan, you can read the full article here https://www.moneyquest.com.au//home-loans-5-common-mistak/ here's a snippet of what to expect It’s not just about the interest rate, yes, they are important and definitely part of the consideration process but they are not ...the whole story. Check your credit file. All lenders will conduct a thorough check on your credit history before offering you a loan so it’s a good idea to address any outstanding issues you may have long forgotten about. Shop around! Don’t assume your current bank is going to offer you the best deal as a longstanding preferred customer. So, what next? Read the entire article, then take the sixth step - pick up the phone and call us Here at MoneyQuest we are all about making the process easier and finding you the right home loan!

22.01.2022 This time of the year is hectic for most, and something like refinancing your home loan is not at the top of the to-do list! We get it. But with the new year just over a week away, and we can finally say goodbye to 2020, looking at ways to save to be in a better financial position will be back on top of the list. When the time is right, refinancing your existing home loan is one way to potentially save thousands of dollars, yes thousands of dollars! ... What is refinancing It’s taking out a new loan to replace and pay off your existing loan. It aims to secure a better ongoing rate and save money. There are some great options available with interest rates at a historic low and lender cashback offers available. For more info on refinancing check out our latest blog https://www.moneyquest.com.au//when-is-the-best-time-to-r/

22.01.2022 A credit score (or rating) is a numerical score that represents how trustworthy your reputation is as a borrower. Essentially, your credit score sums up the information on your credit report into one number, the higher the score the more creditworthy youll likely appear to the lender. The article (link) below explains what can affect this score and why it matters. https://www.moneyquest.com.au/news/credit-score-matter/

21.01.2022 Identify your 'one thing'!

21.01.2022 Are you still ticking off your spring cleaning jobs, perhaps prepping for the silly season guest rush? Struggling to store your worldly treasures, the ones you know you need to throw away, but just can't bring yourself to do? Well, perhaps this article will help you out... 5 ways to find the space you never knew you had. See the link below. They also say that keeping a clean and tidy home can improve our mental health too, it can't hurt that's for sure! https://www.moneyquest.com.au//stuck-for-storage-5-ways-t/

21.01.2022 What are guarantors and guarantor home loans? A guarantor loan can help first home buyers buy a place of their own even with a small deposit. A (mortgage) guarantor is the person who provides the additional security for your home loan. Most lenders prefer the guarantor to be a close relative, often a parent. For more detail on how it works go to... https://www.moneyquest.com.au/news/what-is-a-guarantor/

21.01.2022 Did you know there are over two million small businesses in Australia all with their unique services. Getting finance as one of those two plus million can be as difficult as running the business all have unique finance requirements. Are you one of the two plus million Here at MoneyQuest we listen to what you have to say. We will hear your unique story and assist in finding you the finance that’s right for you and your business. Whether it be for a home loan, equipment finance, to pay off tax debt or for a new truck, there is help available - so pick up the phone and call us

21.01.2022 When you’ve lived somewhere for a while it’s easy not to notice peeling paint or a chipped wall. But your home will probably be your single ever biggest investment, and just like all of us it needs some regular TLC to stay shipshape. Head to our tips and inspo blog for tell-tale signs your house needs some TLC. https://www.moneyquest.com.au//the-tell-tale-signs-your-h/

21.01.2022 Who owns a Tesla... OR wants to? We hope this quote from Elon Musk (product architect of Tesla) gives you some motivation for your day! P.S. If you need a Tesla financed, you can come to us

20.01.2022 Here is some GOOD news stated by the Reserve Bank of Australia (RBA).... economists predict a stronger economic recovery is possible if faster progress in controlling the virus is achieved in the near term. A series of positive health outcomes would help limit the damage to consumer and business confidence and support a more rapid economic recovery. What does this finance mumbo jumbo actually mean HOPE IS ON THE HORIZON! The RBA has decided to continue holding the low ra...te of 0.25%, the minimum cash rate (or interest rate) that banks could apply to their financial products (home loans, credit cards etc.)! So, how does this benefit you Let us tell you... Many banks are sharpening their home loan offering, keen to attract clients. This could potentially save you money by getting a lower rate as the lenders fight for your business. So, make the time and contact a Money Quest broker and let our experienced team help navigate your way through the many options now available!

20.01.2022 LVR... LMI... P&I... I/O... what the!! Dont stress, help is on hand heres the explanation of some commonly used terms when buying a property and/or applying for a loan. https://www.moneyquest.com.au/glossary/

20.01.2022 Want to know something interesting? August is Inventors Month! Have you ever thought about when the "mortgage" was invented? Or where the word 'mortgage' derived from? Read below some fun facts about the invention of the 'mortgage': 1: Mortgages that we are familiar with nowadays have only been around since the 1930s, but the idea of a mortgage has been around for a lot longer. 2: Mortgages are mentioned in English common law documents that take back as far as 1190! ... 3: The meaning of the word mortgage comes from Latin. It is merged from two Latin words, 'mort and gage. Mort means death and gage means pledge, so the word 'mortgage' means dead pledge. But dont let that scare you! The dead part of the mortgage doesnt refer to a person, it refers to the idea that the pledge died once the loan was repaid, and also the idea that the property was dead (or forfeit) if the loan wasnt repaid. Now that's interesting?!

20.01.2022 PROFESSIONAL (noun): a person engaged or qualified in a profession. Professionals such as lawyers, accountants, medical practitioners, chiropractors, optometrists, veterinarians, dental practitioners, physiotherapists. Is this you Or, are you in another professional role Well, did you know there are loan products designed with you in mind... No? Well, there is! What’s even better, there are specials, such as one lender currently waiving Lenders Mortgage Insurance premium...s for eligible professionals who have a loan to value ratio of up to 95%. Meaning you could possibly save thousands of dollars on LMI premium costs! Now, how much you could save depends on your circumstances, such as your profession, loan amount, and where your property is located, but we will take you through the finer detail. So, whether buying your first home, your next property or refinancing an existing loan, it’s definitely worth us having a chat, right?

20.01.2022 *** NSW readies to do away with stamp duty *** In the New South Wales state budget 2020-2021 handed down yesterday, Treasurer Dominic Perrottet revealed plans to reform the inefficient property tax system currently in place, and to do so based on the feedback of the state’s residents. Perrottet proposed transitioning from the current model of a mandatory upfront stamp duty, to one where residents have the choice to instead pay a smaller annual land tax on new property trans...actions based on the value of their land, with rates varying for owner-occupiers, investors and commercial tenants. "If implemented, the proposed changes could give you the freedom to choose between paying stamp duty upfront or paying a much smaller annual property tax, when you buy your next home," reads the NSW Treasury website. Full Article: http://ow.ly/Eqxx50Cntaa Source: Australian Broker, by Madison Utley, 18 November 2020

19.01.2022 Spring is in the air and with the promise of fresh flowers and brighter days comes the guarantee that more properties will hit the market. Do you know what experts are recommending for the selling season? Get your finances under control before you get to that ready to buy stage. There are a few things you need think about Is your budget in order? Have you got a regular saving schedule in place? Do you have the deposit in savings? Do you have pre-approval in writing? A...re you going to go with a fixed or variable rate? Do you know what conditional approval is? Is this sounding like a bit too much? Then we have another option call one of our brokers and theyll organise the rest. That sounds better!

19.01.2022 Did you know here at MoneyQuest we specialise in helping self-employed clients who want... - to purchase property (residential or commercial) - cash out for business purposes including working capital - funding and haven’t held an ABN for two years... - asset nance - to pay off tax debt to the ATO So, if you're self-employed and need finance contact us, your self-employed finance specialists!

19.01.2022 Thinking of doing some home improvements to maximise your investment? Not all renovations give back the value you think they might, or should and some even cost far more than they will ever return If you’re keen to improve your home without losing value you'll love our latest blog link below http://ow.ly/qo2050C1jjp

18.01.2022 When is the best time to refinance?? Something we get asked often, and with home loan interest rates at a historic low, it must be a good time. Right? Not necessarily so. Refinancing is about a whole lot more than just the interest rate There is no ‘one size fits all’ answer It’s dependent on your personal situation and what’s going on in the world around. Consider what you want to achieve it might be consolidation, improved flexibility, or simply a restructure to suit your lifestyle. Ultimately the best deal for you will balance out your personal needs with what the market can offer. To discuss your options, contact us, your experienced MoneyQuest finance specialists. With access to all the latest market information, we can save you valuable time and possibly a whole lot of money

17.01.2022 Have a great week!

17.01.2022 Why does your credit score matter? Your credit score is a number between 0 and 1,200, based on your financial habits. Anything above 700 is considered good, with over 800 being ideal, anything under 600 is considered bad. Your credit score will help lenders determine if they should lend money to you or not, what interest rate to give you, and which loans you are eligible for. Higher credit scores get lower interest rates and more features and benefits on loans. Lower cred...it scores have fewer options, higher interest rates, and are more likely to get rejected which will lower their score further. For more information on credit scoring speak to us, your local MoneyQuest finance specialists!

17.01.2022 Do you have multiple loans... credit cards, a car loan, a personal loan? Juggling all the individual repayments? Have you considered debt consolidation? Instead of paying off several debts at varying interest rates, we can consolidate your debts into one larger one. This way you end up making one monthly repayment, and usually at a lower interest rate. Like to know more? Gives us a call!

16.01.2022 What will you do today ?

16.01.2022 Keeping it real... sometimes we fail, but failure drives determination!

16.01.2022 WOW rumour has it there are currently a record 29 lenders* offering cashback deals for those looking at refinancing their mortgage, with the big four banks also in on the action. Most of the deals currently on offer are between $1,000 and $4,000 Why you ask The rise in refinancing is forcing banks to be more competitive than ever, they need to be winning new business, not losing it. But, don’t just assume you’ll be better off with a cashback special, you need to make s...ure you will be better off in the long run, not just a short term win. As mortgage brokers we will share the offers currently available, it's our duty to work with you to find the product that's right for you, and in some instances a cashback deal may not be the right one... to find out more let's talk! (* source: Australian Broker)

15.01.2022 Boo Is the thought of refinancing your home loan a little scary? Is the thought of talking to your lender a little frightening? Let’s go through your options to see if we can lift your spirits! Happy Halloween from the MoneyQuest team

15.01.2022 Australian home owners who are experiencing financial hardship have options that may help during troubled times. If this is not you (thankfully), but you know of someone that is struggling, please share the below information with them. Pause Your Home Loan Repayments If you ever experience financial hardship, particularly due to COVID-19, you may apply with your lender to put your home loan repayments on hold for up to six months. Please note, interest will continue to be... charged and added to your loan during the period your repayments are paused. This means that your home loans will be charged interest on interest. However, if you do require immediate financial assistance, this is one option that can help preserve your money until you get back on your feet. Consolidate Your Debts To reduce your overall monthly commitments, you can apply to roll up all of your debts into one loan with the intention of reducing your overall monthly repayment. Redraw Facility If your home loan has a redraw facility and you have made additional repayments, you may have accumulated a buffer that you can now redraw to assist you in your period of hardship. Reduce Your Repayments Given the recent reduction in home loan interest rates, your present repayments may be higher than the minimum required. There are people to talk to, your bank or a mortgage broker, you are not on your own.

14.01.2022 You read that right The mortgage broker channel has recorded its highest ever market share result with brokers settling 60.1 per cent of all residential home loans during the July September 2020 quarter, according to new data. The figures come in the latest data released by research group comparator, a CoreLogic business, which was commissioned by the Mortgage and Finance Association of Australia (MFAA). MFAA CEO Mike Felton said the result demonstrates the critical ro...le that brokers play in supporting their customers and the economy, and the impact they have made at a time when they were needed most. We couldn’t agree more! Source: Thanks to Annie Kane The Adviser, 26th November 2020 Read full article here http://ow.ly/p8yH50CvSHH

13.01.2022 Did you know that fortnightly loan repayments are better than monthly loan repayments? In fact, as interest is calculated daily, the more frequent payments you make, the more you could save in interest over the life of your loan. Repaying fortnightly (or better still weekly) can help you pay off your mortgage years earlier, potentially saving you tens of thousands of dollars in interest. ... Still not convinced Perhaps our repayment calculator might help https://www.moneyquest.com.au//fortnightly-repayment-calc/

13.01.2022 Buying your dream home is one of the biggest and most exciting purchases you are ever likely to make. Saving the necessary deposit can be difficult without making a few adjustments to your finances. The first port of call is to look at how much you want to spend, how much you already have saved and any additional fees and charges that you may incur when making your purchase. Budgeting helps manage your spending and regular outgoings and allows you to direct the surplus... into savings. When preparing your budget, it is important to consider your current financial situation by working out your priorities how much you need for basic living expenses and the little things that you can do without. To find out how much you can put away regularly to meet your home ownership saving goal you need to set a budget. Our handy budgeting tool (link below ) works out where your money goes and how much you should have left over. https://www.moneyquest.com.au/h/calculators/budget-planner/ Once youve got your budget in order youre well on your way to realising your home ownership dream

12.01.2022 Did you know the HomeBuilder Grant provides eligible owner-occupiers (including first home buyers) with a grant of $25,000 to build a new home or substantially renovate an existing home? Here are the answers to some frequently asked questions https://www.moneyquest.com.au/n/homebuilder-grant-of-25000/ BUT to find out if you tick all the boxes lets chat.

12.01.2022 BREAKING NEWS: NSW first home buyers have stamp duty fees axed (temporarily). NSW first home buyers have something to celebrate following the announcement that stamp duty would be paused for a limited time. State Premier Gladys Berejiklian has revealed the dreaded tax would be temporarily axed for brand new homes priced under $800,000. It will kick in from August 1 and will be in place for one year. Like to know more? Call me on 0423 185 495 and lets talk!

11.01.2022 Are you self-employed? Did you know that a MoneyQuest broker can assist with loan products that have alternative methods to validate income? While the introduction of stricter lending practices over the past couple of years have had an influence on self-employed borrowers loan requirements, its still possible to secure a loan and purchase your dream home (within reason of course). Like to know more

11.01.2022 As the old saying goes, no matter how many times life knocks you down... always remember you can get back up again!

11.01.2022 What is an alt-doc loan Alt-doc loans cater for people who are self-employed and can’t provide the traditional up to date proof of income information lenders usually require. Simply - it’s as the name suggests, providing ALTernative DOCumentation for evidence of your income. If you’d like to know more about alt-doc loans we are here to help... we specialise in residential and commercial self-employed finance

11.01.2022 Another month, another RBA announcement. As we anticipated, the RBA has continued to maintain a low cash rate of 0.25%. What exactly does this mean for you? The RBA continues to keep the cash rate low, thus providing a low-interest-rate environment to keep borrowing costs at a record low during these unprecedented times. It is highly unlikely that the RBA rate will increase rates over the next two years. It is also unlikely but possible that the RBA will not reduce the cas...h rate given it may believe this will have little impact in supporting the economy and if anything impacting many retirees with their savings and investments income. The real area to watch is what else the federal and state governments will do to assist and support all those impacted by the forced closures and ongoing disruption from the COVID-19 pandemic. If not done already, now is the time to be speaking with your finance specialist to ensure your finances are structured to help you get through these challenging times.

10.01.2022 CHA-CHING! Have you ever wondered who was the person that invented the credit card? Or which company actually created the first credit card? For Inventor's month this week, have a read below of some interesting facts about that magical piece of plastic: A Brooklyn banker named John Biggins invented the model of our modern-day credit cards in 1946. Did you know credit actually means trustworthiness? Makes sense! Can you guess which company brought out the first credi...t card....? Visa? Mastercard? The answer is actually Diners Club, in 1950. Now that's interesting?!

10.01.2022 Thank god it's Friday right? Before you switch off for the weekend - if you are considering purchasing a car soon, watch our video! It could help you in the future...

09.01.2022 Do you love styling your home, but dont always have the budget you need? Youre not alone. The good news is that Insta-worthy houses dont have to cost the earth. In fact, with these clever tricks and tips you can achieve the stylish home you crave with money left over to spare! Check out our lasted blog post for a little styling inspo https://www.moneyquest.com.au//styling-on-a-budget-quick-/

09.01.2022 Why are so many people confused about interest rates? We know that to most people finance is boring, ask them about interest rates and their eyes will glaze over. Rightly so, a simple product like a home loan has many variables to consider before you find the rate that best suits your needs. For example did you know owner occupied home loans are priced differently to investment loans. Then there are further differences based on whether you want either Principle ...and Interest repayments or Interest Only repayments. On top of that, new borrowers are usually offered better rates than existing customers from the same lender. Also if your loan is over a certain dollar amount, you can get a variety of interest rate discounts. Even being a member of some selected organisations can get you a discount. Then there are fixed rates, each with their own rate linked to the length of the fixed term. We should point out that these variations apply to almost every lender, the number of choices is staggering. So, we do understand why it can be somewhat confusing. The good news? You dont have to stress over it, its our job to know the detail, were here to make it easy for you!

08.01.2022 Yay it's the weekend... though for some of us every day seems like a Sunday thanks to lockdown. Regardless of where you live there is a buzz of spring in the air , so we wanted to share our top five spring home maintenance tips to get you outside to enjoy some rays! Check out our last blog post https://www.moneyquest.com.au//five-seasonal-home-mainten/

08.01.2022 We couldn't agree more! Always go above and beyond, you never know where it might take you!

07.01.2022 Recently we shared that the Federal Government had committed to make available an additional 10,000 places under the First Home Loan Deposit Scheme (FHLDS). This week we wanted to update you on the criteria for these places... The additional 10,000 places form part of what is now being called the FHLDS New Home Guarantee (NHG) for new homes and newly built homes. The allocations are available to first home buyers that are Australian citizens and at least 18 years old.... Like the original FHLDS, the New Home Guarantee is means tested. Applicants must have a deposit of between 5 and 20% of the property’s value. It is only available to those wishing to build a new dwelling or purchase a newly built dwelling, your MoneyQuest broker can share with you the definitions of eligible properties. Investment properties are not eligible. If you are single you must have a taxable income of up to $125,000pa for the previous financial year; or a combined taxable income of up to $200,000pa if applying as a couple. There is a revised set of property price caps that also apply for eligible properties under the NHG, that differ from state to state, which your MoneyQuest broker can share with you. AND FINALLY... rumour has it one of the big four has announced it will open a new waitlist for the FHLDS New Home Guarantee, and will start accepting conditional approval applications from Wednesday of this week. For more info on this scheme and to see if you tick all the boxes contact us, your local finance specialists.

07.01.2022 Yep, another fancy acronym - LMI, or Lenders Mortgage Insurance. A fee you, the borrower, pays to the lender if you have less than 20% as a deposit. It protects the lender in the event you default on your home loan, importantly ...it does not protect you Heres the detail on LMI and ways to avoid paying it https://www.moneyquest.com.au/n/lenders-mortgage-insurance/

06.01.2022 It can be discouraging to look at place after place and just feel, well, nothing. But, dont get discouraged. When you find it, youll know and all of the house hunting would have been totally worth it!

06.01.2022 Sometimes when we experience the first signs of failure, most of us think that it's a sure sign to give up...DON'T! As they say, you gotta be in it to win it!

06.01.2022 Are you wanting to buy a home, either to make memories of your own or perhaps for others (aka to live in or rent out ). Have you considered getting a pre-approval so you know what you can afford Sounds like a plan, right! Getting a pre-approval is an easy process that allows you to better understand your lending position. An obligation-free way to estimate what you are able to borrow from a lender before you make an offer on a property. ... So, before you head off to view that perfect home... stop call us and lets talk numbers

06.01.2022 Have you heard of an ALI Loan Protection Plan? Its an insurance policy that covers serious illness, injury and death. But, unlike many other plans, it pays you (or your family), not the lender. Did you know that over the past 12 months almost 1 in 2 first time home buyers presented with a Loan Protection Plan took out the policy. Yep! Why you ask? Well, a few reasons... all their savings had gone into the deposit so no buffer left if something were to go wrong;... fear of becoming seriously ill; have a young family and were worried about their future should anything tragic happen; their broker made them aware there wasnt a plan B. All valid reasons! To find out more about an ALI Loan Protection Policy speak to us. Youve worked hard to buy your home so let us help you protect it (Source: ALI September 2020, T&Cs apply)

06.01.2022 From our family to yours...

05.01.2022 Eyeing off that dream home!? Don't give up, keep on visualising it and it could be yours soon!

05.01.2022 Who else can relate?! We thought to mix it up and have a little humour to start off the week - tag a friend who may need a smile this Monday morning!

04.01.2022 Life is all about choice...

03.01.2022 CBA, NAB, ANZ, ING, ME... what do these all have in common? Can you guess? No not some weird alphabet, these are all well known modern day banks. Have you ever wondered where the bank was invented? Have a read of some fun facts below: The earliest recording of a bank has been said to have started in ancient Mesopotamia (Mesopotamia was the ancient name for what is now Iraq, the land between the Tigris and Euphrates Rivers). Although, a lot of this was not in the form of f...inancial lending, instead banks would lend out seeds and the like. Historically temples were considered the earliest forms of banks as they were occupied by priests and became a haven for the wealthy. Perhaps the biggest changes to the world of banking came in the 17th to 19th centuries, particularly in London. The first proper modern day bank could be said to be the Goldsmiths of London. People would deposit their precious materials into these vaults, and they would be able to collect them. Over time, Goldsmiths started to provide loans. Also, did you know the word bank derived from the Italian word banco, meaning a bench, since Italian merchants in the Renaissance made deals to borrow and lend money beside a bench. Now thats interesting!

02.01.2022 Sydney median house prices continue to grow, rising 1.2 per cent to $1,154,406 in the quarter (or 6.8 per cent on an annual basis) Houses have regained just over $13,000 of the almost $22,000 value lost over the June quarter, and are now about $43,500 below the mid-2017 price peak, Dr Powell noted. Despite house values rising modestly, the pace of quarterly growth was almost four times lower than the same time last year. Sydney unit prices also continued to decline over t...he September quarter, down 0.2 per cent to $732,423, The divergence of median house and unit prices has pushed the gap to the largest on record at 58 per cent, Dr Powell said. Full article: http://ow.ly/kWZD50C6Ay2 Source: Annie Kane, Mortgage Business 29 October 2020 & Domain House Price Report for the September quarter 2020

02.01.2022 Moving house can be a real headache, and a tad stressful. There is so much to do, so many things to pack and so many places to notify. Heres some tips to help reduce the stress... https://www.moneyquest.com.au//the-best-way-to-manage-a-m/

02.01.2022 With the festive season knocking on our doors, we wanted to share a few ideas on how you can join in on the fun in a sustainable way! Check out our latest tips & inspo article https://www.moneyquest.com.au//festive-fun-the-sustainabl/

02.01.2022 When talking home loans for the self-employed there are so many questions to be answered How many years do you have to be self-employed to get a home loan? How do you qualify for a home loan if you are self-employed? What income can be included for a home loan ? How much can I borrow? Do lenders look at your gross or net income? All great questions, and were sure you have more... well, we have the answers! ... So, its now time to call a MoneyQuest broker (us) to talk about your self-employed home loan options, and have all your questions answered

01.01.2022 To all our self-employed business owners - resilience is key, keep on going!

01.01.2022 Are you self-employed It certainly does have its perks and freedoms that employees dont get, though when it comes to purchasing a home it can become more of a hindrance than a perk Have you heard of an alt or low doc loan... No? Well, this type of loan might be the solution youve been looking for To find out what were talking about check out the article below (click link ) or call us , your local MoneyQuest finance specialists, to have your questions answered...... https://www.moneyquest.com.au//get-the-low-down-on-low-do/