MoneyQuest in Point Cook, Victoria | Loan service

MoneyQuest

Locality: Point Cook, Victoria

Phone: +61 408 532 510

Address: 41 Sandy Point Road 3030 Point Cook, VIC, Australia

Website: www.moneyquest.com.au/point-cook

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• Financial service
• Loan service
• Mortgage brokers

24.01.2022 If things don’t change, they remain the same, right But life is also about choice, right The Reserve Bank of Australia (RBA) have met for the final time in 2020 to announce its cash rate decision for December. As widely anticipated, they held the official cash rate at 0.10 per cent this month, so no change. But does that mean you still don’t have a choice to refinance your existing loan to a better rate (and potentially save thousands of dollars)? ... Well, no. Banks still change their rates outside of the RBAs cash rate decisions, and a change to your home loan rate is your choice. So make a choice to change. What do you have to lose

24.01.2022 "A little bit of summer is what the whole year is all about." [John Mayer] David Maczkowiack | Finance Specialist 0408 532 510... [email protected] https://www.moneyquest.com.au/franchise/point-cook/ #MoneyQuestPointCook #MortgageBroker #FinanceSpecialist #PointCookBroker

22.01.2022 Hell yeah Last week we shared record-breaking news about our industry mortgage brokers wrote 60.1% of settled residential home loans in the three months to September 2020. But you know what? We could not have done it without you! So, THANK YOU Thank you to all our wonderful clients. Thank you for trusting us to assist in one of the most important decisions you will ever make

19.01.2022 OK, we are sure you have read that refinancing an existing home loan can help in so many ways. If you are thinking of refinancing, here are five things you need to consider: ONE: Interest rates, be mindful that these can fluctuate and are subject to change. TWO: Fees, refinancing comes at a price. Take a deep dive and fully understand the real cost of the change.... THREE: Lifestyle changes, whether you might face challenging circumstances such as loss of income or a job change. FOUR: Long-term plans, consider how long you plan to be in your property so that you can reap the financial benefits of the change. FIVE: Talk to a mortgage broker, have all your questions answered. Interest rates, cash-backs, grants, schemes, fees, stamp duty, the list goes on; they have the answers.

18.01.2022 Identify your 'one thing'!

13.01.2022 When is the best time to refinance?? Something we get asked often, and with home loan interest rates at a historic low, it must be a good time. Right? Not necessarily so. Refinancing is about a whole lot more than just the interest rate There is no ‘one size fits all’ answer It’s dependent on your personal situation and what’s going on in the world around. Consider what you want to achieve it might be consolidation, improved flexibility, or simply a restructure to suit your lifestyle. Ultimately the best deal for you will balance out your personal needs with what the market can offer. To discuss your options, contact us, your experienced MoneyQuest finance specialists. With access to all the latest market information, we can save you valuable time and possibly a whole lot of money

12.01.2022 What do you hope to achieve on your journey through life? #NoLimits #LifeJourney #Achieve #Succeed #Future #LifeGoals David Maczkowiack | Finance Specialist ... 0408 532 510 [email protected] https://www.moneyquest.com.au/franchise/point-cook/ #MoneyQuestPointCook #MortgageBroker #FinanceSpecialist #PointCookBroker

12.01.2022 IMPORTANT ANNOUNCEMENT Attention Victorian Home Buyers - did you hear the great news?? Stamp Duty discounts until June 30, 2021 That’s right! At the state budget announcement earlier this week, the Victorian Government shared they would waive 50% of stamp duty costs on newly built or off-the-plan homes valued at up to $1 million Existing homes will be eligible for a 25% waiver. Another great reason to talk to your local MoneyQuest mortgage broker (us) to discuss turning your dream of home ownership into a reality

12.01.2022 With the festive season knocking on our doors, we wanted to share a few ideas on how you can join in on the fun in a sustainable way! Check out our latest tips & inspo article https://www.moneyquest.com.au//festive-fun-the-sustainabl/

08.01.2022 "Doing what you love is the cornerstone of having abundance in your life" [Wayne Dyer] Jason, thank you very much for your testimonial David Maczkowiack | Finance Specialist ... 0408 532 510 [email protected] https://www.moneyquest.com.au/franchise/point-cook/ #MoneyQuestPointCook #MortgageBroker #FinanceSpecialist #PointCookBroker

08.01.2022 You read that right The mortgage broker channel has recorded its highest ever market share result with brokers settling 60.1 per cent of all residential home loans during the July September 2020 quarter, according to new data. The figures come in the latest data released by research group comparator, a CoreLogic business, which was commissioned by the Mortgage and Finance Association of Australia (MFAA). MFAA CEO Mike Felton said the result demonstrates the critical ro...le that brokers play in supporting their customers and the economy, and the impact they have made at a time when they were needed most. We couldn’t agree more! Source: Thanks to Annie Kane The Adviser, 26th November 2020 Read full article here http://ow.ly/RrOv50CvSH9

07.01.2022 Why brokers are critical for keeping cash flowing to SMEs in challenging times "As trusted advisers, commercial brokers are uniquely positioned to understand and service the finance needs of their SME clients and keep lending flowing in these challenging times." https://www.mortgagebusiness.com.au//14907-why-brokers-are... #BrokersCritical #ChallengingTimes #KeepingCashFlowing #SMEClients #TrustedAdvisors #Finance #Lending #MortgageBusiness

04.01.2022 PROFESSIONAL (noun): a person engaged or qualified in a profession. Professionals such as lawyers, accountants, medical practitioners, chiropractors, optometrists, veterinarians, dental practitioners, physiotherapists. Is this you Or, are you in another professional role Well, did you know there are loan products designed with you in mind... No? Well, there is! What’s even better, there are specials, such as one lender currently waiving Lenders Mortgage Insurance premium...s for eligible professionals who have a loan to value ratio of up to 95%. Meaning you could possibly save thousands of dollars on LMI premium costs! Now, how much you could save depends on your circumstances, such as your profession, loan amount, and where your property is located, but we will take you through the finer detail. So, whether buying your first home, your next property or refinancing an existing loan, it’s definitely worth us having a chat, right?

01.01.2022 "The New South Wales government has announced a plan to change the way tax is paid on property in the state. The new arrangements will give people the option to choose between the current system of paying stamp duty when buying a house, or instead paying a small annual property tax for as long as they own the house." Find out all you need to know about the proposed changes ... https://www.theguardian.com//nsw-property-tax-what-are-the #NSWGovernment #PropertyTax #StampDuty #FreeUpTheHousingMarket #LongTermRevenue