MoneyQuest in Gold Coast, Queensland | Financial service

MoneyQuest

Locality: Gold Coast, Queensland

Phone: +61 488 090 097

Address: PO Box 1828 4218 Gold Coast, QLD, Australia

Website: https://www.moneyquest.com.au/franchise/broadbeach

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• Financial service
• Loan service
• Mortgage brokers

25.01.2022 To all our self-employed business owners - resilience is key, keep on going!!

25.01.2022 OK, we are sure you have read that refinancing an existing home loan can help in so many ways. If you are thinking of refinancing, here are five things you need to consider: ONE: Interest rates, be mindful that these can fluctuate and are subject to change. TWO: Fees, refinancing comes at a price. Take a deep dive and fully understand the real cost of the change.... THREE: Lifestyle changes, whether you might face challenging circumstances such as loss of income or a job change. FOUR: Long-term plans, consider how long you plan to be in your property so that you can reap the financial benefits of the change. FIVE: Talk to a mortgage broker, have all your questions answered. Interest rates, cash-backs, grants, schemes, fees, stamp duty, the list goes on; they have the answers.

24.01.2022 When is the best time to refinance?? Something we get asked often, and with home loan interest rates at a historic low, it must be a good time. Right? Not necessarily so. Refinancing is about a whole lot more than just the interest rate There is no ‘one size fits all’ answer It’s dependent on your personal situation and what’s going on in the world around. Consider what you want to achieve it might be consolidation, improved flexibility, or simply a restructure to suit your lifestyle. Ultimately the best deal for you will balance out your personal needs with what the market can offer. To discuss your options, contact us, your experienced MoneyQuest finance specialists. With access to all the latest market information, we can save you valuable time and possibly a whole lot of money

24.01.2022 With the festive season knocking on our doors, we wanted to share a few ideas on how you can join in on the fun in a sustainable way! Check out our latest tips & inspo article https://www.moneyquest.com.au//festive-fun-the-sustainabl/

24.01.2022 Yay it's the weekend... though for some of us every day seems like a Sunday thanks to lockdown. Regardless of where you live there is a buzz of spring in the air , so we wanted to share our top five spring home maintenance tips to get you outside to enjoy some rays! Check out our last blog post https://www.moneyquest.com.au//five-seasonal-home-mainten/

24.01.2022 Did you know that fortnightly loan repayments are better than monthly loan repayments? In fact, as interest is calculated daily, the more frequent payments you make, the more you could save in interest over the life of your loan. Repaying fortnightly (or better still weekly) can help you pay off your mortgage years earlier, potentially saving you tens of thousands of dollars in interest. ... Still not convinced Perhaps our repayment calculator might help https://www.moneyquest.com.au//fortnightly-repayment-calc/

22.01.2022 It's been a tough year - hang in there, change is coming!

21.01.2022 If you’ve been house hunting recently our guess is that you are a little confused about which grants you might be eligible for ... are we right Well, don't just sit there wondering, we have the answersWhether buying for the first time or looking for your next home, you may be eligible for a grant or two To have your questions answered contact us, your local MoneyQuest finance specialists

21.01.2022 Who owns a Tesla... OR wants to? We hope this quote from Elon Musk (product architect of Tesla) gives you some motivation for your day! P.S. If you need a Tesla financed, you can come to us

21.01.2022 Are you interested in knowing how much you might be able to save with a lower home loan interest rate? Well, this calculator will help. Here’s what to do: 1. Click this link http://ow.ly/ccsr50Ch2I3 2. Enter your loan amount & term in the common loan fields. 3. Enter your existing loan info into the Loan 1 fields.... 4. Enter the lower rate info into the Loan 2 fields. 5. View the results just below the loan tables. 6. Call a MoneyQuest broker (us). Important Note: The results shown are a guide, your specific home loan needs are to be taken into consideration, and that’s where we come in. There are hundreds of options available, and yes rates starting with a 1. So, now go through the steps above and we will speak soon

20.01.2022 Well, who would have thought Home loan interest rates starting with a 1. Yes, you read it right - a ONE!! With the recent announcement of the drop in the cash rate (from the Reserve Bank), some lenders have started to announce rate changes on some of their products. Does your home loan interest rate start with a 1 No? Then it’s time we had a chat to see if we can find you a better ONE (pardon the pun) Oh, and as with all loans T&C’s apply, but we’ll let you know what they are.

20.01.2022 You read that right The mortgage broker channel has recorded its highest ever market share result with brokers settling 60.1 per cent of all residential home loans during the July September 2020 quarter, according to new data. The figures come in the latest data released by research group comparator, a CoreLogic business, which was commissioned by the Mortgage and Finance Association of Australia (MFAA). MFAA CEO Mike Felton said the result demonstrates the critical rol...e that brokers play in supporting their customers and the economy, and the impact they have made at a time when they were needed most. We couldn’t agree more... Source: Thanks to Annie Kane The Adviser, 26th November 2020 Read full article here http://ow.ly/nOQ450CvSsO

19.01.2022 Did you know the HomeBuilder Grant provides eligible owner-occupiers (including first home buyers) with a grant of $25,000 to build a new home or substantially renovate an existing home? Here are the answers to some frequently asked questions https://www.moneyquest.com.au/n/homebuilder-grant-of-25000/ BUT to find out if you tick all the boxes let’s chat.

18.01.2022 The auction market has recorded its highest combined capital city preliminary clearance rate since March, despite record-low auction volumes in Melbourne, according to data. CoreLogic auctions data for the week ending 20 September has revealed that the combined capital city preliminary auction clearance rate came in at 72.4 per cent last week. There were 918 homes taken to auction over last week, which, while still significantly lower than the 1,983 homes taken to auctio...n this time last year, was higher than the 816 homes that went under the hammer over the previous week. The previous week recorded a preliminary clearance rate of 67.3%, which later revised down to 63.0% at final figures. This time last year, the final clearance rate was 70.7% across the combined capitals. Auction activity across Melbourne remains extremely low amid the lockdown to curtail the second wave of the coronavirus, with only 11 homes taken to auction. Of the results collected so far, all seven were successful, with five reported as selling prior to auction and two selling on the day. In the previous week, there were 600 auctions in Sydney, with a final auction clearance rate of 65.9%. This time last year, there were 646 homes taken to auction with a final success rate of 72.7%. (Source: Malavika Santhebennur, mortgagebusiness.com.au, 22 September 2020, thanks Malavika For the full article go to https://bit.ly/2ZVedEo )

17.01.2022 Are you self-employed? Did you know that a MoneyQuest broker can assist with loan products that have alternative methods to validate income? While the introduction of stricter lending practices over the past couple of years have had an influence on self-employed borrowers loan requirements, it’s still possible to secure a loan and purchase your dream home (within reason of course). Like to know more

16.01.2022 PROFESSIONAL (noun): a person engaged or qualified in a profession. Professionals such as lawyers, accountants, medical practitioners, chiropractors, optometrists, veterinarians, dental practitioners, physiotherapists. Is this you Or, are you in another professional role Well, did you know there are loan products designed with you in mind... No? Well, there is! What’s even better, there are specials, such as one lender currently waiving Lenders Mortgage Insurance premium...s for eligible professionals who have a loan to value ratio of up to 95%. Meaning you could possibly save thousands of dollars on LMI premium costs! Now, how much you could save depends on your circumstances, such as your profession, loan amount, and where your property is located, but we will take you through the finer detail. So, whether buying your first home, your next property or refinancing an existing loan, it’s definitely worth us having a chat, right?

16.01.2022 An oldie... but a goodie! #youcandoit

15.01.2022 To RELOCATE or to RENOVATE, that is the question If you’re thinking of making a change to your living arrangements and confused about what to do, make sure you read this https://www.moneyquest.com.au//relocate-or-renovate-5-way/

15.01.2022 Have you heard of an ALI Loan Protection Plan? It’s an insurance policy that covers serious illness, injury and death. But, unlike many other plans, it pays you (or your family), not the lender. Did you know that over the past 12 months almost 1 in 2 first time home buyers presented with a Loan Protection Plan took out the policy. Yep! Why you ask? Well, a few reasons... all their savings had gone into the deposit so no buffer left if something were to go wrong;... fear of becoming seriously ill; have a young family and we’re worried about their future should anything tragic happen; their broker made them aware there wasn’t a plan B. All valid reasons! To find out more about an ALI Loan Protection Policy speak to us. You’ve worked hard to buy your home so let us help you protect it (Source: ALI September 2020, T&Cs apply)

14.01.2022 When talking home loans for the self-employed there are so many questions to be answered How many years do you have to be self-employed to get a home loan? How do you qualify for a home loan if you are self-employed? What income can be included for a home loan ? How much can I borrow? Do lenders look at your gross or net income? All great questions, and we’re sure you have more... well, we have the answers! ... So, it’s now time to call a MoneyQuest broker (us) to talk about your self-employed home loan options, and have all your questions answered

13.01.2022 We are definitely feeling those weekend vibes... sunny days, icy cold drinks and of course a sizzling barbie . Yes, it’s time to gather round your family and friends and crank up that BBQ. But if you’re feeling like your outside space isn’t quite ready for launch day just yet this might help, our latest blog how to get your outside space BBQ friendly and ready for summer Check it out here http://ow.ly/uDGj50Cd8T4

13.01.2022 Are you self-employed... have you considered applying for an Alt Doc loan It's common for self-employed to be unable to meet the standard loan documentation requirements of the big banks and other lenders'. This is because these loans primarily target PAYG workers, who can provide the documentation required. Self-employed borrowers have specific financial circumstances with specific documentation, which often necessitates an Alt Doc loan.... So, if you are self-employed and struggling with getting residential or commercial finance, give us a call to talk through your options what do you have to lose

13.01.2022 Why does your credit score matter? . Your credit score is a number between 0 and 1,200, based on your financial habits. Anything above 700 is considered good, with over 800 being ideal, anything under 600 is considered bad. . Your credit score will help lenders determine if they should lend money to you or not, what interest rate to give you, and which loans you are eligible for. Higher credit scores get lower interest rates and more features and benefits on loans. Lower ...credit scores have fewer options, higher interest rates, and are more likely to get rejected which will lower their score further. . For more information on credit scoring speak to us, your local MoneyQuest finance specialists! . #moneyquest #mqga #creditscore #credit #interestrate #loans #creditcheck #financetips #tipsinfinance #mortgagebrokers #brokersinfinance #moneytips See more

12.01.2022 Are you wanting to buy a home, either to make memories of your own or perhaps for others (aka to live in or rent out ). Have you considered getting a pre-approval so you know what you can afford Sounds like a plan, right! Getting a pre-approval is an easy process that allows you to better understand your lending position. An obligation-free way to estimate what you are able to borrow from a lender before you make an offer on a property. ... So, before you head off to view that perfect home... stop call us and let’s talk numbers

12.01.2022 Here is some GOOD news stated by the Reserve Bank of Australia (RBA).... economists predict a stronger economic recovery is possible if faster progress in controlling the virus is achieved in the near term. A series of positive health outcomes would help limit the damage to consumer and business confidence and support a more rapid economic recovery. What does this finance mumbo jumbo actually mean HOPE IS ON THE HORIZON! The RBA has decided to continue holding the low ...rate of 0.25%, the minimum cash rate (or interest rate) that banks could apply to their financial products (home loans, credit cards etc.)! So, how does this benefit you? Let us tell you... Many banks are sharpening their home loan offering, keen to attract clients. This could potentially save you money by getting a lower rate as the lenders fight for your business. So, make the time and contact a Money Quest broker and let our experienced team help navigate your way through the many options now available!

12.01.2022 Thank god it's Friday right? Before you switch off for the weekend - if you are considering purchasing a car soon, watch our video! It could help you in the future...

11.01.2022 Spring is in the air and with the promise of fresh flowers and brighter days comes the guarantee that more properties will hit the market. Do you know what experts are recommending for the selling season? Get your finances under control before you get to that ‘ready to buy’ stage. There are a few things you need think about Is your budget in order? Have you got a regular saving schedule in place? Do you have the deposit in savings? Do you have pre-approval in writing? A...re you going to go with a fixed or variable rate? Do you know what conditional approval is? Is this sounding like a bit too much? Then we have another option call one of our brokers and they’ll organise the rest. That sounds better!

09.01.2022 Identify your 'one thing'!

09.01.2022 It can be discouraging to look at place after place and just feel, well, nothing. But, don’t get discouraged. When you find it, you’ll know and all of the house hunting would have been totally worth it!

09.01.2022 A little humour for your Monday...who else feels the same?

04.01.2022 Are you self-employed It certainly does have its perks and freedoms that employees don’t get, though when it comes to purchasing a home it can become more of a hindrance than a perk Have you heard of an alt or low doc loan... No? Well, this type of loan might be the solution you’ve been looking for To find out what we’re talking about check out the article below (click link ) or call us , your local MoneyQuest finance specialists, to have your questions answered...... https://www.moneyquest.com.au//get-the-low-down-on-low-do/

04.01.2022 Hell yeah Last week we shared record-breaking news about our industry mortgage brokers wrote 60.1% of settled residential home loans in the three months to September 2020. But you know what? We could not have done it without you! So, THANK YOU Thank you to all our wonderful clients. Thank you for trusting us to assist in one of the most important decisions you will ever make

03.01.2022 Do you love styling your home, but don’t always have the budget you need? You’re not alone. The good news is that Insta-worthy houses don’t have to cost the earth. In fact, with these clever tricks and tips you can achieve the stylish home you crave with money left over to spare! Check out our lasted blog post for a little styling inspo https://www.moneyquest.com.au//styling-on-a-budget-quick-/

02.01.2022 Do you have multiple loans... credit cards, a car loan, a personal loan? Juggling all the individual repayments? Have you considered debt consolidation? Instead of paying off several debts at varying interest rates, we can consolidate your debts into one larger one. This way you end up making one monthly repayment, and usually at a lower interest rate. Like to know more? Gives us a call!