MoneyQuest in Craigieburn, Victoria | Loan service

MoneyQuest

Locality: Craigieburn, Victoria

Phone: +61 401 741 801

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• Loan service
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28.01.2022 I'm Taimur Hussain, your local mortgage broker in Craigieburn, Melbourne. I love to assist my clients around Craigieburn and all over Melbourne; whether they're looking to buy their first home, investment property or even discuss a commercial or small business loan. Please contact me on 0401 741 801 or visit my website - https://www.moneyquest.com.au/craigieburn

25.01.2022 Are you self-employedDo yourself a favour, grab a coffee and take five to find out about the finance options available just for you https://www.moneyquest.com.au//alt-doc-loans-helping-the-/

25.01.2022 Who made the rules when it comes to home maintenance? Why does Spring get all the credit? We think it's Autumn's time to shine ... Get involved by following our handy tips Check out our blog http://ow.ly/4KFY50ExnGP #MoneyQuestAustralia #MoneyQuest #MoneyQuestBlog

24.01.2022 Another month, another RBA announcement. As we anticipated, the RBA has continued to maintain a low cash rate of 0.25%. What exactly does this mean for you? The RBA continues to keep the cash rate low, thus providing a low-interest-rate environment to keep borrowing costs at a record low during these unprecedented times. It is highly unlikely that the RBA rate will increase rates over the next two years. It is also unlikely but possible that the RBA will not reduce the cas...h rate given it may believe this will have little impact in supporting the economy and if anything impacting many retirees with their savings and investments income. The real area to watch is what else the federal and state governments will do to assist and support all those impacted by the forced closures and ongoing disruption from the COVID-19 pandemic. If not done already, now is the time to be speaking with your finance specialist to ensure your finances are structured to help you get through these challenging times.

24.01.2022 Great news for all our self-employed friends this morning! We have the scoop on a great lender extending their promo on BOTH residential and commercial interest rates. If you're self-employed and looking to secure a property, call us! ... #MoneyQuest #MoneyQuestAustralia #MoneyQuestBroker #HomeLoan #HomeLoans #MortgageBroker

24.01.2022 Eyeing off that dream home!? Dont give up, keep on visualising it and it could be yours soon!

23.01.2022 It’s Tuesday the 4th of May aka Star Wars Day and we’ve just learned the cash rate from the RBA! Check out our video to learn more... #MoneyQuest #MoneyQuestAustralia #RBA #RBACashRate #RBAAnnouncement

23.01.2022 Spring is in the air and with the promise of fresh flowers and brighter days comes the guarantee that more properties will hit the market. Do you know what experts are recommending for the selling season? Get your finances under control before you get to that ready to buy stage. There are a few things you need think about Is your budget in order? Have you got a regular saving schedule in place? Do you have the deposit in savings? Do you have pre-approval in writing? A...re you going to go with a fixed or variable rate? Do you know what conditional approval is? Is this sounding like a bit too much? Then we have another option call one of our brokers and theyll organise the rest. That sounds better!

23.01.2022 Moving house can be a real headache, and a tad stressful. There is so much to do, so many things to pack and so many places to notify. Heres some tips to help reduce the stress... https://www.moneyquest.com.au//the-best-way-to-manage-a-m/

22.01.2022 Did you know the HomeBuilder Grant provides eligible owner-occupiers (including first home buyers) with a grant of $25,000 to build a new home or substantially renovate an existing home? Here are the answers to some frequently asked questions https://www.moneyquest.com.au/n/homebuilder-grant-of-25000/ BUT to find out if you tick all the boxes lets chat.

22.01.2022 How much LMI (Lenders Mortgage Insurance) you pay, and whether you have to pay it at all is dependent on a few things, and yes size does matter! STOP PRESS more BREAKING NEWS... lender announces $1 LMI, yes ONE DOLLAR. How much might you save? Well, the amount you borrow will impact the amount of LMI you pay because LMI is worked out as a percentage of the loan. A loan of $500,000 on a property worth $550,000 will incur a LMI fee of approximately $13,500. Whereas the sam...e property with a loan of $490,000 will only incur a fee of approximately $9,500... so you would save A LOT! Call to find out more about this offer (T&Cs apply). P.S. LMI covers the lender, not you, ask me about a loan protection plan.

22.01.2022 Australian home owners who are experiencing financial hardship have options that may help during troubled times. If this is not you (thankfully), but you know of someone that is struggling, please share the below information with them. Pause Your Home Loan Repayments If you ever experience financial hardship, particularly due to COVID-19, you may apply with your lender to put your home loan repayments on hold for up to six months. Please note, interest will continue to be... charged and added to your loan during the period your repayments are paused. This means that your home loans will be charged interest on interest. However, if you do require immediate financial assistance, this is one option that can help preserve your money until you get back on your feet. Consolidate Your Debts To reduce your overall monthly commitments, you can apply to roll up all of your debts into one loan with the intention of reducing your overall monthly repayment. Redraw Facility If your home loan has a redraw facility and you have made additional repayments, you may have accumulated a buffer that you can now redraw to assist you in your period of hardship. Reduce Your Repayments Given the recent reduction in home loan interest rates, your present repayments may be higher than the minimum required. There are people to talk to, your bank or a mortgage broker, you are not on your own.

22.01.2022 Do you know your current home loan interest rate? With some lenders cutting both their fixed and variable rates in a bid to draw in new home loan customers, now is the time to review your current home loan to see if you can get a better deal. There is a real opportunity to make strong headway with your loans and get your finances in shape... so whats stopping you?

21.01.2022 So youre considering buying a home at auction? Make a mental note: that right there is going to be one of the most exciting/nerve-wracking days of your life, bursting with ups and downs. Lucky for you weve compiled a list of the top pros and cons to help keep your bidding hand steady come auction day. https://www.moneyquest.com.au//buying-a-home-at-auction-t/

21.01.2022 Is the fear of buying your own home stopping you live the dream? It doesn’t have to. Talking through your fears can help put them into perspective Talk to us. We are here to answer all your home loan questions. It’s time to start living the dream

20.01.2022 When you’ve lived somewhere for a while it’s easy not to notice peeling paint or a chipped wall. But your home will probably be your single ever biggest investment, and just like all of us it needs some regular TLC to stay shipshape. Head to our tips and inspo blog for tell-tale signs your house needs some TLC. https://www.moneyquest.com.au//the-tell-tale-signs-your-h/

20.01.2022 Have you heard of an ALI Loan Protection Plan? Its an insurance policy that covers serious illness, injury and death. But, unlike many other plans, it pays you (or your family), not the lender. Did you know that over the past 12 months almost 1 in 2 first time home buyers presented with a Loan Protection Plan took out the policy. Yep! Why you ask? Well, a few reasons... all their savings had gone into the deposit so no buffer left if something were to go wrong;... fear of becoming seriously ill; have a young family and were worried about their future should anything tragic happen; their broker made them aware there wasnt a plan B. All valid reasons! To find out more about an ALI Loan Protection Policy speak to us. Youve worked hard to buy your home so let us help you protect it (Source: ALI September 2020, T&Cs apply)

20.01.2022 Have you heard of an ? An Alt doc loan is a type of loan that requires you to provide alternative documentation for evidence of your income.

19.01.2022 The result is in... (drum roll) The good news, and as expected, the Reserve Bank of Australia (RBA) has kept the official cash rate on hold at 0.25% The great news is that some lenders have been cutting both their fixed and variable rates in a bid to draw in new home loan customers. So, if your home loan interest rate has a 3 in front of it you might be able to do better. There is a real opportunity to make strong headway with your loans and get your finances in shape. Now is the time to speak to your local MoneyQuest broker to see if they can help you save money... what do you have to lose!

19.01.2022 Want to know something interesting? August is Inventors Month! Have you ever thought about when the "mortgage" was invented? Or where the word mortgage derived from? Read below some fun facts about the invention of the mortgage: 1: Mortgages that we are familiar with nowadays have only been around since the 1930s, but the idea of a mortgage has been around for a lot longer. 2: Mortgages are mentioned in English common law documents that take back as far as 1190! ... 3: The meaning of the word mortgage comes from Latin. It is merged from two Latin words, mort and gage. Mort means death and gage means pledge, so the word mortgage means dead pledge. But dont let that scare you! The dead part of the mortgage doesnt refer to a person, it refers to the idea that the pledge died once the loan was repaid, and also the idea that the property was dead (or forfeit) if the loan wasnt repaid. Now thats interesting?!

19.01.2022 Yep, another fancy acronym - LMI, or Lenders Mortgage Insurance. A fee you, the borrower, pays to the lender if you have less than 20% as a deposit. It protects the lender in the event you default on your home loan, importantly ...it does not protect you Heres the detail on LMI and ways to avoid paying it https://www.moneyquest.com.au/n/lenders-mortgage-insurance/

19.01.2022 A credit score (or rating) is a numerical score that represents how trustworthy your reputation is as a borrower. Essentially, your credit score sums up the information on your credit report into one number, the higher the score the more creditworthy youll likely appear to the lender. The article (link) below explains what can affect this score and why it matters. https://www.moneyquest.com.au/news/credit-score-matter/

19.01.2022 Thank god its Friday right? Before you switch off for the weekend - if you are considering purchasing a car soon, watch our video! It could help you in the future...

19.01.2022 What is a credit score? A credit score is a numerical score derived from information based on your history of financial habits. Your credit score, which will be between 0 and 1200, essentially represents how trustworthy you are as a borrower The higher the score, the more likely you are to get a loan (offered credit) A low score may make it harder to secure a loan, and you may have fewer options in terms of features, benefits, and interest rates to choose from ... Like to know more Well, that's easy, simply contact us and let's talk all things credit! After all, we are authorised credit representatives

19.01.2022 Why does your credit score matter? Your credit score is a number between 0 and 1,200, based on your financial habits. Anything above 700 is considered good, with over 800 being ideal, anything under 600 is considered bad. Your credit score will help lenders determine if they should lend money to you or not, what interest rate to give you, and which loans you are eligible for. Higher credit scores get lower interest rates and more features and benefits on loans. Lower cred...it scores have fewer options, higher interest rates, and are more likely to get rejected which will lower their score further. For more information on credit scoring speak to us, your local MoneyQuest finance specialists!

18.01.2022 Let's talk energy Electricity bills can be one of your biggest expenses, but there are some tricks that may help bring that cost down. Check out our blog http://ow.ly/dllC50Exo7x... #MoneyQuestAustralia #MoneyQuest #MoneyQuestBlog #EnergyTips

17.01.2022 What are guarantors and guarantor home loans? A guarantor loan can help first home buyers buy a place of their own even with a small deposit. A (mortgage) guarantor is the person who provides the additional security for your home loan. Most lenders prefer the guarantor to be a close relative, often a parent. For more detail on how it works go to... https://www.moneyquest.com.au/news/what-is-a-guarantor/

17.01.2022 Buying your dream home is one of the biggest and most exciting purchases you are ever likely to make. Saving the necessary deposit can be difficult without making a few adjustments to your finances. The first port of call is to look at how much you want to spend, how much you already have saved and any additional fees and charges that you may incur when making your purchase. Budgeting helps manage your spending and regular outgoings and allows you to direct the surplus... into savings. When preparing your budget, it is important to consider your current financial situation by working out your priorities how much you need for basic living expenses and the little things that you can do without. To find out how much you can put away regularly to meet your home ownership saving goal you need to set a budget. Our handy budgeting tool (link below ) works out where your money goes and how much you should have left over. https://www.moneyquest.com.au/h/calculators/budget-planner/ Once youve got your budget in order youre well on your way to realising your home ownership dream

17.01.2022 Thinking of buying property or adding to your portfolio? Our property investment checklist may help guide you through the wonderful, but sometimes stressful world of real estate. Check out our blog http://ow.ly/ynTj50ECVPF... #MoneyQuestAustralia #MoneyQuest #MoneyQuestBlog #PropertyChecklist

16.01.2022 As the old saying goes, no matter how many times life knocks you down... always remember you can get back up again!

16.01.2022 Who owns a Tesla... OR wants to? We hope this quote from Elon Musk (product architect of Tesla) gives you some motivation for your day! P.S. If you need a Tesla financed, you can come to us

15.01.2022 If you've applied for any kind of loan before, you'll know that your credit score plays a significant part in the application process. Lenders will use your credit score (among other things) to determine if you should be trusted with the repayments of the loan. Thankfully, you can obtain a credit report to find out where your score is sitting. ... And the best part is, it's free! Visit the below credit reporting agencies to get your hands on your free credit report. 1. https://www.experian.com.au/order-credit-report 2. https://www.creditcheck.illion.com.au/ 3. https://www.equifax.com.au//p/credit-and-identity-products Keen to learn more about credit checks? Be sure you get in touch with us today. We can answer your questions and discuss all of your options. #MoneyQuestAustralia #HomeLoans #Finance #HomeBuyerTips #CreditScore

15.01.2022 CBA, NAB, ANZ, ING, ME... what do these all have in common? Can you guess? No not some weird alphabet, these are all well known modern day banks. Have you ever wondered where the bank was invented? Have a read of some fun facts below: The earliest recording of a bank has been said to have started in ancient Mesopotamia (Mesopotamia was the ancient name for what is now Iraq, the land between the Tigris and Euphrates Rivers). Although, a lot of this was not in the form of f...inancial lending, instead banks would lend out seeds and the like. Historically temples were considered the earliest forms of banks as they were occupied by priests and became a haven for the wealthy. Perhaps the biggest changes to the world of banking came in the 17th to 19th centuries, particularly in London. The first proper modern day bank could be said to be the Goldsmiths of London. People would deposit their precious materials into these vaults, and they would be able to collect them. Over time, Goldsmiths started to provide loans. Also, did you know the word bank derived from the Italian word banco, meaning a bench, since Italian merchants in the Renaissance made deals to borrow and lend money beside a bench. Now thats interesting!

15.01.2022 Identify your 'one thing'!

14.01.2022 What will you do today ?

13.01.2022 Name 3 things that are better than getting the keys to your new home in your hot, little hands??? . . . .... . . . . . Nothing? We agree! Reach out if you want to see options for your next home loan. #MoneyQuestAustralia #MoneyQuest #MortgageBrokers #FinanceSpecialists #FirstHomeBuyer #InvestmentHome

12.01.2022 We couldnt agree more! Always go above and beyond, you never know where it might take you!

12.01.2022 Juggling multiple debts at once can be a complicated and difficult process. Thankfully, a debt consolidation loan can potentially make this much easier! So what is debt consolidation you ask? ... Well, this is where you can combine all of your current debts into one package making it easier to manage your finances. Sounds great right? But before you jump ship, take a look at our infographic to understand the pros and cons that a loan like this can have. Does this sound like something you need? Get in touch with us today and let's see what we can do for you. #MoneyQuestAustralia #MortgageBroker #Finance #DebtConsolidation #InterestRates

12.01.2022 LVR... LMI... P&I... I/O... what the!! Dont stress, help is on hand heres the explanation of some commonly used terms when buying a property and/or applying for a loan. https://www.moneyquest.com.au/glossary/

11.01.2022 As finance specialists, we can assist with all types of loanshome, commercial, business, personal, and of course car! If you are thinking about buying your first car or upgrading the family car, let’s chat. When it comes to car loans compare simply and choose wisely with MoneyQuest

10.01.2022 About to start? #MoneyQuestAustralia #MoneyQuest #Renovations #Memes #FunnyMemes

10.01.2022 With the festive season knocking on our doors, we wanted to share a few ideas on how you can join in on the fun in a sustainable way! Check out our latest tips & inspo article https://www.moneyquest.com.au//festive-fun-the-sustainabl/

10.01.2022 Is the pitter-patter of four paws about to take over your house? Don't miss our guide to puppy-proofing your home! It's a barking great read Check out our blog www.moneyquest.com.au//essential-guide-to-puppy-proofing-y... #MoneyQuest #MoneyQuestAustralia #MortgageBroker #Puppy #Home #Furbabies

10.01.2022 IMPORTANT ANNOUNCEMENT Attention Victorian Home Buyers - did you hear the great news?? Stamp Duty discounts until June 30, 2021 That’s right! At the state budget announcement earlier this week, the Victorian Government shared they would waive 50% of stamp duty costs on newly built or off-the-plan homes valued at up to $1 million Existing homes will be eligible for a 25% waiver. Another great reason to talk to your local MoneyQuest mortgage broker (us) to discuss turning your dream of home ownership into a reality

10.01.2022 Here is some GOOD news stated by the Reserve Bank of Australia (RBA).... economists predict a stronger economic recovery is possible if faster progress in controlling the virus is achieved in the near term. A series of positive health outcomes would help limit the damage to consumer and business confidence and support a more rapid economic recovery. What does this finance mumbo jumbo actually mean HOPE IS ON THE HORIZON! The RBA has decided to continue holding the low ra...te of 0.25%, the minimum cash rate (or interest rate) that banks could apply to their financial products (home loans, credit cards etc.)! So, how does this benefit you Let us tell you... Many banks are sharpening their home loan offering, keen to attract clients. This could potentially save you money by getting a lower rate as the lenders fight for your business. So, make the time and contact a Money Quest broker and let our experienced team help navigate your way through the many options now available!

09.01.2022 Do you have multiple loans... credit cards, a car loan, a personal loan? Juggling all the individual repayments? Have you considered debt consolidation? Instead of paying off several debts at varying interest rates, we can consolidate your debts into one larger one. This way you end up making one monthly repayment, and usually at a lower interest rate. Like to know more? Gives us a call!

08.01.2022 Have a great week!

08.01.2022 CHA-CHING! Have you ever wondered who was the person that invented the credit card? Or which company actually created the first credit card? For Inventors month this week, have a read below of some interesting facts about that magical piece of plastic: A Brooklyn banker named John Biggins invented the model of our modern-day credit cards in 1946. Did you know credit actually means trustworthiness? Makes sense! Can you guess which company brought out the first credi...t card....? Visa? Mastercard? The answer is actually Diners Club, in 1950. Now thats interesting?!

08.01.2022 Car, boat, house or plane... what do you need a loan for? Having access to multiple lenders, and literally hundreds of loan products, allows us to present options to meet your needs. Compare simply. Choose wisely. Contact us!

08.01.2022 PROFESSIONAL (noun): a person engaged or qualified in a profession. Professionals such as lawyers, accountants, medical practitioners, chiropractors, optometrists, veterinarians, dental practitioners, physiotherapists. Is this you Or, are you in another professional role Well, did you know there are loan products designed with you in mind... No? Well, there is! What’s even better, there are specials, such as one lender currently waiving Lenders Mortgage Insurance premium...s for eligible professionals who have a loan to value ratio of up to 95%. Meaning you could possibly save thousands of dollars on LMI premium costs! Now, how much you could save depends on your circumstances, such as your profession, loan amount, and where your property is located, but we will take you through the finer detail. So, whether buying your first home, your next property or refinancing an existing loan, it’s definitely worth us having a chat, right?

08.01.2022 Are you like most Australians and in dire need of clever storage solutions in your home? Check out our blog http://ow.ly/qVmu50ED3cL #MoneyQuest #MoneyQuestAustralia #MortgageBroker #Storage #StorageSolutions

07.01.2022 Do you love organising your receipts, in preparation for the end of the financial year? The end of the financial year is the perfect time to assess your property portfolio and check that you’re making the most of the tax benefits available. For EOFY tips, check out our blog http://ow.ly/Vm6S50ED2yV ... #MoneyQuest #MoneyQuestAustralia #MortgageBroker #EOFY #PropertyInvestor

07.01.2022 This time of the year is hectic for most, and something like refinancing your home loan is not at the top of the to-do list! We get it. But with the new year just over a week away, and we can finally say goodbye to 2020, looking at ways to save to be in a better financial position will be back on top of the list. When the time is right, refinancing your existing home loan is one way to potentially save thousands of dollars, yes thousands of dollars! ... What is refinancing It’s taking out a new loan to replace and pay off your existing loan. It aims to secure a better ongoing rate and save money. There are some great options available with interest rates at a historic low and lender cashback offers available. For more info on refinancing check out our latest blog https://www.moneyquest.com.au//when-is-the-best-time-to-r/

07.01.2022 So, you've heard of a low-doc loan, but you don't know what one is exactly? We may just have the answers you are searching for Check out our latest blog to find out... - what they are... - who they are for - what you need to provide to apply, and so much more! Oh, and don't stress, we are just a phone call away to answer any other questions you may have! First up, click here http://ow.ly/8WCn50DrXta

07.01.2022 You read that right The mortgage broker channel has recorded its highest ever market share result with brokers settling 60.1 per cent of all residential home loans during the July September 2020 quarter, according to new data. The figures come in the latest data released by research group comparator, a CoreLogic business, which was commissioned by the Mortgage and Finance Association of Australia (MFAA). MFAA CEO Mike Felton said the result demonstrates the critical ro...le that brokers play in supporting their customers and the economy, and the impact they have made at a time when they were needed most. We couldn’t agree more! Source: Thanks to Annie Kane The Adviser, 26th November 2020 Read full article here http://ow.ly/PNFM50CvSHY

07.01.2022 Why are so many people confused about interest rates? We know that to most people finance is boring, ask them about interest rates and their eyes will glaze over. Rightly so, a simple product like a home loan has many variables to consider before you find the rate that best suits your needs. For example did you know owner occupied home loans are priced differently to investment loans. Then there are further differences based on whether you want either Principle ...and Interest repayments or Interest Only repayments. On top of that, new borrowers are usually offered better rates than existing customers from the same lender. Also if your loan is over a certain dollar amount, you can get a variety of interest rate discounts. Even being a member of some selected organisations can get you a discount. Then there are fixed rates, each with their own rate linked to the length of the fixed term. We should point out that these variations apply to almost every lender, the number of choices is staggering. So, we do understand why it can be somewhat confusing. The good news? You dont have to stress over it, its our job to know the detail, were here to make it easy for you!

07.01.2022 To refinance or not to refinance, that is the question So why refinance Better interest rate, a lower interest rate reduces your repayments.... Make use of your home equity, renovate your home. Consolidate your debt, put your home loan, personal loans and credit cards into one monthly payment. Switch from a variable rate to a fixed rate. Yes, there are some benefits when it comes to refinancing, but you need to also consider any possible fees associated with cancelling a loan and applying for a new one... so it may not be the right move for you at the moment Talking to a MoneyQuest broker will help you decide if the time is right.

06.01.2022 Its been a tough year - hang in there, change is coming!

06.01.2022 We have all related to this at some stage CHAOS with a capital 'C'! Whether thinking about buying a house, starting a new business, or just looking at loan options, there is so much to think about, so much to organise - aargh !!!! Don’t get us wrong, change is good, but you don’t have to do it on your own we are here to help!

06.01.2022 Are you self-employed It certainly does have its perks and freedoms that employees dont get, though when it comes to purchasing a home it can become more of a hindrance than a perk Have you heard of an alt or low doc loan... No? Well, this type of loan might be the solution youve been looking for To find out what were talking about check out the article below (click link ) or call us , your local MoneyQuest finance specialists, to have your questions answered...... https://www.moneyquest.com.au//get-the-low-down-on-low-do/

05.01.2022 Looking to purchase commercial property? Do you know MoneyQuest also specialise in commercial loans? There's so much to know about commercial loans and their differences when compared to their residential cousins. For example, did you borrow up to 95% of the value of your property when purchasing your home? Well, commercial property loans are usually capped at about 70% LVR (Loan-to-Value Ratio). Do you have the extra $$$ to put down as a deposit? How will this affect y...our repayments? Chat to MoneyQuest today for more handy tips that may help you on your commercial property journey. #MoneyQuest #MoneyQuestHomeLoans #CommercialLoans #MortgageBroker

04.01.2022 When is the best time to refinance?? Something we get asked often, and with home loan interest rates at a historic low, it must be a good time. Right? Not necessarily so. Refinancing is about a whole lot more than just the interest rate There is no ‘one size fits all’ answer It’s dependent on your personal situation and what’s going on in the world around. Consider what you want to achieve it might be consolidation, improved flexibility, or simply a restructure to suit your lifestyle. Ultimately the best deal for you will balance out your personal needs with what the market can offer. To discuss your options, contact us, your experienced MoneyQuest finance specialists. With access to all the latest market information, we can save you valuable time and possibly a whole lot of money

03.01.2022 It can be discouraging to look at place after place and just feel, well, nothing. But, dont get discouraged. When you find it, youll know and all of the house hunting would have been totally worth it!

02.01.2022 Making a few cosmetic upgrades to your house before going to market doesnt have to cost the earth. Check out these five wise moves that will not only entice potential buyers through the door, but see them picturing their life within those walls right before they put in their offer! https://www.moneyquest.com.au//5-cosmetic-improvements-yo/

02.01.2022 Are you an owner-occupier? Not sure? Well in this week’s What is Wednesday, Ellen from MoneyQuest is here to answer the question for you! In a rush? Here’s the short answer An owner-occupier is somebody who purchases a house with the intention they live in it. ... So if you’re goal is to unlock the Owner Occupier badge, reach out to us today via direct message or phone and we can help you on your way to homeownership! #MoneyQuest #MoneyQuestAustralia #WhatIsWednesday #MortgageBroker #HomeLoans #FinanceSpecialists #Finance #OwnerOccupier

01.01.2022 What is an 'alt doc' loan? Alternative documentation, or alt doc, loans are for self-employed borrowers with income evidence not in the form mainstream lenders generally prefer. When assessing an 'alt doc' application, some of the things considered are: has your business been ABN registered for at least 6 months... has your business been GST registered for at least 6 months Business Activity Statements (BAS) bank account statements an Accountants letter For more information on what can be provided as 'alternative documentation' contact us... your self-employed finance specialists!

01.01.2022 From our family to yours...

01.01.2022 Did you know that fortnightly loan repayments are better than monthly loan repayments? In fact, as interest is calculated daily, the more frequent payments you make, the more you could save in interest over the life of your loan. Repaying fortnightly (or better still weekly) can help you pay off your mortgage years earlier, potentially saving you tens of thousands of dollars in interest. ... Still not convinced Perhaps our repayment calculator might help https://www.moneyquest.com.au//fortnightly-repayment-calc/

17.12.2021 Taimur has been excellent in his customer service and communication to us at every step of the way. He is very informative and knowledgeable and has guided us throughout. We made him a number of calls and every time he was patient and to the point in letting us know as to where we stand. He is a golden feather in your team, and it is due to his relentless efforts that we got the settlement. Thank you for your lovely review, Tejal & Sabari. I really appreciate it Do ...you need help with a home loan? Reach out today [email protected] 0401 741 801 moneyquest.com.au/craigieburn #MoneyQuest #MoneyQuestCraigieburn #ClientTestimonial #TestimonialTuesdays #MortgageBroker #HomeLoans

02.12.2021 Another year has ticked over! Looking back over the last 365 days, we are grateful to be a part of an amazing community surrounded by wonderful people. We hope everybody is enjoying the new year in style! ... #HappyNewYear #NewBeginnings #2022

21.11.2021 From all of us at MoneyQuest, we want to wish you and your family a Merry Christmas! We hope you can enjoy this time with your loved ones!

14.11.2021 To rent or to buy, that is the question. If you have a generous deposit saved and you're considering all of your options, take a look at our handy rent vs buy calculator! Here, you can compare your current costs of renting with your expected costs of buying and see which one comes out on top over a selected period.... Click the link below to try it out for yourself! http://ow.ly/8ZBy50H7JWI The calculation shown is an example only and does not take your personal circumstances into consideration. Consider all options available to you, seek professional advice and only choose an option you are comfortable with. #MoneyQuest #MoneyQuestAustralia #MortgageBroker #HomeLoans #Finance #Calculators

10.11.2021 What does all have in common? That's right, Summer is here! Summer in Australia is loved by many, but it also brings with it blistering hot days, long sweaty nights and the ever-lingering temptation of the air conditioner. ... So if you’ve been wondering - ‘how can I keep my house cool in summer naturally?’ - then you’ve come to the right place! Click the link below to learn 5 cost-effective and environmentally friendly ways to beat the heat and keep your house cool this summer. http://ow.ly/mLlU50H3P48 #MoneyQuestAustralia #Summer #Holidays

23.10.2021 Our final cash rate video for the year is here! Ellen Matthews from MoneyQuest has crafted a little poem to remind you that we are ready and waiting to assist with your finance needs. However, if you’d prefer to hold off from making any moves until 2022, you can still use this time to plan ahead. ... And as we wind down after what has been an interesting year, be sure to take some time out to relax with your nearest and dearest! #MoneyQuestAustralia #MortgageBroker #Finance #RBA #RBACashRate #AustralianPropertyNews

20.10.2021 It's great to see that public perception of mortgage brokers and the work they do is changing for the better! In a recent article from MPA magazine, MoneyQuest managing director Michael Russell shares his thoughts on this shift in perception, highlighting that it has been brokers' unwavering commitment to change and their willingness to adapt that has earned them the respect of many. Click the link below to read the article ... http://ow.ly/m9CQ50H2vLN #MoneyQuestAustralia #MortgageBroker #HomeLoans #Finance #AusPropertyNews

11.10.2021 Have you heard? The Australian property market has been buzzing recently as APRA announced new serviceability buffer changes. So why has APRA increased the interest rate buffer?... APRA wants to ensure that the financial system remains safe and that banks are lending to borrowers who can afford their loan repayments both now and in the future. Keen to learn more? Click the link below to read all about this recent change and how it may affect you. http://ow.ly/hNNq50GWQ09 #MoneyQuestAustralia #HomeLoans #Finance #AustralianProperty #FinanceAustralia

21.09.2021 Are you a professional working as a...? Medical Practitioner Dental Practitioner Chiropractor... Veterinarian Optometrist Physiotherapist Lawyer Accountant We have access to several lenders who are currently waiving Lenders Mortgage Insurance specifically for YOU! Keep in mind, the amount you could actually borrow varies between lenders and their eligibility requirements. Contact us today to learn more. #MoneyQuestAustralia #HomeLoans #Lawyer #Accountant #Dentist

14.09.2021 Mortgage broker market share makes a move upwards! According to recent data released by research group Comparator (CoreLogic), that was commissioned by the Mortgage and Finance Association of Australia (MFAA), mortgage brokers are now writing more than two in every three home loans! The data highlights that mortgage brokers facilitated a record high of 66.9% of all new residential home loans between July and September 2021, this is incredibly encouraging for our industry...! To read the full media release, click the link below. http://ow.ly/eWwa50H1wUh *MFAA owns the aforementioned data and its use* #MoneyQuestAustralia #MortgageBroker #HomeLoans #Finance #AusPropertyNews

08.09.2021 It’s time to learn, so go grab a coffee and let’s get those thinking hats on! We're back to help you understand all the industry lingo. Today, Ellen from MoneyQuest chats Introductory Rates. Often referred to as a Honeymoon Period, an Introductory Rate is the lower interest rate that you typically pay during the first 12 months after settlement.... So, if you’re in the market for a home loan and interested to find out more, remember you can also get in touch with us. We’re here to help you along your journey of homeownership! #MoneyQuest #MoneyQuestAustralia #WhatIsWednesday #MortgageBroker #HomeLoans #FinanceSpecialists #Finance #IntroductoryRate