MoneyQuest in Croydon, Victoria, Australia | Property

MoneyQuest

Locality: Croydon, Victoria, Australia

Address: PO BOX 630 3136 Croydon, VIC, Australia

Website: https://www.moneyquest.com.au/croydon/

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30.01.2022 Here it is guys my MQ film debut! Please take a couple of minutes to check out my video and find out a bit more about what I do. Whether you’re looking to buy your first home, invest in property or refinance please contact me on 0467 007 300

25.01.2022 An oldie... but a goodie! #youcandoit

24.01.2022 Are you interested in knowing how much you might be able to save with a lower home loan interest rate? Well, this calculator will help. Here’s what to do: 1. Click this link http://ow.ly/YsCX50Ch2NH 2. Enter your loan amount & term in the common loan fields. 3. Enter your existing loan info into the Loan 1 fields.... 4. Enter the lower rate info into the Loan 2 fields. 5. View the results just below the loan tables. 6. Call a MoneyQuest broker (us). Important Note: The results shown are a guide, your specific home loan needs are to be taken into consideration, and that’s where we come in. There are hundreds of options available, and yes rates starting with a 1. So, now go through the steps above and we will speak soon

21.01.2022 Are you like most Australians and in dire need of clever storage solutions in your home? Check out our blog http://ow.ly/9HUX50ED3cJ #MoneyQuest #MoneyQuestAustralia #MortgageBroker #Storage #StorageSolutions

20.01.2022 OK, you do know it's less than three months until Christmas right? So if you want to be in a new beaut home before the jolly man makes his way downunder, you need to get this house spruced up and on the market Check out our latest blog where we share five cheap ways to increase the value of your home https://www.moneyquest.com.au//5-cheap-and-easy-ways-to-i/

20.01.2022 Have you seen the headlines recently? So many conflicting opinions about whether the Reserve Bank of Australia will drop the cash rate EVEN further than 0.25% Today we received the verdict the cash rate REMAINS at 0.25%! The Reserve Bank is carefully monitoring the state of the economy. Most economic forecasters expect that the Reserve Bank will do what is financially necessary to support the economy and employment opportunities in coming months. So the prospect of an i...nterest rate cut is considered high before the end of the year An area of caution is fixed rates, some lenders have increased some fixed rates in recent weeks. So if your preference is certainly around knowing what your loan repayments are, it might be wise to talk to a MoneyQuest finance specialist to see what has changed Regarding the housing markets, experts have noted that properties in Sydney and especially Melbourne have declined. This is extremely encouraging for all Australians who are hoping to purchase their first property before Christmas, YES, it is much more possible than you imagined If you want to find out more about this finance mumbo jumbo and how you could possibly leverage it to your advantage - send us a message because we genuinely love to help!

20.01.2022 With the festive season knocking on our doors, we wanted to share a few ideas on how you can join in on the fun in a sustainable way! Check out our latest tips & inspo article https://www.moneyquest.com.au//festive-fun-the-sustainabl/

19.01.2022 Who else can relate?! We thought to mix it up and have a little humour to start off the week - tag a friend who may need a smile this Monday morning!

19.01.2022 From our family to yours...

18.01.2022 When is the best time to refinance?? Something we get asked often, and with home loan interest rates at a historic low, it must be a good time. Right? Not necessarily so. Refinancing is about a whole lot more than just the interest rate There is no ‘one size fits all’ answer It’s dependent on your personal situation and what’s going on in the world around. Consider what you want to achieve it might be consolidation, improved flexibility, or simply a restructure to suit your lifestyle. Ultimately the best deal for you will balance out your personal needs with what the market can offer. To discuss your options, contact us, your experienced MoneyQuest finance specialists. With access to all the latest market information, we can save you valuable time and possibly a whole lot of money

18.01.2022 If you’ve been house hunting recently our guess is that you are a little confused about which grants you might be eligible for ... are we right Well, don't just sit there wondering, we have the answers Whether buying for the first time or looking for your next home, you may be eligible for a grant or two To have your questions answered contact us, your local MoneyQuest finance specialists

18.01.2022 Today is October 6th So what you say Well, today is the day the Federal Government extends the First Home Loan Deposit Scheme (FHLDS) to allow for a further 10,000 new places woo hoo What is the FHLDS you ask? It's a grant that allows you to purchase your first home with a deposit of 5%, eliminating the need for costly Lender's Mortgage Insurance (LMI). Usually first home buyers with less than a 20% deposit need to pay LMI. Under the Scheme, eligible first h...ome buyers can purchase a new home with a deposit as little as 5%. The grant is issued on a first-come-first-served basis, and this time you need to purchase a new build As with all grants there are some conditions, but don’t stress we know what they are! Contact us, your local MoneyQuest mortgage brokers, and let’s chat. (Ps don’t leave it long as these spots get snapped up quickly)

18.01.2022 If you've applied for any kind of loan before, you'll know that your credit score plays a significant part in the application process. Lenders will use your credit score (among other things) to determine if you should be trusted with the repayments of the loan. Thankfully, you can obtain a credit report to find out where your score is sitting. ... And the best part is, it's free! Visit the below credit reporting agencies to get your hands on your free credit report. 1. https://www.experian.com.au/order-credit-report 2. https://www.creditcheck.illion.com.au/ 3. https://www.equifax.com.au//p/credit-and-identity-products Keen to learn more about credit checks? Be sure you get in touch with us today. We can answer your questions and discuss all of your options. #MoneyQuestAustralia #HomeLoans #Finance #HomeBuyerTips #CreditScore

17.01.2022 Hell yeah Last week we shared record-breaking news about our industry mortgage brokers wrote 60.1% of settled residential home loans in the three months to September 2020. But you know what? We could not have done it without you! So, THANK YOU Thank you to all our wonderful clients. Thank you for trusting us to assist in one of the most important decisions you will ever make

17.01.2022 PROFESSIONAL (noun): a person engaged or qualified in a profession. Professionals such as lawyers, accountants, medical practitioners, chiropractors, optometrists, veterinarians, dental practitioners, physiotherapists. Is this you Or, are you in another professional role Well, did you know there are loan products designed with you in mind... No? Well, there is! What’s even better, there are specials, such as one lender currently waiving Lenders Mortgage Insurance premium...s for eligible professionals who have a loan to value ratio of up to 95%. Meaning you could possibly save thousands of dollars on LMI premium costs! Now, how much you could save depends on your circumstances, such as your profession, loan amount, and where your property is located, but we will take you through the finer detail. So, whether buying your first home, your next property or refinancing an existing loan, it’s definitely worth us having a chat, right?

17.01.2022 This time of the year is hectic for most, and something like refinancing your home loan is not at the top of the to-do list! We get it. But with the new year just over a week away, and we can finally say goodbye to 2020, looking at ways to save to be in a better financial position will be back on top of the list. When the time is right, refinancing your existing home loan is one way to potentially save thousands of dollars, yes thousands of dollars! ... What is refinancing It’s taking out a new loan to replace and pay off your existing loan. It aims to secure a better ongoing rate and save money. There are some great options available with interest rates at a historic low and lender cashback offers available. For more info on refinancing check out our latest blog https://www.moneyquest.com.au//when-is-the-best-time-to-r/

17.01.2022 Do you love organising your receipts, in preparation for the end of the financial year? The end of the financial year is the perfect time to assess your property portfolio and check that you’re making the most of the tax benefits available. For EOFY tips, check out our blog http://ow.ly/JNxj50ED2yB ... #MoneyQuest #MoneyQuestAustralia #MortgageBroker #EOFY #PropertyInvestor

16.01.2022 It’s Tuesday the 4th of May aka Star Wars Day and we’ve just learned the cash rate from the RBA! Check out our video to learn more... #MoneyQuest #MoneyQuestAustralia #RBA #RBACashRate #RBAAnnouncement

15.01.2022 About to start? #MoneyQuestAustralia #MoneyQuest #Renovations #Memes #FunnyMemes

14.01.2022 Thinking of buying property or adding to your portfolio? Our property investment checklist may help guide you through the wonderful, but sometimes stressful world of real estate. Check out our blog http://ow.ly/CRUE50ECVPN... #MoneyQuestAustralia #MoneyQuest #MoneyQuestBlog #PropertyChecklist

14.01.2022 The auction market has recorded its highest combined capital city preliminary clearance rate since March, despite record-low auction volumes in Melbourne, according to data. CoreLogic auctions data for the week ending 20 September has revealed that the combined capital city preliminary auction clearance rate came in at 72.4 per cent last week. There were 918 homes taken to auction over last week, which, while still significantly lower than the 1,983 homes taken to auctio...n this time last year, was higher than the 816 homes that went under the hammer over the previous week. The previous week recorded a preliminary clearance rate of 67.3%, which later revised down to 63.0% at final figures. This time last year, the final clearance rate was 70.7% across the combined capitals. Auction activity across Melbourne remains extremely low amid the lockdown to curtail the second wave of the coronavirus, with only 11 homes taken to auction. Of the results collected so far, all seven were successful, with five reported as selling prior to auction and two selling on the day. In the previous week, there were 600 auctions in Sydney, with a final auction clearance rate of 65.9%. This time last year, there were 646 homes taken to auction with a final success rate of 72.7%. (Source: Malavika Santhebennur, mortgagebusiness.com.au, 22 September 2020, thanks Malavika For the full article go to https://bit.ly/2ZVedEo )

13.01.2022 When you’ve lived somewhere for a while it’s easy not to notice peeling paint or a chipped wall. But your home will probably be your single ever biggest investment, and just like all of us it needs some regular TLC to stay shipshape. Head to our tips and inspo blog for tell-tale signs your house needs some TLC. https://www.moneyquest.com.au//the-tell-tale-signs-your-h/

12.01.2022 Let's talk energy Electricity bills can be one of your biggest expenses, but there are some tricks that may help bring that cost down. Check out our blog http://ow.ly/uMyl50Exo7k... #MoneyQuestAustralia #MoneyQuest #MoneyQuestBlog #EnergyTips

11.01.2022 Being self-employed has its benefits , but it also has its challenges especially when it comes to finance As specialists in the self-employed finance space we know that your financial statements may not be up-to-date; perhaps not reflect your business's current performance; or may be a little complex... yep, we get it !! Our self-employed products offer a range of alternatives to the usual financial statements required by most lenders, including income verification by a...n applicant declaration They are designed for you, the self-employed business owner so call for a chat, what do you have to lose... you could be calling a house a home sooner than you think

11.01.2022 Are you one of the converted, a fan of finance specialists and all we do No, well OK, let’s see if this changes your mind. What are the benefits of using a finance specialist you ask? Industry specialists: There are A LOT of lenders, with A LOT of products, and it’s our job to understand what’s available, and be aware of any changes that may impact you. There is also a smorgasbord of grants available, and like loans they too tend not to stay the same. It’s our job to k...now it! Understanding your goals: We make sure we are fully aware of your situation and any specific personal needs. For example, you may be keen to secure an early repayment, fix your interest rate, or have access to your funds at any point we want to find the product that suits your needs! Detail matters: It’s not just about a rate, we will discuss all the nitty gritty. We will show the true cost of a loan, yes, all the fees and charges (aka the comparison rate). We don’t want you to have any nasty surprises along the way! Transparency: We will be completely open with you in terms of your borrowing capacity and if you meet the lenders criteria to obtain a loan. Yes, sometimes we have to say no (for now), but we will work with you to overcome the challenges we identify. We are in for the long haul! To sum it up, we are here to work with you to find a loan, whether it be home, car or business, and to make sure it’s the loan best suited for you, when the time is right. Can we call you a fan now? Of course we can! Now it’s time to take action and call us to discuss your finance needs, what do you have to lose!

10.01.2022 Do you love styling your home, but don’t always have the budget you need? You’re not alone. The good news is that Insta-worthy houses don’t have to cost the earth. In fact, with these clever tricks and tips you can achieve the stylish home you crave with money left over to spare! Check out our lasted blog post for a little styling inspo https://www.moneyquest.com.au//styling-on-a-budget-quick-/

10.01.2022 IMPORTANT ANNOUNCEMENT Attention Victorian Home Buyers - did you hear the great news?? Stamp Duty discounts until June 30, 2021 That’s right! At the state budget announcement earlier this week, the Victorian Government shared they would waive 50% of stamp duty costs on newly built or off-the-plan homes valued at up to $1 million Existing homes will be eligible for a 25% waiver. Another great reason to talk to your local MoneyQuest mortgage broker (us) to discuss turning your dream of home ownership into a reality

10.01.2022 Identify your 'one thing'!

10.01.2022 Name 3 things that are better than getting the keys to your new home in your hot, little hands??? . . . .... . . . . . Nothing? We agree! Reach out if you want to see options for your next home loan. #MoneyQuestAustralia #MoneyQuest #MortgageBrokers #FinanceSpecialists #FirstHomeBuyer #InvestmentHome

09.01.2022 Is the pitter-patter of four paws about to take over your house? Don't miss our guide to puppy-proofing your home! It's a barking great read Check out our blog www.moneyquest.com.au//essential-guide-to-puppy-proofing-y... #MoneyQuest #MoneyQuestAustralia #MortgageBroker #Puppy #Home #Furbabies

08.01.2022 A little humour for your Monday...who else feels the same?

06.01.2022 Are you self-employed... have you considered applying for an Alt Doc loan It's common for self-employed to be unable to meet the standard loan documentation requirements of the big banks and other lenders'. This is because these loans primarily target PAYG workers, who can provide the documentation required. Self-employed borrowers have specific financial circumstances with specific documentation, which often necessitates an Alt Doc loan.... So, if you are self-employed and struggling with getting residential or commercial finance, give us a call to talk through your options what do you have to lose

05.01.2022 To all our self-employed business owners - resilience is key, keep on going!

05.01.2022 Who else is vibing this? A message to those who have persevered through the challenges of 2020... Stay strong!

05.01.2022 What is an 'alt doc' loan? Alternative documentation, or alt doc, loans are for self-employed borrowers with income evidence not in the form mainstream lenders generally prefer. When assessing an 'alt doc' application, some of the things considered are: has your business been ABN registered for at least 6 months... has your business been GST registered for at least 6 months Business Activity Statements (BAS) bank account statements an Accountants letter For more information on what can be provided as 'alternative documentation' contact us... your self-employed finance specialists!

05.01.2022 We are definitely feeling those weekend vibes... sunny days, icy cold drinks and of course a sizzling barbie . Yes, it’s time to gather round your family and friends and crank up that BBQ. But if you’re feeling like your outside space isn’t quite ready for launch day just yet this might help, our latest blog how to get your outside space BBQ friendly and ready for summer Check it out here http://ow.ly/PPQM50Cd8Yf

04.01.2022 Are you wanting to buy a home, either to make memories of your own or perhaps for others (aka to live in or rent out ). Have you considered getting a pre-approval so you know what you can afford Sounds like a plan, right! Getting a pre-approval is an easy process that allows you to better understand your lending position. An obligation-free way to estimate what you are able to borrow from a lender before you make an offer on a property. ... So, before you head off to view that perfect home... stop call us and let’s talk numbers

03.01.2022 Who made the rules when it comes to home maintenance? Why does Spring get all the credit? We think it's Autumn's time to shine ... Get involved by following our handy tips Check out our blog http://ow.ly/ppSH50ExnGQ #MoneyQuestAustralia #MoneyQuest #MoneyQuestBlog

03.01.2022 Have a great week!

03.01.2022 You read that right The mortgage broker channel has recorded its highest ever market share result with brokers settling 60.1 per cent of all residential home loans during the July September 2020 quarter, according to new data. The figures come in the latest data released by research group comparator, a CoreLogic business, which was commissioned by the Mortgage and Finance Association of Australia (MFAA). MFAA CEO Mike Felton said the result demonstrates the critical ro...le that brokers play in supporting their customers and the economy, and the impact they have made at a time when they were needed most. We couldn’t agree more! Source: Thanks to Annie Kane The Adviser, 26th November 2020 Read full article here http://ow.ly/rtAm50CvSHW

02.01.2022 When talking home loans for the self-employed there are so many questions to be answered How many years do you have to be self-employed to get a home loan? How do you qualify for a home loan if you are self-employed? What income can be included for a home loan ? How much can I borrow? Do lenders look at your gross or net income? All great questions, and we’re sure you have more... well, we have the answers! ... So, it’s now time to call a MoneyQuest broker (us) to talk about your self-employed home loan options, and have all your questions answered

02.01.2022 Juggling multiple debts at once can be a complicated and difficult process. Thankfully, a debt consolidation loan can potentially make this much easier! So what is debt consolidation you ask? ... Well, this is where you can combine all of your current debts into one package making it easier to manage your finances. Sounds great right? But before you jump ship, take a look at our infographic to understand the pros and cons that a loan like this can have. Does this sound like something you need? Get in touch with us today and let's see what we can do for you. #MoneyQuestAustralia #MortgageBroker #Finance #DebtConsolidation #InterestRates

02.01.2022 To RELOCATE or to RENOVATE, that is the question If you’re thinking of making a change to your living arrangements and confused about what to do, make sure you read this https://www.moneyquest.com.au//relocate-or-renovate-5-way/

02.01.2022 Looking to purchase commercial property? Do you know MoneyQuest also specialise in commercial loans? There's so much to know about commercial loans and their differences when compared to their residential cousins. For example, did you borrow up to 95% of the value of your property when purchasing your home? Well, commercial property loans are usually capped at about 70% LVR (Loan-to-Value Ratio). Do you have the extra $$$ to put down as a deposit? How will this affect y...our repayments? Chat to MoneyQuest today for more handy tips that may help you on your commercial property journey. #MoneyQuest #MoneyQuestHomeLoans #CommercialLoans #MortgageBroker

01.01.2022 Great news for all our self-employed friends this morning! We have the scoop on a great lender extending their promo on BOTH residential and commercial interest rates. If you're self-employed and looking to secure a property, call us! ... #MoneyQuest #MoneyQuestAustralia #MoneyQuestBroker #HomeLoan #HomeLoans #MortgageBroker

01.01.2022 OK, we are sure you have read that refinancing an existing home loan can help in so many ways. If you are thinking of refinancing, here are five things you need to consider: ONE: Interest rates, be mindful that these can fluctuate and are subject to change. TWO: Fees, refinancing comes at a price. Take a deep dive and fully understand the real cost of the change.... THREE: Lifestyle changes, whether you might face challenging circumstances such as loss of income or a job change. FOUR: Long-term plans, consider how long you plan to be in your property so that you can reap the financial benefits of the change. FIVE: Talk to a mortgage broker, have all your questions answered. Interest rates, cash-backs, grants, schemes, fees, stamp duty, the list goes on; they have the answers.

29.12.2021 Are you an owner-occupier? Not sure? Well in this week’s What is Wednesday, Ellen from MoneyQuest is here to answer the question for you! In a rush? Here’s the short answer An owner-occupier is somebody who purchases a house with the intention they live in it. ... So if you’re goal is to unlock the Owner Occupier badge, reach out to us today via direct message or phone and we can help you on your way to homeownership! #MoneyQuest #MoneyQuestAustralia #WhatIsWednesday #MortgageBroker #HomeLoans #FinanceSpecialists #Finance #OwnerOccupier

09.12.2021 Another year has ticked over! Looking back over the last 365 days, we are grateful to be a part of an amazing community surrounded by wonderful people. We hope everybody is enjoying the new year in style! ... #HappyNewYear #NewBeginnings #2022

20.11.2021 From all of us at MoneyQuest, we want to wish you and your family a Merry Christmas! We hope you can enjoy this time with your loved ones!

10.11.2021 To rent or to buy, that is the question. If you have a generous deposit saved and you're considering all of your options, take a look at our handy rent vs buy calculator! Here, you can compare your current costs of renting with your expected costs of buying and see which one comes out on top over a selected period.... Click the link below to try it out for yourself! http://ow.ly/xEu750H7JWV The calculation shown is an example only and does not take your personal circumstances into consideration. Consider all options available to you, seek professional advice and only choose an option you are comfortable with. #MoneyQuest #MoneyQuestAustralia #MortgageBroker #HomeLoans #Finance #Calculators

31.10.2021 What does all have in common? That's right, Summer is here! Summer in Australia is loved by many, but it also brings with it blistering hot days, long sweaty nights and the ever-lingering temptation of the air conditioner. ... So if you’ve been wondering - ‘how can I keep my house cool in summer naturally?’ - then you’ve come to the right place! Click the link below to learn 5 cost-effective and environmentally friendly ways to beat the heat and keep your house cool this summer. http://ow.ly/wUfB50H3P53 #MoneyQuestAustralia #Summer #Holidays

23.10.2021 Our final cash rate video for the year is here! Ellen Matthews from MoneyQuest has crafted a little poem to remind you that we are ready and waiting to assist with your finance needs. However, if you’d prefer to hold off from making any moves until 2022, you can still use this time to plan ahead. ... And as we wind down after what has been an interesting year, be sure to take some time out to relax with your nearest and dearest! #MoneyQuestAustralia #MortgageBroker #Finance #RBA #RBACashRate #AustralianPropertyNews

19.10.2021 I was fortunate enough to receive a 10/10 in a recent lender survey for a settlement that I processed. I take great pride whenever I receive customer feedback such as this one. Thank you, Luke, for your kind words. It was a pleasure to assist you! ... Are you looking for a home loan? Get in touch with me today! Sean Kehoe 0467 007 300 [email protected] #MoneyQuestCroydon #MortgageBroker #FinanceSpecialists #ClientTestimonials

08.10.2021 It's great to see that public perception of mortgage brokers and the work they do is changing for the better! In a recent article from MPA magazine, MoneyQuest managing director Michael Russell shares his thoughts on this shift in perception, highlighting that it has been brokers' unwavering commitment to change and their willingness to adapt that has earned them the respect of many. Click the link below to read the article ... http://ow.ly/oc3E50H2vLO #MoneyQuestAustralia #MortgageBroker #HomeLoans #Finance #AusPropertyNews

21.09.2021 Have you heard? The Australian property market has been buzzing recently as APRA announced new serviceability buffer changes. So why has APRA increased the interest rate buffer?... APRA wants to ensure that the financial system remains safe and that banks are lending to borrowers who can afford their loan repayments both now and in the future. Keen to learn more? Click the link below to read all about this recent change and how it may affect you. http://ow.ly/S5SU50GWQ18 #MoneyQuestAustralia #HomeLoans #Finance #AustralianProperty #FinanceAustralia

10.09.2021 Are you a professional working as a...? Medical Practitioner Dental Practitioner Chiropractor... Veterinarian Optometrist Physiotherapist Lawyer Accountant We have access to several lenders who are currently waiving Lenders Mortgage Insurance specifically for YOU! Keep in mind, the amount you could actually borrow varies between lenders and their eligibility requirements. Contact us today to learn more. #MoneyQuestAustralia #HomeLoans #Lawyer #Accountant #Dentist

06.09.2021 Mortgage broker market share makes a move upwards! According to recent data released by research group Comparator (CoreLogic), that was commissioned by the Mortgage and Finance Association of Australia (MFAA), mortgage brokers are now writing more than two in every three home loans! The data highlights that mortgage brokers facilitated a record high of 66.9% of all new residential home loans between July and September 2021, this is incredibly encouraging for our industry...! To read the full media release, click the link below. http://ow.ly/byGY50H1wUl *MFAA owns the aforementioned data and its use* #MoneyQuestAustralia #MortgageBroker #HomeLoans #Finance #AusPropertyNews

27.08.2021 It’s time to learn, so go grab a coffee and let’s get those thinking hats on! We're back to help you understand all the industry lingo. Today, Ellen from MoneyQuest chats Introductory Rates. Often referred to as a Honeymoon Period, an Introductory Rate is the lower interest rate that you typically pay during the first 12 months after settlement.... So, if you’re in the market for a home loan and interested to find out more, remember you can also get in touch with us. We’re here to help you along your journey of homeownership! #MoneyQuest #MoneyQuestAustralia #WhatIsWednesday #MortgageBroker #HomeLoans #FinanceSpecialists #Finance #IntroductoryRate