MoneyQuest in Dubbo, New South Wales, Australia | Mortgage brokers

MoneyQuest

Locality: Dubbo, New South Wales, Australia

Phone: +61 2 6882 4588

Address: 22 Talbragar Street 2830 Dubbo, NSW, Australia

Website: https://moneyquest.com.au/dubbo

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25.01.2022 Is the pitter-patter of four paws about to take over your house? Don't miss our guide to puppy-proofing your home! It's a barking great read Check out our blog http://ow.ly/EdCl50ED4YI... #MoneyQuest #MoneyQuestAustralia #MortgageBroker #Puppy #Home #Furbabies

24.01.2022 Name 3 things that are better than getting the keys to your new home in your hot, little hands??? . . . .... . . . . . Nothing? We agree! Reach out if you want to see options for your next home loan. #MoneyQuestAustralia #MoneyQuest #MortgageBrokers #FinanceSpecialists #FirstHomeBuyer #InvestmentHome

23.01.2022 Great news for all our self-employed friends this morning! We have the scoop on a great lender extending their promo on BOTH residential and commercial interest rates. If you're self-employed and looking to secure a property, call us! ... #MoneyQuest #MoneyQuestAustralia #MoneyQuestBroker #HomeLoan #HomeLoans #MortgageBroker

22.01.2022 Are you finding it challenging getting a home loan approved? Whether it be your first loan or refinancing an existing loan, let’s chat to see what we can do together!

20.01.2022 Why refinance? You could save money! Put simply, refinancing involves paying out your current loan and taking out a more favourable one. Choosing a bank may be a very big decision, but it doesn’t have to be a lifetime one.... To find out more, talk to us, your local MoneyQuest finance specialists.

20.01.2022 NEWS UPDATE The HomeBuilder Grant has been EXTENDED!! Great news if you are thinking about building or renovating!! The HomeBuilder Grant has been extended to March 31st, albeit with some differences. Here's a summary Contracts must be signed between January 1st and March 31st, 2021 (inclusive).... The Grant amount is now $15,000. New build prices cannot exceed $950,000 in NSW, $850,000 in Victoria, and $750,000 in all other states and territories. If used for renovations, the property's value cannot exceed $1.5 million (pre-renovation). Applications must be submitted to the relevant State Revenue Office by April 14th, 2021. You must be an Australian Citizen. Income conditions: $125Kp.a. for individuals, $200Kp.a.for couples (based on a notice of assessment 2018-19 or 2019-20). You need to be an Australian Citizen. As with all grants, there are criteria to be met, and the above is just some of what you need to know. For all the other essential bits, contact us, your experienced MoneyQuest finance specialists, and we can share more.

20.01.2022 Have a great week!

19.01.2022 Shoes and blankets and pillows - oh my! Are you like most Australians and in dire need of clever storage solutions in your home? Check out our blog http://ow.ly/LIWt50ED2Yu... #MoneyQuest #MoneyQuestAustralia #MortgageBroker #Storage #StorageSolutions

18.01.2022 When you’ve lived somewhere for a while it’s easy not to notice peeling paint or a chipped wall. But your home will probably be your single ever biggest investment, and just like all of us it needs some regular TLC to stay shipshape. Head to our tips and inspo blog for tell-tale signs your house needs some TLC. https://www.moneyquest.com.au//the-tell-tale-signs-your-h/

17.01.2022 Hell yeah Last week we shared record-breaking news about our industry mortgage brokers wrote 60.1% of settled residential home loans in the three months to September 2020. But you know what? We could not have done it without you! So, THANK YOU Thank you to all our wonderful clients. Thank you for trusting us to assist in one of the most important decisions you will ever make

17.01.2022 What kind of distorted reality is this? Moving and they're...smiling? Laughing? I need to understand this sorcery Are you an easy-breezy mover? What do you do to make moving house less stressful?... #MoneyQuestAustralia #MoneyQuest #MovingHouse #MovingHouseTips #MortgageBroker

17.01.2022 What is debt consolidation Instead of paying off several debts at varying interest rates, we can consolidate your debts into one loan with the purpose of paying a lower overall interest rate and (usually) making only one monthly repayment. Why consider debt consolidation Easy. Simplify your debt. Pay less interest. Debt consolidation loans are not just for people who are struggling financially. Many people across the financial spectrum can benefit from debt consolidation.... What to consider... Is debt consolidation right for you? Are you eligible for a debt consolidation loan? Will debt consolidation affect or improve your credit rating? How long will you be making the consolidation payments? Not sure of the answers Pick up the phone and let's chat. What do you have to lose? Contact us, your local MoneyQuest finance specialists, to discuss debt consolidation.

16.01.2022 Keen to renovate but not sure where to begin Reality shows make it look so easy, right A quick design scribbled out on a napkin over a coffee, and the next minute the builders are in pulling down the walls. It takes a little bit longer in the real world here’s what you need to help make that dream reno a reality https://www.moneyquest.com.au//keen-to-renovate-but-not-s/

16.01.2022 We are now well into the first month of the New Year, how are your resolutions going New Year resolutions are often quickly broken because they tend to be unrealistic. Gym and swim eight times a week? Not going to happen. New financial resolutions are not much different, but they have a far better chance of sticking if you set smaller goals along the way to support them. For resolutions you can actually keep, here are our top five 1. have clear goals... 2. start budgeting 3. organise your debt 4. start a savings plan 5. start investing For detail on our top five, check out this great article http://ow.ly/WejE50DaWt7

16.01.2022 If things don’t change, they remain the same, right But life is also about choice, right The Reserve Bank of Australia (RBA) have met for the final time in 2020 to announce its cash rate decision for December. As widely anticipated, they held the official cash rate at 0.10 per cent this month, so no change. But does that mean you still don’t have a choice to refinance your existing loan to a better rate (and potentially save thousands of dollars)? ... Well, no. Banks still change their rates outside of the RBAs cash rate decisions, and a change to your home loan rate is your choice. So make a choice to change. What do you have to lose

15.01.2022 This time of the year is hectic for most, and something like refinancing your home loan is not at the top of the to-do list! We get it. But with the new year just over a week away, and we can finally say goodbye to 2020, looking at ways to save to be in a better financial position will be back on top of the list. When the time is right, refinancing your existing home loan is one way to potentially save thousands of dollars, yes thousands of dollars! ... What is refinancing It’s taking out a new loan to replace and pay off your existing loan. It aims to secure a better ongoing rate and save money. There are some great options available with interest rates at a historic low and lender cashback offers available. For more info on refinancing check out our latest blog https://www.moneyquest.com.au//when-is-the-best-time-to-r/

15.01.2022 Teaming up with the Ray White Dubbo guys for a quick chat on the Dubbo market. And of course some finance tips

10.01.2022 Life is definitely about living in the moment and enjoying the here and now If 2020 has taught us anything, it’s that nothing can be taken for granted, and the same goes for securing our future. How we manage our money now will have a direct impact on our quality of life when we are older. To help with your planning, we have listed our five top tips on saving for the future. We love this one... the 30-day rule: get tough on yourself with impulse purchases and make smarter decisions. If you’re desperate to buy something, give yourself 30 days to consider. This deliberation forces us to consider whether it’s a need or a want. But wait, there’s more To read all of our five top tips on saving for the future, click this link http://ow.ly/eg8250Dd4sc. You will not be disappointed!

10.01.2022 From our family to yours...

08.01.2022 When was the last time you checked out your roof? Like most things, roofs get worn out over time. Refinancing your property may help you access equity tied up in your home. Why not tackle some long overdue maintenance projects? ... It could also improve the overall value of your home. Want to know more? Contact us today. #MoneyQuest #MoneyQuestBroker #HomeLoan #MortgageBroker #Refinance #HomeEquity #ChangeIsAsGoodAsAHoliday

08.01.2022 #MQBrokerBanter This month we focus on the types of questions you should be asking your mortgage broker. Last week we focused on lending panels and personal documents.... Today we discuss interest rates and associated fees. WHAT IS THE INTEREST RATE? Interest rates change depending on the lender. The main types of interest rates are fixed and variable (although there are also other types of interest rates available). Fixed interest rates: The interest rate stays the same for the duration of the fixed-term period. Variable interest rates: The interest rate can move up or down with the market or an index for the term of your loan. WHAT IS A COMPARISON RATE? A comparison rate calculates the true cost of a loan by combining the loans interest rate with other associated costs and fees. WHAT ARE THE ASSOCIATED FEES ON THE LOAN? Sometimes loans can have fees attached in addition to the amount you’ll be paying off. Some fees are just a one off, but some you may need to pay monthly or yearly. This is something you need to clarify with your broker to ensure there are no surprises. Remember, we are always here to help! #MoneyQuest #MoneyQuestBroker #FirstHomeBuyer #HomeLoans #MortgageBroker #MortgageBrokerConversations #MQBrokerBanter

08.01.2022 Are you of thinking of starting your own business? Maybe you'd like to purchase one soon? How will you fund your business? Do you know the difference between equity funding and debt financing? Reach out us, your local MoneyQuest broker today to talk shop. We do more than just home loans. Remember, we're finance specialists! ... #MoneyQuest #MoneyQuestBroker #BusinessFinance #BusinessOwner #HomeLoans #MortgageBroker

07.01.2022 What is an 'alt doc' loan? Alternative documentation, or alt doc, loans are for self-employed borrowers with income evidence not in the form mainstream lenders generally prefer. When assessing an 'alt doc' application, some of the things considered are: has your business been ABN registered for at least 6 months... has your business been GST registered for at least 6 months Business Activity Statements (BAS) bank account statements an Accountants letter For more information on what can be provided as 'alternative documentation' contact us... your self-employed finance specialists!

05.01.2022 Today is a day to reflect on what it means to be Australian. To acknowledge and respect our history. To celebrate all the things we love about Australia: land, sense of fair go, lifestyle, democracy, the freedoms we enjoy but particularly our people. Happy Australia Day!

03.01.2022 Do you feel overwhelmed at the moment? Don't let it get in the way of you reaching your property goals! #MoneyQuest #MoneyQuestBroker #MotivationalMonday #HomeLoans #MotivationalQuote #FirstHomeBuyer #SecondHomeBuyer #Quotes #BelieveYouCan #HalfWayThere

03.01.2022 2020 was a challenging year leaving an indelible mark on each of our lives. Impacting us in ways we couldn't even think of, having to adopt ways and means of living and working that were not a piece of cake to adapt to. But today, on the first day of the new year, we can only reflect on the things that 2020 taught us cherish each moment of life, not take it for granted, spend time with loved ones, expect the unexpected, overcome, and keep going despite being faced with extraordinary odds. Now' it's time to look forward to a brighter 2021.

03.01.2022 2020 has been quite a year, and it's safe to say we are kind of looking forward to the one event that simply cannot be cancelled or moved to Zoom. Christmas, yes, Christmas is almost upon us, and we are jumping up and down with excitement (well, aren't you?)! If you're keen to celebrate the season without breaking the bank, we have a few ways to join in on the festivities and keep the spend-down Like, when is a tree, not a tree? Get inspired, be unique, and save money ...this year by paying homage to the iconic tree without having to actually buy one. Head to our latest blog , you won't be disappointed! http://ow.ly/1kNv50CCoZ9

02.01.2022 Beep beep! Are you aware of the different factors that can impact the best times to buy a car? Learn more! Check out our latest blog post http://ow.ly/KIIh50F2Ey8 ... #MoneyQuest #MoneyQuestBroker #MoneyQuestTips #CarFinance #NewCar