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25.01.2022 You read that right The mortgage broker channel has recorded its highest ever market share result with brokers settling 60.1 per cent of all residential home loans during the July September 2020 quarter, according to new data. The figures come in the latest data released by research group comparator, a CoreLogic business, which was commissioned by the Mortgage and Finance Association of Australia (MFAA). MFAA CEO Mike Felton said the result demonstrates the critical ro...le that brokers play in supporting their customers and the economy, and the impact they have made at a time when they were needed most. We couldn’t agree more! Source: Thanks to Annie Kane The Adviser, 26th November 2020 Read full article here http://ow.ly/CCJZ50CvSHL

23.01.2022 Do you love styling your home, but don’t always have the budget you need? You’re not alone. The good news is that Insta-worthy houses don’t have to cost the earth. In fact, with these clever tricks and tips you can achieve the stylish home you crave with money left over to spare! Check out our lasted blog post for a little styling inspo https://www.moneyquest.com.au//styling-on-a-budget-quick-/

23.01.2022 Name 3 things that are better than getting the keys to your new home in your hot, little hands??? . . . .... . . . . . Nothing? We agree! Reach out if you want to see options for your next home loan. #MoneyQuestAustralia #MoneyQuest #MortgageBrokers #FinanceSpecialists #FirstHomeBuyer #InvestmentHome

22.01.2022 Are you like most Australians and in dire need of clever storage solutions in your home? Check out our blog http://ow.ly/WdGF50ED3hK #MoneyQuest #MoneyQuestAustralia #MortgageBroker #Storage #StorageSolutions

22.01.2022 Who else can relate?! We thought to mix it up and have a little humour to start off the week - tag a friend who may need a smile this Monday morning!

18.01.2022 Is the pitter-patter of four paws about to take over your house? Don't miss our guide to puppy-proofing your home! It's a barking great read Check out our blog http://ow.ly/eUqL50ED4Zc... #MoneyQuest #MoneyQuestAustralia #MortgageBroker #Puppy #Home #Furbabies

18.01.2022 Have you seen the headlines recently? So many conflicting opinions about whether the Reserve Bank of Australia will drop the cash rate EVEN further than 0.25% Today we received the verdict the cash rate REMAINS at 0.25%! The Reserve Bank is carefully monitoring the state of the economy. Most economic forecasters expect that the Reserve Bank will do what is financially necessary to support the economy and employment opportunities in coming months. So the prospect of an i...nterest rate cut is considered high before the end of the year An area of caution is fixed rates, some lenders have increased some fixed rates in recent weeks. So if your preference is certainly around knowing what your loan repayments are, it might be wise to talk to a MoneyQuest finance specialist to see what has changed Regarding the housing markets, experts have noted that properties in Sydney and especially Melbourne have declined. This is extremely encouraging for all Australians who are hoping to purchase their first property before Christmas, YES, it is much more possible than you imagined If you want to find out more about this finance mumbo jumbo and how you could possibly leverage it to your advantage - send us a message because we genuinely love to help!

16.01.2022 The auction market has recorded its highest combined capital city preliminary clearance rate since March, despite record-low auction volumes in Melbourne, according to data. CoreLogic auctions data for the week ending 20 September has revealed that the combined capital city preliminary auction clearance rate came in at 72.4 per cent last week. There were 918 homes taken to auction over last week, which, while still significantly lower than the 1,983 homes taken to auctio...n this time last year, was higher than the 816 homes that went under the hammer over the previous week. The previous week recorded a preliminary clearance rate of 67.3%, which later revised down to 63.0% at final figures. This time last year, the final clearance rate was 70.7% across the combined capitals. Auction activity across Melbourne remains extremely low amid the lockdown to curtail the second wave of the coronavirus, with only 11 homes taken to auction. Of the results collected so far, all seven were successful, with five reported as selling prior to auction and two selling on the day. In the previous week, there were 600 auctions in Sydney, with a final auction clearance rate of 65.9%. This time last year, there were 646 homes taken to auction with a final success rate of 72.7%. (Source: Malavika Santhebennur, mortgagebusiness.com.au, 22 September 2020, thanks Malavika For the full article go to https://bit.ly/2ZVedEo )

15.01.2022 When talking home loans for the self-employed there are so many questions to be answered How many years do you have to be self-employed to get a home loan? How do you qualify for a home loan if you are self-employed? What income can be included for a home loan ? How much can I borrow? Do lenders look at your gross or net income? All great questions, and we’re sure you have more... well, we have the answers! ... So, it’s now time to call a MoneyQuest broker (us) to talk about your self-employed home loan options, and have all your questions answered

15.01.2022 Did you know here at MoneyQuest we specialise in helping self-employed clients who want... - to purchase property (residential or commercial) - cash out for business purposes including working capital - funding and haven’t held an ABN for two years... - asset nance - to pay off tax debt to the ATO So, if you're self-employed and need finance contact us, your self-employed finance specialists!

15.01.2022 Being self-employed has its benefits , but it also has its challenges especially when it comes to finance As specialists in the self-employed finance space we know that your financial statements may not be up-to-date; perhaps not reflect your business's current performance; or may be a little complex... yep, we get it !! Our self-employed products offer a range of alternatives to the usual financial statements required by most lenders, including income verification by a...n applicant declaration They are designed for you, the self-employed business owner so call for a chat, what do you have to lose... you could be calling a house a home sooner than you think

14.01.2022 What kind of distorted reality is this? Moving and they're...smiling? Laughing? I need to understand this sorcery Are you an easy-breezy mover? What do you do to make moving house less stressful?... #MoneyQuestAustralia #MoneyQuest #MovingHouse #MovingHouseTips #MortgageBroker

13.01.2022 Who else is vibing this? A message to those who have persevered through the challenges of 2020... Stay strong!

12.01.2022 Are you one of the converted, a fan of finance specialists and all we do No, well OK, let’s see if this changes your mind. What are the benefits of using a finance specialist you ask? Industry specialists: There are A LOT of lenders, with A LOT of products, and it’s our job to understand what’s available, and be aware of any changes that may impact you. There is also a smorgasbord of grants available, and like loans they too tend not to stay the same. It’s our job to k...now it! Understanding your goals: We make sure we are fully aware of your situation and any specific personal needs. For example, you may be keen to secure an early repayment, fix your interest rate, or have access to your funds at any point we want to find the product that suits your needs! Detail matters: It’s not just about a rate, we will discuss all the nitty gritty. We will show the true cost of a loan, yes, all the fees and charges (aka the comparison rate). We don’t want you to have any nasty surprises along the way! Transparency: We will be completely open with you in terms of your borrowing capacity and if you meet the lenders criteria to obtain a loan. Yes, sometimes we have to say no (for now), but we will work with you to overcome the challenges we identify. We are in for the long haul! To sum it up, we are here to work with you to find a loan, whether it be home, car or business, and to make sure it’s the loan best suited for you, when the time is right. Can we call you a fan now? Of course we can! Now it’s time to take action and call us to discuss your finance needs, what do you have to lose!

10.01.2022 Identify your 'one thing'!

08.01.2022 A little humour for your Monday...who else feels the same?

08.01.2022 Happy Mother's Day to all the great mums out there. What's the best advice your mum has shared with you?

08.01.2022 Are you wanting to buy a home, either to make memories of your own or perhaps for others (aka to live in or rent out ). Have you considered getting a pre-approval so you know what you can afford Sounds like a plan, right! Getting a pre-approval is an easy process that allows you to better understand your lending position. An obligation-free way to estimate what you are able to borrow from a lender before you make an offer on a property. ... So, before you head off to view that perfect home... stop call us and let’s talk numbers

07.01.2022 When is the best time to refinance?? Something we get asked often, and with home loan interest rates at a historic low, it must be a good time. Right? Not necessarily so. Refinancing is about a whole lot more than just the interest rate There is no ‘one size fits all’ answer It’s dependent on your personal situation and what’s going on in the world around. Consider what you want to achieve it might be consolidation, improved flexibility, or simply a restructure to su...it your lifestyle. Ultimately the best deal for you will balance out your personal needs with what the market can offer. To discuss your options, contact us, your experienced MoneyQuest finance specialists. With access to all the latest market information, we can save you valuable time and possibly a whole lot of money #moneyquestparkridge #moneyquest #refinance #broker #mortgagebroker #finance #financespecialist #parkridge #parkridgeqld #logan #logancity #scenicrim #brisbane #brisbanecity #goldcoast #sunshinecoast

06.01.2022 OK, we are sure you have read that refinancing an existing home loan can help in so many ways. If you are thinking of refinancing, here are five things you need to consider: ONE: Interest rates, be mindful that these can fluctuate and are subject to change. TWO: Fees, refinancing comes at a price. Take a deep dive and fully understand the real cost of the change.... THREE: Lifestyle changes, whether you might face challenging circumstances such as loss of income or a job change. FOUR: Long-term plans, consider how long you plan to be in your property so that you can reap the financial benefits of the change. FIVE: Talk to a mortgage broker, have all your questions answered. Interest rates, cash-backs, grants, schemes, fees, stamp duty, the list goes on; they have the answers.

06.01.2022 OK, you do know it's less than three months until Christmas right? So if you want to be in a new beaut home before the jolly man makes his way downunder, you need to get this house spruced up and on the market Check out our latest blog where we share five cheap ways to increase the value of your home https://www.moneyquest.com.au//5-cheap-and-easy-ways-to-i/

06.01.2022 If you’ve been house hunting recently our guess is that you are a little confused about which grants you might be eligible for ... are we right Well, don't just sit there wondering, we have the answers Whether buying for the first time or looking for your next home, you may be eligible for a grant or two To have your questions answered contact us, your local MoneyQuest finance specialists

03.01.2022 Today is October 6th So what you say Well, today is the day the Federal Government extends the First Home Loan Deposit Scheme (FHLDS) to allow for a further 10,000 new places woo hoo What is the FHLDS you ask? It's a grant that allows you to purchase your first home with a deposit of 5%, eliminating the need for costly Lender's Mortgage Insurance (LMI). Usually first home buyers with less than a 20% deposit need to pay LMI. Under the Scheme, eligible first h...ome buyers can purchase a new home with a deposit as little as 5%. The grant is issued on a first-come-first-served basis, and this time you need to purchase a new build As with all grants there are some conditions, but don’t stress we know what they are! Contact us, your local MoneyQuest mortgage brokers, and let’s chat. (Ps don’t leave it long as these spots get snapped up quickly)

03.01.2022 With the festive season knocking on our doors, we wanted to share a few ideas on how you can join in on the fun in a sustainable way! Check out our latest tips & inspo article https://www.moneyquest.com.au//festive-fun-the-sustainabl/