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25.01.2022 What are guarantors and guarantor home loans? A guarantor loan can help first home buyers buy a place of their own even with a small deposit. A (mortgage) guarantor is the person who provides the additional security for your home loan. Most lenders prefer the guarantor to be a close relative, often a parent. For more detail on how it works go to... https://www.moneyquest.com.au/news/what-is-a-guarantor/

25.01.2022 Shoes and blankets and stationary- oh my! Are you like most Australians and in dire need of clever storage solutions in your home? Check out our blog http://ow.ly/klb850ED34k... #MoneyQuest #MoneyQuestAustralia #MortgageBroker #Storage #StorageSolutions

25.01.2022 To RELOCATE or to RENOVATE, that is the question If you’re thinking of making a change to your living arrangements and confused about what to do, make sure you read this https://www.moneyquest.com.au//relocate-or-renovate-5-way/

25.01.2022 Making a few cosmetic upgrades to your house before going to market doesnt have to cost the earth. Check out these five wise moves that will not only entice potential buyers through the door, but see them picturing their life within those walls right before they put in their offer! https://www.moneyquest.com.au//5-cosmetic-improvements-yo/

24.01.2022 Here is some GOOD news stated by the Reserve Bank of Australia (RBA).... economists predict a stronger economic recovery is possible if faster progress in controlling the virus is achieved in the near term. A series of positive health outcomes would help limit the damage to consumer and business confidence and support a more rapid economic recovery. What does this finance mumbo jumbo actually mean HOPE IS ON THE HORIZON! The RBA has decided to continue holding the low ...rate of 0.25%, the minimum cash rate (or interest rate) that banks could apply to their financial products (home loans, credit cards etc.)! So, how does this benefit you? Let us tell you... Many banks are sharpening their home loan offering, keen to attract clients. This could potentially save you money by getting a lower rate as the lenders fight for your business. So, make the time and contact a Money Quest broker and let our experienced team help navigate your way through the many options now available!

24.01.2022 Are you self-employed? Did you know that a MoneyQuest broker can assist with loan products that have alternative methods to validate income? While the introduction of stricter lending practices over the past couple of years have had an influence on self-employed borrowers loan requirements, its still possible to secure a loan and purchase your dream home (within reason of course). Like to know more

24.01.2022 Great news for all our self-employed friends this morning! We have the scoop on a great lender extending their promo on BOTH residential and commercial interest rates. If you're self-employed and looking to secure a property, call us! ... #MoneyQuest #MoneyQuestAustralia #MoneyQuestBroker #HomeLoan #HomeLoans #MortgageBroker

23.01.2022 LVR... LMI... P&I... I/O... what the!! Dont stress, help is on hand heres the explanation of some commonly used terms when buying a property and/or applying for a loan. https://www.moneyquest.com.au/glossary/

23.01.2022 What kind of distorted reality is this? Moving and they're...smiling? Laughing? I need to understand this sorcery Are you an easy-breezy mover? What do you do to make moving house less stressful?... #MoneyQuestAustralia #MoneyQuest #MovingHouse #MovingHouseTips #MortgageBroker

23.01.2022 Yep, another fancy acronym - LMI, or Lenders Mortgage Insurance. A fee you, the borrower, pays to the lender if you have less than 20% as a deposit. It protects the lender in the event you default on your home loan, importantly ...it does not protect you Heres the detail on LMI and ways to avoid paying it https://www.moneyquest.com.au/n/lenders-mortgage-insurance/

22.01.2022 This time of the year is hectic for most, and something like refinancing your home loan is not at the top of the to-do list! We get it. But with the new year just over a week away, and we can finally say goodbye to 2020, looking at ways to save to be in a better financial position will be back on top of the list. When the time is right, refinancing your existing home loan is one way to potentially save thousands of dollars, yes thousands of dollars! ... What is refinancing It’s taking out a new loan to replace and pay off your existing loan. It aims to secure a better ongoing rate and save money. There are some great options available with interest rates at a historic low and lender cashback offers available. For more info on refinancing check out our latest blog https://www.moneyquest.com.au//when-is-the-best-time-to-r/

21.01.2022 If you've applied for any kind of loan before, you'll know that your credit score plays a significant part in the application process. Lenders will use your credit score (among other things) to determine if you should be trusted with the repayments of the loan. Thankfully, you can obtain a credit report to find out where your score is sitting. ... And the best part is, it's free! Visit the below credit reporting agencies to get your hands on your free credit report. 1. https://www.experian.com.au/order-credit-report 2. https://www.creditcheck.illion.com.au/ 3. https://www.equifax.com.au//p/credit-and-identity-products Keen to learn more about credit checks? Be sure you get in touch with us today. We can answer your questions and discuss all of your options. #MoneyQuestAustralia #HomeLoans #Finance #HomeBuyerTips #CreditScore

21.01.2022 It can be discouraging to look at place after place and just feel, well, nothing. But, dont get discouraged. When you find it, youll know and all of the house hunting would have been totally worth it!

20.01.2022 Thank god it's Friday right? Before you switch off for the weekend - if you are considering purchasing a car soon, watch our video! It could help you in the future...

20.01.2022 Have a great week!

20.01.2022 Why refinance? You could save money! Put simply, refinancing involves paying out your current loan and taking out a more favourable one. Choosing a bank may be a very big decision, but it doesn’t have to be a lifetime one.... To find out more, talk to us, your local MoneyQuest finance specialists.

19.01.2022 Did you know that fortnightly loan repayments are better than monthly loan repayments? In fact, as interest is calculated daily, the more frequent payments you make, the more you could save in interest over the life of your loan. Repaying fortnightly (or better still weekly) can help you pay off your mortgage years earlier, potentially saving you tens of thousands of dollars in interest. ... Still not convinced Perhaps our repayment calculator might help https://www.moneyquest.com.au//fortnightly-repayment-calc/

18.01.2022 How much LMI (Lenders Mortgage Insurance) you pay, and whether you have to pay it at all is dependent on a few things, and yes size does matter! STOP PRESS more BREAKING NEWS... lender announces $1 LMI, yes ONE DOLLAR. How much might you save? Well, the amount you borrow will impact the amount of LMI you pay because LMI is worked out as a percentage of the loan. A loan of $500,000 on a property worth $550,000 will incur a LMI fee of approximately $13,500. Whereas the sam...e property with a loan of $490,000 will only incur a fee of approximately $9,500... so you would save A LOT! Call to find out more about this offer (T&C's apply). P.S. LMI covers the lender, not you, ask me about a loan protection plan.

18.01.2022 Have you heard of an ALI Loan Protection Plan? Its an insurance policy that covers serious illness, injury and death. But, unlike many other plans, it pays you (or your family), not the lender. Did you know that over the past 12 months almost 1 in 2 first time home buyers presented with a Loan Protection Plan took out the policy. Yep! Why you ask? Well, a few reasons... all their savings had gone into the deposit so no buffer left if something were to go wrong;... fear of becoming seriously ill; have a young family and were worried about their future should anything tragic happen; their broker made them aware there wasnt a plan B. All valid reasons! To find out more about an ALI Loan Protection Policy speak to us. Youve worked hard to buy your home so let us help you protect it (Source: ALI September 2020, T&Cs apply)

17.01.2022 CHA-CHING! Have you ever wondered who was the person that invented the credit card? Or which company actually created the first credit card? For Inventor's month this week, have a read below of some interesting facts about that magical piece of plastic: A Brooklyn banker named John Biggins invented the model of our modern-day credit cards in 1946. Did you know credit actually means trustworthiness? Makes sense! Can you guess which company brought out the first credi...t card....? Visa? Mastercard? The answer is actually Diners Club, in 1950. Now that's interesting?!

16.01.2022 To all our self-employed business owners - resilience is key, keep on going!

15.01.2022 As the old saying goes, no matter how many times life knocks you down... always remember you can get back up again!

15.01.2022 Another month, another RBA announcement. As we anticipated, the RBA has continued to maintain a low cash rate of 0.25%. What exactly does this mean for you? The RBA continues to keep the cash rate low, thus providing a low-interest-rate environment to keep borrowing costs at a record low during these unprecedented times. It is highly unlikely that the RBA rate will increase rates over the next two years. It is also unlikely but possible that the RBA will not reduce the cas...h rate given it may believe this will have little impact in supporting the economy and if anything impacting many retirees with their savings and investments income. The real area to watch is what else the federal and state governments will do to assist and support all those impacted by the forced closures and ongoing disruption from the COVID-19 pandemic. If not done already, now is the time to be speaking with your finance specialist to ensure your finances are structured to help you get through these challenging times.

15.01.2022 Who owns a Tesla... OR wants to? We hope this quote from Elon Musk (product architect of Tesla) gives you some motivation for your day! P.S. If you need a Tesla financed, you can come to us

15.01.2022 Identify your 'one thing'!

14.01.2022 Have you been thinking about investing in property? You may be able to realise this goal sooner than you think by using the equity in your existing home. Equity is the difference between the value of your property and how much you owe on it. Over time, as you pay down your home loan and if the value of your property grows, your equity increases. If youve owned your home for a few years, theres a good chance youve built up some reasonable equity, a valuable resou...rce when it comes to property investment. Getting into property investing could be easier than you think! To discuss your investment home loan options talk to us, your local MoneyQuest finance specialists.

14.01.2022 From our family to yours...

14.01.2022 A credit score (or rating) is a numerical score that represents how trustworthy your reputation is as a borrower. Essentially, your credit score sums up the information on your credit report into one number, the higher the score the more creditworthy youll likely appear to the lender. The article (link) below explains what can affect this score and why it matters. https://www.moneyquest.com.au/news/credit-score-matter/

13.01.2022 Are you wanting to buy a home, either to make memories of your own or perhaps for others (aka to live in or rent out ). Have you considered getting a pre-approval so you know what you can afford Sounds like a plan, right! Getting a pre-approval is an easy process that allows you to better understand your lending position. An obligation-free way to estimate what you are able to borrow from a lender before you make an offer on a property. ... So, before you head off to view that perfect home... stop call us and lets talk numbers

13.01.2022 Buying your dream home is one of the biggest and most exciting purchases you are ever likely to make. Saving the necessary deposit can be difficult without making a few adjustments to your finances. The first port of call is to look at how much you want to spend, how much you already have saved and any additional fees and charges that you may incur when making your purchase. Budgeting helps manage your spending and regular outgoings and allows you to direct the surplus... into savings. When preparing your budget, it is important to consider your current financial situation by working out your priorities how much you need for basic living expenses and the little things that you can do without. To find out how much you can put away regularly to meet your home ownership saving goal you need to set a budget. Our handy budgeting tool (link below ) works out where your money goes and how much you should have left over. https://www.moneyquest.com.au/h/calculators/budget-planner/ Once youve got your budget in order youre well on your way to realising your home ownership dream

13.01.2022 It's been a tough year - hang in there, change is coming!

13.01.2022 What will you do today ?

12.01.2022 Moving house can be a real headache, and a tad stressful. There is so much to do, so many things to pack and so many places to notify. Heres some tips to help reduce the stress... https://www.moneyquest.com.au//the-best-way-to-manage-a-m/

12.01.2022 Australian home owners who are experiencing financial hardship have options that may help during troubled times. If this is not you (thankfully), but you know of someone that is struggling, please share the below information with them. Pause Your Home Loan Repayments If you ever experience financial hardship, particularly due to COVID-19, you may apply with your lender to put your home loan repayments on hold for up to six months. Please note, interest will continue to be... charged and added to your loan during the period your repayments are paused. This means that your home loans will be charged interest on interest. However, if you do require immediate financial assistance, this is one option that can help preserve your money until you get back on your feet. Consolidate Your Debts To reduce your overall monthly commitments, you can apply to roll up all of your debts into one loan with the intention of reducing your overall monthly repayment. Redraw Facility If your home loan has a redraw facility and you have made additional repayments, you may have accumulated a buffer that you can now redraw to assist you in your period of hardship. Reduce Your Repayments Given the recent reduction in home loan interest rates, your present repayments may be higher than the minimum required. There are people to talk to, your bank or a mortgage broker, you are not on your own.

11.01.2022 Are you self-employed It certainly does have its perks and freedoms that employees dont get, though when it comes to purchasing a home it can become more of a hindrance than a perk Have you heard of an alt or low doc loan... No? Well, this type of loan might be the solution youve been looking for To find out what were talking about check out the article below (click link ) or call us , your local MoneyQuest finance specialists, to have your questions answered...... https://www.moneyquest.com.au//get-the-low-down-on-low-do/

11.01.2022 Today is a day to reflect on what it means to be Australian. To acknowledge and respect our history. To celebrate all the things we love about Australia: land, sense of fair go, lifestyle, democracy, the freedoms we enjoy but particularly our people. Happy Australia Day!

10.01.2022 CBA, NAB, ANZ, ING, ME... what do these all have in common? Can you guess? No not some weird alphabet, these are all well known modern day banks. Have you ever wondered where the bank was invented? Have a read of some fun facts below: The earliest recording of a bank has been said to have started in ancient Mesopotamia (Mesopotamia was the ancient name for what is now Iraq, the land between the Tigris and Euphrates Rivers). Although, a lot of this was not in the form of f...inancial lending, instead banks would lend out seeds and the like. Historically temples were considered the earliest forms of banks as they were occupied by priests and became a haven for the wealthy. Perhaps the biggest changes to the world of banking came in the 17th to 19th centuries, particularly in London. The first proper modern day bank could be said to be the Goldsmiths of London. People would deposit their precious materials into these vaults, and they would be able to collect them. Over time, Goldsmiths started to provide loans. Also, did you know the word bank derived from the Italian word banco, meaning a bench, since Italian merchants in the Renaissance made deals to borrow and lend money beside a bench. Now thats interesting!

10.01.2022 Spring is in the air and with the promise of fresh flowers and brighter days comes the guarantee that more properties will hit the market. Do you know what experts are recommending for the selling season? Get your finances under control before you get to that ready to buy stage. There are a few things you need think about Is your budget in order? Have you got a regular saving schedule in place? Do you have the deposit in savings? Do you have pre-approval in writing? A...re you going to go with a fixed or variable rate? Do you know what conditional approval is? Is this sounding like a bit too much? Then we have another option call one of our brokers and theyll organise the rest. That sounds better!

09.01.2022 Yay it's the weekend... though for some of us every day seems like a Sunday thanks to lockdown. Regardless of where you live there is a buzz of spring in the air , so we wanted to share our top five spring home maintenance tips to get you outside to enjoy some rays! Check out our last blog post https://www.moneyquest.com.au//five-seasonal-home-mainten/

09.01.2022 Is the pitter-patter of four paws about to take over your house? Don't miss our guide to puppy-proofing your home! It's a barking great read Check out our blog http://ow.ly/CgbP50ED4TZ... #MoneyQuest #MoneyQuestAustralia #MortgageBroker #Puppy #Home #Furbabies

08.01.2022 Life is definitely about living in the moment and enjoying the here and now If 2020 has taught us anything, it’s that nothing can be taken for granted, and the same goes for securing our future. How we manage our money now will have a direct impact on our quality of life when we are older. To help with your planning, we have listed our five top tips on saving for the future. We love this one... the 30-day rule: get tough on yourself with impulse purchases and make smarter decisions. If you’re desperate to buy something, give yourself 30 days to consider. This deliberation forces us to consider whether it’s a need or a want. But wait, there’s more To read all of our five top tips on saving for the future, click this link http://ow.ly/EfJ250Dd4F1. You will not be disappointed!

08.01.2022 When you’ve lived somewhere for a while it’s easy not to notice peeling paint or a chipped wall. But your home will probably be your single ever biggest investment, and just like all of us it needs some regular TLC to stay shipshape. Head to our tips and inspo blog for tell-tale signs your house needs some TLC. https://www.moneyquest.com.au//the-tell-tale-signs-your-h/

06.01.2022 Why are so many people confused about interest rates? We know that to most people finance is boring, ask them about interest rates and their eyes will glaze over. Rightly so, a simple product like a home loan has many variables to consider before you find the rate that best suits your needs. For example did you know owner occupied home loans are priced differently to investment loans. Then there are further differences based on whether you want either Principle ...and Interest repayments or Interest Only repayments. On top of that, new borrowers are usually offered better rates than existing customers from the same lender. Also if your loan is over a certain dollar amount, you can get a variety of interest rate discounts. Even being a member of some selected organisations can get you a discount. Then there are fixed rates, each with their own rate linked to the length of the fixed term. We should point out that these variations apply to almost every lender, the number of choices is staggering. So, we do understand why it can be somewhat confusing. The good news? You dont have to stress over it, its our job to know the detail, were here to make it easy for you!

06.01.2022 Did you know the HomeBuilder Grant provides eligible owner-occupiers (including first home buyers) with a grant of $25,000 to build a new home or substantially renovate an existing home? Here are the answers to some frequently asked questions https://www.moneyquest.com.au/n/homebuilder-grant-of-25000/ BUT to find out if you tick all the boxes lets chat.

06.01.2022 The auction market has recorded its highest combined capital city preliminary clearance rate since March, despite record-low auction volumes in Melbourne, according to data. CoreLogic auctions data for the week ending 20 September has revealed that the combined capital city preliminary auction clearance rate came in at 72.4 per cent last week. There were 918 homes taken to auction over last week, which, while still significantly lower than the 1,983 homes taken to auctio...n this time last year, was higher than the 816 homes that went under the hammer over the previous week. The previous week recorded a preliminary clearance rate of 67.3%, which later revised down to 63.0% at final figures. This time last year, the final clearance rate was 70.7% across the combined capitals. Auction activity across Melbourne remains extremely low amid the lockdown to curtail the second wave of the coronavirus, with only 11 homes taken to auction. Of the results collected so far, all seven were successful, with five reported as selling prior to auction and two selling on the day. In the previous week, there were 600 auctions in Sydney, with a final auction clearance rate of 65.9%. This time last year, there were 646 homes taken to auction with a final success rate of 72.7%. (Source: Malavika Santhebennur, mortgagebusiness.com.au, 22 September 2020, thanks Malavika For the full article go to https://bit.ly/2ZVedEo )

06.01.2022 We are now well into the first month of the New Year, how are your resolutions going New Year resolutions are often quickly broken because they tend to be unrealistic. Gym and swim eight times a week? Not going to happen. New financial resolutions are not much different, but they have a far better chance of sticking if you set smaller goals along the way to support them. For resolutions you can actually keep, here are our top five 1. have clear goals... 2. start budgeting 3. organise your debt 4. start a savings plan 5. start investing For detail on our top five, check out this great article http://ow.ly/9pdw50DaVDX

06.01.2022 Juggling multiple debts at once can be a complicated and difficult process. Thankfully, a debt consolidation loan can potentially make this much easier! So what is debt consolidation you ask? ... Well, this is where you can combine all of your current debts into one package making it easier to manage your finances. Sounds great right? But before you jump ship, take a look at our infographic to understand the pros and cons that a loan like this can have. Does this sound like something you need? Get in touch with us today and let's see what we can do for you. #MoneyQuestAustralia #MortgageBroker #Finance #DebtConsolidation #InterestRates

06.01.2022 When is the best time to refinance?? Something we get asked often, and with home loan interest rates at a historic low, it must be a good time. Right? Not necessarily so. Refinancing is about a whole lot more than just the interest rate There is no ‘one size fits all’ answer It’s dependent on your personal situation and what’s going on in the world around. Consider what you want to achieve it might be consolidation, improved flexibility, or simply a restructure to suit your lifestyle. Ultimately the best deal for you will balance out your personal needs with what the market can offer. To discuss your options, contact us, your experienced MoneyQuest finance specialists. With access to all the latest market information, we can save you valuable time and possibly a whole lot of money

06.01.2022 What is debt consolidation Instead of paying off several debts at varying interest rates, we can consolidate your debts into one loan with the purpose of paying a lower overall interest rate and (usually) making only one monthly repayment. Why consider debt consolidation Easy. Simplify your debt. Pay less interest. Debt consolidation loans are not just for people who are struggling financially. Many people across the financial spectrum can benefit from debt consolidation.... What to consider... Is debt consolidation right for you? Are you eligible for a debt consolidation loan? Will debt consolidation affect or improve your credit rating? How long will you be making the consolidation payments? Not sure of the answers Pick up the phone and let's chat. What do you have to lose? Contact us, your local MoneyQuest finance specialists, to discuss debt consolidation.

05.01.2022 Are you finding it challenging getting a home loan approved? Whether it be your first loan or refinancing an existing loan, let’s chat to see what we can do together!

05.01.2022 You read that right The mortgage broker channel has recorded its highest ever market share result with brokers settling 60.1 per cent of all residential home loans during the July September 2020 quarter, according to new data. The figures come in the latest data released by research group comparator, a CoreLogic business, which was commissioned by the Mortgage and Finance Association of Australia (MFAA). MFAA CEO Mike Felton said the result demonstrates the critical rol...e that brokers play in supporting their customers and the economy, and the impact they have made at a time when they were needed most. We couldn’t agree more... Source: Thanks to Annie Kane The Adviser, 26th November 2020 Read full article here http://ow.ly/5ITP50CvSrh

05.01.2022 Happy Monday After a busy and (usually) costly holiday season, we thought this quote appropriate to help get your savings plan back on track!

04.01.2022 With the festive season knocking on our doors, we wanted to share a few ideas on how you can join in on the fun in a sustainable way! Check out our latest tips & inspo article https://www.moneyquest.com.au//festive-fun-the-sustainabl/

04.01.2022 Why does your credit score matter? Your credit score is a number between 0 and 1,200, based on your financial habits. Anything above 700 is considered good, with over 800 being ideal, anything under 600 is considered bad. Your credit score will help lenders determine if they should lend money to you or not, what interest rate to give you, and which loans you are eligible for. Higher credit scores get lower interest rates and more features and benefits on loans. Lower cred...it scores have fewer options, higher interest rates, and are more likely to get rejected which will lower their score further. For more information on credit scoring speak to us, your local MoneyQuest finance specialists!

04.01.2022 What is an 'alt doc' loan? Alternative documentation, or alt doc, loans are for self-employed borrowers with income evidence not in the form mainstream lenders generally prefer. When assessing an 'alt doc' application, some of the things considered are: has your business been ABN registered for at least 6 months... has your business been GST registered for at least 6 months Business Activity Statements (BAS) bank account statements an Accountants letter For more information on what can be provided as 'alternative documentation' contact us... your self-employed finance specialists!

04.01.2022 Want to know something interesting? August is Inventors Month! Have you ever thought about when the "mortgage" was invented? Or where the word 'mortgage' derived from? Read below some fun facts about the invention of the 'mortgage': 1: Mortgages that we are familiar with nowadays have only been around since the 1930s, but the idea of a mortgage has been around for a lot longer. 2: Mortgages are mentioned in English common law documents that take back as far as 1190! ... 3: The meaning of the word mortgage comes from Latin. It is merged from two Latin words, 'mort and gage. Mort means death and gage means pledge, so the word 'mortgage' means dead pledge. But dont let that scare you! The dead part of the mortgage doesnt refer to a person, it refers to the idea that the pledge died once the loan was repaid, and also the idea that the property was dead (or forfeit) if the loan wasnt repaid. Now that's interesting?!

03.01.2022 When talking home loans for the self-employed there are so many questions to be answered How many years do you have to be self-employed to get a home loan? How do you qualify for a home loan if you are self-employed? What income can be included for a home loan ? How much can I borrow? Do lenders look at your gross or net income? All great questions, and were sure you have more... well, we have the answers! ... So, its now time to call a MoneyQuest broker (us) to talk about your self-employed home loan options, and have all your questions answered

03.01.2022 PROFESSIONAL (noun): a person engaged or qualified in a profession. Professionals such as lawyers, accountants, medical practitioners, chiropractors, optometrists, veterinarians, dental practitioners, physiotherapists. Is this you Or, are you in another professional role Well, did you know there are loan products designed with you in mind... No? Well, there is! What’s even better, there are specials, such as one lender currently waiving Lenders Mortgage Insurance premium...s for eligible professionals who have a loan to value ratio of up to 95%. Meaning you could possibly save thousands of dollars on LMI premium costs! Now, how much you could save depends on your circumstances, such as your profession, loan amount, and where your property is located, but we will take you through the finer detail. So, whether buying your first home, your next property or refinancing an existing loan, it’s definitely worth us having a chat, right?

02.01.2022 Do you have multiple loans... credit cards, a car loan, a personal loan? Juggling all the individual repayments? Have you considered debt consolidation? Instead of paying off several debts at varying interest rates, we can consolidate your debts into one larger one. This way you end up making one monthly repayment, and usually at a lower interest rate. Like to know more? Gives us a call!

02.01.2022 We couldn't agree more! Always go above and beyond, you never know where it might take you!

01.01.2022 Eyeing off that dream home!? Don't give up, keep on visualising it and it could be yours soon!

01.01.2022 Are you an owner-occupier? Not sure? Well in this week’s What is Wednesday, Ellen from MoneyQuest is here to answer the question for you! In a rush? Here’s the short answer An owner-occupier is somebody who purchases a house with the intention they live in it. ... So if you’re goal is to unlock the Owner Occupier badge, reach out to us today via direct message or phone and we can help you on your way to homeownership! #MoneyQuest #MoneyQuestAustralia #WhatIsWednesday #MortgageBroker #HomeLoans #FinanceSpecialists #Finance #OwnerOccupier

01.01.2022 Name 3 things that are better than getting the keys to your new home in your hot, little hands??? . . . .... . . . . . Nothing? We agree! Reach out if you want to see options for your next home loan. #MoneyQuestAustralia #MoneyQuest #MortgageBrokers #FinanceSpecialists #FirstHomeBuyer #InvestmentHome

19.12.2021 Another year has ticked over! Looking back over the last 365 days, we are grateful to be a part of an amazing community surrounded by wonderful people. We hope everybody is enjoying the new year in style! ... #HappyNewYear #NewBeginnings #2022

17.12.2021 From all of us at MoneyQuest, we want to wish you and your family a Merry Christmas! We hope you can enjoy this time with your loved ones!

09.12.2021 To rent or to buy, that is the question. If you have a generous deposit saved and you're considering all of your options, take a look at our handy rent vs buy calculator! Here, you can compare your current costs of renting with your expected costs of buying and see which one comes out on top over a selected period.... Click the link below to try it out for yourself! http://ow.ly/BhSU50H7JYC The calculation shown is an example only and does not take your personal circumstances into consideration. Consider all options available to you, seek professional advice and only choose an option you are comfortable with. #MoneyQuest #MoneyQuestAustralia #MortgageBroker #HomeLoans #Finance #Calculators

03.12.2021 What does all have in common? That's right, Summer is here! Summer in Australia is loved by many, but it also brings with it blistering hot days, long sweaty nights and the ever-lingering temptation of the air conditioner. ... So if you’ve been wondering - ‘how can I keep my house cool in summer naturally?’ - then you’ve come to the right place! Click the link below to learn 5 cost-effective and environmentally friendly ways to beat the heat and keep your house cool this summer. http://ow.ly/LLYA50H3P2P #MoneyQuestAustralia #Summer #Holidays

27.11.2021 Our final cash rate video for the year is here! Ellen Matthews from MoneyQuest has crafted a little poem to remind you that we are ready and waiting to assist with your finance needs. However, if you’d prefer to hold off from making any moves until 2022, you can still use this time to plan ahead. ... And as we wind down after what has been an interesting year, be sure to take some time out to relax with your nearest and dearest! #MoneyQuestAustralia #MortgageBroker #Finance #RBA #RBACashRate #AustralianPropertyNews

21.11.2021 It's great to see that public perception of mortgage brokers and the work they do is changing for the better! In a recent article from MPA magazine, MoneyQuest managing director Michael Russell shares his thoughts on this shift in perception, highlighting that it has been brokers' unwavering commitment to change and their willingness to adapt that has earned them the respect of many. Click the link below to read the article ... http://ow.ly/bbxt50H2vNi #MoneyQuestAustralia #MortgageBroker #HomeLoans #Finance #AusPropertyNews

07.11.2021 Have you heard? The Australian property market has been buzzing recently as APRA announced new serviceability buffer changes. So why has APRA increased the interest rate buffer?... APRA wants to ensure that the financial system remains safe and that banks are lending to borrowers who can afford their loan repayments both now and in the future. Keen to learn more? Click the link below to read all about this recent change and how it may affect you. http://ow.ly/mihg50GWPYb #MoneyQuestAustralia #HomeLoans #Finance #AustralianProperty #FinanceAustralia

02.11.2021 Are you a professional working as a...? Medical Practitioner Dental Practitioner Chiropractor... Veterinarian Optometrist Physiotherapist Lawyer Accountant We have access to several lenders who are currently waiving Lenders Mortgage Insurance specifically for YOU! Keep in mind, the amount you could actually borrow varies between lenders and their eligibility requirements. Contact us today to learn more. #MoneyQuestAustralia #HomeLoans #Lawyer #Accountant #Dentist

23.10.2021 Mortgage broker market share makes a move upwards! According to recent data released by research group Comparator (CoreLogic), that was commissioned by the Mortgage and Finance Association of Australia (MFAA), mortgage brokers are now writing more than two in every three home loans! The data highlights that mortgage brokers facilitated a record high of 66.9% of all new residential home loans between July and September 2021, this is incredibly encouraging for our industry...! To read the full media release, click the link below. http://ow.ly/g9Kj50H1wWn *MFAA owns the aforementioned data and its use* #MoneyQuestAustralia #MortgageBroker #HomeLoans #Finance #AusPropertyNews

16.10.2021 It’s time to learn, so go grab a coffee and let’s get those thinking hats on! We're back to help you understand all the industry lingo. Today, Ellen from MoneyQuest chats Introductory Rates. Often referred to as a Honeymoon Period, an Introductory Rate is the lower interest rate that you typically pay during the first 12 months after settlement.... So, if you’re in the market for a home loan and interested to find out more, remember you can also get in touch with us. We’re here to help you along your journey of homeownership! #MoneyQuest #MoneyQuestAustralia #WhatIsWednesday #MortgageBroker #HomeLoans #FinanceSpecialists #Finance #IntroductoryRate

07.10.2021 Christmas is fast approaching, so you know what that means? That's right folks, it's time to give our homes that festive makeover! To get you in the Christmas spirit, we've put together 5 of our favourite unique Christmas décor ideas!... Click the link below to find out what they are! http://ow.ly/l8yt50GWPuv #Christmas #ChristmasDecor #HomeDecor #MoneyQuestAustralia #HomeSweetHome