MoneyQuest in Wollongong, New South Wales | Mortgage brokers

MoneyQuest

Locality: Wollongong, New South Wales

Phone: +61 2 4229 5459

Address: 72 Auburn Street 2500 Wollongong, NSW, Australia

Website: https://www.moneyquestwollongong.com.au

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• Loan service
• Mortgage brokers
• Investing service

25.01.2022 Meet Jordan Jordan started his working life as a professional rugby league player in Leeds, Northern England. Now being a broker in our office he looks forward to start taking on client appointments in the new year! I am really excited to be back in the Illawarra directly assisting customers with their home lending. Looking forward to building some new relationships and importantly, hearing from all my customers I have helped previously

24.01.2022 Thank you to the @i98fm street fleet for putting a #smile on our face today on #worldsmileday2020 with a shout out Did you hear it on the radio today?

24.01.2022 STOP PRESS THE LOWEST RATE IN HISTORY Yes, that's right, on Tuesday November 3rd the Reserve Bank of Australia (RBA) announced its cash rate decision, cutting the official rate from 0.25% to a new record low of 0.10%. What does this mean for you? Well assuming the banks pass on the rate reduction, this will see your loan repayments reduce again, which means more money in your pocket or the ability to pay off your loan sooner. ... Now, this is important... you need to make sure you have the home loan that's right for you. You need to speak to someone (like a mortgage broker) who can compare multiple lenders and all the products they have available (and sooner rather than later to make sure your current loan ticks all the boxes). So, why is the Reserve Bank reducing rates to the lowest time in history? Two reasons, first to keep the Australian dollar low which makes our exports cheaper and thus competitive. This helps with economic growth and improves employment needs. Second, by maintaining low rates, this allows a business to borrow funds at low rates to help them invest in their business and thus support further employment opportunities. With such low rates and ongoing government subsidies, this all goes well toward putting a floor on housing values and potentially will drive further increases as employment improves and the cost to borrow remains extremely low. For more info on the RBA's announcement and to discuss your home loan options talk to us today

24.01.2022 Having cash sitting in the bank does not always provide an acceptable return, especially in a low interest environment. Not only do you pay tax on the small amount of interest you earn, it also does not save you thousands of dollars on your mortgage or reduce the term of your home loan! This is where offset accounts and redraw facilities can come in handy to help you save. Want to know more? Reach out to us and we will send you a copy of this helpful article.... #moneyquestwollongong #mqgong #illawarrabroker #moneysavingtips #nswbroker #nswsouthcoast #wollongongbroker #offsetaccount #redrawfacility #moneyquestaustralia #moneyquest #financespecialists #wollongongfinance #financewollongong #wollongongnsw #lowinterestrates #savesavesave #savingstips

23.01.2022 Are you of thinking of starting your own business? Maybe you'd like to purchase one soon? How will you fund your business? Do you know the difference between equity funding and debt financing? Reach out us, your local MoneyQuest broker today to talk shop. We do more than just home loans. Remember, we're finance specialists! ... #MoneyQuest #MoneyQuestBroker #BusinessFinance #BusinessOwner #HomeLoans #MortgageBroker

23.01.2022 There’s no better time to start working towards your ideal future than NOW

21.01.2022 Celebrating the race that stops the nation at @theillawarra Today has been yet another great day out with our incredible staff. We wish everyone all the best in this years race

21.01.2022 Here is an RBA Update from our lovely MQHQ staff! Be sure to reach out if you have any questions or you think we can help you in your current situation, we are always happy to help

20.01.2022 Happy Friday everyone! We loved this fire pit inspo photo from @firepitfeature. Its safe to say that weekend plans would be sorted with this great little fire pit area! What are your plans over the weekend?

20.01.2022 Exciting news for existing HomeBuilder applicants!! The Australian Government has announced that it will extend the HomeBuilder construction commencement requirement for all existing applicants from six months to 18 months, taking the pressure off those waiting for land to settle or to commence construction. For more information visit http://ow.ly/86sa50ErFin

20.01.2022 Buying and selling property in this recession has been more achievable than you think. Do you know some of the potential advantages of buying or selling during this recession? Would you like to know? If you would like a copy of this article get in contact with us today! #moneyquestwollongong #mqgong #mqaustralia #creatingsolutions #moneyassistance #financeneeds #workingtogether #wollongongbroker

19.01.2022 Do you feel overwhelmed at the moment? Don't let it get in the way of you reaching your property goals! #MoneyQuest #MoneyQuestBroker #MotivationalMonday #HomeLoans #MotivationalQuote #FirstHomeBuyer #SecondHomeBuyer #Quotes #BelieveYouCan #HalfWayThere

19.01.2022 Lets make 2021 a year filled with great memories! #motivationalmonday

16.01.2022 Think with your head , not with your heart Buying property for investment differs from owner-occupier purchases. If it satisfies your business goals, short-list it. #MoneyQuest #mqhappy #moneyquestwollongong #wollongongbroker #moneytips #MoneyQuestAustralia #MoneyQuestTips #MoneyQuestHomeLoans #MoneyQuestToInvest

16.01.2022 Well hasn't Christmas Eve snuck up on us this year! We just wanted to remind all our lovely clients that today we will not be in office. From all the team at MoneyQuest Wollongong we just wanted to wish our clients and community a very Merry Christmas

13.01.2022 #MQBrokerBanter This month we focus on the types of questions you should be asking your mortgage broker. Last week we focused on lending panels and personal documents.... Today we discuss interest rates and associated fees. WHAT IS THE INTEREST RATE? Interest rates change depending on the lender. The main types of interest rates are fixed and variable (although there are also other types of interest rates available). Fixed interest rates: The interest rate stays the same for the duration of the fixed-term period. Variable interest rates: The interest rate can move up or down with the market or an index for the term of your loan. WHAT IS A COMPARISON RATE? A comparison rate calculates the true cost of a loan by combining the loans interest rate with other associated costs and fees. WHAT ARE THE ASSOCIATED FEES ON THE LOAN? Sometimes loans can have fees attached in addition to the amount you’ll be paying off. Some fees are just a one off, but some you may need to pay monthly or yearly. This is something you need to clarify with your broker to ensure there are no surprises. Remember, we are always here to help! #MoneyQuest #MoneyQuestBroker #FirstHomeBuyer #HomeLoans #MortgageBroker #MortgageBrokerConversations #MQBrokerBanter

11.01.2022 HAPPY HALLOWEEN Amy from our office just loves creating Halloween looks so we thought we would share them with you all! Which one is your favourite?

10.01.2022 We are incredibly excited to share that during such challenging times that our office has been awarded Australia’s Brokerage of the Year Regional at the recent Australian Mortgage Awards 2020. The Australian Mortgage Awards are one of the leading independent awards events in the mortgage industry recognising excellence and highlighting outstanding achievements of those in the business. We would like to thank our clients, business associates and the MoneyQuest family across Australia for the confidence you place in us and for supporting us throughout this journey.

10.01.2022 We are so happy that we can let you all know that @hayley_bray_ has welcomed her handsome little boy into the world We are all so excited to meet you Fox Isn’t he a cutie

10.01.2022 Wishing all of our amazing clients and community a very Happy New Year

08.01.2022 A benefit of living in Australia is that you can indulge in your hobby of gardening all year round, even in winter. Whether you’re working on living more sustainably , hoping to boost your property value with a healthy garden , or just developing your green thumb , these tips may keep your garden bountiful this winter. Check out our latest blog post http://ow.ly/eX5D50F0JVJ... #MoneyQuest #MoneyQuestAustralia #MoneyQuestBroker #MoneyQuestTips #HomeLoans #MortgageBroker #WinterGardening

07.01.2022 Are you self-employed and looking for a home loan? A MoneyQuest broker can assist you with loan products that have alternative methods to validate income! It’s definitely still possible to secure a home loan and continue to work for yourself. Let us help you!... Do you know someone who is self-employed and needs a little home loan help? Tag them below #MoneyQuest #MoneyQuestBroker #SelfEmployed #HomeLoans #MortgageBroker

07.01.2022 Testimonial Tuesday giving us the warm and fuzzies

06.01.2022 *** NSW readies to do away with stamp duty *** In the New South Wales state budget 2020-2021 handed down yesterday, Treasurer Dominic Perrottet revealed plans to reform the inefficient property tax system currently in place, and to do so based on the feedback of the state’s residents. Perrottet proposed transitioning from the current model of a mandatory upfront stamp duty, to one where residents have the choice to instead pay a smaller annual land tax on new property trans...actions based on the value of their land, with rates varying for owner-occupiers, investors and commercial tenants. "If implemented, the proposed changes could give you the freedom to choose between paying stamp duty upfront or paying a much smaller annual property tax, when you buy your next home," reads the NSW Treasury website. Full Article: http://ow.ly/GFaE50CntlJ Source: Australian Broker, by Madison Utley, 18 November 2020

05.01.2022 Can you believe it Yes you are reading correctly 74 DAYS TILL CHRISTMAS Are you getting prepared yet?

03.01.2022 May we always remember those who have fallen Remembrance Day 2020

03.01.2022 Registrations begin this Saturday 26th Septmeber for the next season of Nippers at North Wollongong SLSC. Last year was such a blast and we are excited to once again be involved in the season. Be sure to look out for us some weeks down on the beach! Here is a wonderful video of the last day of last season!