Mornington Peninsula Home Loans in Mornington, Victoria | Mortgage brokers

Mornington Peninsula Home Loans

Locality: Mornington, Victoria

Phone: +61 3 5925 6175

Address: Suite 3, Level 1, 346 Main Street 3931 Mornington, VIC, Australia

Website: https://mphomeloans.com.au

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25.01.2022 Our no charge green waste weekend is next weekend! Fri 25, Sat 26 and Sun 27 October at Mornington, Rye and Tyabb Resource Recovery Centres. Delays to be e...xpected on the day. Bring proof of residency and remember, no commercial vehicles or commercial waste. View our Facebook events calendar for full details: http://bit.ly/2mVxV2o

24.01.2022 SEARCH OVER | We have the best loans from the best lenders #mphomeloans #morningtonpeninsulahomeloans #mortgagebroker #homeloans

24.01.2022 #morningtonpeninsulahomeloans #fivestarreviews #localbusiness #familybusiness #mortgagebroker #homeloans

23.01.2022 5 Applications have been processed since our committment to the Bushfires was announced! We would love to do even more so please share around and refer to your friends and family. The more we can do to help the better. Currently we are doing Loans for refinance, loans for debt consolidation, loans fo new home purchases - these are the bulk of our applications.... If you havent had a loan check up in two years, it would be a good time to do it for your own benefit and an easy way to give back to the community as well We are donating ALL profits on every loan application that is successful between now and February 28 <3

22.01.2022 All major banks offer Emergency Relief Packages. YOU need to call to get these services - banks offer variety of different ways to assist financially such as : * Suspend home loan repayments * Suspend personal loan repayments * Support restructuring existing facilities ... * Waive fees to break term deposit to break contacts * Expediting claims for customers seeking help through their home, contents and car insurance. There are various options but the bank wont call you - you need to call them. . . You need to contact your bank to ask for these relief options. See list below of major banks to call directly if you have been directly Impacted from the bush fires. . ANZ Bank 1800 149 549 Westpac Bank 1800 067 497 NAB Bank 1800 701 599 CommBank 1300 720 814 See more

20.01.2022 Another excellent review - we take pride and care in dealing with first home buyers. Its a scary time but one that should be exciting. #firsthomebuyer #homeloans #mortgagebroker #mphomeloans #morningtonpeninsulahomeloans

18.01.2022 In response to worsening economic conditions due to the coronavirus outbreak, its been well reported by the media that lenders will be allowing home loan customers deferred home loan repayments for up to six months. This repayment relief can be commonly called a repayment pause or repayment holiday. Now whilst the term holiday currently is one of bad taste, it's very important you understand what this means to you to make informed decisions when considering these repaymen...ts options. This is not a new initiative, and these unprecedented times are far from normal, but this is one of several measures introduced by the banks to help households who are under financial hardship to seek a repayment holiday. This however does not mean that the bank will not charge you interest on your loan, it means that they will allow you to hold on making repayments for an agreed period, but they will capitalise (add) the interest to your loan. For example: If the interest on your mortgage is approximately $1,500 a month and you go on repayment holiday it means that the bank will add $1,500 to your mortgage balance each month. At the end of 6 months that would mean that your mortgage has gone up $9,000. You are then paying interest on higher loan amount daily or the bank will adjust to a higher repayment after the agreed term to catch up & perhaps only causing further cashflow issues. So, whilst there may be no other option, especially if you have lost your job or experiencing financial duress, then its very important you communicate with the bank to take the necessary steps until you can re-establish yourself. In the meantime, we suggest that if you have funds (in either redraw or offset) and can maintain your current repayments and lifestyle, then we suggest you should continue to do that, where possible of course. If you have been effected by the coronavirus or lockdown, the following link can help direct you to your lender to help assess your options; https://www.ausbanking.org.au/campaigns/financial-hardship/

17.01.2022 Another happy client - we were able to process this on short notice and satisfy the purchasers contract. Dealing with experience makes all the difference - Well done Shannon and congratulations Alex. #mphomeloans #morningtonpeninsulahomeloans... #experiencematters #mortgagebroker #homeloans See more

16.01.2022 Coming back from the break to the continuing news of the devastation of the bushfires the MPHL team has been discussing what we can do to provide support. Words cant satisfactorily describe the heartfelt anguish our community is going through, but hopefully our actions can help those worst affected. We have therefore made the commitment to contribute 100% of profits on any successful loan applications through MPHL until Friday February 28, 2020 to the following charities: Re...d Cross Australia WIRES Wildlife Rescue Our thoughts are with all those who have been impacted by the bushfire crisis, along with the firefighters, emergency service workers and the thousands of volunteers who are working around the clock to protect and support so many of our communities across Australia.

16.01.2022 We are proud to be a part of our community and are ecstatic our tigers can get on the park and play!

15.01.2022 We hope you and your family safe and well during these unprecedented times. We want to let you know that we are here to help, and we are committed servicing your financial needs as usual to deliver the best outcomes for you. As the COVID-19 (coronavirus) situation evolves, we are ensuring the safety, health and welfare of our team, our clients and others with whom we interact by following official Australian Government advice. With the vast array of information available abou...t COVID-19, we encourage you to view the Australian Government Health Department website for the latest and most accurate information. We have recently made significant investments in technology to upgrade our business to fully remote and portable including the preparation and signing of all documents. IS THIS THE TIME TO REVIEW YOUR FINANCES? Many of us are working from home and spending more of our free time at home too, take advantage of this time to sit down and examine your finances. What are your goals? Are you on track to reach them? What do these economic changes mean for you? Some people will be looking into financial uncertainty. We are available to assist you in managing this. We want to ensure you understand your redraw facilities, offset accounts, your rights in regard to mortgage 'repayment holidays', applying for financial hardship with your bank, and how you might take advantage of the RBA rate cut. Reach out and book a video or phone call with us now. APPOINTMENTS CAN BE DONE DIGITALLY We understand many people in the community are self-isolating, quarantined or practising social distancing. wed like to reassure you that you do not need to leave your home to seek advice or even apply for finance. Please reach out to me and we can find a solution that works for you, whether that be via a video or phone call. My business has technology platforms to enable us to do business efficiently without the need for face to face interaction. WE CAN HELP YOU NAVIGATE LENDERS FAST-MOVING POLICY CHANGES Banks and lenders are quickly making changes to their requirements to adapt to these unique times we find ourselves in. we are in regular communication with banks and lenders so that we can be across these changes and help you navigate them. Im online and available

15.01.2022 3/41 Spray Street, Mornington SOLD @joel_hood_property Financed @mphomeloans

15.01.2022 @mphomeloans As the RBA cuts the official cash rate to a record low of just 0.75% this month, borrowers really need to look for a competitive home loan deal. With many lenders reducing their interest rates, now is a great time to compare home loans and save.... #morningtonpeninsulahomeloans See more

14.01.2022 This Sunday we will be donating $1 from every Wine, beer or Cider sold to the bushfire disaster appeal. So come on down this Sunday for a great family funday. F...ree live music from 3pm with Chris Smith. We will have a collection bucket at the counter for those who wish to give more. X See you Sunday. #bushfireappeal #freelivemusic #familyday #sundaysessions #meetyouatthefoyer See more

10.01.2022 @mphomeloans Smaller and non-bank lenders now hold a record high share of Australia's mortgage debt. They might not be household names, but they're offering great value to borrowers.... Would you make the switch to a boutique lender? #mortgagebroker #homeloans #localbusiness #familybusiness #morningtonpeninsulhomeloans #mphomeloans

09.01.2022 Happy birthday to our senior broker Shannon - @yomgyogurt thanks for the spread and great service. Have an awesome birthday!

06.01.2022 Some lenders are now doing interest at 2.84% on principal and interest for owner occupied - so if you havent refinanced in the last 12-18 months to take advantage of the big drops, youre probably paying more than you need to on your home loans. We make refinancing a simple process with no stress

04.01.2022 In response to worsening economic conditions due to the coronavirus outbreak, it’s been well reported by the media that lenders will be allowing home loan customers deferred home loan repayments for up to six months. This repayment relief can be commonly called a repayment pause or repayment holiday. Now whilst the term ‘holiday’ currently is one of bad taste, it's very important you understand what this means to you to make informed decisions when considering these repaymen...ts options. This is not a new initiative, and these unprecedented times are far from normal, but this is one of several measures introduced by the banks to help households who are under financial hardship to seek a repayment holiday. This however does not mean that the bank will not charge you interest on your loan, it means that they will allow you to hold on making repayments for an agreed period, but they will capitalise (add) the interest to your loan. For example: If the interest on your mortgage is approximately $1,500 a month and you go on repayment holiday it means that the bank will add $1,500 to your mortgage balance each month. At the end of 6 months that would mean that your mortgage has gone up $9,000. You are then paying interest on higher loan amount daily or the bank will adjust to a higher repayment after the agreed term to catch up & perhaps only causing further cashflow issues. So, whilst there may be no other option, especially if you have lost your job or experiencing financial duress, then its very important you communicate with the bank to take the necessary steps until you can re-establish yourself. In the meantime, we suggest that if you have funds (in either redraw or offset) and can maintain your current repayments and lifestyle, then we suggest you should continue to do that, where possible of course. If you have been effected by the coronavirus or lockdown, the following link can help direct you to your lender to help assess your options; https://www.ausbanking.org.au/campaigns/financial-hardship/

04.01.2022 Very pleased that we are also able to get up off the ground and under 19 side for this year. A great club for young men to come and play football at and we are proud to be in partnership with the club

01.01.2022 FIRST HOME BUYERS MUST READ At the last Fedral election the government made some promises around supporting first homebuyers, here is the latest update. http://lbr.al/dt8b