Mortgage Perth in Perth, Western Australia | Mortgage brokers

Mortgage Perth

Locality: Perth, Western Australia

Phone: +61 8 6279 1459

Address: 212 Whatley Cres 6051 Perth, WA, Australia

Website: http://www.mortgageperth.com

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25.01.2022 "Mortgage Tip 130 Some people arent motivated to save money. Others want to start saving, but dont know where to begin. Thats why setting specific, realistic goals is important. Once you know why youre setting aside part of your paycheck, deciding to save rather than spend your extra money should be easier. Make sure you have enough money set aside to meet your immediate and future needs. Here are some saving goals everyone should have."

25.01.2022 "Mortgage Tip 133 Home loan sales can include things like discounted interest rates, promotional introductory interest rates, and sign-up incentives such as cashback offers, rewards for switching, gift vouchers, and more."

25.01.2022 Mortgage Tip 121 Western Australia's housing market is expected to welcome more home-buyers as it remains one of Australia's most affordable countries, according to Australia's latest Adelaide Bank and Real Estate Institute study.

25.01.2022 Mortgage Tip 119 A decrease in transacting property cost will lessen the barriers to moving to a correct-sized home and let go of the larger dwellings.

25.01.2022 "Mortgage Tip 129 The proposed Consumer Data Right (CDR) system will afford individual and business consumers the right to access specified categories of data about or related to them that is held by a designated entity, and direct the transfer of such data to accredited third parties. The CDR will apply to sectors designated by the Australian Treasurer, with the banking sector the first to be designated."

24.01.2022 "Mortgage Tip 126 There are two ways you can exchange money at the post office. Firstly, there are a number of Australia Post offices that have an American Express Currency Exchange centre in them. This is very helpful if you need to buy or sell currency in a hurry. "

24.01.2022 Mortgage Tip 112 The first home owner grant is a one-off payment to encourage and assist first home buyers to buy or build a residential property for use as their principal place of residence. First home owners may qualify for the grant and/or the first home owner rate of duty if they are either purchasing an established home or if they are building or purchasing a new home. For more information contact your Mortgage Broker for a fact sheet.

24.01.2022 There are four factors to determine how affordable the housing market has become: value-to-income ratio, the share of income required for repayments, years to save a deposit, and rent to income ratio.

22.01.2022 Mortgage Tip 115 Dont forget to find out about any ongoing or annual fees you may be paying. Its a good idea to take these costs into account when considering refinancing your home loan. For more information contact your Mortgage Broker, they will help you fast.

22.01.2022 Mortgage Tip 125 Avoid the fees and find the best bank account for everyday transactions. It's hard to scrape the money together for life's luxuries (let alone life's necessities) when the bank keeps skimming the cream off the top of your accounts. That's what we're here for. We'll show you how to find a fee-free account that won't eat away at your hard-earned cash.

21.01.2022 Mortgage Tip 128 "It is essential for every home-loan hunter to not just look for lower rates and useful features, but also lower fees and charges. These additional costs may appear minimal at first, but they could add up to a significant amount. While offering cheap interest rates, some lenders may strategically offset the savings you got by charging you additional fees. Others may also add hidden costs that you might not realize readily."

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18.01.2022 Mortgage Tip 117 There are a lot of stuff you can consider when you get a home loan. The characteristics, application charges, small benefits and unique offers available are all essential, but the most crucial element is the interest rate. Can I get a mortgage where I pay less than Im paying now?... Now is always a great time to shop around or check that you have the right loan for your needs. Were a great starting point. It will depend what interest rate youre currently paying, what type of home loan you have (e.g. fixed, variable, interest only, line of credit) and what features you want in your loan. We can quickly explain your options.

18.01.2022 Take a moment to watch this great message that I know will help you greatly before Christmas

18.01.2022 Loyality to your bank

17.01.2022 "Mortgage Tip 131 Having a high credit score could potentially help put you in a strong financial position in a number of ways."

17.01.2022 "Mortgage Tip 135 The National Australia Bank (NAB) has agreed to pay $49.5 million in compensation to tens of thousands of customers who were sold junk credit card and personal loan insurance."

17.01.2022 Mortgage Tip 114 A Mortgage Broker can help you find the most appropriate loan to suit your unique needs and circumstances. First Homebuyer, Renovator, Investment Loan or wanting to Refinance to a better rate, we're here to help.

16.01.2022 Mortgage Tip 113 Build a spreadsheet or similar where you can input all your expenditure in a month. If you do this for a month or two, you'll quickly begin to see where all your cash is going. For more information contact your Mortgage Broker, they have a sheet you can use and some tips.

15.01.2022 "Mortgage Tip 134 The more money you put down upfront, the less you'll have to borrow. "

15.01.2022 Mortgage Tip 120 Instead of maxing out your mortgage repayments, you could put a little of this on the side and make small investments into an ETF every few months, while still paying down the mortgage. This money will compound at a much higher rate and leave you with a sizeable nest egg once the mortgage is eventually paid off.

15.01.2022 Mortgage Tip 109 House Price House prices can be affected by many factors, the economy interest rates unemployment and whether the population is increasing or declining. However, ultimately the price of a property will only be determined by what a buyer is prepared to pay for it. This is usually a very personal matter taking into consideration family needs and financial capacity. When you do buy a property, someone invariably will always say to you could have picked it up for this much Dont worry about these comments as hypotheticals are exactly that. A property's true value is only the price paid by the market, it's that simple.

14.01.2022 Mortgage Tip 110 Competition With the reduction of the cash rate by the RBA competition by the banks is increasing. However, in many cases for the moment there has been a drop in property values creating a shortfall in equity which is not allowing borrowers to switch or move. In many other cases the same borrowers have paid substantial LMI in the first instance to secure a home loan. So be careful not to be lowered by false competition, check with your mortgage broker to see what genuine options are out there for you.

14.01.2022 Rates on hold...

12.01.2022 Mortgage Tip 122 Finding it difficult to juggle too many repayments or stuck in the midst of many tiny loans that are difficult to handle? It might be a good idea to consolidate all your loans into a single loan by refinancing your home loan.

11.01.2022 Mortgage Tip 124 Saving something is better than failing to save anything. Start small and save often. If you cant set aside $1,000 this month, try saving $20 per week.

11.01.2022 Mortgage Tip 123 Right now is as good time as you may find to refinance your mortgage, whether for your home or a commercial property.

10.01.2022 Mortgage Tip 107 Cheaper Loan A lower cash rate will spur even further competition within the market, so it is the perfect time to weigh up your options as you have the bargaining power the best value home loan starts with a '3'. Its a great time to get in touch with your broker to make sure you are on the right deal but then do all the running around for you to see if what you have best suits your needs. "

09.01.2022 Mortgage Tip 111 If prices start to shoot upwards, first-home buyers might find themselves in a familiar situation of being priced out, especially if wage growth does not show signs of improvement. An extract from a report by the government; It is clear to the Committee that high house purchase and rental costs are adversely impacting Australian cities, particularly the metropolitan capitals of Melbourne and Sydney. This will continue even with a softening of conditions in the capital city property markets, as affordability is also being impacted by low wage growth, structural shifts in the employment market and high levels of household debt. Even with downward fluctuations in housing prices and rents, the disparity between real estate prices and individual incomes is likely to make housing affordability an issue for years to come.

08.01.2022 "Mortgage Tip 127 If youre one of many Australians that feel like theyre getting a raw deal on your home loan, you have the power as a borrower to do something about it."

07.01.2022 Mortgage Tip 136 Term deposit rates are pretty low at the moment, leave as much money as you can in your offset account to reduce the amount of interest you will be charged.

07.01.2022 Mortgage Tip 105 Invest Investing in yourself will probably produce the greatest results you can imagine. However, you need to put in the effort consistently and also possibly look at getting a coach to help you. Some investors when looking at property employ the services of a professional buyers agent; these people are experienced at sourcing our deals for you specific to your needs and can save you a lot of time and money. As you work on yourself and increase your confidence you will be able to achieve more than you thought was possible. By developing your skills, you will create a better version of yourself in all areas of your life.

06.01.2022 Mortgage Tip 108 Housing Market No matter what side of the fence you are sitting on whether you are selling or buying there are a couple of things you should always consider. If youre selling, always take the time to make sure that your property is first impression will impress. Clean and tidy will not put you above the competition, your property needs to sparkle and have that real super clean and tidy vibe. Naturally make sure you also stay on top of maintenance. When it co...mes to buying if you go into a property that looks terrible however it has great potential and a great location, move past what you are seeing to applying what if rules. Most property is being offered for sale usually suffer from excessive furniture being in the property making the rooms look smaller than they really are or they have poor colour selection also affecting the visuals within the property. Stay calm, have your checklist in your mind to make sure that the property fits your requirements, if not move on as experience has taught us there is always another deal just around the corner. See more

06.01.2022 Mortgage Tip 116 It definitely pays to do your homework on the property market before you dive in, and were thrilled to be on board to help you when it comes to financing your decision. Recent share market slides, tight rental markets in most capital cities and a whiff of increase in property prices are seeing many mum and dad investors retreat to bricks and mortar. Generally, property in Australia is still considered to be a sound investment due to steady and consistent increases over time. But its not a quick win. Property usually has a seven to ten year cycle, with highs, lows and steady stints in between.

05.01.2022 A good idea here....

04.01.2022 A great update here from Resolve Property Solutions - Buyers Agent , thank you Peter. A closer look at the data shows four out of five Perth suburbs experienced an improved or stabilised median rent price, with Perth, Ellenbrook, Hamilton Hill, Bentley and Scarborough the top five performers.

04.01.2022 Mortgage Tip 118 With the home loan industry so highly competitive, Australian bank clients should speak to their bank and shop around to make sure they get the best price possible.

04.01.2022 "Mortgage Tip 132 Having a high credit score could potentially help put you in a strong financial position in a number of ways."

02.01.2022 Mortgage Tip 104 Shopping The best way to keep your credit card under control is the budget to pay the full balance every month. This will stop you from spending more months than you earn. If youre finding it difficult to do this consider reducing your limit. If you make your regular monthly payments at a minimum the bank will look at this more favorably when looking to apply for a loan than having missed payments on your credit card. Be smart and use your card wisely as nothing you can wear or eat will ever feel as good as saving for a deposit to have your own home.

02.01.2022 Pre-market special here....