David Ray in Bondi, New South Wales | Bank

David Ray

Locality: Bondi, New South Wales

Phone: +61 437 404 445

Address: Suite 1205, 1 Newland Street 2022 Bondi, NSW, Australia

Website: http://www.elitefinancepro.com.au

Likes: 158

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• Loan service
• Mortgage brokers
• Bank

25.01.2022 A great day of learnings for team Elite Finance Noosa @boston_hii, highlight was chatting to @tom_panos #betterbusiness #mortgagebroker #brisbane #noosa #keeplearning

25.01.2022 How to understand your credit profile & score https://www.elitefinancepro.com.au/understand-your-credit-/

25.01.2022 Over the past two weeks, I have had a client loan application declined twice with the same bank. As I believed in the deal based on my research with the bank prior to the application. I was able to get the decision change to APPROVED today after escalating the deal to the highest level within the bank. #nevergiveup #mortgagehelp #mortgagebroker #rightadvice #bondi #noosa #homeloans #awardwinningservice

23.01.2022 When youre house hunting, its easy to get distracted by aesthetics. This checklist will help you focus on whats really important at a property inspection. http://www.elitefinancepro.com.au/your-property-inspection/

23.01.2022 Personally, I really enjoy helping people! It is great to see my clients providing excellent feedback on the service I provided to them via google reviews #mortgagebrokerlife #mortgagehelp #googlereview #awardwinningbroker #homeloans #refinance #savemoney

23.01.2022 At Elite Finance Professionals, we're dedicated to helping our customers #findafairerdeal. Take a look at the industry's new campaign, and get the facts about working with a Mortgage Broker today: www.brokerbehindyou.com.au & www.elitefinancepro.com.au #mortgagebrokers #brokerbehindyou #noosa #bondi

23.01.2022 My insights on lessons learned over the past 5 years in building a business from scratch. https://www.linkedin.com//what-ive-learned-after-5-years-/

23.01.2022 Take the plunge today and get your home loan reviewed Yesterday, I saved a new client $6k a year in interest on their home loan They were shocked as they thought they had a great offer at a major bank. Too many people are paying too much interest for no real reason. I am here to help you and put in your pockets #mortgagebrokerlife #homeloans #icanhelp #saveyoumoney

23.01.2022 In todays environment, It is so important to seek professional advice when seeking to restructure or obtain a Home Loan. http://www.elitefinancepro.com.au/seven-things-to-look-for/

23.01.2022 Unfortunately, this is very true Everyone should review their current mortgages every 2-3 years to ensure they are NOT over paying the banks #homeloans #mortgage #mortgagebroker #bondi #noosa #loyalcustomers #newcustomer #keepthemhonest

23.01.2022 Two lads drinking beers or an exciting collaboration with Reed & Co Estate Agents ? Let’s say a bit of both! Boston Chuauthai Adrian Reed

22.01.2022 Follow my day to day journey as a mortgage broker in Bondi on Instagram via @mortgagebrokerlife http://www.instagram.com/mortgagebrokerlife

20.01.2022 LOAN REDRAW - Make it work for you! http://www.elitefinancepro.com.au/how-redraw-works-and-why/

19.01.2022 Very excited about catching up with the family tonight I cant believe I missed seeing Peppa Pig today

19.01.2022 Two lads drinking beers or an exciting collaboration with Reed & Co Estate Agents ? Lets say a bit of both! Boston Chuauthai Adrian Reed

18.01.2022 Whats A Better Strategy To Access Equity: Take Out A Line Of Credit Or Just Top Up A Loan? [Long Blog Educational Status Update]: Lines of credit can be very useful; however, you need to be careful regarding an evergreen set-up in which no repayments are needed and the interest is added on to the loan....Continue reading

18.01.2022 I am back traveling to Sydney, unfortunately not on this amazing cruise ship goals for the future #sydney #mortgagebroker #finance

18.01.2022 How to help your child to buy a property.... http://www.elitefinancepro.com.au/want-to-help-your-kids-b/

18.01.2022 Noosa Property Update!

18.01.2022 I am extremely pleased to announce that Elite Finance Professionals has expanded into a second office in Noosa! We look forward to providing our award winning service in the Sunshine Coast #mortgageadvice #mortgagebrokerlife #noosa #noosanews #sunshinecoast

18.01.2022 Looking to get approved for a home loan? But ... Started a new job? Short term casual employment? Commission Income? Bonus income?... No problem... we know which lenders will approve you! Message me now to give you a professional take on your situation.

16.01.2022 A fair article has been produced around the customer outcomes going forward from the Royal Commission! https://www.dailymail.co.uk//Banking-royal-commission-mort

16.01.2022 Great start to the day I just save my new client from losing $50k deposit on a investment property purchase. Scenario - client bought off the plan investment 1 yr ago. Wife became pregnant with first child and is no longer working. They were declined by two lenders. I was able to take them to the best bank with an excellent parental leave policy. Otherwise they would have loss $50k. Get the right advice! #bestmortgagebroker #mortgagebrokersydney #mortgagebrokerlife

15.01.2022 Great news for first home buyers around the country http://www.elitefinancepro.com.au/news-for-first-home-buye/

15.01.2022 Upgrading Your Home Before Selling? Most people have walked through beautiful model homes and wished their own home had all those modern features. Model homes showcase the latest in upgrades and decorating styles. When we get home all we can see is the tile in our bathrooms and yesterdays details in our kitchens. These things can become overwhelming if we are considering a home sale in the near future. Can I even sell my house with granite countertops anymore?... Before you grab the sledge hammer and plan a DIY weekend of expanding your family room, take a breath. Your home doesnt need to be the latest and greatest to fetch top dollar in the resale market. As you evaluate making changes to your home prior to listing it for sale, the first thing you should do is talk with your real estate agent. They have market experience which allows them to speak with you about how your home compares to others in your area. They work with buyers and sellers every day and know what features and upgrades are top sellersand which dont matter at all. While the urban modern home in the magazine looks great, changing the details in your country house into industrial loft style is not an improvement. Some improvements do translate to better sales price in every case. Outdated wallpaper, dirty and worn carpet and dark rooms can always use improvement. New or cleaned carpet and a fresh coat of paint, coupled with light bright lighting, will really showcase the best features of your home. Each neighbourhood is different. As you work with your agent, you might find that there are upgrades which will net you a significantly higher sales price. For instance, if you are located in a high end, luxury neighborhood, those buyers expect updated kitchens and bathrooms and you might want to put some money into those rooms to market your home in the top end of the market. But again, talk with your agent before you guess. You dont want to spend thousands of dollars in upgrades that your buyers dont care aboutor worse. dont want.

14.01.2022 We are very humbled and proud to be named as a finalist for the better business awards 2020 in the two categories. - Best regional broker - Best new office It is a wonderful way to head into the closing of a fantastic year

14.01.2022 At Elite Finance Professionals, were dedicated to helping our customers #findafairerdeal. Take a look at the industrys new campaign, and get the facts about working with a Mortgage Broker today: www.brokerbehindyou.com.au & www.elitefinancepro.com.au #mortgagebrokers #brokerbehindyou #noosa #bondi

14.01.2022 I am really missing the action at home this week. I am loving family time at the moment on the way home for some fun times

14.01.2022 Today was a great day Happy 5 years to my beautiful wife @georgiaray.psychologist

12.01.2022 I am pleased to announce that Elite Finance Professionals has acquired a Mortgage Broking Business located in Queensland. This will add significant growth to our business over the next few years. We welcome all the new clients to the Elite Finance Family. #businessgrowth #mortgagebroker

12.01.2022 5 Ways To Tell If You Found The Right House Youve seen a lot of homes lately. You have been out every weekend searching for the right home for you. At this point, you might not be sure its even out there, or if it is, you might not find it. Then you drive up to a home that gives you hope. At this point, however, how can you tell if it is the right house for you? Here are 5 sure signs that youve found the right house:... 1. You feel excited. Just as your first love might have given you knots in your stomach, the right home could as well. You start to imagine a life in the home and its exciting. 2. You overlook the flaws. You are realistically seeing the negative aspects of the home and are willing to overlook them. Maybe you wanted a view and this home doesnt have one. But the beautiful kitchen remodel and spacious landscaped yard make up for that. 3. It doesnt have your deal breakers. You should never compromise on the real deal breakers in your criteria. That might be tempting if the master bathroom is perfect, but if you have to have 4 bedrooms and this is really just a 3 bedroom, youll regret buying the home. 4. It fits your overall criteria. The home is located in the school district, city or neighbourhood you want. The larger lifestyle aspects line up with the home. 5. You can afford it. So important! There is no reason to go see homes you truly cant afford, but it happens. The right home is in your budget. Of course there are many more aspects which goes into knowing if the home is the right home for you and your family. One of the best ways to know youve found the right home is how badly you want the house. Once youve left the showing have you compared all other houses to this one? Do you talk about it, think about it? Can you imagine yourself in the home? If so, youve found the right one. So if youve found the right home, write that offer! Dont let it get away!

11.01.2022 Great afternoon views from the new Elite Finance Professionals Bondi Office

11.01.2022 Understanding the benefits of refinancing your home loan will help save you serious $$$$ https://www.elitefinancepro.com.au/easy-refinancing-for-a-/

10.01.2022 Tip: Did you know you can split your home loan e.g. have one half as a variable rate home loan and the other half fixed... giving you the best of both worlds - flexibility and security! (To ascertain if this strategy is appropriate for you, click the message button above for a professional take on your situation)

10.01.2022 Such an amazing way to finish 2018 with being announced a Finalist for Best New Office at the Better Business Awards 2019! I am looking forward to a great year ahead working in collaboration with @reedandco.co

05.01.2022 Great few days in Sydney Plenty of productive meetings I love dealing with happy clients and providing them with the best solutions #mortgageadvice #mortgagebrokerlife #elitefinance

04.01.2022 A great beach run this morning with my son Oscar before a big setup day of Elite Finance Professionals Noosa #mortgagebrokerlife #mortgagebrokernoosa #awardwinningbroker #familyfirst #visitnoosa #noosa

03.01.2022 We collaborate with world-class partners to ensure were able to deliver a complete end to end service to our clients. Meet David Ray from Elite Finance Pro. They offer tailored mortgage advice with no service fees. Contact David today on 0437 404 445.

02.01.2022 Always an excellent way to start the day Another happy client review It is a great feeling to help a young couple purchase their first home #firsthomebuyer #mortgagebrokerbondi #awardwinningbroker #mortgagebrokernoosa

01.01.2022 Last week, Elite Finance Noosa welcomed a new team member in Tracey Davies to help support our brokers and improve our clients experience. I am very excited about the next 12 months and beyond #growingbusiness #clientscomefirst #mortgagebroker #mortgagebrokernoosa #awardwinningbroker #mortgagebrokerbondi