Matthew Stack | Property

Matthew Stack

Phone: +61 423 237 242

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25.01.2022 Can you get a Home Loan on a 482 Visa? - Yes, in certain case. Speak to your mortgage broker first before approaching the banks. - Why do I need Mortgage Bro...ker Revesby? It's still a complicated process and hard to navigate. Many lenders do not accept TSS or 482 Visa holders. You may need advice around the occupations allowed with different lenders. No fee service. So why would you do all the work yourself? Stamp Duty Surcharge for TSS Visa Holders TSS Visa attracts the stamp duty "surcharge." This is a payment on top of the Australian stamp duty for the state you wish to buy. It is roughly 3-7% of land value depending on the state you live in. As an example: Jane is on a 482 visa. She bought a townhouse in Bankstown for $800,000. The stamp duty was around $31,000, but the surcharge pushed it to over $60,000. Not applicable for purchases in the Northern Territory or Tasmania. Not applicable if jointly buying with an Australian Citizen or Permanent Resident. Matthew Stack [email protected] 0423237242 #482 #482visa #tssvisa #homeloan #mortgage #mortgagebrokerrevesby #mortgagebrokersydney

17.01.2022 According to the RBA.... The cash rate will remain at 0.1% until mid-2024, at which point inflation is expected to sit comfortably within a 2-3% target range. R...BA’s monthly meeting showed an expected continuation driving strong buyer demand and housing price growth. RBA Governor Phillip Lowe reported this buyer demand came from owner-occupiers, especially first-home buyers. This can change with the upcoming delivery of the next Federal Budget held in May, so all eyes on Parliament and the RBA for their response. Matthew Stack

15.01.2022 HOW TO COME UP WITH A PROPERTY PRICE ESTIMATE 1. Find relevant local sales. 2. Use comparable properties. 3. Where does your property fit within the range?... 4. Make allowances for market swings. Common Mistakes in property price estimates. Full article: https://bit.ly/3qw9GCJ Matthew Stack # #property #realestate #investment #investment # #realtor #investmentproperty propertyvaluation #propertyinvestment

15.01.2022 How much is stamp duty on a house in NSW? - Stamp duty goes through policy change from time to time according to the economy. Best thing is to speak to your mortgage broker to go through exactly where you stand. - I will calculate it for you and explain the whole process. No fee.... Do First Home Buyers pay stamp duty? NSW government has abolished stamp duty for property purchases of up to $650,000. This means Jane would save $24,740. Stamp duty for homes valued $650,000-$850,000 is at a discount or concession. Stamp duty waivers and concessions are for both NEW and EXISTING homes. Matthew Stack [email protected] 0423 237 242 Full article: http://bit.ly/36YnkrD #stampduty #NSWstampduty #mortgagebroker #mortgage #homeloan #mortgagebrokerrevesby #mortgagebrokersydney

14.01.2022 Can banks waive LMI for an Engineer? - Yes, there are some professions that the banks will waive LMI to compete for your business and engineers are one of them!... - Speak to your mortgage broker before approaching the banks. You might be surprised at what's out there. Do I qualify for waived LMI? A strong income >$150,000 (NSW). A member of an industry association: Institute of surveyors Engineers Australia Australian Institute of Mining Surveyors (AIMS) Fellowship of the Australian Institute of Geologists Australian Institute of Quantity Surveyors A copy of your degree or evidence you work as an engineer. Worked as an engineer for at least 1 year. Clean credit file with no defaults. Minimum 10% deposit. Matthew Stack [email protected] 0423 237 242 #engineer #homeloan #waivedlmi #mortgagebrokerrevesby #mortgagebrokersydny

13.01.2022 Can You Get A Home Loan With ATO Debt? Yes. There are some niche lenders that will capitalise your tax debt into your proposed home loan. Must have a suitable explanation for how this ATO debt occurred.... Must reasonably explain why you are overdue with your repayments. Some niche lenders do not credit score, providing an opportunity to be considered for a loan. You must provide BAS, payslips, tax returns, accountants letter &/or bank statements. Best to work out a solution before the ATO takes action against you. Once a caveat is lodged on your home, this may exclude you from the few niche lenders available. FULL ARTICLE: https://bit.ly/3qE4Tz9

06.01.2022 COMPLETE HOME BUYERS GUIDE Buy & Sell with confidence. Educational content: no data collection. Learn the full process and timeline on how to buy & sell Australian property. Just click the link below and enjoy (no email address required).... 1. First Home Buyers: Full road map on how to buy & sell a property. 2. Educational reminder for experienced property buyers. Collect free guide here: http://bit.ly/3b7QKnX Get in touch if you need me. Matthew Stack [email protected] www.mortgagebrokerrevesby.com.au 0423 237 242 #mortgagebrokerrevesby#mortgaebrokersydney #mortgagebrokersydney #homeloan #firsthomebuyer #home #homebuyersguide