Mortgage Choice Ashgrove and Inner North Brisbane in Ashgrove, Queensland | Mortgage brokers

Mortgage Choice Ashgrove and Inner North Brisbane

Locality: Ashgrove, Queensland

Phone: +61 414 408 535

Address: Unit 3/229 Waterworks Road 4060 Ashgrove, QLD, Australia

Website: https://www.mortgagechoice.com.au/stuart.pullar

Likes: 218

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Reviews

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• Financial service
• Mortgage brokers
• Bank
• Investment bank

25.01.2022 New 5.0-star Review: "Gary Rowe was a great help to us and always kept us informed of progress. Great service!"

23.01.2022 New 5.0-star Review: "Superb Service! Gary is a wonderful agent. He is highly professional and knowledgeable, as well as friendly and easy going. His service was above and beyond, he was always ready to answer all our questions and guide us through buying our first property. We were very fortunate to have met him!"

22.01.2022 New 5.0-star Review: "Gary helped us every step of the way to purchase our home, he was always available and happy to answer our many questions, he’s extremely knowledgeable and professional. We wouldn’t have been able to navigate this process without him. We’d highly recommend Gary to any person looking to buy a home. Thanks again Gary!"

21.01.2022 Exciting News Mortgage Choice Ashgrove has just launched a brand new service. Retirement Gap Analysis.... We have simple but powerful software that will give you clarity about your current retirement trajectory. If you don't like the results, we can help you develop sensible strategies to Bridge The Gap. Find out more here...... https://www.mortgagechoice.com.au//retirement-gap-analysi/

21.01.2022 New 5.0-star Review: "We’ve engaged Stuart and his team multiple times and each experience has been fantastic."

20.01.2022 New 5.0-star Review: "We have used Gary and Stuart for two property purchases and a remortgage. They have always been quick to respond, explain the process and find great options to suit our needs. The paper work is diligently filled out and our settlements have always ran smoothly because of it. No email goes unanswered and I am always thankful for their after sales help."

16.01.2022 New 5.0-star Review: ""

15.01.2022 There are a number of home loan types available and it can seem overwhelming. Luckily, Mortgage Choice has explained each one in detail to solve a common pain point for our customers https://bit.ly/3vA9R3u

15.01.2022 Could the Government’s SME Guarantee help your business meet cash flow needs? The scheme's loan limit has been increased to $1 million, but conditions do apply. Speak to your local broker to find out more. https://www.mortgagechoice.com.au//coronavirus-small-and-/

12.01.2022 More ways to catch up One positive that has come out of COVID is that we are have all accelerating our adoption of new technologies - Mortgage Choice is moving with the times and you can now book phone and video calls online. More ways to connect - same great personalized service!... Press the Book Now button above or click here https://bit.ly/33oUdLa

10.01.2022 New 4.0-star Review: ""

08.01.2022 New 5.0-star Review: "Gary was absolutely amazing at helping me with the mortgage loan process. I’m a first home buyer so had little knowledge of the buying/borrowing process and Gary helped me immensely to navigate the process."

08.01.2022 Need a new home in a hurry? We explain what you could do to help get your home loan application across the line in super-fast time. TIPS: https://bit.ly/3bR3RM6

07.01.2022 New 5.0-star Review: "Stuart and the team were really helpful and responsive, making the whole process pretty easy! Happy to recommend Mortgage Choice Ashgrove."

07.01.2022 What's on Stuart's desk today? I am working with a couple who want to buy an investment property. They have limited funds to complete but solid equity in their property. It is critical to structure the loans properly and this is an area where my twelve years of experience adds a lot of value to my clients. ... Bank lenders, and often inexperienced brokers, will routinely cross-secure the two properties as it is easier but there are many reasons why you should not do this. We will always make sure we do the extra work required to structure your lending in the best way to protect your interests, minimize your costs, and retain as much flexibility as possible. In this case, the overall LVR position will be over 80% and this is one of the areas where structure really matters. The LMI cost of a cross secured structure would have been around $12k. Simply by keeping the properties as stand-alone securities we were able to save over $7k in LMI costs, in this case, by having one loan at 80% with no LMI and the other at 85% plus LMI. Let us help you be sure you not paying more than you should. Call me on 0414408535 or book an appointment using the Book Now button on this page.

06.01.2022 Great news Queenslanders!! Lenders are starting to accept HomeBuilder Grant applications from Queensland customers. It took some time for the Federal announcement to filter down to State Government policy and then for a number of practical issues around funding via lenders to be sorted out with the Office of State Revenue but we made it!... Find out more here: https://bit.ly/2G92CKX Call me on 0414408535 or press Book Now to book a video, phone or in-person chat today.

06.01.2022 New 5.0-star Review: "Gary has been tremendously helpful assisting us with our first ever house and land purchase. His product knowledge and responsiveness has been second to none. It made the entire process seamless and enjoyable. I would highly recommend anyone interested in exploring their financial options to contact him and the team at Ashgrove. 11/10."

04.01.2022 Thank you Matt! This makes 42, 5 Star Reviews!! Douglas Adams told me that 42 was the Meaning of Life, The Universe and Everything - so I am obviously now expecting Big Things for our business! Thank you to all our wonderful clients for more than a decade servicing Ashgrove and the surrounding communities.

03.01.2022 New 5.0-star Review: "Gary Rowe is absolutely amazing. He would reply to our emails or give us a call to answer any questions regardless of the time of the day. He worked closely with us to get us the best home loan was super friendly and caring of his clients."

03.01.2022 What's on Gary's desk today? We are working with clients who would like to purchase a home that their parents own. They currently have a limited deposit but ample borrowing capacity. One solution that these clients can consider with their parents - apart from saving the necessary deposit - is what is known as a favourable purchase. ... What this means is that the parents can opt to sell the property at a lower price than the market value. As long as stamp duty is paid on the market price (to keep the tax department happy), the parents can provide a gift of equity to allow the applicants to reduce the Loan to Value Ratio and reduce or remove the need to pay Lenders Mortgage Insurance. As an example, let's say the property is worth $500k but the parents decide to make the favourable price $400k. This $100k gift of equity, reduces the LVR to 80%. Note that the borrowers still need to borrow the $500k (less any contribution they are able or choose to make) but they will not pay any LMI. There is never a 'one size fits all' solution but we can give you the information you need to understand your full range of options and give you the data you need to make sensible decisions for you. Call Gary on 0406 969 932 or press on the Booking link to make an appointment with us at your convenience.

03.01.2022 Own your first home with just a 5% deposit! Get in quick with the First Home Loan Deposit Scheme. Speak to your Mortgage Choice broker to secure your place in the Scheme. https://www.mortgagechoice.com.au//the-governments-2020-/

02.01.2022 What’s not to love? Our free home loan health check means: We’ll negotiate for you We’ll find you a better deal We’ll do all the legwork... bit.ly/3f46SrI

02.01.2022 What's on Stuart's Desk I am working with clients who are looking to buy their first home. They have saved a 20% deposit but want to keep some funds back to do some improvements to the property after settlement. Fortunately, one of our lenders is currently offering a $1 LMI deal for 85% lending. This will allow them to keep $30k of their savings for use after settlement. The rates are competitive so there is not a significant downside.... We have 26 lenders and can often find a unique solution to meet your needs. Give us a call on 0404408535 or click on the link to book an appointment.

02.01.2022 Ahoy there! It’s Talk Like a Pirate Day - did you know that it’s nationally recognised as a major fundraiser for Childhood Cancer Support? Learn more: talklikeapirateday.com.au

02.01.2022 Still working from home? It's important to have a comfortable working space, so here are some tips to set up your ideal home office. Read now: www.mortgagechoice.com.au//still-working-from-home-4-tips/

01.01.2022 New 5.0-star Review: "We were very happy with the professional and knowledgeable support provided by Gary throughout our property purchase. He was patient and thorough, and committed to achieving the best possible outcome for us. Thank you!"

01.01.2022 Lest we forget. Today is a chance to remember those who risked their lives for our nation, recognizing their courage and sacrifice.