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Mr Mortgage Buster

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25.01.2022 Mortgage Tip#15 Use Your Equity Over time, you will build equity in your property. Equity is the difference between your home’s value and the amount of your home loan you have left to repay. For example, if you have $200,000 left to repay on a $600,000 loan, you have $400,000 in equity. Many lenders allow you to access up to 80% of this equity for use with other purchases. This may prove useful if you want to make a large purchase that would otherwise require a personal loan.... Your equity loan will usually carry the same interest rate as your home loan. Visit us at http://www.freedomstrategy.com.au/mortgage-buster/ to learn how to take years off your mortgage using our simple 4 step Mortgage Buster. . #mortgage #mortgageadvice #mortgagetips #mortgageexpert #mortgagefree #mortgagelife #mortgageexperts #mortgagemelbourne #mortgagebroker #home #realestateagent #househunting #newhome #property #investment #firsttimehomebuyer #mortgagelender #refinance #finance #homeloans #broker #loans #homeloan #forsale #homesforsale #credit #creditrepair #mortgages #loan See more

24.01.2022 Interest Rate cuts and House Prices. What do you need to know? http://www.futuresecurity.com.au/news/article.asp?id=1050

23.01.2022 Mortgage Tip#4 Look beyond the big banks It’s not all about the big banks smaller lenders are sometimes backed by larger banks but will usually compete harder for your business. As well as a more personalised service, you may also find that some smaller lenders offer home loan options the big guys don’t, such as longer loan terms, lower ongoing fees and lower interest rates. Plus, they usually provide a more personalised service and can offer options that the big guys may n...ot, such as: Longer loan terms for example, 40 years as opposed to 30 years. Fixed rate with a 100 per cent offset account. Higher lending ratios (LVR) this means you can have less of a deposit. Reduced application and ongoing fees. . Visit us at http://www.freedomstrategy.com.au/mortgage-buster/ to learn how to take years off your mortgage using our simple 4 step Mortgage Buster. . #mortgage #mortgageadvice #mortgagetips #mortgageexpert #mortgagefree #mortgagelife #mortgageexperts #mortgagemelbourne #mortgagebroker #home #realestateagent #househunting #newhome #property #investment #firsttimehomebuyer #mortgagelender #refinance #finance #homeloans #broker #loans #homeloan #forsale #homesforsale #credit #creditrepair #mortgages #loan See more

21.01.2022 Mortgage Tip#6 Pay off the principal Depending on your circumstances, you may want to steer clear of interest only loans. Choosing to only pay the interest on your loan for a set period of time will mean that once the interest only period expires, the required principal amount will need to be paid off at a higher propensity. . Visit us at http://www.freedomstrategy.com.au/mortgage-buster/ to learn how to take years off your mortgage using our simple 4 step Mortgage Buster.... . #mortgage #mortgageadvice #mortgagetips #mortgageexpert #mortgagefree #mortgagelife #mortgageexperts #mortgagemelbourne #mortgagebroker #home #realestateagent #househunting #newhome #property #investment #firsttimehomebuyer #mortgagelender #refinance #finance #homeloans #broker #loans #homeloan #forsale #homesforsale #credit #creditrepair #mortgages #loan See more

19.01.2022 Mortgage Tip#2 Consider refinancing your home loan If you’ve reviewed your home loan and found it doesn’t suit your needs, you may want to consider refinancing your home loan. Renegotiating your current rate with your existing lender or moving to a new lender that offers a lower interest rate may result in savings and help reduce the term of your principal and interest loan. . Visit us at http://www.freedomstrategy.com.au/mortgage-buster/ to learn how to take years off your m...ortgage using our simple 4 step Mortgage Buster. . #mortgage #mortgageadvice #mortgagetips #mortgageexpert #mortgagefree #mortgagelife #mortgageexperts #mortgagemelbourne #mortgagebroker #home #realestateagent #househunting #newhome #property #investment #firsttimehomebuyer #mortgagelender #refinance #finance #homeloans #broker #loans #homeloan #forsale #homesforsale #credit #creditrepair #mortgages #loan See more

19.01.2022 Mortgage Tip#11 Pretend Your Loan Has a Higher Interest Rate Let’s assume that your loan comes with an interest rate of 4%. If you make the standard repayments, the loan will probably last for between 20 and 30 years. Why not apply your own rate to the loan? If you’re at 4%, act as if the loan had a rate of 5% or 6%. These extra interest payments don’t go to the interest at all. Instead, they’ll reduce the loan principal. As a result, you can repay the loan faster, plus you... won’t be in for a shock if the variable rate moves up. . Visit us at http://www.freedomstrategy.com.au/mortgage-buster/ to learn how to take years off your mortgage using our simple 4 step Mortgage Buster. . #mortgage #mortgageadvice #mortgagetips #mortgageexpert #mortgagefree #mortgagelife #mortgageexperts #mortgagemelbourne #mortgagebroker #home #realestateagent #househunting #newhome #property #investment #firsttimehomebuyer #mortgagelender #refinance #finance #homeloans #broker #loans #homeloan #forsale #homesforsale #credit #creditrepair #mortgages #loan See more

17.01.2022 Mortgage Tip#5 Consider an offset account An offset account is a transactional savings account linked to your home loan. When interest on your home loan is calculated, the balance of your offset account is taken off the principal amount owing. This can reduce the amount of interest you are charged and help you pay off your principal and interest home loan faster. For example, say you have a home loan of $450,000 with an interest rate of five per cent. If you had $50,000 in yo...ur offset account, you’d only be accruing interest on $400,000 of your home loan. This means you’d pay $20,000 in interest per annum rather than $22,500, saving you $2500 per annum. . Visit us at http://www.freedomstrategy.com.au/mortgage-buster/ to learn how to take years off your mortgage using our simple 4 step Mortgage Buster. . #mortgage #mortgageadvice #mortgagetips #mortgageexpert #mortgagefree #mortgagelife #mortgageexperts #mortgagemelbourne #mortgagebroker #home #realestateagent #househunting #newhome #property #investment #firsttimehomebuyer #mortgagelender #refinance #finance #homeloans #broker #loans #homeloan #forsale #homesforsale #credit #creditrepair #mortgages #loan See more

13.01.2022 Mortgage Tip#3 Make more frequent payments Some lenders may allow you to switch from monthly repayments to fortnightly repayments. Because interest on home loans is calculated daily, making payments more frequently may help reduce the interest you pay over the term of your loan so you are debt free sooner. . Visit us at http://www.freedomstrategy.com.au/mortgage-buster/ to learn how to take years off your mortgage using our simple 4 step Mortgage Buster.... . #mortgage #mortgageadvice #mortgagetips #mortgageexpert #mortgagefree #mortgagelife #mortgageexperts #mortgagemelbourne #mortgagebroker #home #realestateagent #househunting #newhome #property #investment #firsttimehomebuyer #mortgagelender #refinance #finance #homeloans #broker #loans #homeloan #forsale #homesforsale #credit #creditrepair #mortgages #loan See more

11.01.2022 What aren't you being told about your Investment Property? http://www.futuresecurity.com.au/news/article.asp?id=1049

11.01.2022 Mortgage Tip#14 Try Investing You may find that you have a fair amount of money left over after making your monthly mortgage repayment. Putting this towards your mortgage will speed things up, but you might make things go faster by investing. This is a risky option, so you should always speak to a professional first. However, if you can successfully invest in shares, you stand to generate a sizeable income. This might even allow you to pay off a large portion of your mortgage... in one go. . Visit us at http://www.freedomstrategy.com.au/mortgage-buster/ to learn how to take years off your mortgage using our simple 4 step Mortgage Buster. . #mortgage #mortgageadvice #mortgagetips #mortgageexpert #mortgagefree #mortgagelife #mortgageexperts #mortgagemelbourne #mortgagebroker #home #realestateagent #househunting #newhome #property #investment #firsttimehomebuyer #mortgagelender #refinance #finance #homeloans #broker #loans #homeloan #forsale #homesforsale #credit #creditrepair #mortgages #loan See more

11.01.2022 How to really take control of your Property Investment. http://www.futuresecurity.com.au/news/article.asp?id=1051

10.01.2022 Property Investors snub Labor. http://www.futuresecurity.com.au/news/article.asp?id=1047

09.01.2022 Are you over-claiming on your Investment Property? Be careful, the ATO is watching. http://www.futuresecurity.com.au/news/article.asp?id=1048

08.01.2022 Mortgage Tip#8 Know your entitlements Some lenders will offer discounts and special conditions to people with a specific profession. For example, if you are a certified medical professional, some lenders may waive the Lenders Mortgage Insurance (LMI) or lend at a higher loan to value ratio (up to 90 per cent) before charging LMI. This could give you a significant head start on paying off your loan. . Visit us at http://www.freedomstrategy.com.au/mortgage-buster/ to learn how ...to take years off your mortgage using our simple 4 step Mortgage Buster. . #mortgage #mortgageadvice #mortgagetips #mortgageexpert #mortgagefree #mortgagelife #mortgageexperts #mortgagemelbourne #mortgagebroker #home #realestateagent #househunting #newhome #property #investment #firsttimehomebuyer #mortgagelender #refinance #finance #homeloans #broker #loans #homeloan #forsale #homesforsale #credit #creditrepair #mortgages #loan See more

07.01.2022 Mortgage Tip #1 Make sure your home loan works for you When it comes to choosing a home loan that suits your needs and works with your lifestyle and goals, look at more than just the interest rate. For example, a home loan that offers an offset account may come with a higher interest rate than a competing product, but could actually save you more money over time. Visit us at http://www.freedomstrategy.com.au/mortgage-buster/ to learn how to take years off your mortgage using ...our simple 4 step Mortgage Buster. . . #mortgage #mortgageadvice #mortgagetips #mortgageexpert #mortgagefree #mortgagelife #mortgageexperts #mortgagemelbourne #mortgagebroker See more

06.01.2022 Mortgage Tip#12 Consider a 100% Offset Account Some lenders offer a 100% offset account feature with their home loans. This means that every source of your income goes into your mortgage account. You can draw from the account to pay for life’s expenses, in addition to your mortgage repayments. There’s a constant seesaw effect with this type of loan. You’ll reduce the interest payable against your principal when you get paid, then increase it again with your withdrawals. . Vis...it us at http://www.freedomstrategy.com.au/mortgage-buster/ to learn how to take years off your mortgage using our simple 4 step Mortgage Buster. . #mortgage #mortgageadvice #mortgagetips #mortgageexpert #mortgagefree #mortgagelife #mortgageexperts #mortgagemelbourne #mortgagebroker #home #realestateagent #househunting #newhome #property #investment #firsttimehomebuyer #mortgagelender #refinance #finance #homeloans #broker #loans #homeloan #forsale #homesforsale #credit #creditrepair #mortgages #loan See more

04.01.2022 Mortgage Tip#7 Keep your repayments steady When interest rates drop, try to keep repaying your home loan at the higher rate. The extra money will come off your principal which can help to pay off your mortgage sooner. . Visit us at http://www.freedomstrategy.com.au/mortgage-buster/ to learn how to take years off your mortgage using our simple 4 step Mortgage Buster.... . #mortgage #mortgageadvice #mortgagetips #mortgageexpert #mortgagefree #mortgagelife #mortgageexperts #mortgagemelbourne #mortgagebroker #home #realestateagent #househunting #newhome #property #investment #firsttimehomebuyer #mortgagelender #refinance #finance #homeloans #broker #loans #homeloan #forsale #homesforsale #credit #creditrepair #mortgages #loan See more

03.01.2022 Mortgage Tip#9 Do an annual home loan health check Never set and forget your home loan. In a tight market, lenders will compete for your business, so take some time every year to do a home loan health check and see what offers are out there. Easier yet, check in with your iSelect mortgage broker. . Visit us at http://www.freedomstrategy.com.au/mortgage-buster/ to learn how to take years off your mortgage using our simple 4 step Mortgage Buster.... . #mortgage #mortgageadvice #mortgagetips #mortgageexpert #mortgagefree #mortgagelife #mortgageexperts #mortgagemelbourne #mortgagebroker #home #realestateagent #househunting #newhome #property #investment #firsttimehomebuyer #mortgagelender #refinance #finance #homeloans #broker #loans #homeloan #forsale #homesforsale #credit #creditrepair #mortgages #loan See more

03.01.2022 Mortgage Tip#13 Avoid Life’s Luxuries Take a moment to think about all the things you spend money on that you don’t really need. That morning coffee or bought lunch may seem like a tiny expenditure, but this money really adds up over time. Take stock of what you spend money on and think about where you could make cuts. Avoiding life’s little luxuries could save you hundreds of dollars that you can put toward your home loan. Of course, you don’t have to live a Spartan existenc...e either. Just try to avoid repeatedly spending money on things you don’t need. . Visit us at http://www.freedomstrategy.com.au/mortgage-buster/ to learn how to take years off your mortgage using our simple 4 step Mortgage Buster. . #mortgage #mortgageadvice #mortgagetips #mortgageexpert #mortgagefree #mortgagelife #mortgageexperts #mortgagemelbourne #mortgagebroker #home #realestateagent #househunting #newhome #property #investment #firsttimehomebuyer #mortgagelender #refinance #finance #homeloans #broker #loans #homeloan #forsale #homesforsale #credit #creditrepair #mortgages #loan See more

02.01.2022 Mortgage Tip#10 Make your home loan a priority Tightening your belt on some of your less important expenses can add up to significant savings over time. For example, do you need to buy that chocolate bar at the petrol station, or the branded canned tomatoes? . Visit us at http://www.freedomstrategy.com.au/mortgage-buster/ to learn how to take years off your mortgage using our simple 4 step Mortgage Buster.... . #mortgage #mortgageadvice #mortgagetips #mortgageexpert #mortgagefree #mortgagelife #mortgageexperts #mortgagemelbourne #mortgagebroker #home #realestateagent #househunting #newhome #property #investment #firsttimehomebuyer #mortgagelender #refinance #finance #homeloans #broker #loans #homeloan #forsale #homesforsale #credit #creditrepair #mortgages #loan See more

01.01.2022 Are you living in your 'so-called' Investment Property? http://www.futuresecurity.com.au/news/article.asp?id=1052