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MT Wealth Management

Phone: +61 7 3166 8390

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12.01.2022 You cant predict what is going to happen tomorrow. This is why it is important to secure your financial future, your ability to earn an income and your business interests today. MT Wealth Management can offer advice on how to minimise the financial impact that serious illness or impairment can have on your life and family. Are you prepared for the following events? The effect of your unexpected death upon your family;... Taking lengthy time off work for a sudden injury or disability; The unexpected onset of a serious illness. If you answered no to any of the above questions, now is a good time to contact a MT Wealth Management financial adviser today. Call us on 07 3166 8390 or email [email protected] See more

10.01.2022 The RBA meets today to give the official nod or not to a further cut in official interest rates. The markets, the media and the economists are tipping a rate cut. There is also the question of what an interest rate cut does actually achieve (as opposed to what economists expect it to achieve based on quantitative analysis). Certainly an interest rate cut puts downward pressure on currency, which is good news for our all-important exports. It also (presumably) raises busin...ess confidence and encourages home buyers into the market. In terms of domestic retail demand, though, its a bit more difficult to assess because it seems that the mortgage belt (a big consumer group) arent reducing their monthly payments in line with interest rate cuts. Instead, theyre simply paying their mortgages off faster. Cash-loving retirees arent at all advantaged by interest rate cuts of course, as it puts downward pressure on their retirement savings. As a side note, paying your mortgage off faster is a fantastic way to spend a cut in interest rates as it potentially saves tens of thousands of dollars in interest costs over the long term. As an example a 30-year, $300,000 mortgage at 6.5% will cost you $682,633 by the time you pay it off. If interest rates drop by 0.5% and you keep your repayments the same, youll have the loan paid off 4 years earlier at a total cost of $595,344. Thats a nice saving! Id love to know how you spend a rate cut though. If youre a business owner, do you notice an increase in demand? If youre a mortgage holder do you cut your repayments? Or does it encourage you to borrow more? How about if youre a first home buyer? In terms of your personal situation would another interest rate cut be good, bad or indifferent? See more

09.01.2022 New Year’s Resolutions? Now that the NY festivities and NY hangovers are safely out of the way, the time is ripe to ask: have you made any NY $ resolutions? If so, what are they? Some of us will presumably be carefully considered resolutions such as paying down the mortgage or starting a regular savings plan, and some may be as simply reactive as vowing to never again pay money for a cement mixer cocktail. Either way, sober or drunk, it shows at least a fleeting desire to ta...ke greater control of your finances in 2013. There are as many different potential resolutions to make as there are people, but a few of the more common examples are: To pay more off the mortgage. Pay off your credit card To do a budget. Yes!! Definitely do it!!! Review your investment strategy Review your insurances Consolidate your superannuation Pay less tax A financial adviser can help you develop and manage your resloutions that suits your goals, circumstances and needs, all while you continue living your life! Talk to a financial adviser now to start making the most of your money.

06.01.2022 You can’t predict what is going to happen tomorrow. This is why it is important to secure your financial future, your ability to earn an income and your business interests today. MT Wealth Management can offer advice on how to minimise the financial impact that serious illness or impairment can have on your life and family. Are you prepared for the following events? The effect of your unexpected death upon your family;... Taking lengthy time off work for a sudden injury or disability; The unexpected onset of a serious illness. If you answered no to any of the above questions, now is a good time to contact a MT Wealth Management financial adviser today. Call us on 07 3166 8390 or email [email protected] See more

05.01.2022 How can a Financial Planner help me? Many people don't think it's necessary to visit a financial planner until they're approaching retirement. While it's never too late to seek advice, it's also never too early. Young people who are just starting their working life can benefit greatly from financial advice. People who establish good money habits early on are less likely to develop financial problems later in life. Also, the earlier a person starts building wealth, the bette...r. For instance, salary sacrificing into super from a young age can dramatically boost a person's nest egg due to the effects of compound interest, whether you are planning for your childrens education or preparing for a comfortable retirement, a MT Wealth Management Financial Planner can guide you through the wealth creation and protection options that best suit your individual situation. Call us on 07 3166 8390 or email [email protected] to request a financial health checklist today. See more

04.01.2022 New Years Resolutions? Now that the NY festivities and NY hangovers are safely out of the way, the time is ripe to ask: have you made any NY $ resolutions? If so, what are they? Some of us will presumably be carefully considered resolutions such as paying down the mortgage or starting a regular savings plan, and some may be as simply reactive as vowing to never again pay money for a cement mixer cocktail. Either way, sober or drunk, it shows at least a fleeting desire to ta...ke greater control of your finances in 2013. There are as many different potential resolutions to make as there are people, but a few of the more common examples are: To pay more off the mortgage. Pay off your credit card To do a budget. Yes!! Definitely do it!!! Review your investment strategy Review your insurances Consolidate your superannuation Pay less tax A financial adviser can help you develop and manage your resloutions that suits your goals, circumstances and needs, all while you continue living your life! Talk to a financial adviser now to start making the most of your money.