My Mortgage Broker in Springwood, New South Wales | Mortgage brokers

My Mortgage Broker

Locality: Springwood, New South Wales

Phone: +61 450 233 551

Address: hawkesbury rd 2777 Springwood, NSW, Australia

Website: http://mortgage-star.com.au

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24.01.2022 The game has changed: there are now 12 categories of living expenses that borrowers must provide a detailed response on to determine a capacity to repay.

22.01.2022 Refinancing traps to avoid Whether you’re after lower repayments or want to tap into the equity sitting in your home, refinancing can offer a world of benefits. Here are some things to be aware of so that you don’t find yourself hooked into a bad deal. 1.Don’t be fooled by the interest rate. Finding a lower interest rate doesn’t necessarily mean you’ve scored yourself a better deal. 2.Honeymoon rates are just that. Don’t be fooled by discounted introductory rates unless you’...ve calculated the savings over the life of the loan. 3.Be aware of the fees. One of the main purposes of refinancing is to lighten the financial burden, that doesn’t mean that it’s not going to cost. See more

19.01.2022 Over the next few weeks I am going to be sharing with you my expertise on refinancing your home loan. Some of the content I will be sharing will also be housed on my website because some of the content is too big to be shared here. You can find my website at buff.ly/2w3qAQU

18.01.2022 An expert solution to credit debt Dana and Peter put everything they had on the line to start a family, including their credit and home loan. With the expert advice of a finance broker they were able to start fresh for their baby girl.

17.01.2022 Congrats Alan and Angela for the purchase of your first home. Thanks Claire from Plum Property for a great experience.

16.01.2022 Six ways to fund a renovation Any renovation project, large or small, can be all-consuming in terms of your energy and money. Here are six loan types that can help you with the latter. Considering transforming your home from ‘blah’ to ‘brilliant’, but lacking the funds to support your major makeover? Never fear, we’ve rounded up a few different home renovation loans to help you turn your dream into a reality. ... Whether you want to make a few finishing touches to your home with the help of a paint job or completely turn your home into something magical, there’s an option to suit your needs. buff.ly/2vFhIjz

16.01.2022 There are definite advantages to gaining advice from a Mortgage Broker both for your personal finances and the Australian economy: (following is an excerpt from Deloittes report on the Value of Mortgage Broking) Mortgage brokers strengthen the entire Australian mortgage lending industry by fostering competition and therefore supporting all Australian home buyers and investors. The mortgage broker channel has contributed to a fall in lenders’ net interest margins of more t...han three percentage points over the past 30 years. More than 90 per cent of customers are happy with their mortgage broker’s performance. Mortgage brokers arrange more than half of all home loans each year, and this number continues to grow. Mortgage brokers drive competition by improving access to lenders that are not major banks or their affiliates. The average mortgage broker has access to 34 lenders, bringing more choice to Australian home buyers. Three in ten mortgages arranged by mortgage brokers are for customers in rural or regional areas, improving access to home lending for rural and regional Australians. The mortgage broking industry contributes $2.9 billion to the Australian economy each year, supporting more than 27,100 (full-time equivalent) jobs. Brokers depend on strong relationships more than 70 per cent of mortgage brokers’ business is referred from existing customers. The majority of us are sole traders and rely on our clients word of mouth. We provide value to our clients financial position an the Australian economy. Thank you for your support.

13.01.2022 How to refinance to renovate? Refinancing your assets to renovate a property is a significant decision that will hopefully improve your standard of living or add substantial value to your property. Refinancing isn’t as straightforward as you might expect. The type of renovation proposed goes a long way to dictating the loan required. If the wrong loan is chosen, you could be left with a pile of unexpected debt.... Its always worth talking to an expert. Contact me to ensure you are given the right information.

13.01.2022 Exit costs when refinancing Refinancing can be a great way to save money if you believe you are paying too much for your loan, but there is more to it than just finding a loan with a lower interest rate and making the change. Before making the switch, ensure the savings you could make outweigh the fees involved. Here are the different exit costs to consider: 1. Exit fee 2. Mortgage Discharge fee... 3. Establishment fee 3. Lenders Mortgage Insurance 4.Govt charges 5. Any Break fees At Mortgage Star I can can ensure that refinancing will help you achieve your goals while maintaining your capacity to service the debt. buff.ly/2vKd42b

11.01.2022 When Would I Refinance My Mortgage? Whenever it makes financial sense to do so. Heard about mortgage refinancing? In the past, most people who took out a mortgage doggedly continued with it until they had paid it off. These days, people refinance their mortgage much more frequently. The average duration of a home loan in Australia now is just 4-5 years. Here we look at some of the reasons people in Australia refinance their home loan.... Mortgage refinancing reasons: lower rate Home Equity More Fexibility Renovating Paying too much and more... buff.ly/2vKbU6y

10.01.2022 Good explanation of what is happening with the Royal Commission. If Brokers go, so does competiton, the good ole days of high interest rates will be back.

07.01.2022 My dog Sydney at physio before laser treatment.

05.01.2022 When was your last home loan health check? Circumstances change, leaving your home loan less suitable than it was originally. A home loan health check can reveal if you’re paying too much. Think about the following when you speak to your broker:... Am I paying an unreasonably high interest rate? Am I paying high fees? Am I happy with the service I receive? Does my loan give me the features I need? Am I paying for features I don't use? Have my financial circumstances changed? Check your current loan to uncover the possibility of taking out additional finance, which can consolidate any other debt you may have or help you purchase an investment property. buff.ly/2vKa8lU