Myserve Financial Services in Berrinba | Mortgage brokers

Myserve Financial Services

Locality: Berrinba

Phone: +61 1300 564 150

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25.01.2022 The $25,000 Government Grant hits the ground...and the market is off and running! email [email protected] for your FREE assessment to see if you qualify.

24.01.2022 Thinking of Refinancing? Access Equity from your Property? Ask us how! Phone 1300 564 150 or email [email protected]

24.01.2022 Reserve Bank of Australia Cash Rate Announcement RBA 0.10% If you have not looked at your finance position yet, what are you waiting for?... Call 1300 546 150 or email [email protected] See more

24.01.2022 Ever thought of consolidating debt into your home loan? Let us show you how you can save! Phone #1300 564 150 or email [email protected]

23.01.2022 Vacancy Rates Fall Nationally: The National Vacancy Rate fell from 2.6% in April to 2.5% in May. Vacancy rose .2% in Melbourne, .1% in Sydney and Canberra. Brisbane, Perth, Darwin and Hobart all fell causing the National rate to fall. These Capitals also saw a rise in Rental asking prices while Sydney, Melbourne and Canberra saw a fall in Rental asking prices.... Find out what works for you. Get you FREE check to see how to retire on $2,000 a week without changing your budget. Email [email protected] Phone 1300 546 150

23.01.2022 October 2020 RBA Monetary policy Announcement* At its meeting today, the Board decided to maintain the cash rate at 0.25 per cent. With current interest rates at historic lows, now is a good time to consider your refinancing options. Call now to take advantage. #1300 564 150 or [email protected]... * Extract from the RBA: media release 06/10/2020 See more

21.01.2022 its still a good time to be buying especially if you are a first home buyer, or wanting to refinance. variable rates as low as 3.70%, & fixed rates from 3.99%. I would love to help anyone. send me a message.

21.01.2022 Discover a Fresh Approach to Home Finance. Email us at [email protected] or phone 0484 281 338

20.01.2022 Brisbane property prices see steady increase despite COVID-19 Dr Nicola Powell - Senior Research Analyst Brisbane has shown resilience against the COVID-19 crisis, with growth in house prices making last quarter’s fall short-lived. Unit prices have also experienced a jump for the first time since mid-2019. Find out how to do it without spending any of your money!... Call #1300 564 150 or email [email protected] See more

20.01.2022 All the news about a crash in the property market was wrong. What a surprise. Growth over the last 12 months in Australia was 7.2%. Not bad in a crash. Find the right one for you! #1300 564 150 or email [email protected]

19.01.2022 good video from switzer TV about recovery in property prices.

18.01.2022 One of the big mistakes being made right now by people who think in terms of Australia having a single property market, is that they think that negative impacts from Covid-19 are happening equally everywhere. Your first move is to contact us to look at what you can afford and how to save money on what you are already doing. Your second move is to let us recommend a way for you to own your own home in 5 years or less. Contact us now on 1300 564 150 or [email protected]

18.01.2022 Want to own your home sooner. Call now to see how! Ph - #0484 281 338 or email [email protected]

17.01.2022 HomeBuilder update The Commonwealth is pleased to announce that Queensland, New South Wales and the Australian Capital Territory join South Australia, the Northern Territory, Western Australia, Victoria and Tasmania as signatories to the HomeBuilder National Partnership. All states and territories have now signed the National Partnership. Contact us to see how to access this; Phone 1300 564 150 or Email [email protected]

17.01.2022 Vacancy Rates are rising in Sydney and Melbourne due to Covid-19. However in Queensland the vacancy rate in good investment areas is still sitting at 1%. Find out where is the safest place for you to invest in your future. Call #1300 564 150 or email [email protected] https://www.solutionsproperty.com.au//low-vacancies-high-/

17.01.2022 Australian interest rates are at record lows In March of this year, Australias cash rate was cut to just 0.25 per cent which is the lowest in history. Since that time the rate has remained stable as the economy struggles with the Coronavirus Pandemic. Is the cash rate likely to go any lower? The general consensus is that rates are unlikely to be dropped any further by the Reserve Bank of Australia (RBA) with the pressure instead being applied to all levels of government to ...do more to support the economy. "Were already seeing the Reserve Bank calling on the federal government for more fiscal stimulus, particularly in the form of infrastructure spending." Said CoreLogic head of research Tim Lawless. He also said that because the current cash rate was already at a record low, the RBA had no appetite to push it into negative territory. Find out what you can do. Email [email protected] or call #1300 564 150 See more

17.01.2022 If you have been considering building a new home, there is still time! With the HomeBuilder grant announced by the Federal Government you could access $25k to go towards building a new home and first home buyers could access up to $40k when including the $15k First Home Owner Grant. Ask Us! Phone #1300 546 150 or email [email protected]

16.01.2022 During the first three months of the year, the Real Estate Institute of Queensland found that the Queensland property market has consistently shown signs of growth and resilience, particularly across the regions, which has led the way for growth in the Sunshine State. The state offered a mixed bag of results throughout the past quarters as the pandemic affected the property market, but every region in Queensland has performed better than expected to date and continue to do so, according to REIQ. Want to find what works for you? Call 1300 564 150 or email [email protected]

15.01.2022 Will There Be A November Interest Rate Cut? RBA Hints At A Possible Rate Reduction As the economy continues its drawn out battle with the effects of the Coronavirus Pandemic, Australia’s cash rate has remained stable at the record low of just 0.25 per cent, which was set in March. However, the Reserve Bank of Australia (RBA) has recently updated its monetary policy outlook hinting that further cash rate adjustments may be needed. How Will Further Rate Cuts Assist The Economy...? Although the RBA has implied it is not convinced that any cuts would necessarily deliver better economic outcomes on their own, they feel that with the continued relaxation of restrictions assisting the economy to open up, rate cuts would have a role to play in supporting any fiscal stimulus measures being implemented by the federal government. When the pandemic was at its worst, and there were severe restrictions on activity, we judged that there was little to be gained from further monetary easing, said the Reserve Bank governor Philip Lowe in a recent address to Citi’s Australia and New Zealand Investment Conference. As the economy opens up though, it is reasonable to expect that further monetary easing would get more traction than was the case earlier, he said. Positive Signs In Real Estate The continued record low interest rates combined with the current range of Government stimulus packages on offer seem to be having a positive effect on the real estate market with increased auction volumes being seen across most of the country in recent weeks. The potential for further cuts to the base rate could further fuel this positive market trend. Find out what you can do! #1300 564 150 or email [email protected] See more

15.01.2022 What does Financial Security mean to you? Where are you? Call 1300 564 150 or email [email protected]

15.01.2022 WHY RENT...WHEN YOU CAN OWN FOR LESS! This is once in a lifetime opportunity to get out of the rental cycle! With all time low interest rates and First Home Buyers getting $40,000 60,000 boost for ownership.... Now is the opportunity to get into the market and have it cost less than renting each week! Contact us NOW on 1300 564 150 or at [email protected] to discover; How to get into the market sooner for less The pitfalls and costs to avoid How to make $100,000 tax free with your first home. How to make your first purchase - one that sets you up for life! ________________________________________ Not a First Home Buyer? We got you covered too. If you still want to know how you can take advantage of todays climate as a Property Owner/Investor, contact us NOW on 1300 564 150 or at [email protected]

14.01.2022 Unlock Up To 90K! First home buyers can unlock up to 90K in grants and bonuses towards their first home. Don't miss out on this amazing opportunity. Lets break that down: 15K First Home Owners Grant + 25K Home Builder Stimulus + 5% Deposit Scheme + Various Builders Grants to get your business = 90K (or more) Contact us now to find out how!... 1300 564 150 or [email protected] See more

14.01.2022 Round two of the First Home Loan Deposit Scheme also starts today, when a further 10,000 places become available to buyers with as little as 5 per cent deposit. Contact me today to see if we can lock one of these away for you. Phone 1300 564 150 or email [email protected]

14.01.2022 Queensland first home buyers can now access up to $45000 in grants in regional areas, & $40,000 in south-east Queensland. Get in contact, & let us see how much you can qualify for.

14.01.2022 Housing Stimulus is only the beginning! The uptake took the Government by surprise, so whats next? Last time we had a housing stimulus, house prices went up 11.4% in 12 months. That was back in 2009 when interest rates were at 6%. With todays interest rates at an all time low, we are excited about the future of housing and the boost that will be to the economy.... Email [email protected] for a FREE assessment of your Financial Position.

13.01.2022 Homebuilder grant now available for first home-buyers to use on their deposit First-home buyers and builders have received a major boost, with a major change to the $25,000 Homebuilder grant now making getting the keys to a place of their own has become a lot easier. Contact us to see if this can work for you. # 1300 564 150 [email protected]

13.01.2022 see article below re satisfaction with brokers.

12.01.2022 The new financial year coincides with the nations road to recovery after the lockdown. Its a time of renewal, revival and opportunity. This means growth property markets will emerge.... But the locations most likely to deliver growth will not be obvious. They wont be found in the upmarket precincts of our biggest cities. So where will the best opportunities occur? When will they emerge? And what will be the best time to strike? First things first, find out what you can afford to do. Email [email protected] or call 1300 564 150 NOW!

12.01.2022 If youre hunting for your first home and are ready to buy in the near future, youll be happy to know that HomeBuilder can be used in conjunction with other State and Commonwealth schemes. This means that between the new HomeBuilder program, first homeowner grants available in your state, the First Home Super Saver scheme and any stamp duty concessions you may be eligible for, as a first-time buyer you could be tens of thousands of dollars better off. In fact, you may even ...save close to $100,000, once all of the grants and savings are tallied up. However, given homeowners only have until the end of the year to qualify for the scheme, you need to move quickly. Contact us now for your FREE Financial Assessment to see what you can borrow. Always know what you can afford before you start looking. Helps avoid disappointment. Call NOW 1300 564 150 or email [email protected]

11.01.2022 Heres why were not going to fall off a financial cliff in September. There is a lot of concern that at the end of September when the current deferral scheme and government support packages expire Australia is going to fall off of a Financial Cliff. To save lives, governments moved quickly to stop the spread of coronavirus. The Coronavirus Sinks The Global Stock Exchanges.... When the economy was crushed by restrictions on movement and normal life, extraordinary and expensive measures were put in place in March, But the concern is that many of these had a 6 month life span. For example, Australias banks have given six months grace to thousands of customers under their mortgage deferral scheme, which with the governments JobKeeper program has enabled households to keep afloat since the pandemic took hold in March. This generally meant the loans term was extended by six months or just accrued the interest, but it gave mortgage holders breathing room. The big question now is what happens when these schemes run out in September because it is clear that the economic slump induced by the crisis has some way to run. I cant see the government which has spent so much time, money, effort and publicity building a bridge to get it across to the other side, to then allow us to fall off a cliff once we get there. Currently Australian Prudential Regulation Authority (APRA) and the banking industry are in discussions about avoiding the catastrophic impact on the economy and the property market of a wave of foreclosures, particularly in the lead-up to Christmas. Apparently a number of solutions are being examined including continuing the deferral schemes for another 6 months, lengthening the term of the loan, using redraw facilities, refinancing at a lower rate, or interest-only repayments. Find out what you can do to protect your financial future. Contact us NOW for your FREE assessment! [email protected] 1300 564 150

11.01.2022 Christmas Special! Save $14,000 + on a house and land package; Close to Schools Close to Transport Population Growth... Good Cash Flow Property 4 Bedroom - 2 bathroom - DLUG Builder wants to move on this property as finance fell over for previous buyer. List Price - $444,000 Contract Price - $430,000 Save $14,000 For more information, email back for the details and an Expression of Interest. First in with an Expression of Interest on this property, will receive this Discount Plus FREE Depreciation Schedule to make sure you can claim all the tax benefits you are entitled to!

10.01.2022 Are you paying too much for your Credit Card? Lets see if we can reduce your debt! Phone #1300 564 150 or Email [email protected]

09.01.2022 The best time to get into real estate was 20 years ago. However I would add the second best time is today. But that’s not particularly useful information, is it? See how to get started now and not waste any more time. Call 0484 281 338 or email [email protected]

09.01.2022 If youre currently investing in property the latest ATO statistics suggests its unlikely youre going to develop the financial success youre looking for. Figures released only last month showed that only 20,756 of the 2.2 million property investors in Australia own 6 or more properties. So how is your property portfolio performing? Will it enable you to achieve the financial success and choices youre looking for? What do you need? Ask us! Phone # 0484 281 338 or email [email protected]

08.01.2022 Need help PLANNING your financial success through these hard times. Lets start. Call 1300 564 150 or email [email protected]

08.01.2022 Do you want to pay off your home loan in 5 years or less? What are you waiting for? Interest rates are the lowest they have been in your lifetime! Call now to see you can achieve financial freedom! Phone #0484 281 228 or email [email protected]

08.01.2022 Be loyal to your bank.....or SAVE! Let us show you how. Call 1300 564 150 or email [email protected]

07.01.2022 July 2020 RBA Monetary policy Decision* At its meeting today, the Board decided to maintain the cash rate at 0.25 per cent. With current interest rates at record lows, now is a good time to consider your buying or refinancing options. Get your free home loan report today. Phone 1300 546 150 or Email [email protected]

06.01.2022 Early in the year, 2020 was shaping up as another very strong one for property investors. On the back of a big end to 2019, where house prices started to rebound strongly, there was a lot of positivity in the air. Then come mid-March, COVID hit and the ensuing lock-downs across the country ground real estate activity to a halt. As the saying goes, crisis breeds opportunity and the current market is now offering up a range of possibilities for investors that werent present ...only months ago. Find out how to take advantage of this Pandemic! Email [email protected] or Phone 1300 546 150

06.01.2022 First home buyers, remember that the $20k grant is only there until 30.6.17, then it drops back to $15k, so now is a good time to organise a pre-approval so you know what you can afford to buy. So send me a message or give me a call, and lets see what we can do for you.

04.01.2022 Our property markets are on the move again aren’t they? Are you looking to take advantage of the window of opportunity the current property market presents or maybe you’re keen to set yourself up for next year? At iQ Markets we’re currently receiving more enquiries than ever. However, what many are looking for is a buyer’s agent or wanting to know how much our services will cost. Find out for yourself. Call 1300 564 150 or email [email protected]

04.01.2022 Do you believe now is a good time to invest in residential property? Respondents to the survey saw this as the best time to invest in property for a long time, with 74% believing now is a good time to invest. This figure is up significantly from 68% in 2019, 52% in 2018 and 59% in 2017. 50% of respondents said they were planning to buy an investment property in the next year (up from 42% last year.) *Source 'Michael Yardley Property Update... Contact us to find out how to make money in Property Investment. #1300 564 150 or email [email protected] See more

03.01.2022 Below is an interesting article from Shane Oliver regarding interest rate movement in 2017. This may be at odds with some movement in investment rates by some lenders, which just looks like a cash grab. However, recent soft data highlights that its way too early to be talking about a 2017 RBA rate hike. In fact, given the downside risks to near-term growth, and inflation along with the $A remaining too high, we remain of the view that the RBA will cut the cash rate again dur...ing the first half of 2017. Just finally, home price momentum remained solid in November according to CoreLogic except in Melbourne where unit prices lost 3.2%. The apartment supply surge is starting to impact in that city and it will likely spread to others next year.

02.01.2022 Research / Property market update: Brisbane, June 2020 Property market update: Brisbane, June 2020 by Bianca Dabu | July 09, 2020 | 1 minute read The Queensland property market has been dubbed better than expected as it continues to remain resilient amid the effects of the COVID-19 outbreak. How will Brisbane real estate fare in the remaining half of 2020?... Brisbane During the first three months of the year, the Real Estate Institute of Queensland found that the Queensland property market has consistently shown signs of growth and resilience, particularly across the regions, which ultimately led the way for growth in the Sunshine State. Understandably, the state offered a mixed bag of results throughout the past quarters as the pandemic affected the property market, but every region in Queensland has performed better than expected to date and continue to do so, according to REIQ CEO Antonia Mercorella. This despite major banks, research firms and media naysayers collectively predicting worse case property price declines from the onset of COVID-19 forecasting falls from anywhere between 20-40 per cent, she said. Ultimately, for Ms Mercorella, 2020 looks promising for the Brisbane property market. Brisbane house prices increased by 0.5 per cent in January 2020, followed by record-high property values in February as values increased by 0.6 per cent. March 2020 saw the initial impacts of coronavirus start to trickle through to house prices, but Brisbane once again saw dwelling prices rise by 0.6 per cent to a monthly median of $506,553.

02.01.2022 Trends in housing finance show the continued rise of owner occupiers and first home buyers, led by Queensland Latest, Property Investment, Property Investment Brisbane The volume of finance secured for the purchase of property experienced a strong rebound in the September quarter, following the initial shock to demand for housing in the first two months of the June quarter. The latest ABS housing finance data shows the volume of finance lent for the purchase of property incre...ased 5.9% in the month of September, taking the quarterly increase to 20.0%, the highest quarterly growth rate on record. To find a deal that works for you, Call 1300 546 150 or email [email protected] See more

01.01.2022 The one thing we learn from history is that we don’t learn from history. In his book, The Secret Life of Real Estate and Banking, Phil Anderson illustrates how each phase of the 18.6 year cycle repeats, with ‘nobody seeing it coming’, Get in touch with us today to find out how you can be the change and break the cycle.

01.01.2022 2020 has been a turbulent year, full of twists and turns that no one could have seen coming. As we appreciate our good health, we understand the challenges that the last few months have brought and how thats turned into financial difficulty for some. For those who have been further setback from their goals, were here to tell you that while it may seem impossible, youre not as far away as you think. How can you become debt free during COVID-19? First, you need to underst...and your debt, your responsibilities and your rights. With help from our expert Counsellors, you can do that today. Take a free, no-obligation, debt assessment and learn how you can leverage the tools around you to stay on top of your debt and reach your goals. Get your FREE DEBT ASSESMENT: email [email protected] and we will contact you.