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N2N Finance Solutions

Phone: +61 468 482 442

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25.01.2022 The COVID-19 loan deferral program and credit reporting amnesty is now over What does this mean for you? Well, banks are now reporting any late mortgage or business loan repayments to credit agencies unless you’ve entered into a hardship arrangement with them. ... So, if you're facing troubles with any upcoming repayments, it's important to act now, rather than after the due date to help keep your file squeaky clean. Get in touch with us today to discuss possible options (eg: refinancing, renegotiating, interest-only, etc), or speak to your lender to discuss a hardship arrangement. To find out more, contact N2N Finance Solutions on: 0468 482 442 [email protected] #n2nFinance #GoldCoast #GoldCoastFinance #GoldCoastHomeLoans #GoldCoastBroker #SMEFinance #BestBroker #SMELoans #LowDocLoans #CarLoans #BadCredit See more

23.01.2022 Small business alert: EOFY is fast approaching! Have you heard about the federal government’s ‘temporary full expensing’ scheme? It allows SMEs to immediately deduct 100% of the business portion of eligible depreciating assets (new or second-hand).... Trucks , bulldozers , Coffee machines , and vehicles are just some examples of eligible assets. But here's the catch: assets must be installed or ready for use by 30 June in order to be eligible this financial year. To find out more, contact N2N Finance Solutions on: 0468 482 442 [email protected] #n2nFinance #GoldCoast #GoldCoastFinance #GoldCoastHomeLoans #GoldCoastBroker #SMEFinance #BestBroker #SMELoans #LowDocLoans #CarLoans #BadCredit See more

22.01.2022 The majority of property investors are remaining upbeat despite COVID-19, with 67% believing now is a good time to invest in residential property, according to a new survey.

19.01.2022 Strap yourself in: Australian house prices are tipped to experience a mild COVID-19 dip before surging 15% over the following two years, according to some of the nation's top economists.

19.01.2022 Five reasons why your home loan application might get rejected Getting rejected is never easy - especially if it's for a home loan. With that in mind, here are five common reasons home loan applications are rejected.... 1. No proof of genuine savings. 2. Your spending habits are a little too ... lavish. 3. Your credit history has a checkered past. 4. You haven't saved a large enough deposit. 5. Your employment situation isn't as stable as the lender would like. So if you're thinking of applying for a home loan soon then get in touch today - we're be happy to help you get that all-important stamp of approval. To find out more, call 0468 482 442, email [email protected] or DM us. #n2nFinance #GoldCoast #GoldCoastFinance #GoldCoastHomeLoans #GoldCoastBroker #SMEFinance #BestBroker #SMELoans #LowDocLoans #CarLoans #BadCredit See more

19.01.2022 Like most sequels, JobKeeper 2.0 won’t be as big a blockbuster as the original. But that’s not to say it won't help many SMEs navigate the difficult times ahead. Today we’ll cover what you need to know about making the transition for your business.

19.01.2022 Whether you’re looking for extra cash to purchase a property, or could do with a few thousand dollars to pay off your existing mortgage, the average Aussie household could make nearly $6,000 from selling their pre-loved items. Turns out we’re a bunch of hoarders that’d make the Kerrigans blush, according to the 2020 Gumtree Second Hand Economy Report. Indeed, more than 85% of us have unwanted items collecting dust around our homes that we could sell on second-hand trading pla...Continue reading

19.01.2022 https://www.realestate.com.au//how-to-apply-for-a-home-loa

17.01.2022 MORE THAN A QUARTER OF SMALL BUSINESSES ARE KNOCKED BACK FOR FINANCE As if small and medium-sized businesses weren’t already facing an uphill battle this year; now it turns out that more than a quarter were knocked back when they applied for finance in recent months. Here’s how we can help. The latest Sensis Business Index which surveyed 1,015 businesses in the first week of August shows 26% of businesses that applied for finance over the past three months were knocked ba...Continue reading

17.01.2022 If you’ve deferred your home or business loan then it’s likely your bank will reach out to you in the coming weeks. Here’s what to expect and what options are available to you.

16.01.2022 Beating mortgage stress in 2020 2020 hasn't exactly been the greatest of years. And for 40% of Australian households*, it has been a time of mortgage stress - with outgoing costs exceeding income. If you're feeling the strain, we may be able to help you:... - refinance to lock in a lower interest rate - consolidate your debts, which could save you money and simplify your repayments - switch to a home loan that better suits your current needs. To find out more, call 0468 482 442, email [email protected] or DM us. *Source: Digital Finance Analytics #n2nFinance #GoldCoast #GoldCoastFinance #GoldCoastHomeLoans #GoldCoastBroker #SMEFinance #BestBroker #SMELoans #LowDocLoans #CarLoans #BadCredit See more

14.01.2022 How to spring clean your finances While the garage and the garden often get treated to a spring clean, household finances can be easily overlooked. So here's 3 ways to give them a tidy this spring: 1. Get rid of unnecessary transaction accounts. This can help you save fees and keep track of spending.... 2. Review your expenses and update your budget. 3. Consider consolidating debts. This can help you simplify repayments, save money and provide a clear timeline to being debt-free. To find out more about consolidating your debts, call 0468 482 442, email [email protected] or DM us. #n2nFinance #GoldCoast #GoldCoastFinance #GoldCoastHomeLoans #GoldCoastBroker #SMEFinance #BestBroker #SMELoans #LowDocLoans #CarLoans #BadCredit See more

14.01.2022 Let’s face it 2020 is not a normal year so why wait until Summer to get that BBQ out from under the cover and get it blasting. Most of us are terrible BBQers, if we’re not cremating the sausages, someone is screaming from the kitchen to shut the doors because the smoke alarm is screaming. It’s time to get some normality back into our lives and get out the back with a beer and become the Lord of the Tongs, Master of the Flame. Get fired up, it’s BBQ time. Here are our top...Continue reading

13.01.2022 Hey, what's up with those 0% car finance offers? When something sounds too good to be true, it probably is. Those 0% car finance offers spruiked by dealerships are no different, because they'll usually sell the car at a higher price than you’d be able to purchase it upfront for.... Hidden charges and establishment fees might also be lurking under the bonnet. How can we do it better? Well, not only is our job to get you a loan with a low rate, but to negotiate on your behalf to ensure you pay a low price for the vehicle. We'll also make sure you're aware of all the relevant fees and charges that may be lurking in the fine print. So if a hot set of wheels has caught your attention, call 0468 482 442, email [email protected] or DM us. #n2nFinance #GoldCoast #GoldCoastFinance #GoldCoastHomeLoans #GoldCoastBroker #SMEFinance #BestBroker #SMELoans #LowDocLoans #CarLoans #BadCredit See more

13.01.2022 Investing is the key to building wealth and becoming financially secure. That’s because your investments do the hard yards earning a return. No matter whether you’re just starting out in the workforce or fully retired, investment returns provides extra money for living, spending, or to reinvest all without any physical effort from you. This can make it tempting to pick investments offering the highest possible return. But it’s not that simple. When it comes to selecting inv...estments, bear in mind that ‘risk equals return’. Know how you feel about risk - Taking excessive risk in the hope of earning a juicy return is one reason why investors sometimes lose their money. If you come across an investment promising a very high return, don’t throw your money at it. Stop and ask ‘Why?’ It’s almost certain there’s a high degree of risk involved. That’s not to say risk should be avoided. If you take no risk, you get no return. The real trick is to understand how much risk you are happy to live with and invest accordingly. Risk varies between investments - Let’s say you want to minimise risk as much as possible. Savings accounts and term deposits are one of the lowest risk investments available. That’s partly because the Commonwealth government guarantees deposits up to $250,000. The flipside is that your money will earn a low return. You can expect to earn a higher return with investments like shares and property. But always remember the risk/return trade-off. Shares values can fluctuate wildly at times, and even property values can dip over short periods. That’s why you should be prepared to hold onto these higher return investments for the long term we’re talking 5-years plus. Make risk work in favour - The bottom line is to be aware of risk. You can’t and shouldn’t avoid risk altogether. By investing in assets with a level of risk you’re comfortable with, and spreading your money across several different types of investments, it is possible to manage risk and make it work in your favour to grow wealth. Source: ME Bank July 2020

12.01.2022 How to save $25,000 on a new home or renovation The Australian government is currently handing out $25,000 grants through what's known as the HomeBuilder program. It's available to eligible Australians building a new home for less than $750,000, or to those who spend between $150,000 and $750,000 renovating an existing home.... But if you want to take advantage of the scheme, you’ll want to get in touch with us asap as applications close 31 December. Not only can we walk you through how to apply for it before the deadline but, just as importantly, we can assist you when it comes to applying for finance. To find out more, call 0468 482 442, email [email protected] or DM us. #n2nFinance #GoldCoast #GoldCoastFinance #GoldCoastHomeLoans #GoldCoastBroker #SMEFinance #BestBroker #SMELoans #LowDocLoans #CarLoans #BadCredit See more

12.01.2022 The festive season is fast approaching and this year, more than ever, it’s important for businesses to ensure they have their cash flow management in order. Here are our top 8 ideas to help you through the upcoming period.

10.01.2022 Did you know that today is National Meals on Wheels day! As we continue through our "new way of life" it is times like these that we need to keep an eye on our elderly family, friends and neighbours. Meals on Wheels is a good way to ensure our elderly are being looked after with regular meals. You can always donate your time or money to your local Meals on Wheels. Visit: https://mealsonwheels.org.au/ to find out how you can assist at your local branch. Just remember we are all going to be old one day.

10.01.2022 As we get closer to the end of September a lot of people are asking about the deferral of their loans or credit card coming to an end and if they can not re-instate their payments will it impact their credit score. If you were up to date with your repayments when you requested for a deferral approval then your credit report will NOT be affected however if your payments were not up to date then your credit report may be impacted after the deferral period has concluded. As thi...s stage how it will be affected is up to the individual financial institution you deal with as there is no uniform ruling around this. If you have any questions with your deferral please contact us today as we are here to help. For more information, you can keep up to date via the Australian Banking Associate website: https://www.ausbanking.org.au/covid-19/

10.01.2022 We dream big in Australia. So it’s little surprise that when the Great Australian Dream becomes a reality it means bigger houses than anywhere else in the world, according to a new report.

06.01.2022 When is SMALL better than BIG! Mortgage brokers now write 6 out of 10 home loans in Australia. That has something to do with choice. We are obligated under our compliance to provide our customer with the best deal and on most occasions that means dealing with the smaller banks. Over the last year the major banks have lost ground to the smaller banks who have written more loans than them. So do you have your loan with a major bank and have not reviewed it in over a year..., I can bet that n2n Finance Solutions can find you a better deal with a smaller bank. n2n Finance Solutions deals with over 35 boutique lenders and smaller banks. Give us a call today to review your loan, because there will be a better deal out there waiting for you. BIGGER IS NOT NECESSARILY BETTER! Call Cindy on 0468 482 442 See more

05.01.2022 Beware the 'September Cliff!' Remember that September financial cliff everyone's been talking about? Well, it's fast approaching. Jobkeeper 2.0 begins from October, which means if you've been relying on it to pay off your home or business loan over the past few months, it's time to consider your transition plan.... If you’d like to explore some potential financing options, call 0468 482 442, email [email protected] or DM us. #n2nFinance #GoldCoast #GoldCoastFinance #GoldCoastHomeLoans #GoldCoastBroker #SMEFinance #BestBroker #SMELoans #LowDocLoans #CarLoans #BadCredit See more

03.01.2022 Are you paying .5% more on your home loan interest rate than you should be? Don't settle for less than you deserve! The average existing mortgage holder had a home loan rate of 3.19% in August, yet new owner-occupier customers were offered a rate of just 2.69% on average.*... If it's been a while since you last refinanced then simply get in touch with us today - we'd love to help you save hundreds (and possibly thousands) of $$$ each year. To find out more, call 0468 482 442, email [email protected] or DM us. * RBA #n2nFinance #GoldCoast #GoldCoastFinance #GoldCoastHomeLoans #GoldCoastBroker #SMEFinance #BestBroker #SMELoans #LowDocLoans #CarLoans #BadCredit See more

02.01.2022 First home buyers wanting to crack into the property market can now use an interactive map to see how much their neighbours spent on average for their first home.

02.01.2022 Ever thought about becoming a 'property investor'? It's not as out of reach as you might think. In fact, 43% of Australian property investors own 2-4 properties, whereas 19% own 5 or more*.... So if you've ever thought about making the leap from homeowner to property investor, or if you want to add to your property portfolio, call 0468 482 442, email [email protected] or DM us. * 2020 PIPA survey #n2nFinance #GoldCoast #GoldCoastFinance #GoldCoastHomeLoans #GoldCoastBroker #SMEFinance #BestBroker #SMELoans #LowDocLoans #CarLoans #BadCredit See more

01.01.2022 At some stage in life, almost all of us have been renters. And after the frat houses, dilapidated dens and that girl obsessed with witchcraft, you’re ready to swap roles and become a landlord. Investing in property is a great way to build your own portfolio, enjoy rental income and get your foot on the property ladder. But to ensure it’s a stress-free and profitable experience, you’ll need to put your future tenants’ needs first the rental market can be very competitive so ...Continue reading