Natalie Ross, Smartline Personal Mortgage Advisers | Finance

Natalie Ross, Smartline Personal Mortgage Advisers

Phone: +61 410 651 409

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21.01.2022 There’s never been a better time to refinance! Have you heard, there are fixed rates starting with a 1 and many variable rate options in the low 2s. If you’re paying more than this, you could be paying too much. If your plans have changed and your current loan no longer suits you or if you just want to take advantage of the lowest rates we’ve ever seen give me a call to discuss today.

21.01.2022 A year after Australia’s peak banking body announced lenders would pause mortgage repayments for struggling homeowners impacted by COVID-19, the Australian Banking Association has revealed an overwhelming majority of customers are back on their feet. However, around 30,000 loans valued at more than $10 billion remain deferred. The recommendation for those customers who are still struggling is to contact their bank now about the path ahead. ow.ly/lU7u102CO2d

19.01.2022 With loan applications coming in thick and fast, many lenders are struggling to keep up with demand. Some borrowers are having to wait two months for their approval. On top of this, the property market is heating up in a big way, making this a very difficult combination. Buyers who can’t get their loan approved fast enough simply can’t be competitive in this market and will miss out. If you're in this position and need assistance with your home loan, please reach out.

16.01.2022 Are you thinking of purchasing an investment property? The Smartline Investment property purchase calculator allows you to calculate the initial purchase costs and ongoing yearly financials for an investment property. Give it a go and if you need a more detailed view of your personal situation, please get in touch. ow.ly/SOLL102CdQW

01.01.2022 Buying your first home? Get smart advice from the start by arranging your loan through me. I can explain how a home loan works, help you find the right loan based on your financial circumstances, negotiate a competitive rate and guide you through the settlement process. I can also advise you on the various government schemes available that help first home owners buy their homes more easily. Keep calm and give me a call today.