Nathan Bennett in Perth, Western Australia | Property
Nathan Bennett
Locality: Perth, Western Australia
Phone: +61 431 262 157
Address: level 7, 20 Walters Drive, Osborne Park 6017 Perth, WA, Australia
Website:
Likes: 432
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10.01.2022 Tips for First Home Buyers applying for a Mortgage -Understand what your borrowing capacity is -Save what you can to reduce your mortgage amount and overall costs associated ... -Take advantage of the First Home Buyer subsidies and payments including Stamp Duty Waiver, First Home Buyers Grant and the new Government Guarantee for purchases under $400,000 -Gain an understanding of all lending options available -Look to obtain a Pre-Approval so you can shop with confidence -Speak to a Mortgage Broker who can answer all the above and guide you along the journey to home ownership If you are looking to purchase your first property and would like some guidance on the process, please reach out on 0431262157 or [email protected]
06.01.2022 Thanks for taking the time to like my new business page, all support is greatly appreciated! After spending the last 7 years working directly for the Major Banks, I am now working with V Homeloans who were recently nominated for Best Independent Office (more than 5 brokers) and Best New Office for the upcoming Better Business Awards 2020. If you would like further information on the following, please dont hesitate to reach out:... - First home buyer finance options - Construction finance - Established home purchases - Investment property purchases - Refinancing your existing mortgage to a better rate - The new Government Guarantee for First Home Buyers - Qualifying for low deposit purchases with Keystart
02.01.2022 Do you know your budgeting style? If you are planning to purchase a property or already own a home it is important to understand how you manage your budget and achieve your goals. I have attached below my top tips for keeping a solid budget. 1. Decide why youre budgeting... Whether its buying a new home, purchasing a car or planning a holiday. You need to set clear expectations of yourself and outline the goals you are hoping to achieve. 2. Prioritize your expenses and goals Understand the difference between needs and wants, focus on the essentials first and allocate a portion of your salary every pay into achieving your goals. A good guideline to follow is 50/30/20 rule. 50% to needs, 30% to wants and 20% to savings, although if you are planning to make a large purchase such as a home you may need to increase the savings portion to achieve the goal sooner. 3. Leave room for surprises Dont expect your budget to be perfect, surprises will happen and some expenses may slip through the cracks. Set aside a little bit of cash to cover miscellaneous expenses each month. 4. Automate responsibility Using technology can alleviate the tedious aspects of budgeting and prevent setbacks. So why not let it do some of the work for you? Try setting up automatic transfers so you can regularly pay bills or sock money away without thinking about it, even going as far as leaning on a budgeting app to conveniently track your spending. 5. Revisit your budget monthly It is important to review your budget monthly and keep yourself accountable, just like any other goals you set if you dont review them and recast your projections you can find yourself falling short of your goals. If you are looking to purchase a new home or refinance your existing loan and would like to have a discussion around options or if you are looking to set out a budgeting plan i would love to help you out! You can reach me on 0431262157 or [email protected]
02.01.2022 Do you know if you currently have the best interest rate? When was the last time you reviewed your Home Loan to see if you are getting the best deal? Did you know there is currently rates available in both the Variable and Fixed rate space below 3%? It might have been a few years since you brought your house or last reviewed your mortgage, at the time of purchase or refinance the deal you got was probably the best deal available in the market. But things change and if you hav...e not reviewed your mortgage in the last few years or even longer than that, then chances are you could be draining thousands of dollars from your bank account each year just in extra interest charges. I recently refinanced a client of mine for a total interest rate saving of 1.09%, on top of that the bank itself paid them $4000 for completing the refinance. Now 1.09% on a $300,000 loan is $3270 in interest saving in the first year alone, giving these customers a total net benefit of $7270 in the first 12 months alone!!! If you could do with extra cash in your pocket or just think youre paying too much give me a call on 0431262157 or shoot me an email at [email protected]
