National Mortgage Centre in Mount Waverley, Victoria | Credit counselling service

National Mortgage Centre

Locality: Mount Waverley, Victoria

Phone: +61 430 013 990

Address: 12 WADHAM PARADE 3149 Mount Waverley, VIC, Australia

Website: http://nationalmortgagecentre.com.au/

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• Credit counselling service

02.02.2022 There are lots of reasons people choose to refinance their home loan with another lender. You might be looking for a lower rate, or would like to consolidate debts and lower your monthly repayments. With interest rates at historic lows, you could save a lot of money on your home loan.

25.01.2022 Special Variable interest rates at 3.99% (Comparison rate 4.13%). For loans over 200k with LVR less than or equal to 80%. Owner occupiers with principle & interest repayments.

24.01.2022 What is home loan pre-approval and how can it help you? Loan pre-approval gives you conditional approval for a home loan or investment loan. It usually extends for a set period typically three months - and provides an indicative guide of how much you can afford to borrow. So what happens in the home loan pre-approval process? How do you get it? And at the end of the day, is pre-approval actually worth getting? We'll explain everything. Give us a call on 0430013990 for a FREE no-obligation consultation.

24.01.2022 Life happens. COVID has hit many people hard. While others have benefited and are looking for new opportunities or working towards life goals starting a family or purchasing assets. Even if nothing has changed, in this competitive market there are better interest rates or products available. Take the first step to improving your financial wellbeing by contacting us on 0430013990 for your personal home loan review.

23.01.2022 Right now interest rates are at a record low, and the RBA has made repeated assertions that a negative rate is off the table. It now means that for many looking to buy their first home, paying off your mortgage may look more attractive than paying rent. With governments continuous support to stimulate the economy, first home owners have access to $25,000 (Australian Citizens only) home builder grant on top of their first home owner grant $10,000 (Citizens & Permanent residents) & FHLDS (Australian citizens only).

23.01.2022 WANT AN INTEREST RATE CUT? ITS TIME TO SERIOUSLY CONSIDER REFINANCING..........., if you havent already. https://www.theage.com.au//want-an-interest-rate-cut-do-it

21.01.2022 We wish our valued Sri Lankan clients a Happy Sinhala & Tamil New Year. May this New Year bring you health wealth and happiness!

21.01.2022 Start to Spring provides timely test for national housing market conditions http://corelogic.com.au//start-to-spring-provides-timely-t

21.01.2022 Australian Citizens are now eligible to get their first home by having a 5% deposit without paying loan mortgage insurance. The Scheme is subject to a cap of 10,000 places each financial year. Free phone consultations (+61 430 013 990) are available from Monday - Friday 09:00 AM - 06:00 PM.... Call us or drop us a message on Facebook for further details. Please check the link in the comments to check your eligibility.

21.01.2022 Interest rates as low as 3.89% (Comparison rate 4.71%) Lowest ever 2 year fixed rate in the market for owner occupiers. While Wespac increased interest rates for its clients, ME Bank lowered their 2 year fixed rate to 3.89%.

21.01.2022 http://www.theage.com.au//reserve-bank-of-australia-cuts-i

20.01.2022 If you haven't reviewed your home loan yet, you could be missing out on potential savings and offers. Fixed-rates are now at record low and some banks are still offering cash back offers **($2000 - $3000)** to win your home loans. Free phone consultations are available from Monday - Friday 09:00 AM - 06:00 PM.... Chinthana - +61 430 013 990 Shanika - +61 412 383 165 Call us or drop us a message on Facebook for further details. *terms & conditions apply

19.01.2022 Are you thinking about refinancing? There is still time to lock in a lower interest rate . If you would like to book a free Home Loan Health Check, reach out to National Mortgage Centre today!

18.01.2022 IS THIS THE PERFECT TIME TO REFINANCE?? http://www.theage.com.au//how-to-beat-the-banks-on-mortgag

18.01.2022 Australian dollar ascent continues as metals strengthen, greenback falters Read more: http://www.theage.com.au//australian-dollar-ascent-continu Follow us: @theage on Twitter | theageAustralia on Facebook http://www.theage.com.au//australian-dollar-ascent-continu

18.01.2022 MORTGAGE HOLDERS: WHAT TO DO WHEN YOUR FORTUNE CHANGES. http://www.domain.com.au//mortgage-holders-what-to-do-whe/

18.01.2022 CHEAP FINANCE AVAILABLE FOR LENDERS @ 0.25%. https://www.theage.com.au//rba-holds-rates-at-0-25pc-ahead

17.01.2022 Three measures targeting homeownership, including a new Single Parent Guarantee. Single Parent Guarantee Only 2% Deposit New Homes Guarantee expansion Only 5% Deposit First Home Super Saver Scheme... To find out more about these, you can book a FREE no obligation consultation with National Mortgage Centre. Call 0430013990 today!

16.01.2022 Pre-approval helps you estimate how much you can borrow, and what your upper limit is, which can help give you confidence looking for a house. Therefore pre-approval can give you confidence to focus on properties you can afford. It helps you to understand how much you can borrow and think about how much you should borrow. When you talk to the National Mortgage Centre on 0430013990, we can look into getting a pre-approval to put you in the best position to apply for finance.

15.01.2022 Bad hangover expected for property market in 2016 http://www.domain.com.au//bad-hangover-expected-for-prope/

15.01.2022 RATE ON HOLD UNTIL FEBRUARY..... http://www.domain.com.au//explainer-rba-holds-again-but-d/

15.01.2022 ALL WHAT YOU NEED TO KNOW ABOUT 25K HOME BUILDER GRANT ....... https://yourloanhub.com.au//getting-a-foot-in-the-door-wh/

14.01.2022 February 2: The Reserve Bank of Australia decided to maintain the targets of 10 basis points for the cash rate and the yield on the 3-year Australian Government bond, as well as the parameters of the Term Funding Facility. According to a statement by RBA governor, Philip Lowe, "The Board will not increase the cash rate until actual inflation is sustainably within the 2 to 3 per cent target range. The Board does not expect these conditions to be met until 2024 at the earliest."

13.01.2022 Removing Barriers to Access Credit.....Good News for the borrowers.. https://www.smh.com.au//simpler-lending-rules-for-home-loa

13.01.2022 ONE OF THE BIGGEST LOOP HOLES IN AUS PROPERTY TRANSFER LAW.SUNSET CLAUSE....... OFF THE PLAN BUYERS BE CAREFUL - SUNSET CLAUSE HOW TO USE SUNSET CLAUSE TO YOUR ADVANTAGE? ............ Recent Today to Night show highlighted how Sydney property developers cancelling sales agreements using SUNSET CLAUSE (Time limit), and selling the same property in the market for couple of hundred thousand dollars more than the previously contracted prices.... By law sunset clause or contract rescinding clause is a contractual term to protect both buyer & seller. This will allow both parties to rescind the signed sale/purchase contract after an agreed expiry date on the contract. Most off-the-plan unit/apartment developers love to have this clause to gain exorbitant profits from ever increasing property market. Developers purposely delay the completion of construction until the expiry date passes & inform the buyers through their lawyers the termination of signed purchase contract and sell the same property in the market for a higher price. Sunset clause can also be used by buyers to gain advantage over a purchase of a property by putting a conditional offer subject to sale of their previous home. In this instance, if the previous property is not sold within a certain time period, then the new purchase contract become null & void. NSW Government is going to introduce new laws to protect the interests of the buyers. They have put forward two suggestions. First, is to allow only buyers to exercise Sunset Clause. Second is to make the developer to pay damages to previous intended buyer who signed the contract. The purchaser is entitled to damages equal to the difference on new sale price and previously agreed sale price. It is always advisable to carefully read the purchase contract & understand all terms & conditions or get an expert advise on the contract before you put your signature on the dotted lines.....

13.01.2022 Just a heads up to all National Mortgage Centre customers. New mortgage customers will benefit from Reserve Bank interest rate cuts last week as all four of Australia’s major banks have lowered their mortgage rates. However, many of their existing customers will miss out. Depending on the situation, borrowers may be able to ‘negotiate or switch’ to get a better rate. CBA’s package home loan rate moves: 1 percentage point cut to 1.99% (comparison rate 3.66%): Four-year fixed r...Continue reading

13.01.2022 ALL BANKS UNDER ONE ROOF

12.01.2022 5 tips for buying a home in 2021 1. work out how much you can afford to spend before you start shopping for a home 2.Make sure you have your finances and savings goals in order. 3.Being aware of the latest government schemes and grants could help speed up your home buying process.... 4. Know the difference between fixed and variable interest rates 5. Speak to a mortgage broker like the National Mortgage Centre If you’re ready to get started on your journey to buy a home, contact us today to help you get your property goals done in 2021.

12.01.2022 COOLING PROPERTY MARKET http://www.domain.com.au//five-signs-of-a-cooling-propert/

11.01.2022 Did you know that just because one lender rejects you, does not necessarily mean another will not welcome you with open arms? Use a mortgage broker like National Mortgage Centre to help you find not only the right home loan deal but also the lenders that will actually help you. We can save you a lot of time and stress.... Contact National Mortgage Centre on 0430013990 for a FREE no-obligation consultation.

10.01.2022 Aussi dollar tipped to tumble further.... This will be an incentive to foreigners who are buying properties in Australia while making it harder for locals to compete..... http://www.theage.com.au//australian-dollar-forecast-to-hi

10.01.2022 Yarra Valley Water has issued a water warning notice for more than 80 Melbourne suburbs. Damage caused by storms overnight led to undisinfected water from Silvan Dam entering the water supply system. Customers in 88 suburbs are being told not to drink their tap water or use it for food preparation unless it is boiled first.... Water which has not been boiled may be used for showering, bathing, flushing toilets, hand washing, washing dishes, clothes and garden watering. Attached image is the list of affected suburbs. The link can be found in the comments.

10.01.2022 October National Housing Market Update http://www.corelogic.com.au/housing-update/index.html

09.01.2022 Low owner occupied variable rates are available from one of our lenders with a cash back offer of $2000! If do not prefer fixed rate loans but looking for lower rates, this offer might be the one you are waiting for! Please contact us for further details.... Chinthana - 0430 013 990 Shanika - 0412 383 165

08.01.2022 25k HOME BUILDER GRANT - EXTENSION OF CONSTRUCTION COMMENCEMENT DATE BY 3 MONTHS IN VICTORIA. https://www.sro.vic.gov.au/homebuilder-grant-guidelines

08.01.2022 Wish you a very happy Easter. Thanks for trusting and choosing us.

08.01.2022 We at National Mortgage Centre truly appreciate your business, and we’re so grateful for the trust you’ve placed on us.

07.01.2022 5 tips for buying a home in 2021 1. work out how much you can afford to spend before you start shopping for a home 2.Make sure you have your finances and savings goals in order. 3.Being aware of the latest government schemes and grants could help speed up your home buying process.... 4. Know the difference between fixed and variable interest rates 5. Speak to a mortgage broker like the National Mortgage Centre If you’re ready to get started on your journey to buy a home, contact us today to help you get your property goals done in 2021.

07.01.2022 Great to hear this from a client. We would love you to be a returning customer and will do our best to be worthy of your continued business. Building a relationship of trust with you is our top priority at the National Mortgage Centre.

06.01.2022 Victoria’s full 50% stamp duty relief applies to those buying newly built homes valued up to $1m, while Australians purchasing existing homes can access a 25% waiver up to the same $1m mark. These apply to contracts entered between 25 November 2020 to 30 June 2021. Credit criteria and T&Cs apply Call National Mortgage Centre - 0430 013 990 today to receive more information.

06.01.2022 BUYING OFF THE PLAN?? PROS & CONS... http://moneysaverhq.heraldsun.com.au//story-e6frfmdr-12275

05.01.2022 HOME BUILDERS GRANT....BUILDERS' DILEMMA....... https://www.domain.com.au//homebuilder-scheme-constructi/

05.01.2022 The Proportion of Sales below 400k is falling down. http://www.corelogic.com.au//top-10-suburbs-for-highest-pr

04.01.2022 RBA reduced interest rate to 0.1%...... Guaranteed low cost funding to banks for next 3 years. https://www.theage.com.au//unleash-hell-reserve-bank-launc

04.01.2022 WHAT RESERVE BANK GOVERNOR SAYS ON INTEREST RATES??? http://www.theage.com.au//rba-says-next-interest-rate-move

04.01.2022 HOW TO TELL YOUR HOUSE IS STUCK IN THE 90s http://www.domain.com.au//how-to-tell-if-your-home-is-stu/

03.01.2022 RISE IN HOUSING SUPPLY..... http://www.corelogic.com.au//rise-in-the-months-of-housing

03.01.2022 If you havent reviewed your home loan yet, you could be missing out on potential savings and offers. Fixed-rates are now at record low and some banks are still offering cash back offers **($2000 - $3000)** to win your home loans. Free phone consultations are available from Monday - Friday 09:00 AM - 06:00 PM.... Chinthana - +61 430 013 990 Shanika - +61 412 383 165 Call us or drop us a message on Facebook for further details. *terms & conditions apply

02.01.2022 Rates on hold for 4th consecutive month. http://www.domain.com.au//interest-rates-on-hold-but-econ/

02.01.2022 WANT AN INTEREST RATE CUT? IT'S TIME TO SERIOUSLY CONSIDER REFINANCING..........., if you haven't already. https://www.theage.com.au//want-an-interest-rate-cut-do-it

01.01.2022 RBA warns against chronic pessimism in Australian culture http://www.theage.com.au//reserve-bank-of-australia-warns-

01.01.2022 Let us vow to work hard on this Australia day. Let’s make this country with our hard work. Long live Australia!

01.01.2022 BE QUICK TO GRAB A SPOT IN NEW FIRST HOME LOAN DEPOSIT SCHEME....10,000 SPOTS OPEN FROM 06 OCT 2020