Navag8 in Melbourne, Victoria, Australia | Financial service

Navag8

Locality: Melbourne, Victoria, Australia

Address: Level 7, 443 Little Collins Street 3000 Melbourne, VIC, Australia

Website: https://www.navag8.com

Likes: 52

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• technology & engineering

24.01.2022 #FinancialServices have always been exclusive by design. The current system is finally being shaken up, with #FinTech providing products & services that remove those ingrained barriers. This is a great talk by @benjamineevans on #InclusiveDesign http://bit.ly/30GwTps

23.01.2022 Saving is personal. Finance is personal. Budgeting is personal. So it makes sense that a savings account should be adaptable, flexible and speak to our personal needs. http://ow.ly/sOjR50ungIP

21.01.2022 This is the reality. #FinLit is not really taught & there is shame associated with debt or knowledge gaps. Banks can help their customers do better & we can help the banks. This is why financial literacy matters http://bit.ly/2M51wR3 #financialwellbeing #fintech #banking

20.01.2022 Learning from @danariely 1. Humans are terrible at making good decisions 2. Data can tell a story that changes behaviour 3. Banks have a moral obligation to customers 4. Financial tools make people remember the lesson... #finhealth #fintech #makebankingbetter http://bit.ly/2V6SLIE See more

20.01.2022 How smart phones can better deliver financial literacy and help achieve behavioural change #financialliteracyweek #FinLit #FinEd #FinTech http://ow.ly/RuFP50qAhnc

19.01.2022 More & more we see banks saying that innovation is part of their digital strategy, but often it's their culture that needs changing first, from the top down. #digitaltransformation #fintech #financialservices #breakingbanks http://ow.ly/hPHG50uBY98

19.01.2022 More than half the world's population is unbanked or underbanked so it's a global problem. Inclusive #FinTech innovation has opened up access for many in the past ten years, but there is still a way to go. http://bit.ly/2I79iqQ #FinancialInclusion #FinancialServices

19.01.2022 How can we become more financially literate? "Spend a day in someone else’s financial shoes, someone with fewer resources than you." @JenniferTescher #financialhealth #financialservices #financialliteracy http://bit.ly/2mg93BG

18.01.2022 We wrote a few weeks back that financial services should take notes from the health industry and this article examines the success of Noom, who have nailed the recipe with their health app. It combines simple, engaging, insightful and supportive, with accountability, behavioural change, AI and rewards. Getting it right is not easy, but there is an opportunity for financial service providers to listen and learn, and give something back to their customers that actually helps th...em make better decisions. They have the data, they have the funds, the tech is available. So who will be first? "Consumers need a simple-to-use financial wellness tool that does more than just transfer money from checking to savings. They need a way to improve their financial health while on the go, in a way that changes behavior, educates, rewards achievement, and provides a live coach to help them when they slip". http://ow.ly/d3Ca50u2YpT

18.01.2022 The top 5 #UX trends to define #banking in 2019 via @uxda 1. Switch from sale to serve 2. Emotions over information 3. A solution instead of features 4. Disruption over protection... 5. Create flow & avoid fragmentation #fintech #financialservices #B2B http://bit.ly/2ZaOTI1 See more

18.01.2022 Who said you can't save? Sometimes starting with little steps, can lead you to big rewards over time Maybe it's overwhelming and you thinking you can't possibly do it - you might be thinking about it too hard and just need to start!... Set those goals and work out how much you can live without each week and before you know it, you're on your way Check out Navag8 if you need a tool to help you get on your savings way quickly https://www.afr.com//i-grew-my-net-worth-by-over-100000-in

17.01.2022 The Open Banking pilot has launched in Australia which is a win for consumers. It means banks no longer own and keep customer data to themselves. If you want to open another account, apply for a financial service or product - you can now share your financial history, making it easier to get approvals and making the application process much simpler. Open Banking has been around in the UK for over a year now, here's the top 7 ways it's had an impact. http://bit.ly/2Nq3NJ3

17.01.2022 Expectations might differ according to age, but the basic desire for financial security crosses all demographics #financialliteracy #financialinclusion #financialwellbeing http://ow.ly/X9IR50uaui0

17.01.2022 Empathy training, community connection & knowing the intention behind products is what drives the success of #digitalChannels at @alaskausa Federal Credit Union. Great talk by Stephanie Maxwell on removing barriers @MXenabled #digitalbanking #CX http://bit.ly/30ZZSE2

17.01.2022 1. The #genderpaygap is real. 2. It measures the difference between average weekly full-time base salary earnings of both genders. 3. #FinancialServices and #Insurance are the worst gender gap pay performers. Good leadership must drive change. http://bit.ly/2PhSy66

16.01.2022 Meet Mary. According to Mary, you're never too old to try a new hobbie. We agree. ... Mary needed new decks, but didn't have the cash. So she needed to save. Mary hated saving. Not anymore. Mary rounded up a little each day with her purchases and before she knew it, some shiny hot decks were in her life. She didn't even notice the money gone. Mary was saving without even knowing. Be like Mary. Try new things. And save with Navag8.

16.01.2022 We love Dave. Dave likes holidays, gadgets and drinks with his mates. Dave doesn't like saving. Dave does like saving when he doesn't know he's doing it though. Meet Navag8, Dave.... Dave has now set up his savings goals, worked out how he'll round up his dollars after each transaction and now he's on his way. Money is going into his goal accounts and he doesn't even have to think about it for a second. Good work Dave. Rock on.

15.01.2022 Bank DIY is what our team have lived through & why we made a solution. "So, you are now at least one year older and $1 million in the hole for which your institution essentially has only gained a digital version of what it already did" #fintech #banks http://bit.ly/2PcMg86

15.01.2022 Looking for a business case for investing in #FinancialWellness strategies? It's not new but many #FinancialServices still overlook the long-term benefits: 1. Retention 2. Increased savings 3. Contextual service opportunities #Banking #Superannuation ... http://bit.ly/35tWrIW See more

15.01.2022 This study shows that education does not equal #financialwellbeing but #financialiteracy improves our quality of life. We can make #finlit engaging, inclusive & personal via #fintech A big thanks to @A_Lusardi for the research @GFLEC http://bit.ly/2Z9Ybnt

14.01.2022 How can #banks on legacy tech keep up with the times? Through collaboration in #fintech - we know their customers, know their industry & have a solution ready. We make banking better. #AI #customerfocused #savingsgoals #B2B http://bit.ly/2Y8uItJ

12.01.2022 "for the next decade or so, Millennials are the money-in-motion. This is the customer segment that is most up-for-grabs, as they experiment with different experiences before settling into the long-term relationships with the financial partners" #CX #banks http://bit.ly/2yYi3OR

11.01.2022 People of all ages need help #SavingMoney People of all ages use #MobileBanking People of all ages face #FinancialInsecurity The youngest on our team is 22. The oldest is 70. ... We talked & listened then built Navag8. #superannuation #banking #FinHealth http://bit.ly/35ITsMG See more

11.01.2022 "You won’t need to go to the bank to get a loan in 2025 most likely your bank account will anticipate your need and, if you qualify, will simply make the cash available. Looking to buy a home? When you walk into a listed property, financing options will appear on your phone. Walk into a grocery store and your bank account will anticipate what you will likely spend, and if you don’t have the cash will offer you credit you won’t ever use a plastic credit card. Your bank account will be able to tell you if you can afford to go out for dinner with friends on the weekend, or when you’ll be able to afford your first self-driving car"

11.01.2022 Give your customers the tools for financial empowerment & help them save, invest or be debt-free. This is a great example from Jane Barrett at @MXenabled on being a solution provider that uses data to reduce predatory lending #FinTech #financialhealth http://bit.ly/2BuvQ1f

11.01.2022 Why is how we feel about our money overlooked by our #banks and #superfunds when emotion is the biggest driver of financial behaviour? #financialservices #fintech http://bit.ly/30RyYiK

10.01.2022 What would customers prefer? A financial partner who helps build wealth, pay off debt & make better decisions, or, one that profits from poor financial health & uses long-term bad debt as a way to lock in a relationship. Fintech companies are creating more choice for consumers and giving banks a better option. #FinTech #FinancialServices #BankTech... http://bit.ly/3aY7Qmz See more

10.01.2022 Not sure what this big announcement was all about? We have made it simple.

09.01.2022 Banking has rarely been inclusive but that can change if we design through the eyes of communities beyond our own. In this age of experiences, financial service providers need to ask - 'how can we act as their trusted advocate to help them make the best decisions for the lives they want to live?' #FinancialInclusion #FinTech http://bit.ly/2OPoQoY

09.01.2022 Culture impacts how businesses accept or implement new ideas. Some try DIY, which can lead to average products & expensive failures. Partnerships can be great for innovation and digital transformation, collaboration over competition. #fintech #innovation #collaboration

09.01.2022 Superannuation has always focused on Employers because of default funds and industry funds. Individuals were not really a factor. But the workforce is changing, industry funds are merging and the power is now with the member. So how can super funds make us love them more? http://bit.ly/2GUFzkg

08.01.2022 Do you suffer tap-and-go ignorance? Do you manage your finances 'intuitively'? Do you have a different profile with each bank? Well you aren't alone. Here is Kelly's personal experience on confronting bad habits, removing the blinkers & how using Navag8 has changed her behaviour. http://bit.ly/2NIZVD2

08.01.2022 What's the state of your super and do you give it much thought? This report shows us what other Aussies think. 19% think they will be ok to retire on their super 10% say it's in their top 3 concerns 32% think opting out should be available... Superannuation is supposed to be our gateway to secure retirement, and yet it's one of the most misunderstood and disengaged of the financial services. At Navag8, we have built a secure and user-friendly app for Super funds to engage their members, allow for easy balance, insurance or investment choice checks, as well as delivery relevant financial literacy. The technology is ready, here and now!

08.01.2022 Why do banks need smart data? Because it's Information that makes sense - 'algorithms that turn numbers into actionable insights' @WIRED #financialservices #smartdata #fintech http://ow.ly/1Pmj50uuVnQ

07.01.2022 Staying focused can be hard, and as humans, we tend to get down on ourselves. Goals are there to drive us forward, so make them achievable and then you stay motivated! One step at a time.

05.01.2022 Doing good is good business. 2,718 companies supported the #climatestrike today .@BankAustralia has reached its goal of 100% renewable energy. The list of companies committed to this goal includes @Atlassian @westpac @QBE @CUB View the full list & pledge http://bit.ly/2IdCsos

05.01.2022 Do #banks have moral obligations? Does #FinancialEducation work? Why are humans terrible at making good decisions? Hearing the psychology behind financial decision making is always intriguing & @danariely is the best at it. #DigitalBanking @MXenabled http://bit.ly/2V8RGA9

05.01.2022 We all know how personal finance is. It's right up there with voting choices and diets. You might discuss it in broad terms with your friends, but you never go into the nitty gritty details to share numbers. This is a really interesting podcast on the attitudes and behaviours we have around money, where they come from and how they impact our sense of wellbeing. A key insight is that our brain wants limited choices, so automating savings is the best thing we can do. We are e...xcited at Navag8 because our app makes finance personal. It helps you automate savings and gives you actionable insights along the way as well as positive reinforcement. Something we could all use in our daily lives. http://ow.ly/IEJM50uBYVL See more

04.01.2022 According to the University of Melbourne research, less than half of all Australians surveyed could answer five basic financial questions correctly. Our team has worked around the world and know there is a big disconnect between personal finance management and education. Messaging can be complex and is rarely personal. So what is financial literacy and why is it important? http://ow.ly/4tYG50upXJY

04.01.2022 The start-up world is full of people trying to sell an idea they are passionate about and it's a hard path. It was not luck that we got funding early, we had a solid business plan, tested our offering and assembled a team who have worked together across FinTech projects for many years. We believed in our work and we are proud of where we are now. 2020 is a big year for us already. Our team has grown, we have 3 projects underway across 3 countries. January bought us our lar...gest round of enquiries from the USA, Australia, Europe and the UK so far and we have built relationships with some great companies in the FinTech space whom we can collaborate with in the future. We are excited about what is to come. #FinTech #BankTech

04.01.2022 Make it relevant, make it hands-on & encourage questions; how to deliver financial literacy that works #finlit #fintech #financialliteracy http://ow.ly/RNPX50uarot

04.01.2022 If you haven't worked in a while, are under the super payments threshold or a contractor or freelancer, you need to log in to your super account and 'opt in' to keep your insurance. The Government is trying to help those whose fees are being whittled away by payments they may not need, BUT if you need it, you need to confirm. More info at this link: https://timetocheck.com.au/

04.01.2022 Who doesn't love games?! The very definition of game is 'an activity that one engages in for amusement or fun'. Since the beginning of time, games have been designed to bring people together, some being competitive and some collaborative. Video games took it to the next level, with behavioural psychologists helping map out the triggers for taking action or staying a course. Applying these techniques to non-games is called gamification, so how does it work in #FinTech?... http://bit.ly/2NxOsGp See more

03.01.2022 Are you thinking about how your customers respond emotionally to your financial products & services? If not, you should be. #fintech #financialservices #B2B #banking #superannuation http://bit.ly/30RyYiK

03.01.2022 With so much household debt, inequality and job insecurity, financial health and wellbeing can finally be personalised and relevant. But how many financial service providers are actually doing something? 81% of FinTechs incorporate customer financial health into their strategic plans, compared with half of banks, 43% of credit unions and 58% of insurance companies. Why? As Jennifer Tescher writes, start-ups have no legacy tech and build from the ground up, with a customer first focus. https://www.forbes.com//beyond-fin-ed-finance-execs-are-/

03.01.2022 We believe financial wellbeing can be built into financial services & products. Financial literacy is only effective if behaviour is positively changed via informed decisions. @unimelb @investordaily http://bit.ly/2PhSy66

03.01.2022 What is financial literacy & why is it important? How FinTech can help improve the financial wellbeing of consumers by engaging them through technology & personalised insights https://www.navag8.com/what-is-financial-literacy-and-why-/

02.01.2022 Technology can be exclusive by design, so how can you help #fintech & #financialservices be more inclusive? Considering visual Impairment, cost & internet access are a good start #financialinclusion #financialliteracy @MXenabled http://bit.ly/2OU1AWW

02.01.2022 Money habits may change by generation but technology is playing a bigger role in both saving and spending than ever before. All ages need help saving & all ages want good services, so we don't make a tool that targets one generation. We make a tool that everyone can use but customise to their specific financial goals. http://bit.ly/2TGmbhV

02.01.2022 Kakeibo is the Japanese art of #SavingMoney which shifts the focus from saving to spending & then reflection, to help overcome that mental hurdle of being on a budget. #Budgeting #FinancialWellbeing http://bit.ly/2IAwUUF

02.01.2022 Where traditional #banks see risk, others see opportunity. Being #underbanked does not mean unreliable & a digital footprint can help build a credit rating. This #fintech is helping #financialservices become more inclusive #financialinclusion http://bit.ly/2mMkfX7

01.01.2022 The pilot of #OpenBanking in begins! 1. customers can now access & share their financial data, banks no longer own it 2. shared data streamlines applications & transfers, removing barriers 3. leading to better products & personalised experience ... http://bit.ly/2NqltnJ

01.01.2022 This is the time to ensure the elderly & other vulnerable people are protected from financial fraud. Fear creates opportunity for unscrupulous people, check on older folks in particular who are at risk #FinancialFraud #PandemicProtection @eversafe #FinTech https://bit.ly/2QLy8Rz

01.01.2022 'Overall, parents rarely talk about money to their kids'. This is not surprising as you tend not to teach what you don't know yourself. Our #financialLiteracy rates are low & our bad debt is high. We make the tools that can deliver education #fintech https://ab.co/2LKfozz

01.01.2022 If you were given pocket money, you were taught how to spend, not save. Even if you had to 'earn' it, making $$ grow & work for you is a different lesson. Our focus is on giving people the tools to learn & save. #financialliteracy #financialwellbeing http://bit.ly/2B6cuiN