Navigate Advisors in Wagga Wagga, New South Wales, Australia | Business service

Navigate Advisors

Locality: Wagga Wagga, New South Wales, Australia

Phone: +61 2 6927 0500

Address: 1/185 Morgan Street 2650 Wagga Wagga, NSW, Australia

Website: http://www.navigateadvisors.com.au

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25.01.2022 This morning Gavin was interviewed by WIN News Riverina, make sure you're watching the news to see what he had to say.

24.01.2022 Navigate Advisors would like to congratulate our client and locally owned business, NRMA Wagga for being one of the finalists for People's Choice in this years Wagga Business Chambers Crow Awards! We wish you all the best for the 18th September when the winner will be announced via Facebook Live stream Wagga Wagga Business Chamber... NRMA Insurance #crowawards2020 See more

24.01.2022 *****Navigate Advisors Wagga Gold Cup****** With a number of horse enthusiasts and riders in our Navigate team we can’t wait for 1 May to roll around!!!!

23.01.2022 Do you have questions about the current situation? We will be joining Huntsman Recruiting and David Pow Tabain to do a free Q&A Session. Sign up using the link below (spaces are limited).

22.01.2022 BREAKING NEWS Economic Stimulus Package 2020 Scott Morrison is set to announce today the increase in the Instant asset write off from $30,000 to $150,000 until 30 June. ... Get in touch with one of our Advisors to see how you can benefit from this announcement as we head into Tax planning season. With Interest rates at an all time low combined with the proposed new stimulus package it is the ideal time to review your business's plant and equipment needs. Contact one of our specialist brokers, Ben or Justin today and let them find the best deal for you.

21.01.2022 Navigate are proud sponsors of the Golden Crow Awards sponsoring the Excellence In Micro Business category. Nominate your business now.

20.01.2022 Navigate Advisors would like to congratulate another one of our clients Lil' Melodies for being a finalist in the Best Pivoted Business category of the Golden Crow Awards. We wish you all the very best of luck.

19.01.2022 Congratulations and good luck to our Crow Awards 2.0 Outstanding Customer Service Finalists: - Navigate Advisors - The Wild Vine - Cotmakers Wagga Wagga - Conne...ct Tuition - Marbull Catering - The Health Food Store See more

19.01.2022 Everything you need to know about debt and how it will impact trying to buy your first home! Does HECS debt impact your ability to borrow? How much does having a credit card impact it? Does it only matter if you have money owing on the credit card? What about personal loans and car loans?... Download our free First Home Buyer Guide for: - insights and strategies to access all the right information - how and why you need to check your credit - the steps you need to make it all happen - how to understand your budget - the impact of Afterpay and debt - common mistakes first home buyers make and so much more Download it now - https://navigateadvisors.com.au/first-home-buyers-guide

18.01.2022 Looking for a change of scenery? Want to join a business that wants to actually make a difference, but can have a laugh along the way? Here at Navigate you're not just an employee, we're a team. It almost sounds too good to be true, but we are currently going through some exciting changes and our firm is expanding. With two positions available, find out more through the links below:... Client Services Coordinator - https://bit.ly/3aOv3tY Senior Accountant/Manager - https://bit.ly/2SdPEBx

16.01.2022 Tonight is the night, register below!

16.01.2022 Exciting week ahead!

16.01.2022 Thank you to the MTC for offering us this opportunity to support local racing and the community!

15.01.2022 We have had a lot of enquiries about the homebuilder grant and have put together some of the information we know so far. As more information comes to light we will let you know. If you are looking to build or renovate then get in contact with our lending specialists on 02 69 270 500 and we can find the right construction loan for you.

15.01.2022 Now it is more important than ever to support local business.

14.01.2022 Our team was so humbled to be nominated as a finalist in the excellence in customer service category of the Golden Crow Awards and even though we didn't walk away with the win, we enjoyed the night celebrating and watching the awards. Congratulations to all the winners. #crowawards2020 #throwacrow

13.01.2022 Instant Asset Write-off kept at $150,000 and extended until 31 December 2020!! To encourage businesses to keep investing in equipment the Federal Government has extended the $150K Instant asset write-off scheme until the 31 December 2020. The scheme was due to end on 30 June 2020, reverting back to the $1,000 instant write off limit. The limit is applied per asset, allowing you to invest in multiple assets costing less than $150,000 and receive an immediate deduction for eac...h, which could save you thousands in tax! If your Business turns over less than $500 Million annually contact one of our Advisors today to discuss what this extension means for you and your Business and how it could save you money! Don’t just settle for dealership finance. We can help arrange finance for your new asset through our inhouse financial broking service. We have several lenders to choose from including ANZ, Macquarie, Westpac and many others to suit your financial situation. With terms from 1 7 years and structured repayments to suit. Our Finance Brokers will sit with you to determine the best lenders for your proposal and help to get you the best rate available for you. Contact Navigate Advisors today on 02 69 270500 or [email protected]

12.01.2022 If you're scrolling through Facebook on a Sunday night and dreading work tomorrow... Maybe it's time to consider a change of scenery? Want to join a business that wants to actually make a difference, but can have a laugh along the way? Here at Navigate you're not just an employee, we're a team.... It almost sounds too good to be true, but we are currently going through some exciting changes and our firm is expanding. With two positions available, find out more through the links below: Client Services Coordinator - https://bit.ly/3aOv3tY Senior Accountant/Manager - https://bit.ly/2SdPEBx

12.01.2022 Navigate Advisors Wagga Gold Cup 1 May 2020

12.01.2022 !CONGRATULATIONS TO OUR NEW GOLD CUP NAMING RIGHTS SPONSOR! NAVIGATE ADVISORS 2020 Wagga Gold Cup Navigate Advisors joined the 100 Club program for the fi...rst time this year, and were the lucky last business to come out of the draw at Friday's nights Gala Dinner! We are excited to have NAVIGATE ADVISORS on board for a an exciting few months ahead! Navigate Advisors

12.01.2022 Do you feel like the weight of the world is on your shoulders? Maybe you need business advice or financial assistance during the COVID-19 crisis? Its time to lighten the load! Start by contacting Navigate to discuss the many relief packages or stimulus benefits that may be available to you. In the last week we have seen nearly all lenders announce their COVID-19 packages for borrowers affected by the current social restrictions. There is certainly empathy here from the lend...ers, with many loan relief packages being around repayment deferrals for up to 6 months on Home Loans and Business Loans. Lenders so far are being co-operative and sensitive to clients. APRA has stated that a repayment holiday or deferral need not impact a client’s credit file. The majority of the lenders have added COVID-19 pages to their websites, dedicated to providing you with the tools, resources and options to relieve financial hardship. Just keep in mind though, that repayment holidays or deferrals should be treated with caution. A deferral or holiday doesn’t mean that interest charges will stop. In fact if you stop paying, then it is a certainty that you will incur more interest over that time, and unless you are ahead in your repayments then your loan could very well increase. Most of the discussions we have had with clients over the last week centred around ‘if you can still afford to make the repayments then keep doing so’, maybe even take advantage of a low 1 yr or 2yr fixed rate. Only use the repayment deferral or repayment holiday if you absolutely must. The other good news is that many lenders have decreased their fixed rates. 2.49% for 2 and 3 yr fixed is now the norm. Newcastle Permanent have gone to 2.29% on 1yr fixed 2.34% on 2 yr fixed and 2.39% on 3 yr fixed! ANZ are still a Stand out at 2.19% on their 2 yr fixed. Many lenders have also increased their savings account interest rates, especially for term deposits. Who would have thought that a 1.7% savings interest rate would sound good! Talk to us today, our Navigate finance team can assist with debt restructuring, loan repayment deferments and all types of new loan applications and our Accounting team can help you make the most of the stimulus package and together we can keep the wheels turning for you and your business.

12.01.2022 Not long to go now

12.01.2022 NSW Rural Assistance Authority Drought Assistance Fund $50,000 Interest free loan Are you a Primary producer? Would you like a $50,000 Interest free loan for up to 7 years to assist you to enhance the sustainability of your farm? We can assist you to complete the application forms and take the hassle out of dealing with Banks and Government authoritites. ... The eligible activities are: - Transport of stock/water/fodder - Genetic banking of breeding herds - Installation of on-farm fodder and water infrastructure - Activities that promote profitability and resiliance (this includes livestock re-stocking) Loans are Interest free with flexible repayment options including no repayments for the first 2 years. Contact Navigate Advisors today on 02 69 270500 or [email protected] to discuss.

11.01.2022 In the old days you could apply for a loan and Mum and Dad could back you by giving guarantee to the funds being borrowed. The bank would approve it and you’d move on. THIS HAS NOT HAPPENED FOR A VERY LONG TIME. There are ways to avoid LMI and/or be able to borrow more if you are short on your savings. If Mum and Dad own their home or have a small mortgage on it, or if they have equity in an investment property, you may be able to borrow using family guarantee...... Find out more about what risks are involved, how it works having your parents guarantee (or going guarantor for your child), and more in our First Home Buyers Guide. Download our free First Home Buyer Guide for: - insights and strategies to access all the right information - how and why you need to check your credit - the steps you need to make it all happen - how to understand your budget - the impact of Afterpay and debt - common mistakes first home buyers make and so much more Download it now - https://navigateadvisors.com.au/first-home-buyers-guide

11.01.2022 Looking to buy your first home? Don't know where to start, what to consider and what to watch out for? Download our free First Home Buyer Guide for: - insights and strategies to access all the right information - how and why you need to check your credit... - the steps you need to make it all happen - how to understand your budget - the impact of Afterpay and debt - common mistakes first home buyers make and so much more Download it now - https://navigateadvisors.com.au/first-home-buyers-guide See more

10.01.2022 Navigate Advisors are extremely proud to have just been named as the naming right sponsor of the 2020 Navigate Advisors Wagga Gold Cup!!!

10.01.2022 What is LVR?.. And WHY is there so many abbreviations when it comes to trying to buy your first home?! LVR is an acronym for Loan to Value Ratio. This is the basis of what you can borrow. It’s what the property price is plus solicitors, rates, water, government charges etc. versus how much you will be contributing. This is where it can get messy Let us step you through it and how you can calculate yours to find the best case situation, in our First Home Buyers Guide.... Download our free First Home Buyer Guide for: - insights and strategies to access all the right information - how and why you need to check your credit - the steps you need to make it all happen - how to understand your budget - the impact of Afterpay and debt - common mistakes first home buyers make and so much more Download it now - https://navigateadvisors.com.au/first-home-buyers-guide

10.01.2022 We would like to congratulate our client Pure PT in making the Finals for the Wagga Wagga Business Chamber Crow Awards for Best Pivoted Business! Stay tuned for the live streamed finals on the 18th September at 6.30pm Well done Bree and the team! ... Wagga Wagga Business Chamber

10.01.2022 Looking forward to the Races next Friday ... will you be watching?

08.01.2022 Have you seen those ads for just needing a 5% deposit for your first home? BEWARE! Be careful of advertisements/developers/sales consultants who tell you that you need only 5%. What they usually mean is that you only need 5% to exchange a contract. Once you have exchanged a contract you are committed to buy. If the time comes and they need you to settle the loan and you either haven’t got the money or can’t get the money, you are in breach of the contract and are liable for 1...0% of the purchase price plus costs! Find out about more sneaky sales tactics you need to be aware of to make sure you don't get caught out buying your first home, download our free First Home Buyer Guide for: - insights and strategies to access all the right information - how and why you need to check your credit - the steps you need to make it all happen - how to understand your budget - the impact of Afterpay and debt - common mistakes first home buyers make and so much more Download it now - https://navigateadvisors.com.au/first-home-buyers-guide

08.01.2022 Does your business need Plant & Equipment to grow? Whether its a Truck, an Earthmover or anything in between, we'll help you finance it. At Navigate we Navigate the road ahead. ... Contact one of our team today 02 6927 0500

08.01.2022 Fixed-rate loans With interest rates at an all-time low, taking the option of locking in an interest rate on your home loan to guard against possible future fluctuation may be attractive. However, it pays to know the ins and outs of fixed-rate loans before committing to one. When purchasing a property, borrowers can decide between fixed-interest loans that maintain the same interest rate over a specific period of time, or variable-rate loans that charge interest according to ...market rate fluctuations. Fixed-rate loans usually come with a few provisos: borrowers may be restricted to maximum payments during the fixed term and can face hefty break fees for paying off the loan early. However, locking in the interest rate on your home loan can offer stability. For those conscious of a budget and who want to take a medium-to-long term position on a fixed rate, you can protect yourselves from the volatility of potential rate movement. Fixed rates are locked in for an amount of time that is prearranged between you and your lender. There are some lenders that offer seven year or even ten year fixed terms, but generally one to five years are the most popular terms. If you need help to decide if a fixed rate is right for you or you would like to get some fixed rate quotes, give us a call today. We're here to help.

08.01.2022 Congratulations to NRMA on winning the people’s choice award in tonight’s Crow Awards! Well done Chris & Sarah and the team

08.01.2022 Well the last 48 hours has been eventful, what with some rain and the RBA cutting rates yet again bringing the cash rate to historic lows of 0.5% Many of you will have seen that the big 4 banks have passed this cut on in full and many smaller lenders are starting to follow suit. Several banks also have some attractive refinance cash bonus’ for new to bank business up for grabs too. Here at Navigate we want to make sure that all our clients are getting the best home loan rat...es possible. So, if you have not given your loan a health check recently or have been thinking about it, now is certainly the time to do it. Our finance specialists, Ben and Justin are here to go into bat for you. If they can’t get a better rate for you from your current bank, then perhaps it’s time to take advantage of the others out there who are more than willing to give you a great deal and put some money back in your pocket! Call our team and arrange an appointment so we can help. It’s what we do. See more

06.01.2022 We couldn't be prouder to be the sponsors of the 2020 Navigate Advisors Gold Cup! Today two of our Director's were able to get up close and personal with the trophy. We hope you will all be tuning in this Friday at 4.20pm to watch the race.

06.01.2022 What a great way for our awesome Navigate team to celebrate the end of the 2020 tax season than be naming right sponsor of this years Wagga Gold Cup! Thankyou to the MTC for putting on a great night for the 100 Club!

06.01.2022 Offset accounts are a wonderful thing when used wisely Having an offset account will usually be part of a package a bank will offer you. It will cost around $395 per year to have the package, the package nearly always comes with a reduced interest rate too. In most cases what it also means is that you can take a credit card as part of the package and not pay the annual fee associated with the credit card. By taking a credit card with an interest free period, anywhere up to ...Continue reading

06.01.2022 REMOTE OFFICE OPERATIONS In keeping with direction by the Federal Government, please be aware that our office premises will be closed from 5.30pm Wednesday 25th March 2020 until further notice. This doesn't mean we are not here for you! Our team is still very much operational, the only difference being we are working remotely. Meetings will be set up as required via phone or Zoom (online video conferencing software). We want you to know that we are still 100% available to ...assist you during this time. You can contact us on 02 69 270 500 or via email at [email protected] These measures will be in place until such time that the Government advises they are no longer required. We understand this is a challenging time for everyone and appreciate your understanding and patience as we work through this together. Take care, from all of us here at Navigate.

04.01.2022 We are very humbled to have been nominated in the Outstanding Customer Service Category of the Golden Crow Awards. Customer service is something that all of our staff take very seriously and we are proud that we have been recognised for this. Voting has started and we would really appreciate your vote. Follow the link below, it will only take a couple of ... seconds. https://www.surveymonkey.com/r/CrowAwardsCustomerService

04.01.2022 Navigate Advisors can take the stress out of managing your business finances. Call us today. We're here to help

02.01.2022 Golden Crow Awards - Finalists We are so excited to be one of the six finalists nominated for Outstanding Customer Service! Thankyou to all our clients that have supported our nomination. ... Thankyou to all of our team that have made this possible! You all go above and beyond to deliver exceptional service everyday! Friday 18th September winners will be announced during a Live stream video on Facebook Thankyou to the Wagga Wagga Business Chamber for being so adaptable around the Awards event in this everchanging Business landscape! Wagga Wagga Business Chamber #crowawards2020

02.01.2022 We are looking for an A+ Receptionist, here at Navigate we pride ourselves on the experience that we give our clients and this means that our Receptionist needs to have the very best customer service skills. We have created a culture here that you will not find anywhere else and we want someone that will add to this culture and fit in with our team. This is not just a basic reception role, there will be a significant amount of administration work as well as assisting our admi...nistration team. This role has the ability to take you in many directions within our business with the possibility of career progression, how far you want to go is up to you! If you are the star that we have been looking for, please apply here https://www.seek.com.au/job/40714917