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Nectar Mortgages: Helen Cloke

Phone: +61 411 223 308



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25.01.2022 An increasing number of property investors are using mortgage brokers. Why? Because we help you get the right loan, not just the easiest loan! Refinancing to a lower interest loan could improve your cash flow and open up other opportunities. Get in touch today for a free loan review



25.01.2022 Let's take the snail mail out of mortgages! Signing documents digitally helps loans to be written remotely, saving the client significant time! At Nectar, we think any change that saves you time and effort is a positive one

24.01.2022 With the financial year ending on 30 June, now could be a great time to score a sweet deal on new wheels To finance a new or used vehicle, get in touch - we'd love to help #Car #Finance #NewCar

23.01.2022 Did the ol' trusty wagon survive the new years road trip? If you need new wheels for the new year, we can find competitive interest rates and the right loan structure for your requirements. Get in touch to accelerate your finance



23.01.2022 The number of Australian's refinancing their loans increased 27% in the first nine months of 2020! With interest rates at record lows, the rate you have right now isn't necessarily the rate you're stuck with! Get in touch to see if switching your loan could save you money *All loans subject to suitability. ACL 387856.

22.01.2022 The price cap for the First Home Loan Deposit Scheme has been lifted to $550K for new homes in Perth & $400K in the rest of WA! For your chance at buying a home with only 5% deposit, send me a message and see if you qualify

21.01.2022 Still renting? 2021 could be the year that you unlock your home ownership dream If you're comfortably managing rental payments by yourself or with a partner, you may be able to pay off a mortgage! To get the full picture and see where you stand, get in touch All loans subject to suitability. ACL 387856.



20.01.2022 Under the instant asset write off scheme, business tax deductions can be claimed upfront, instead of spread over several years through depreciation (t&cs apply) Better yet there is no limit to how many assets you can purchase under the scheme To qualify for this year’s rebate, assets or vehicles must be purchased and installed by June 30, so don’t delay! For help financing vehicles or equipment to grow your business, get in touch

20.01.2022 Great news for anyone looking to build in WA! With record low interest rates and schemes like HomeBuilder, First Home Owner Grants, First Home Loan Deposit Scheme & Stamp Duty exemptions, building you own home may have just got easier Get in touch today to talk finance and which schemes you may qualify for

20.01.2022 Tax cuts headlined last night's budget announcement. See below what you stand to save

19.01.2022 Huge tax write-offs for Australian businesses Businesses with annual turnover of less than $5bn will be able to deduct the entire cost of capital assets first used or installed by 30 June 2022. We're experts in finding the right finance for a wide range of business vehicles and equipment so please get in touch if this is the chance you've been waiting for

19.01.2022 Heading into 2021 on a high interest rate? Be sure to book an appointment with us in the new year Getting your loan reviewed early could mean you start saving sooner For now though, kick back and enjoy Christmas



19.01.2022 45% of borrowers who received mortgage holidays are now back on regular repayments If you deferred payments on your loan and are wondering about your next move, please get in touch We can talk through all your options to find the most suitable financial solution for you

18.01.2022 The first home loan deposit scheme is back & another 10,000 first home buyers will be able to buy with only 5% deposit! What's more, there are 27 lenders offering loans under the scheme, giving you more chances to get the right loan To see if you qualify and get the ball rolling, get in touch

17.01.2022 Last night the 2020-21 budget was unveiled. Here are some of the key commitments for housing: an additional $1 billion of low cost finance to support the construction of affordable housing. an additional 10,000 places in the First Home Loan Deposit Scheme. $150 million in the Indigenous Home Ownership Program.... removing capital gains tax from granny flats See more

16.01.2022 Summer got you dreaming of the island life? These isolated homes by the shore have a reasonable price-tag that could see you leaving the mainland behind! If you're just the right amount of crazy, get in touch for a chat about financing an island property

16.01.2022 Property price caps have been released for the Family Home Guarantee Click the link below to see the threshold in your area This fantastic new scheme helps single parents buy a home with as little as 2% deposit! Get in touch to see if you qualify All loans subject to suitability. Terms and conditions apply. ACL 387856 #familyhomeguarantee #finance #mortgagebroker

15.01.2022 Why is a pre-approved loan so important? 1) It gives you a number to work with - no time wasted house-hunting outside of your budget! 2) You'll be taken more seriously by a seller as someone taking steps to get their finance ready 3) Properties are selling fast! Any delays obtaining pre-approval could see you miss out on your dream home ... Get in touch with us to get your pre-approved loan sorted, and get one step closer to owning your dream home See more

12.01.2022 2021 here we go We wish you all the best for the year to come and are here if you'd like help ticking off any resolutions Be sure to relax today, take it easy on the roads and enjoy your summer

12.01.2022 Do you qualify for the #FamilyHomeGuarantee? Starting 1 July, single parents with dependent children can purchase a #home with 2% #deposit and no #lenders mortgage insurance! There will be 10,000 places over four years. To apply you must be 18+ and have a gross income of no more than $125,000 p.a. Similar schemes have been popular, so to avoid missing out, get in touch with us We can help with your application and find you the right #loan for your family home

12.01.2022 #Doctors did you know you that many banks and lenders will approve you for a #loan up to 95% of a property's value? That means less time required to save for a deposit Get in touch to find out how much you could borrow

12.01.2022 Imagine a sweet new set of wheels for your summer roady Ask about our complimentary car-buying program which could help you save on the RRP of the vehicle. Already found the perfect car & just need your finance? Give me a call and I’ll get your wheels in motion, fast

11.01.2022 Don't give up your daily coffee With record low interest rates, a free loan review today could help you save real money - not chump change Call me today to see if a refinance is right for you

11.01.2022 Whether you're gathered around the tree or the table, playing a game, singing a song or sleeping on the couch however you choose to spend it, have a fantastic Christmas day We'll see you in the New Year

10.01.2022 Regional Australia is looking good for long-term returns With a more affordable entry point than capital cities and a multitude of lifestyle benefits, buyers are flocking to the regions To get the right finance for your dream home, get in touch We'd love to help

08.01.2022 A doer-upper or brand-spanking new Check out our latest blog about investment properties courtesy of Meridian Australia

07.01.2022 Have you heard? The First Home Loan Deposit Scheme has released another 10,000 places to help buyers into the market Price caps on qualifying properties have also increased in most areas Get in touch for a free review of your finances and see what other grants you might qualify for

06.01.2022 Since the cash rate drop, we've seen many lenders reducing their fixed rates to record low levels and offering cashback deals Don't leap at the first offer you see, it may not be the right one for you. With access to 30+ lenders, we can find the right rate and offer for your financial situation Get in touch to see what's available

06.01.2022 Banks are announcing cashback offers left, right and centre! Why? Because they are competing for your business Don't leap at the first offer you see, it may not be the right one for you. With access to 30+ lenders, we can find the right rate and offer for your financial situation Get in touch to see what's available

06.01.2022 It's always so lovely to receive feedback like this from my amazing customers! Thanks for the kind words Meredith If you need any help with a home loan or want to see if your mortgage is still right for you, please get in touch I'd love to help

04.01.2022 Getting a #mortgage for an #apartment usually comes with different terms and conditions than a detached #house If you're considering an apartment for your first home, get in touch with us first We can explain all the different #loan options and help you find the right finance

04.01.2022 #Solicitors and #Accountants did you know you that many banks and lenders will approve you for a #loan up to 90% of a property's value? That means less time required to save for a deposit Get in touch to find out how much you could borrow

04.01.2022 On November 3rd we'll all find out if the Reserve Bank will lower the official cash rate again to stimulate the economy What are you expecting to hear in the announcement?

02.01.2022 Get your guesses in - how much longer will the RBA keep the cash rate on hold? The rate has not moved now since November 2020

01.01.2022 House hunting without a pre-approved loan? To know what properties you can really afford to buy, speak to us first and find out how much you could borrow We'll take you through different options and scenarios and help you plan your purchase

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