Neil Cruttenden in Neutral Bay, New South Wales, Australia | Local service
Neil Cruttenden
Locality: Neutral Bay, New South Wales, Australia
Phone: +61 413 730 382
Address: 2/2 Reserve St 2089 Neutral Bay, NSW, Australia
Website: https://www.liberty.com.au/adviser/neil-cruttenden
Likes: 71
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10.02.2022 No credit history? No worries. Getting a mortgage without credit history can be done, but there are a few things you’ll need to consider. This video will help you find ways to #GetFinancial even without credit history. https://bit.ly/3xMBcRc #FreeThinking
08.02.2022 At Liberty, we have decades of expertise to share. So, we’ve compiled a series of #FreeThinking videos to help you navigate the different loan options. First up low-deposit home loans. Stay tuned for more tips on how to #GetFinancial each week! https://bit.ly/3mMzQ3C
22.01.2022 Looking to buy but don’t know where to start? With Liberty, you’ve got an ally. Download our free Homebuyers’ Guide for step-by-step support on how to get your foot on the property ladder. https://j.mp/337L8aJ
17.01.2022 https://www.domain.com.au//what-to-look-out-for-when-rev/
17.01.2022 How much did it cost to run a car in Australia in 1971? By today's standards - not much at all.
16.01.2022 If you’re self-employed or have had difficulty getting a loan, Liberty’s approach to lending may be of help. Call Neil on 0413 730 382
15.01.2022 Looking to buy but don’t know where to start? With Liberty, you’ve got an ally. Download our free Homebuyers’ Guide for step-by-step support on how to get your foot on the property ladder. https://j.mp/337L8aJ
15.01.2022 Looking to get approved for a home loan? But ... Started a new job? Short term casual employment? Commission Income? Bonus income?... No problem... we know which lenders will approve you! Message me now to give you a professional take on your situation.
14.01.2022 Has your business been impacted by COVID-19? From payroll support to cashflow assistance, help is available. Learn more about the government programs available here: https://bit.ly/2RJoEqa #FreeThinking #GetFinancial
14.01.2022 Stimulate your business this EOFY and take advantage of the $150k instant tax write-off. If you’ve been thinking about buying a new work car, business equipment or other business-related asset, now is the perfect... time! You better hurry, the tax write-off drops to $30k after June 30. Get in touch today to find out how we can help 0413 730 382 See more
07.01.2022 Prevent A Nasty Property Surprise [Educational Blog Status Update]: HOMEBUYERS and real estate investors are being warned to watch out for the hidden traps that may be lurking in their potential purchases.... Leaky showers, cracked ceilings and self-opening doors and among the signs pointing to bigger and more costly nasty surprises, the Association of Building Consultants says. Spokesman Chris Short says understanding a building’s condition and the likelihood of future repairs is vital when assessing a property purchase and managing a mortgage. Many homes are tidied up for sale, with the pre-sale spruce ranging from a basic clean through to bogging cracks, repainting, retiling and re-grouting, and even new floor coverings, Short says. The makeover might look good, but it also masks what might be more sinister problems such as termite damage, salt damp, structural issues, unlicensed and dangerous electrical work, and more. For example, a leaky shower might seem harmless on the surface but if the leak is allowing water to flow into the soil next to your home, it’s likely to attract termites. Short says building inspections can be particularly valuable for investors who will not be living in the property they buy. You need to know it well so that you’re clear about urgent maintenance requirements to meet your obligations as a landlord such as ensuring smoke alarms are hardwired and the cost of long-term maintenance, he says. Property academic and author Peter Koulizos says beginners should always consider a building inspection. He adds to make sure the report is a written one, rather than a verbal agreement. Some of my students have been able to negotiate the contract down by the repair amount or they have just pulled out, he says. Koulizos says when entering any property, potential buyers should take in a deep breath. If there is a musty smell, it’s a sign of salt damp, he says. Another thing to check is the perimeter of the house and make sure there are paths surrounding it. You can minimise cracking by keeping the moisture content of the soil fairly constant, Koulizos says. Paths around homes are not just there for decoration. HIDING A BIGGER PROBLEM? * Cracks in ceilings and walls are hallmarks of footings sinking or rising, which causes the walls to flex. * Other signs are doors out of square in their frames, self-closing and self-opening doors. * Leaking hot water services, rainwater tanks and airconditioning pipes can create moisture that attracts termites. * New floor tiles installed over old tiles can trap moisture between the tile layers. * Cracked tiles and mould at the shower base and plaster bubbling on the wall in the room next to the bathroom are also signs of moisture. * Any repair work to the building’s paths can provide an entry point for termites. Source: Association of Building Consultants
05.01.2022 This is a great benefit for SME's - contact me if you need help with Commercial or Car Finance before June 30 ph 0413 730 382
01.01.2022 https://apple.news/AIzqJ-4V-R9qSi9TMemLpug
