Nitish Kumar in Belconnen, Australian Capital Territory, Australia | Mortgage brokers

Nitish Kumar

Locality: Belconnen, Australian Capital Territory, Australia

Phone: +61 2 6173 6399

Address: 14 Wales Street 2617 Belconnen, ACT, Australia

Website: https://www.loanmarket.com.au/brokers/nitish-kumar

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24.01.2022 How will you decide which loan is best suited to your circumstances? Home loans are not created equal, but neither are the priorities of all borrowers. A proportion of property buyers prefer a flexible home loan, while others want a product that ensures their long-term peace of mind and some just really want to pay off their loan as quickly as possible. Once we discuss your circumstances, we look at over 60 banks and lenders to size them up and see which product best suits your scenario. Contact me today to learn more: https://bit.ly/3qgbsZE

19.01.2022 Could changes to lending give borrowers better odds? There are big changes being debated in Australia right now, and the winner could very well be first home buyers. It’s all come about because the treasurer says lenders have become too conservative, and he wants them to loosen up.... While banks will still do their own assessment of borrowers, they won’t have to account for their intentions of the borrower and their capacity. If the changes go ahead, lenders will be able to base their assessments on the info you choose to provide. Less scrutiny on your spending = streamlined assessment. The earliest this will all come into effect is March next year. Don't let these possible changes scare you though. As a broker, I work in your best interests and will help find a loan that works for your situation. Loan Market have access to over 60 lenders, so there are lots of options to consider. Read more at https://bit.ly/2TX8SZz Questions? Let’s chat: https://bit.ly/36UjuQI

18.01.2022 If you haven’t actively reviewed your home loan in a few years, now’s a great time to do so. To give you an example of how much money you could save, if you have a $400,000 mortgage with 25 years remaining on your home loan, even a 0.5% drop in your interest rate saves you nearly $30,000 in interest over the life of the loan. To find out whether you could save, get in touch today: https://bit.ly/36UjuQI

15.01.2022 If you're unsure on the buying process, please get in touch with me today to set-up an appointment in early 2021. https://bit.ly/3gS7HFD

14.01.2022 Since the pandemic hit, I’ve received a huge number of enquiries about home loans and I’ve found there are two key groups: 1 Group 1 are those with a home loan whose income levels have changed for the worst. Their business has slowed, their employment has been cut back or they’ve lost their job. Adjusting their home loans and other major debts to accommodate their new scenario is a common request. 2 Group 2 are those whose circumstances either haven’t changed or have impr...oved. They’re ready to capitalise on record low rates and government grants. Both camps are in a position to leverage the competition between lenders right now, and as a broker, I’m placed well to handle that comparison and negotiation for them. Read more about I can help at https://bit.ly/3mQRXV2 Let’s chat about your financial situation and possible lending solutions: https://bit.ly/36UjuQI

13.01.2022 Can you help me understand my borrowing capacity? Your income, your financial commitments (think car, credit card, personal loans), whether you’re buying with a partner, have children, and how long you’re happy to make repayments for all affect borrowing capacity. The first step I recommend is a mortgage calculator - It’s important to note that this is a guideline only. What it doesn’t account for is lenders: their rates, their policies, their borrower preferences etc. That’s why, when you’re ready, we’ll do a Fact Find and get a clear picture of how much you can borrow. Contact me today to learn more about your borrowing capacity: https://bit.ly/3qgbsZE

12.01.2022 We're hiring! We are looking for a highly motivated individual who wants to take the next step in their career. The successful applicant will join a busy and thriving office in Canberra as a Junior Mortgage Broker starting in January 2021. If you think you fit the bill, apply here today: https://bit.ly/2ImKxKr

10.01.2022 In an ever evolving financial and property landscape, it's difficult to navigate the changes and what options are best suited to you and your family. Please get in touch with me today to learn more about what you may be eligible for: https://bit.ly/3f7aMkl

10.01.2022 As a mortgage broker, I have access to over 35 lenders on my panel. There are three key differences that the panel offers: Borrowing capacity Time frames Interest rates... I’m committed to helping you get the best loan for you and your circumstances. Let’s chat about the options that are available to you. Get in touch now: https://bit.ly/36UjuQI

06.01.2022 Considering refinancing? You’re not alone! In May 2020 alone, 33,712 people refinanced and, interestingly, three-fifths of those refinancers changed lenders. Pandemic-induced uncertainty (for both the broader economy and our own personal financial circumstances) coupled with record low rates, economic stimulus and ferocious competition between lenders for your loan has been a catalyst for borrowers to rethink their current loan. Find out why everyone's refinancing at https:...//bit.ly/3oZ6Kz2 If you feel like it’s time to look at yours, send me a message today: https://bit.ly/36UjuQI

03.01.2022 My team is dedicated to making sure that every client that walks through our doors leaves feeling heard, valued, and, above all, satisfied that they’re closer towards achieving their financial goals. To find out more about how we can help you, get in touch: https://bit.ly/36UjuQI

02.01.2022 Thank you Kate for taking the time to share your experience with my team and I, we are glad to have a long working relationship with you. We look forward to continuing our work together well into the future as you continue to grow and diversify your property portfolio.