Finance Sorted by Nitya Shivraj in Berwick, Victoria | Mortgage brokers

Finance Sorted by Nitya Shivraj

Locality: Berwick, Victoria

Phone: +61 450 515 051

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• Financial service
• Loan service
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25.01.2022 Buying a home? Keen to know which Capital city suburbs to watch out for are........ Read on!

25.01.2022 I do most of my big shops online and compare websites & online offers to see where I can get the best buys. I dare you to try this idea and let me know how you go with it !

23.01.2022 Love Helping my First Home buyer customers, dreams come true when they buy their own home. Am super thrilled Pansy Zane took nearly 5 years to find her own slice of heaven but she did the right things along the way with me tested borrowing capacity... Ensured she had savings hunt for property took a while but she found her one! What a milestone to have achieved Thanks for looking after me with the gifts its been an absolute pleasure Look forward to continue to be your Finance Partner Happy to help any of your FHB friends and family as I have helped Pansy 0450 515 051 [email protected]

22.01.2022 Woot! Woot! 2020 is drawing to an end and hope you enjoy some of these tips I will share as we count down to X'mas :D

21.01.2022 Property buyers Private Inspections back on board. Get your inspection gear ready, gameon Don't forget to reach out if you did like to get your borrowing capacity reviewed or need a free property report!... #propertyinspection #privateinspection #VICpropertybuyers

21.01.2022 Staying together for some families can be v hard. But theres no excuse to domestic violence. If you see it or hear it please call it out!

21.01.2022 Loved the short read on tax impact to cash flow boosts we would have received. Shout out to Anna Ronald for sharing these pearls of wisdom with us

21.01.2022 Spring demand could hold, while listings down 9.6% nationally. Read on.....

21.01.2022 How to know if your home loan is The One? Read on..... PS: I can help you find the right home loan for you

20.01.2022 If you need finance to buy business assets like this awesome Ute then I am here to help! Darren Healey owns this new Ute and got some very good rates %% on his business car loan. For all your EOFY business asset finance call me on 0450 515 051 or email on [email protected]

19.01.2022 Looks like COVID-19 has pushed the property market to reconsider where we live and buy our homes. Have a read, I found it very interesting how our buying habits are changing when it comes to real estate https://www.realestate.com.au//how-the-aussie-property-ma/? rsf=edm:brz:nl:gen:a3

19.01.2022 Hotspots around the country tipped for growth outperformance https://au.finance.yahoo.com//house-prices-boom-pandemic-2

19.01.2022 CHRISTMAS CLOSURE A reminder to all of our wonderful clients that the Finance Sorted Office will be taking a break from tomorrow Saturday 19th Dec 2020 and our office will re-open on Monday 04th January 2021 Thank you for your support in 2020 and here's to a much brighter 2021 (a low bar I know haha!)... Be good and be kind to everyone! Cheers

18.01.2022 FYI : Fact Sheets for the Home Builder Quick notes * Contract signed between 04Jun20 to 31Dec20... * construction must commence within 3 months of signing contract * Available 18 years or older AUS Citizens * Income $125,000 pa singles * Income $125,000 pa couples * Max Purchase Price $750K for new build inc of Land * Renos between $150K-$750K total property value not to exceed $1.5mil Please check the link for full details : https://treasury.gov.au/coronavirus/homebuilder

18.01.2022 Useful anti scam tip

18.01.2022 Could helpbut share, jokes apart! Please stay safe and reach out if u need any help. Were in this together Take care u all!

17.01.2022 Stage 4 restrictions in VIC & Open inspections https://www.realestate.com.au//victoria-stage-four-restri/

16.01.2022 RBA has left the cash rate unchanged. There are some good fixed rates available with various lenders and I urge you to speak with me your finance broker if you wish to make the most of the low fixed rate market! Cheers-- Nitya Shivraj 0450 515 051

16.01.2022 Are you worried about your credit score dropping if u accessed the COVID-19 Loans repayment deferral ? On 23rd Mar APRA confirmed mortgage holidays would not count as mortgage in arrears this means your credit report will not show your loans are in arrears if you did take the deferral So Credit score will not drop only cause u took the deferral repayment. Safe to say pausing the loan & letting ur bank know u need the breather is better than letting things go int...o arrears. Please contact me on 0450 515 051 if you are not sure what the repayment holiday means and how to access the option.

16.01.2022 Do u or some1 you care 4 needs help understanding what loan deferral options mean or boost their cash flow in these trying times? I can help guide u what r the main options & more 3 or 6 month repayment pauses ... Int rate reviews with current lender Refinance to another lender Many ways to improve cash flow, First Step is to ring Nitya Shivraj 0450 515 051 I am here to help anyone who needs help!

15.01.2022 Well done all of us! Looks like we are entering next stages of relaxation. Hope we all stay the course & the outcome is well worth it. Cheers

15.01.2022 Quick read on the new homes grant Will update more as I learn more

15.01.2022 Good read on accessing home equity what u need to know * Know how much equity u have * What will u use it for * Redraw from ur loan ... * Refinance & consolidate loans DONT Put urself in Financial Stress speak to Nitya Shivraj 0450 515 051 or [email protected] I will help u understand the the whys and the hows of equity release

15.01.2022 Interesting article about vacuum effect created by the home build stimulus package!

14.01.2022 We are all guilty of impulse buying so its always handy to make a list of what you need and stick to it <3 Be wise and spend smartly. Avoid the CC impulse buys! Save first to buy next!

13.01.2022 RBA left the cash rate unchanged at 0.25% this month. Experts are predicting the RBA to maintain the current low-interest rate environment and unlikely to go into the negative interest rates space. If you have not checked your home loan rates I suggest time to get that reviewed with me & work towards getting out of the mortgage jail sooner... Tring! Tring! me @ 0450 515 051 or [email protected]

13.01.2022 Buying and selling homes are never an easy process. There are a few ways to do this, but the most important step is to speak to your finance broker and get them to help you understand your borrowing capacity and options. Please reach out if you would like to chat with me about your borrowing options. Contact Nitya Shivraj on 0450515051

12.01.2022 To all the dads out there - You are Ahhhmazing! Have an awesome day today and always

12.01.2022 The Reserve Bank of Australia (RBA) has cut the official cash rate from 0.25 per cent to a new record low of 0.10 per cent.

11.01.2022 Solar Lights are easy on your power bills. Especially in our Melbourne Summer heat when air cons on all the time. Be kind to your power bills and your bank accounts :P

10.01.2022 Learnt a cool trick today - iphone users can text another iphone user the words pew pew & it will send lasers Whats new stuff didya u learn today?

10.01.2022 Buying at an Auction ! You need a pre-approval thats a No Brainer but read on to know how to pay for the deposit post a successful bid

09.01.2022 Happy Friday! For any of you inspecting homes gr8 read As always I am here to help you prepare and be ready for making your offers !

09.01.2022 Homebuyers grant: Who is eligible for $25k HomeBuilder scheme Read On! More to follow on details.....

08.01.2022 Where is the property conversation headed? https://www.realestate.com.au//how-covid-19-has-reset-th/

08.01.2022 Happy Easter Everyone! Hope u are all enjoying the long weekend Be well & stay safe

05.01.2022 Attention FHB / New home Builders : Proposal is for the $50,000 "new home boost" for buyers of new housing Program is expected to run for 12 months and be limited to 50,000 properties, while there would be no cap on the value of the home... Not yet implemented! Hopefully soon!

04.01.2022 What are the various costs involved in buying a home?

03.01.2022 How are u all doing?

03.01.2022 Want to receive updates on the $25K homebuilder grant then sign up on this page https://treasury.gov.au/coronavirus/homebuilder

02.01.2022 Stage 4 : How to get ready to buy in Spring Good read https://www.realestate.com.au//melbourne-stage-four-how-/

02.01.2022 A Lot has happened this year! We have all felt annoyed, angry,frustrated, sad and overwhelmed. But it always helps to talk to someone and ease the load off. Just want to say i am here for a chat or a virtual coffee catch up. Lets chat You are special and loved

01.01.2022 Do you agree too? PC : Aru Mar

01.01.2022 Thanks Anna Ronald for the beautiful token of your appreciation of my work. Anna and Euan are First Home Buyers and I am loving helping them with their property purchase.It feels wonderful to be a part of your home buying journey. Anna is a very experienced accountant and operates Anna Ronald Accounting https://annaronaldaccounting.com.au/... I encourage anyone looking for an accountant to reach out to her. She is the best in business! PS: how good is it to be validated for your work by an accountant

01.01.2022 Happy Mothers Day to all u amazing mums who care, nurture and are the safe place for ur kids Loads of love!

01.01.2022 I absolutely love helping people build their dreams be it buying homes or owning their home sooner. Am spoilt by my lovely customers with their token of appreciation for my work Am so glad to have such a loving community to work for and with Happy Friday You all! ... Stay safe and stay blessed Thx Ishita Nautiyal & Mayur Christi Thx Erik & Lauren