Nicole Kennedy in Perth, Western Australia | Financial service

Nicole Kennedy

Locality: Perth, Western Australia

Phone: +61 458 729 861

Address: Suite 4, Level 1, 610 Murray Street 6000 Perth, WA, Australia

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23.01.2022 A great article, written by one of our Senior Financial Planners - Andrew Hughes. We all have money behaviours and beliefs we've carried with us from childhood. Thanks Andrew for sharing your insights.... #moneymindset #moneycoaching

23.01.2022 It certainly is a challenging time in Finance, and I'm sure it is in all industries at the moment. Trying to remain calm can be a challenge when you feel you're being pulled in many directions. This article is still helpful today (even if it was written a few years ago). ... What tricks do you have to keep calm? https://www.healthista.com/8-habits-of-calm-people/ #keepingthecalm #calmyourfarm

22.01.2022 We love helping our clients to achieve their Finance Goals, and we love it when they share their Feedback. Thank you to my client for taking the time to put pen to paper. Nicole’s attention, professionalism, and care for the client stands out immediately after few minutes of our first meeting. She was clear and concise what we could do and what we could expect. Explained with details our options and strategies, guiding us through our process to successfully achieve our first... home. My wife and myself are incredibly happy with her services and I strongly recommend Nicole to everyone who is looking for to purchase a house. (Custodio) #perthmortgagebroker #homeloanhelp #gettingitdone #homeloan #happycustomer #inspiredmoney

21.01.2022 Short weeks are always quick, here we are again. SUPER SATURDAY. Are you out looking for a new Home? If you find that Dream Home and want your offer to be ahead of any one elses, be in contact for the tips and tricks of being front of the line. #supersaturday... #buyerready #frontoftheline See more

21.01.2022 Over the weekend I was asked how I manage my own finances. Being self employed and on commission, starting out was really hard. One week of the month I felt in control, the other 3 weeks I felt like I had no cash. These days it's a little easier, as I've changed how I manage my money. The three biggest things I changed to feel like I'm in control?? 1. Pay myself weekly - this feels good and once I built up a buffer in my business account, I could even give myself a small p...ayrise. 2. Pay my bills weekly (or with your pay cycle) - the feeling I get when I open my bills and they're in Credit is really empowering and gives me a feeling of being in control. 3. Use several accounts for budgetting - I have a spending account, bills account and savings account and put money in those from my pay each week. I never scrape to find money for bills now. (the balance of those offset against my mortgage - ask me how!) What things have you done recently with your finances that have helped you to feel financially empowered? #perthmortgagebroker #moneymanagement #moneycoaching #financetips #budgetting #spendingplan #money

20.01.2022 IT'S INTERNATIONAL COFFEE DAY I normally start my day with a Coffee, and today....I'm celebrating Coffee! Happy International Coffee Day!... Where's your favourite coffee spot? #internationalcoffeeday #gordonstreetgarage #coffee

19.01.2022 Reviewing your mortgage is a really easy process, and it doesn't necessarily mean moving Banks. I spoke with an Inspired Money client today and from our 15 minute review, we were able to save the client $3500 a year with his existing Bank. Not bad for a 15 minute conversation!! ... Be in contact for a 15 Home Loan Review and see how much you can save. #homeloan #homeloantips #incrediblevalue #homeloanreview

19.01.2022 Have you ever heard of the magical Rule of 72? Watch this quick video to see how it can help you achieve your financial freedom!

18.01.2022 SATURDAY SHOPPING Mid afternoon, the sun is out, and you're in the queue to get into a Home Open. How buyer ready are you? Has your Bank given you a Pre-approval that has been assessed and gives you the Maximum Offer that you can offer on the property? With the lowest level of property listings in WA, you'll want to make sure you're 100% confident that you can get your finance.... We're working away this afternoon and whilst the Banks are closed, we can still give you confidence on your Maximum Offer amount so you win that property! Be in contact on 0458 729 861. #perthpropertymarket #perthmortgagebroker #supersaturday #homeshopping #househunting

18.01.2022 Mortgages just became less stressful. Now is the perfect time to consider refinancing! Here's why... With the Reserve Bank rate at an all time low, some banks a...re offering mortgage interest rates at less than 2% their lowest offers EVER! You may be paying higher than average interest rates. We are saving our clients thousands, helping them pay off their mortgages sooner. *Eligibility Criteria T&C’s apply.

18.01.2022 BEEN DECLINED? FINANCE DUE? HELP IS HERE..... This afternoon I had a call from a friend who works at a local Branch as a Home Loan Manager. She had a client who was declined at her bank. and finance was due today! There was an extension for finance until Monday, but on Tuesday they would lose the property. The client made contact with me this afternoon, we did all the application documents, video meeting and they were Identified via Video, and application all lodged.... We should have the response Monday sometime. If you're waiting around to get a response from your lender, be in contact and I'll get moving on it straight away to get you a response quick smart. We're open on the weekend to help too. #homeloanhelp #perthmortgagebroker #gettingitdone #finance

17.01.2022 HOW I GOT STARTED IN FINANCE I've been in Banking and Finance for over 33 years. I started off in the good ole R & I Bank at the tender age of 17. I remember sitting the Bank exam, the country girl comes to Perth and there's around 200 people sitting the test on the same day. Then the call comes....you're accepted and start next month.... I didn't always want to be in Banking. I desperately wanted to be a hairdresser, but after work experience I was told I was too rough when washing the clients hair. So my next choice was Banking....to be honest I've never looked back. Even on the challenging days I still get a kick out of getting loan approvals through. How did you start out in your career? Did you end up in your first choice of career? #hairdresserimnot #bankingandfinance #lovemyjob

16.01.2022 HAPPINESS IS....... Calling your clients that currently have a loan application underway to let the know you can score them a rate below 2%. #bestcallstomake... #happyclienthappybroker #inspiredmoney #lowestrateever #perthmortgagebroker See more

15.01.2022 Mindfulness is often described as simply another form of meditation. But it’s much more than that, in fact social psychologist and Harvard University Professor ...Ellen Langer says increased mindfulness can deliver measurable benefits. Read out latest blog to learn more about how mindfulness can improve the way you work. https://bit.ly/2UnVEFC

13.01.2022 Working with Financial Planners allows my clients to have access to advice that helps them to become Financially Independant. It's never too soon to talk about Superannuation for retirement! Here is a short article on how to top up your Super. #inspiredmoney #superannuation #perthmortgagebroker... #valueofadvice See more

12.01.2022 Australians are spending a staggering $25.5 billion to stave off boredom and make themselves feel better when stressed, anxious or just having a bad day at work.... Mozo’s Comfort Spending Report (2019) found 81% of Australians comfort spend or buy things to make themselves feel better. Worryingly Mozo also found 53% of people reported their comfort spending was putting their budget under pressure. Tips for managing comfort spending: - Recognise and plan for your comfort spending - If you want to comfort spend set a budget and stick to it - Put a little money aside in a savings account each pay day to cover you when the desire to comfort spending hits - If comfort spending on a credit card, pay the balance off in full each month

12.01.2022 Buying a new home? Deposit not quite hitting the 20%? Let me show you how to save thousands on Lenders Mortgage Insurance. One of my Lenders is offering NO LMI on loans up to 85% for clients purchasing a new home to live in.... Be in contact and I'll show you how to save. *For a short time only. #perthmortgagebroker #savingdamoney #homeloanhelp #homeloansavings #newhome

12.01.2022 Money can be a difficult conversation for some couples. Our Associate Shiva shares 4 tips to get right to avoid arguements related to finances. #moneymanagement... #valueofadvice #InspiredMoney See more

11.01.2022 When you're looking to buy a new home, understanding your borrowing power from a generalised assessment (how the bank assess it) and personal assessment (what you feel comfortable with) is really important. Many clients I see are blown away with how much they can borrow based on what the banks say, however it comes down to the level of comfort with the repayment (remembering that most home loans are over 30 years). Here's a quick video from the team at Insprired Money on Borr...owing Power. If you'd like a personalised assessment, be in contact on 0458 729 861. #perthmortgagebroker #valueofadevice #homeloanhelp #borrowingpower

08.01.2022 With the introduction of Comprehensive Credit Reporting, how you manage your current debt and whether you pay debts on time. When I prepare a clients loan application, one of the first things I do is obtain their Credit File. Knowing what their Report looks like at the start of the process can assist with making sure we lodge the application to the correct Bank if there are any Credit issues with late payments or a low Credit Score. If you're not sure what this would mean, ...here's a quick read on how to manage your report. We can also assist with preparing a report for you. If you'd like to know more, be in contact. #creditworthy #perthmortgagebroker #manageyourcreditreport https://www.creditsmart.org.au/manage-your-credit-report/

06.01.2022 Everday I chat with clients and future clients , to help them achieve their Finance Goals. The best part of my job is working with my clients and getting them into their new home or reducing their interest rate, saving them money. It gives me a real buzz to support them. Thank you to all of my clients, for the opportunity to work with you!... #perthmortgagebroker #thankyou #gratitude

03.01.2022 HOW DOES A BROKER MAKE A DIFFERENCE? What a weekend. With WA being on a public holiday yesterday, Banking departments in the rest of Austrlia were still working. One my new clients who has purchased a home has been very anxious about their Finance Application. We went into the weekend not getting a response to their application.... I had a call from the Bank on Monday at 8am (public holiday) to say the loan was formally approved. I rang the client at 9am and sent through the formal approval notification after the conversation. Anxiety reduced and a VERY happy customer. Brokers go the extra mile for their customers to get them approved as quickly as they can, and keeping them up to date, even if it means working on long weekends. We really do care about our customers and being there for them. #perthmortgagebroker #homeloanhelp #makingadifference #customersatisfaction #1%

02.01.2022 WHICH HOME LOAN IS BEST FOR YOU? Over the next few days I'll showcase some of the different types of loans available. A Basic Home Loan is a variable rate loan with "No Frills". It's a great product if you're wanting to pay extra off the loan, and have the ability to redraw additional funds you've paid. It's usually a low rate and the fees are low too.... Some Lenders also have no application fees for these products. If you're wanting a simple home loan that will give you flexibility and a great rate, this could be the loan for you. #perthmortgagebroker #homeloanhelp #homeloan #whichloanisbestforyou

01.01.2022 Unfortunately when it comes to investing the evidence is overwhelming...most people act like humans, not investors. You see what we mean by that is that most p...eople tend to let their emotions and other human tendencies influence their decision-making and whilst this is perfectly reasonable in many parts of your life when it comes to investing, acting like a human may actually cost you money. To be a successful investor, it is important to be objective and disciplined when making investment decisions. This means making sure decisions align with your long-term goals. While you would be forgiven if ongoing trade wars, a global pandemic, and an uncertain economic outlook has prompted you to second-guess your investment strategy, making changes off the back of these events may be detrimental to your portfolio. At Inspired Money we believe helping you avoid behavioural mistakes is a significant contributor to total value proposition. In fact, sometimes it’s the decisions you choose not to make that count more.

01.01.2022 Fixed loan or Varaible loan? Maybe a split to have both. I get asked which is better by all my clients. It depends on your personal situation. Taking in to consideration if you have income fluctuations, savings at hand, tight budget. It's all about your goals, where you're at and where you're going too.... Whether it's buying a new home or looking to tidy up your existing home loan, be in contact and we'll work out what is the best option for you. #perthmortgagebroker #fixedorvariable #homeloanhelp