North West Agrifinance in Tamworth, New South Wales | Financial service

North West Agrifinance

Locality: Tamworth, New South Wales

Phone: +61 2 6762 4244

Address: 442- 450 Goonoo Goonoo Road 2340 Tamworth, NSW, Australia

Website: http://www.NorthWestFinance.com.au

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25.01.2022 Another view from our trip to the Golden Triangle this week.

24.01.2022 Take a look at our story!

24.01.2022 Covid-19 Federal Government Stimulus Package From Tamworth Business chamber Coronavirus Federal Package 2... SUMMARY OF THE ECONOMIC RESPONSE The Governments economic response will support households and business through the period ahead. It is designed to support businesses in managing short-term cash flow challenges, provide support to individuals, severely affected communities and regions, and to ensure the continued flow of credit in the Australian economy. The second set of economic responses which, combined with our previous actions, total $189 billion across the forward estimates, representing 9.7 per cent of annual GDP https://www.tamworth.org.au//covid-19-federal-government-/ See more

22.01.2022 App of the Month - RainViewer Track rain, snow, or any storm on the live radar map. RainViewer forecasts where the storm will be moving within the next 90 mins, building a future radar animation for 1000+ radars over the world. Add your favorite places and get rain alerts to plan your day ahead. Download from Download on the AppStore Get it on GooglePlay

20.01.2022 Explainer - Fixed rate loans, Ins and Outs Published by MFAA With interest rates at an all-time low, and many lender’s fixed rates lower than their variable options, locking in an interest rate on your loan to guard against possible future fluctuation may be attractive. However, it pays to know the ins and outs of fixed-rate loans before committing to one. When purchasing a property, refinancing or just renegotiating with your current lender, borrowers can generally decide be...tween fixed-interest loans that maintain the same interest rate over a specific period of time, or variable-rate loans that charge interest according to market rate fluctuations. Fixed-rate loans usually come with a few provisos: borrowers may be restricted to maximum payments during the fixed term and can face hefty break fees for paying off the loan early, selling the property or switching to variable interest during the fixed rate period. However, locking in the interest rate on your loan can offer stability. For those conscious of a budget and who want to take a medium-to-long term position on a fixed rate, they can protect themselves from the volatility of potential rate movement. Fixed rates are locked in for an amount of time that is prearranged between you and your lender.

18.01.2022 The NSW Government has released the second stage of its economic package aimed at keeping people in jobs, helping businesses and supporting our most vulnerable ...in the face of the COVID-19 pandemic. Find out more about the multi billion package at https://www.treasury.nsw.gov.au/Covid-19Stimulus See more

18.01.2022 Each time the Business Research and Innovation Initiative opens, the Australian Governement details up to 5 challenges that government currently faces in policy and service delivery areas. The grant gives you the opportunity to solve these challenges using innovative approaches. The $12 million funding round has been made available through the latest round of the Business Research and Innovation Initiative.Grants of up to $100k offered to businesses solving environmental chal...lenges, including: * Revolutionising agricultural spray application * Turning farm crops into a renewable hydrogen source * Counting fish using advanced technologies * Automating the detection of whales at sea * Turning office rubbish into energy treasure Successful applicants will receive grants of up to $100,000 to further develop ideas and test feasibility over three months.

17.01.2022 Your financial situation, goals and objectives animation Understanding where you are and where you want to be is vital when setting out to achieve the latter. In this animation, we illustrate the phrase, your financial situation, goals and objectives.

17.01.2022 AgriStarter Loan - Outline Here’s what we know so far The Federal Government has announced that AgriStarter Loan applications will open from 1 January 2021 to support the next generation of Australian farmers. The AgriStarter Loan will be available to assist in buying an existing farm business, undertaking succession arrangements or establishing a new farm business. Up to $2 million will be able to be borrowed using the AgriStarter Loan over 10 years with the first five yea...rs interest-only, followed by five years’ principal and interest repayment. The federal government announced in July 2020 that $75 million will be available for the AgriStarter Loan this financial year. For all our loans, applicants must demonstrate that they are in need of financial assistance and have sound prospects of long-term financial viability. All other AgriStarter Loan mandatory eligibility criteria must be met to qualify for a loan. Full details of the AgriStarter Loan guidelines and loan application form will be made available on the RIC website from 1 January 2021. See more

17.01.2022 Do you have spotify? Here is a playlist of rain songs we have put together for you. Lets hope it hits where needed...... https://open.spotify.com/playlist/78VqSaVbE5FJcx7COpCKlk

15.01.2022 New crew at the office today trying to get out of the wind. #ducklings #fm929

14.01.2022 The country is certainly very different up here. #agrifinance #nt #helicopter

14.01.2022 Do you have this free app? If you have an emergency on the road or in the bush do you know your exact location if you need urgent assistance. Helping Australian emergency services find you can mean the difference between life and death. The smart phone Emergency Plus app helps the Emergency Services find your position quickly and accurately. Another good thing is its free to download from your app store. http://emergencyapp.triplezero.gov.au/

12.01.2022 Heading to Katherine for a few days. Should be ciovid safe as there is nobody here!

11.01.2022 RBA sets historic November cash rate In a move that would have seemed impossible just months ago, the Reserve Bank of Australia (RBA) has cut the nation's official cash rate from 0.25% to a new record low of 0.10%.

10.01.2022 SUBSIDY ALERT ... The Department of Primary Industries Young Farmer Business Program has a limited number of subsidies available for eligible young farmers the Business Edge - Young Guns Workshops. The Young Farmer Business Program will pay 90% of the course costs making the cost of the course only $165.00. Young Farmer Business Program For information call Tim on 0447 655 163 or follow this link to apply http://bit.ly/YFBPSubsidyApplication2020

07.01.2022 https://www.thegrantshub.com.au/bl/articles/bushfire-grants

07.01.2022 App of the Month - Farm Diary Farm Diary is your app for managing your everyday operations of your farming enterprises. Log, track and share your farming activities with your team. With specific diaries designed around livestock, spraying, machinery, paddock & rainfall gauge management, enter and keep your farm activities up to date, synced across all your devices and optionally shared with team members, available at any time. Farm Diary includes the following diary types:... * Livestock Diary - Track your livestock, from purchase to sale and every moment in between. * Paddock Diary - Track your crops as the season progresses, from planting to harvesting. * Spray Diary - Track your product use and weather readings from each application. * Machinery Diary - Track your equipment, from purchase, servicing to retirement. * Rainfall Diary - Track your daily readings, month by month, year over year. All entries are synced with your iCloud account and available across all your devices, and can optionally be shared & updated with other members of your family and/or team. Farm Diary requires either a monthly or annual subscription to unlock unlimited entries. Both subscription types come with one months free trial. Download from Download on the AppStore

07.01.2022 "Business Survival Guide" this is a great tool for businesses to access to help absorb so much information as well deal with the management of their business . Thanks & Credit Roach Morgan-Jones.

07.01.2022 RBA Announces Record Low Cash Rate: The Reserve Bank of Australia today announced the Cash Rate has reduced by 25 basis points. The Cash Rate is now 0.5%.

06.01.2022 RBA makes historic rate cut Following an emergency meeting held this afternoon, the Reserve Bank of Australia (RBA) has stepped up the action its taking to support the domestic economy in response to the spreading impact of the COVID-19 pandemic - as has become the norm at central banks around the world in days past. Effective tomorrow, 20 March, the official cash rate will be slashed to a new record low of 0.25%.... The RBA has previously communicated that 0.25% is its floor; rather than moving to 0%, the central bank will likely look to other support measures moving forward.

06.01.2022 Book of the Month Back on Track by Bernie Shakeshaft with James Knight A thought-provoking and heart-warming story of how one man (and his working dogs) is giving rural kids, on their last chance, a second chance.... As a kid, Bernie Shakeshaft's mischievous and reckless behavior led him to became known as the wild one of his devout Catholic family. It isn't surprising that his path led him to the Northern Territory, a place where people often go to either lose themselves or find themselves. Bernie, a searcher for his purpose in life, found himself. He had many jobs, firstly as a ringer on a cattle station owned by the Packer family, and later as a dingo trapper for the Parks and Wildlife Service. Throughout it all, he drank, he swore, he fought, and took chances with his own well-being. But, crucially, he also developed deep connections with the Indigenous people, and it was these connections that helped lay the foundations for what was to come. He worked for youth welfare organisations, and all the while he built up his knowledge about helping wayward youths, particularly those from Indigenous communities. Years later, Bernie was living in Armidale. He'd been visiting too many kids in prison and going to too many funerals. The usual methods weren't working so that reckless, mischievous kid inside him decided he could do better. He started a youth program called BackTrack, with three aims: To keep them alive, out of jail and chasing their hopes and dreams. For most, this was their last chance. Combining life skills, education, job preparedness with rural work, Bernie threw in one other factor: dogs! And it works. With the help of these working dogs, the lost boys (and girls) find their way back on track. These days, Backtrack youth tour the country competing in dog-jumping trials. This one man is making a huge difference. In Back on Track, bestselling author James Knight tells Bernie's story and the stories of those whose lives he has saved. It is a powerful reminder that we should never give up on our kids.

06.01.2022 Fingers crossed the potential in local crops can be realised in 2020. Some great crops around. #2020harvest #agrifinance #agricultureaustralia

04.01.2022 https://www.wjtv.com//dont-abbreviate-2020-when-signing-l/

04.01.2022 It is business as usual for us at the moment. We are still here to take your calls and help in any way we can in these uncertain times. We will still continue to hold any meetings scheduled although these may be by phone or video conferencing. Things are changing daily and we are currently transitioning to a work from home environment. Our team can work exactly as they would from the office with the same privacy, technology and leadership. To get in contact with us : -... * Phone our office 02 67624244 & your call will divert to one of our staff or * send an email [email protected] & we will call you back. Stay safe and do not hesitate to get in contact with us if you need help.

04.01.2022 Stoked to see some fantastic crops after 3 years of hell. Fingers crossed for a good run home. #Agrifinance #agriculture @ Moree, New South Wales

03.01.2022 Due to our continued support from our valuable clients, we are looking for a number of outstanding individuals with banking and agri experience to join our team. You need to be results, value focused, reliable, responsive and motivated. You need to think long term, and of course, integrity and honesty is a given. If this sounds like you, we would love to have a confidential discussion. ... https://www.seek.com.au/job/50003844

03.01.2022 Proud to support the Rotary Club Of Tamworth - First Light golf day. Congratulations to all winners and those involved.

03.01.2022 How good is it to see water and green grass in many areas again. Hopefully those that have missed out will get good rain soon. #agrifinance #northwest @ Goonoo Goonoo, New South Wales, Australia

02.01.2022 Book of the Month The Tattooist of Auschwitz by Heather Morris Based on a true story, The Tattooist of Auschwitz is about two Slovakian Jews who survived Auschwitz and eventually made their home in Australia. In that terrible place, Lale Sokolov was given the job of tattooing the prisoners marked for survival - and he used the tiny freedom of movement that this position awarded him to help keep others alive. His story - and the story of the woman he loved - will mak...e you weep, but you will also find it uplifting. It shows the very best of humanity in the very worst of circumstances. Heart-wrenching and illuminating, this is a book you will not soon forget. Lale Sokolov is well-dressed, a charmer, a ladies man. He is also a Jew. On the first transport from Slovakia to Auschwitz in 1942, Lale immediately stands out to his fellow prisoners. In the camp, he is looked up to, looked out for, and put to work in the privileged position of ttowierer the tattooist to mark his fellow prisoners, forever. One of them is a young woman, Gita, who steals his heart at first glance. His life given new purpose, Lale does his best through the struggle and suffering to use his position for good.

02.01.2022 Another day in paradise. #duststorm

01.01.2022 2020 Update - year to date Well what a start to 2020! After enduring 3 years of crippling drought and then fires (and in some cases floods) another curve ball has been thrown our way in the form of a pandemic. I am sure everyone is sick of hearing about it so I wont reflect for too long, apart from saying that there has been significant assistance from the Government to assist businesses and individuals, much more in fact than what we saw after 3 years of drought!... The sharemarkets around the world plunged around 25-30% but have recovered some ground. Our dollar vs the US plunged, at one stage to mid 50c levels, but has since regained some ground to around mid 60c as we write this. Personally I think there is more pain to come as the world grapples with massive debt, low growth, high unemployment and some industries that will likely never be the same. Interest Rates continue to plumb all time lows, although the liquidity margins that were a feature in the GFC are starting to rear their ugly head again, adding some cost particularly to long term rates. At least the weather has turned in our favour in most parts, with winter crops being planted into good moisture, fodder crops the best since 2016 and pastures making a miraculous recovery since Christmas. Apart from some negative press around China Australia trade (barley and beef) the ag sector is looking as bright as it has for a while, albeit the crop is not in the silo. Fingers crossed. There is a multitude of assistance, tax incentives and support available so if you need any assistance do not hesitate to contact the office and we will point you in the right direction.

01.01.2022 https://www.moneysmart.gov.au//disaster-proof-your-finances