One Stone Finance in Rosny Park, Tasmania | Business service

One Stone Finance

Locality: Rosny Park, Tasmania

Phone: +61 3 6244 4646

Address: 2/30 Bayfield St 7018 Rosny Park, TAS, Australia

Website: http://www.onestonefinance.com

Likes: 1118

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• Business service
• Loan service
• Mortgage brokers

19.01.2022 This way to a Happy Face! So Happy to share this review from Maddie. Thanks Maddie, reviews like this keep reminding us why we love what we do so much! Oh! And Rebeckah gets a gold star too! "My partner and I were recently recommended to contact Jonathon and the team at One Stone Finance for help with getting a home loan. After speaking to multiple different brokers previously and being less than happy, our first appointment with One Stone was a breath of fresh air! Throu...ghout the entire process they were ALWAYS available to help, the personal service was reassuring, and they just made the entire process very easy for us. Thanks to them, securing a home loan was actually an enjoyable experience, and I would strongly recommend them to anyone and everyone. Thank you again to the entire team, with a special mention to Rebeckah for being so patient with our million calls and questions when things got a bit stressful!" www.onestonefinance.com

16.01.2022 We made the front page of today's paper! A big issue facing many our our First Home Buyer clients. Especially those that need the Homebuilder Grant ($25K) as a critical part of their deposit to build their first home. ... Long story short, now that the detail on the Grant is out... You cant.

15.01.2022 Where some of the best ideas come from! The last week has been full of some great appointments working out strategies for our clients from many different walks of life. This week our main focus is:... * Unpacking the new government grants for first home buyers and how that might have changed their plans * Lots of clients weighing up refinancing their home loans now that home loan interest rates now start with a 2! * Still plenty of people purchasing properties for owner occupied purposes. Not so much investment at the moment understandably. If you have any plans coming up that you want some assistance in the home loan space, let us know as we are happy to help. www.onestonefinance.com/contact

15.01.2022 Now that our phone system is back up and running (03 6244 4646) we are calm. Happy Friday to all of you. Soon to be finding our own little state of Zen within a

14.01.2022 We are expanding our team and are Hiring! We're looking for an experienced person in the finance industry who would like to join our very awesome team. You will need to have experience in analysing and assessing loan applications. Check out Seek to find out more. OR share with those you think may be interested!

13.01.2022 PRO TIP on getting the best out of your home loan deal while in isolation (Or any time really). Most of our clients have a good hard look at their home loan deal every 3-5 years. Is that a massive pain in the proverbial for some? Yep! But its the difference between paying literally TENS OF THOUSANDS of dollars in unnecessary interest over the life of your loan.... The grass often looks a whole lot greener on the other side. So what if you find out your rate has blown out of proportion, compared to what you find online? 1. Give your bank a call and tell them you are leaving.. Dont ask for an interest rate discount. Tell them you are leaving. They should offer you the interest rate that they are offering NEW customers. If they don't, well then you SHOULD consider leaving. If you are an existing client of ours, then we can do this for you as part of our service. We look after all of our clients for the whole life of the loan (Not just when we set it up!). 2. If they choose to retain your business and give you the good deal. Problem solved! If not, then you need to look elsewhere. This can literally save you HUNDREDS of dollars per month depending on the deal. Google is your friend. Go your own way. Or even better, reach out to us and we will do it for you (we have just under 40 different lenders on our panel. We know where to find good deals). 3. Look before you leap and consider your options BEYOND just the interest rate and look at the detail. The rate is good, but are there ongoing fees? What are those fees for? Are they worth paying? OR is it better paying a slightly higher rate with NO fees? Does the type of loan match what your plans are in the coming years? Is the loan restrictive to your goals. Should you fix? or go variable? We are experts in this space and can provide advice in need www.onestonefinance.com/contact

13.01.2022 Morning All. If you have been trying to reach us by phone, our phone system is playing up this morning! If you need to contact us while we are trying to resolve the issue, please email on [email protected] Thanks!

12.01.2022 Here's a little light for your winter! With the Federal Gov announcing $25K for construction, we thought it best to divulge a few details. Its great news for anyone looking to do major renovations or build a home this year (Not just first home buyers!). For First Home Builders its even better news. This is because if you are eligible for the normal $20K First Home Builders Grant, you'll also receive the Federal $25K Grant, increasing the total to $45K!!... For those of you saving for their first home construction this is a welcome boost. To access Home Builder, owner-occupiers must meet the following eligibility criteria: * you are a natural person (not a company or trust); you are aged 18 years or older; you are an Australian citizen; you meet one of the following two income caps: $125,000 per annum for an individual applicant based on your 2018-19 tax return or later; or $200,000 per annum for a couple based on both 2018-19 tax returns or later; you enter into a building contract between 4 June 2020 and 31 December 2020 to either: build a new home as a principal place of residence, where the property value does not exceed $750,000; or substantially renovate your existing home as a principal place of residence, where the renovation contract is between $150,000 and $750,000, and where the value of your existing property does not exceed $1.5 million; construction must commence within three months of the contract date. Here's a useful link, straight from the horse's mouth! https://treasury.gov.au/coronavirus/homebuilder If you want to discuss some strategy on how this could work for you, you can contact us for an appointment at www.onestonefinance.com/contact

09.01.2022 Our hearts are going out to all people in the community and businesses that are really being affected at this stressful time! A quick update from us at One Stone Finance. 1. We are continuing to operate as usual. At present we have no intention of closing our office. We have strict hygiene and social distancing measures in place at the office. We are a small office with 4 staff and have easily adapted to this.... 2. We are offering any and all clients the option to meet with us virtually if you are preferring to limit your contact with anyone. You are more than welcome to have your meeting with us over phone and or video link. 3. Our small business self employed clients are really feeling the impacts of events relating to Coronavirus. We have short term cash flow lending options available to those businesses that feel they are going to be without funds soon. (I would not be leaving this to the last minute). 4. Despite the news, interest rates on home loan lending are the lowest they have EVER been in Australian history.. ever. Now is the best time to be considering reviewing your home loan deal. This is the best way to set aside some funds for a rainy day or just to improve your monthly cash flow by getting a better rate. We are able to arrange this for our clients remotely if you don't want to come in. Lastly, stay strong people! I wont tell you how to wash your hands, because everyone is doing that. Be safe and measured in your response to what is going on. And please take heed to not let businesses around you go under. If you can find a way to support your local businesses, please do (even if this is from the safety of your own home). Jonathon Coleman

08.01.2022 The song for this week's internal monologue is Rick Astley's "Never Gonna Give You Up" A couple of hard fought battles this week to get some great results for our clients during a particularly difficult time (No thanks to covid-19) and tricky circumstances with the banks. High fives all around the office and literally tears of joy shed when we were able to let our clients know their home loan was finally approved!... A real life changing moment for them. "Never gonna give you up Never gonna let you down Never gonna run around and desert you"

08.01.2022 Confused about the HomeBuilder Grants? New guidelines have been released by the State Revenue Office. Here's the link! https://www.sro.tas.gov.au//HomeBuilder-grants-guideline.p We have been focusing a lot with our clients looking at getting these grants and where this can help (a lot!)....Continue reading

07.01.2022 Applying for a home loan shouldn't feel like pulling off an impossible stunt. But unfortunately the impacts of Covid-19 have caused all kinds of new hurdles with the banks. The rules and goalposts are changing all the time. There really is no one size fits all approach out there. Luckily we have close to 40 lenders on our panel and we have had some great results for our clients by being able to adapt to the challenges and see those loan approvals come in. Feel free to cont...act us if you need advice www.onestonefinance.com/contact

05.01.2022 NEWSFLASH! Over the weekend we've had a couple of lenders announce that they will now accept JobKeeper payments as acceptable income for a home loan application. Previously no joy on that front! If you have been holding off on your house purchase or home loan refinance because you are on JobKeeper. Now is the time to get in touch. www.onestonefinance.com/contact... p.s. To clarify, that's JobKEEPER, not JobSeeker unfortunately.

03.01.2022 Well, anyone that may know us well will also know we aren't huge fans of wearing suits! But we are up for 3 awards tonight at the Better Business Awards for Vic.../Tas. * Best residential finance broker * Best regional broker * Best new office Go team One Stone Finance! #tassierepresent #betterbusinessawards2020 #goonestone

01.01.2022 Our main phone line is still down due to Telstra having a major outage affecting businesses in Hobart yesterday! Ours is apparently still affected. While we are working to have this fixed by Telstra, you can reach us on 03 6435 2873 (Why does that look like a Burnie ph number? We have no idea!)