Optimum Home Loans and Finance in Erina, New South Wales, Australia | Loan service

Optimum Home Loans and Finance

Locality: Erina, New South Wales, Australia

Phone: +61 458 001 158

Address: 2 Ilya Ave 2250 Erina, NSW, Australia

Website: http://www.optimumloans.com.au

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25.01.2022 Latest Sydney Housing market update. https://m.youtube.com/watch?v=SK0K6-WXplg#

24.01.2022 Autumn 2016 Newsletter out now!!! In this edition we discuss what to be aware of when buying off the plan, Six tips for Autumn home improvement, 5 questions first home buyers should ask themselves, What to consider when buying a second property, the economic climate and more...

24.01.2022 Winter Newsletter out now!!!

20.01.2022 https://www.corelogic.com.au//wondering-how-much-you-may-n

20.01.2022 Congratulations Steve Brown and Kim Hissey on the purchase of your new investment property!!!

19.01.2022 April Housing Market Update from Corelogic. Tough times for investors, and some clarity around where housing prices are heading. New report due out in a weeks time. https://youtu.be/yWRDPG-dHkc

18.01.2022 https://apple.news/AMqIIoCP8TVa-f_FhB3OZwg

16.01.2022 Home Loan Tip #25 - Helping you Refinance More than half of Australian mortgage holders are unaware what interest rate they are currently paying on their home loan, despite interest rates topping the list of reasons why borrowers switch lenders, a new survey has revealed. A national survey commissioned by CUA has revealed that 28% of borrowers are not sure of their current home loan interest rate and a further 32% only knew approximately what rate they were paying. This m...eans 60% of Australians are unaware of what home loan rate they are paying. The interest you'll pay and your repayment amount on 4.09% p.a. can be very different to what you'll pay on a rate that is 0.5% p.a. higher at 4.59% p.a. (From Australian Broker Website) See more

16.01.2022 Home Loan Tip #23 Having a consistent employment record doesn’t mean you need to have the same job for years, but if you’re planning on applying for a home loan, it might be best to hold off changing jobs. If you do have to, it’s worth knowing that with some lenders you’ll need to show at least two pay slips with the same employer. If you can show over 12 months in the same job that’s even better. - Need advice? Send us a message, call us on 0458 00 1158, or email us at [email protected] Matt - Optimum Home Loans and Finance.

13.01.2022 Home Loan Tip #26 Looking for an investment property? The top performing suburb for rental yield is Woree in Cairns at 8.5%. If you are looking for something closer, we can assist you in trying to find high rental yield areas locally. if you've located a property, we can give you an estimate on what rental you'd be likely to receive, along with a whole host of other information including sales history and comparable properties. And, of course, we will assist you with your loan from beginning to end, and beyond. Happy to help - No obligation. Matt Haines - "You're broker for Life"

12.01.2022 Most lenders have now developed a process to assist with a repayment pause for home loans due to the Coronavirus. The standard seems to be a repayment pause for 3 to 6 months with most lenders. Please let me know if you need any assistance. It is very important that if you are in financial hardship that this is actioned prior to being in arrears.

11.01.2022 Interest rates are at record lows...but how does YOUR rate compare??? PM us now for your fee free local Financial Health Check. See if we can help you save, or unlock your equity for extra cash.

11.01.2022 http://www.afr.com//nsw-scraps-stamp-duty-for-firsthome-bu

10.01.2022 Thinking of heading out to Auction? Suncorp are holding a live Facebook Stream Tuesday the 27th of March at 7.30 with Buyers Advocate Nicole Jacobs, auctioneer Jeremy Rosens, and block contestants Ronnie and Georgia. link below. https://www.facebook.com/suncorpAUNZ

09.01.2022 Looking for conveyancers / lawyers / solicitors to share established office suite in Fountain Corporate Erina to work along side Finance Broker, Financial Planner and Accountants (all seperate businesses). PM me if interested.

07.01.2022 If you watched 60 minutes on Sunday night it was all doom and gloom. Watch the truth about the Sydney market below. In summary, top end properties in Sydney and Melbourne have lost the most value, maybe due to the fact buyers paid too much for them, which is dragging down the national average. Regional areas are only down 0.2%. It’s definitely time to buy and not sell!!! https://youtu.be/KxvAImF95bA

06.01.2022 Summer Newsletter out now.

06.01.2022 http://www.brokernews.com.au//bank-refunds-4-9m-after-over

02.01.2022 Home Loan Tip #43 - Offset Accounts Offset accounts can be a great way to save on interest. The interest calculation is based on the balance of your home loan, less the balance in your offset. Beware though, offset accounts are usually part of a package with an annual fee. If you have a small home loan, and tend not to hold a significant amount of money in your offset, you may be paying more in your annual package fee than what you save from your offset. Do the maths and see whether an offset is for you - or better still, get your broker to!!!

02.01.2022 Apologies for strange posts over the past couple of days my account has been hacked