Craig Betalli in Miranda, New South Wales, Australia | Investing service

Craig Betalli

Locality: Miranda, New South Wales, Australia

Phone: +61 1300 796 793

Address: Level 1 551 Kingsway 2228 Miranda, NSW, Australia

Website: http://www.ourbroker.net.au

Likes: 203

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• Loan service
• Mortgage brokers
• Investing service

25.01.2022 Merry Christmas everyone! It has been a year of ups and downs and we’ve been proud to be by your side through it all! We hope you’re having a wonderful time with your family and friends. Stay safe! ... -Craig & the team. #aussiechristmas #christmas #sutherlandshire #sydneyfinance

24.01.2022 Delighted to receive an email like this in the middle of a busy week. Thank you very much, Craig! You made it possible for us! Langton and I will forever be grateful for your assistance in making our dream of being homeowners a reality Thank you Ruth and Langton, it was our absolute pleasure. ... #firsthome #newhomeowner #MortgageAUS #mortgagebroker #mortgagebrokerwollicreek

22.01.2022 Ooops! While we can’t help you with the extra Christmas kilos (we’re all in this together guys ), we can help you with any financial questions or needs. Feel free to call us at: 0413 510 003 during our holiday hours! (see below) Holiday Hours:... Dec 24-28: Closed Dec 29-31: Open Jan 1-3: Closed Business as usual Jan 4 #christmas2020 #sutherlandshire #christmashours

22.01.2022 Need a quick industry pro tip? Introducing our new series of fortnightly educational posts. Over the next couple of months, I'll be taking you through some of the questions I get asked about on a weekly basis. I'll be providing you with some of my best tips that I've learned from many years in the industry. ... I'll be covering topics such as: Investing Buying your first home Upsizing Downsizing Very excited to share this with you, and can't wait to get started this week! #investing #firsthome #homeowner #propertyinvestment #mortgageaustralia

22.01.2022 Generally, borrowers are enjoying much better interest rate outcomes on their home and especially investment loans in the current environment through refinancing. That said, credit is tightening slightly, and approvals are a little harder to achieve, but we are getting our loans approved with a little bit of elbow grease. On the flip side, there are many cases of borrowers going direct to a lender and missing out on approvals for new loans. Potentially, the customer would be... able to borrow elsewhere. We offer choice, so before contacting the bank, talk to Craig. Read Craig’s Raine & Horne blog that discusses this very topic to learn more. https://www.raineandhorne.com.au//buyers-urged-to-seek-loa #aussiehome #australianhomeloans #homemortgageconsultant #firsthomebuyers #myfirsthomedream

22.01.2022 Upsizing or downsizing can be a confusing process. Part 3 of our series is here to help! Questions like ‘Can I afford it?’ or ‘How does it happen?’ stop people from making the next move. It often means homeowners continue to put up with a home that no longer suits their needs, but it doesn’t have to be that way! There are safe, cost effective ways to transition from the house that you have loved, to a home that would better suit you and your family as you are now. ... We have 15 years of experience helping hundreds of families move on with their lives and they have become some of our most grateful and loyal customers. Don’t put it in the ‘too hard’ basket! We have the experience to help make upsizing or downsizing happen for you! Our door is always open #mortgagetips_australia #financeaustralia #sydneyfinancial

21.01.2022 Spring is in the air and for us here in the office, it’s the time of the year to try something new. If you have been thinking about property investing for a while, this could be the perfect time for you to start. Craig has always had an interest in property. Not just the financial aspect, but also the enjoyment that investing brings. Here are some photos from Craig and his wife Sally’s gorgeous holiday rental up in Brunswick Heads called Salty Sams. You can check it out h...ere https://bit.ly/34IU6fE With Craig’s 15 years of experience, he knows a thing or two about property investing. So if you need a professional view and some extra support, don’t hesitate to contact us on 0413 510 003. Together we can make it work for you! #investmentproperty #holidayrental #holidayhome #realestateaustralia Airbnb

21.01.2022 Sisters Carla and Julia decided to work together to buy their first property! After working closely with the ladies, we put a loan structure together that worked well with both of the sisters, giving them some financial independence with their individual finances. It was great supporting Carla and Julia, discussing everything from the value of the properties that they were looking at, to the benefits of particular areas and price points and any potential structural or desi...gn issues. They had a great outcome with a townhouse in the Wollongong area in the end, finding a property that really suits their needs. Congratulations to you both on your new home. #homebuyers #mortgageexpertaustralia

20.01.2022 Enjoy those end of year sales guys, but be careful! Do you have a financial New Year’s resolution? If you do, give us a call, we’ll make sure you start it right. *See below for our open hours for the holidays! ... Dec 29-31: Open Jan 1-3: Closed Business as usual Jan 4 #Newyearsresolution #2021goals #sutherlandshire

19.01.2022 Have you ever been rejected finance? Unfortunately, it happens a lot more than you think... Fortunately, people like Craig and our team here in the Shire are here to make sure that it's not the end of the road for you and your dream home... Meet Rita.... Before Rita got in contact with us, she had been rejected by her lender. Instead of putting her goals on hold, or giving up altogether, Rita reached out to us for help. And guess what? We've just got her accepted for a bridging loan, in order to secure her new property! The new house is a downsize for Rita, and it's just what she needs. We're so happy for her and can't wait to check in soon to see how everything's going. If, like Rita, you've been rejected from lenders before, don't be discouraged. There are so many ways to get a loan, and a bridging loan can make it a lot easier for you. If you'd like to discuss your finance options, please call Craig today on 0413 510 003 or give us a message and we'll be in touch. #smallbusinessaustralia #mortgageaustralia #financeaus #newhomeaus #bridgingloan

17.01.2022 Happy New Year everyone! This truly has been a challenging and strange year for all of us. But we hoped we've helped you all in some way make the most of it! As a small business, I'm proud of the many clients we've helped over the past 12 months.... We’ve helped so many young families buy their first home, helping them lay down roots. We've helped older couples both upsize and downsize. We’ve helped people take control of their finances again and set them on a path of thriving financially. And we’ve helped many navigate this year’s pandemic related difficulties. We couldn’t be more proud. We don't know what 2021 will hold, but you can be rest assured we are here to help. Here's to a prosperous year. *We reopen on the 4th, so call us anytime after that at 0413 510 003. Let's get a head start on 2021! #2021ishere #newyearsresolution #newgoals #sutherlandshire

16.01.2022 Some quick news for all those interested in the latest housing market stats Australia’s housing market fell 2.1% between April and September, but new figures released this week by CoreLogic show combined capital city home prices ended 2020 up 2% on the previous year. #housingmarket #mortgagebrokersydney #sutherlandshirebusiness #regionalaustralia

15.01.2022 Would you live in a tiny house? The tiny house movement has turned into a bit of a phenomenon the past few years. From remote, off-grid bus renovations, to innovative city-living alternatives for less, people are finding ways to live life to the fullest, without the demand of expensive homes weighing them down.... Tiny houses are proof of what people can do when they seriously use their imagination. However, they do come with some potential impracticalities. Many of us with families, pets and busy lifestyles couldn't possibly live in a place as small as this. When I first showed this to my wife, she said "my clothes wouldn't even fit in some of these!" These places seem like ideal getaways, but could you make a permanent downsize to achieve the tiny house of your dreams? https://www.instagram.com/zionstinyhomes/ https://www.instagram.com/tinyy.home/ https://www.instagram.com/suzannascottphoto/ https://www.instagram.com/diytinyhomes/ #tinyhomeaustralia #tinyhouseaustralia #tinyhome #tinyhouse

15.01.2022 This one gave us a giggle. If only it was that simple, right? Honestly, sometimes it can be. As a mortgage broker, we offer choice, experience and knowledge that can make the entire process as simple as possible! If you need help, give us a call. 0413 510 003.... #mortgagebrokersaustralia #mortgageprovideraustralia #mortgageexpertaustralia #mortgagequote #firsthomebuyer

13.01.2022 Really pleased to be able to help Oscar with his first property! Oscar is a young business operator on the northern beaches working in the marine industry. A real artisan with an entrepreneurial spirit, Oscar is building a great business and now is starting to build his property portfolio. After helping his parents David and Lara, I was honoured to be entrusted with helping Oscar with his finance. Finalising his approval was a challenge, but Oscar was patient and we worked t...ogether to get the right outcome. Congratulations on your new property, Oscar! #sydneyhomes #firsthome #homebuyers

12.01.2022 This is why we do what we do. Meet Kacey and Katie. After spending five years working in the UK, the couple came back to Australia just before COVID with baby Lulu to establish a new home in the Sutherland Shire. Fortunately, we were able to help them with the purchase of a great townhouse in the area. Now, the family is really excited to be moving into their new home before Christmas, but Lulu was too shy to join us for the photo.... Thank you again for trusting us! We always feel delighted to help. #australianmortgage #mortgagebrokersaustralia #mortgageprovideraustralia #mortgageexpertaustralia #sydneyfinanceadvisors

11.01.2022 The lending environment has changed recently, but not by much. Banks are still being cautious, however it seems that lending restrictions might ease in the new year as the economy begins to get back to normal. We may just see borrowers enjoying a slightly higher borrowing capacity in the new year! Interest rates, variable interest and principal owner occupied loans have now hit a record low, with cash rebates for purchases and refinancing also looking promising at the mome...nt! Hopefully we continue to see such positivity in the market and we can have a great financial start to 2021! If you have refinancing, borrowing or any other financial plans you would like to discuss, contact us now. We can help provide solutions to suit your individual needs and support you throughout the entire process! Give us a call. 0413 510 003. #australianmortgage #mortgagebrokersaustralia #mortgageprovideraustralia

10.01.2022 Getting out of the house is great. Coming back is even better... Be it your first home or not, there's something that we take for granted everyday: the feeling of coming back home after a hard day's work. If you're not feeling that, then it's just a house, not a home. ... Looking for a new home is a gruelling process, but I can help you with that. With over 15yrs of experience in the financial sector, securing finance for the home of your dreams is something I do every day. So if you're looking for a new home and need help with getting the finance you need, feel free to send us a message to see how we can be of service to you. We're always happy to help. #mortgagebroker #mortgagerates #mortgagespecialist #mortgagelending #mortgagefree

10.01.2022 Buzzwords, jargon and unnecessarily complicated terms can be annoying but also intimidating! Craig strives to make financial processes as simple and straightforward as possible with clients and now we are making it just that little bit easier for everyone! Every instalment of our new series Cutting The Jargon, will feature commonly used terms, phrases and words that you're bound to hear during a financial service like home loans, refinancing and investments and Craig is going... to make it as simple as possible so that you're as well informed and confident as possible! Keep an eye out! Starting next week. #homeloans #finance #industrytips #alwayslearning

09.01.2022 Craig’s series Cutting The Jargon concludes with fixed and variable home loans, something that can be extremely confusing! And a topic we receive many questions about... When you apply for a home loan, you can usually choose between fixed and variable home loan rates, or opt for a bit of both. Each has their own benefits and shortcomings. VARIABLE rates change as the market does; If your loan’s interest rate changes, your repayments will change, too. This is GREAT for when ra...tes are low, but if they rise, so do your repayments! The second is FIXED rate home loans where your interest rate stays the same for 1 to 5 years regardless of how the market changes. This is a safer choice for many borrowers who want more security in what they pay. However, if interest rates are falling, it means that they can miss out on lower repayments, but fixed rates can save them A LOT of money if interest rates are increasing as you have a fixed rate. Not everyone’s situation is the same and deciding if it’s the best time to fix is tricky, so if you want help choosing what home loan is best for YOU, give us a call at 0413 510 003. #australianmortgage #mortgagebrokersaustralia #aussiefinance

07.01.2022 Don’t let a holiday spiral into a nightmare! Christmas is important, so remember to treat yourself and those important to you but remember to be smart and disciplined! This is especially important for First Home Buyers, every dollar counts. Remember that unsecured credit, especially credit card debt and other extended payment arrangements can spiral out of control from interest and cause long term stress but also is remembered by banks when deciding whether to approve your lo...an. Be smart with your spending if you’re planning to buy your first property soon, remember to think about the long term! While it is great to hear that Aussies are still spending plenty this Christmas, which will help struggling retailers, support Australian jobs and help our economy recover, it is important that we don’t let the Christmas cheer derail our long term financial goals! Enjoy the holidays everyone! Talk soon. -Craig #sutherlandshire #newyearsresolution #firsthomebuyer

07.01.2022 Last week we announced that we were planning to begin a brand new educational series, a journey of tips and advice for all things finance and mortgage broking related. Well, here it is! Welcome to our series Have You Ever.... And today, Craig's discussing investing. So, have you ever thought about it? Ever thought about investing? Between helping many clients obtain finance for investment properties to owning one myself, I can tell you first-hand that it's something you sho...uld, where possible, consider. At this moment in time, interest rates are low and affordable. Not only does this make it easier to get onto the property ladder, but it basically means that most properties pay for themselves. As you gradually pay off your mortgage, you're building equity, which you can use later on to buy other properties at a lower cost. Obtaining finance for an investment property is easier than many people think. You can even use the equity in your own home! Ever heard of ‘rent-vesting’? This is where, instead of buying a home that you will live in all your life and paying it off, you can invest in a rental property within an area you can afford. Renting this out for a profit gives you a larger budget for a better home to live in. So instead of using a deposit to buy a new home, you can put that money towards 'good debt', which is going to earn you money over time. You could also be eligible for a larger tax refund with an investment property. For a more in-depth discussion about your property investing goals, feel free to call me on 0413 510 003 for an obligation-free, no cost and informative chat. I'm more than happy to help! #investingtips #australianinvestor #investaustralia #australianmortgagebroker #australianpropertyinvestor

06.01.2022 Our educational series ‘Have You Ever.’ continues with part 2, where Craig will be discussing putting down roots and buying your first house! Have you ever thought about this big step yet? Here’s just a few reasons why I absolutely love assisting those ready to get on the property ladder.... Provides a sense of achievement and independence. Ensures financial security and helps build financial assets. Provides a sense of purpose, personal development and growth. Provides a place to make your own (you can paint the walls whatever colour you want, imagine that?!) Just imagine moving into a place that is yours, where you can start or grow your family, develop and progress in your career and grow as a person, it’s exciting isn’t it? (And, it is my job to give you this great news!) A few other pieces of info you need to know; We’re at record low interest rates. There’s a First Home Buyer grant available, and government rebates and incentives of up to 60k on offer. Buying your first home and really making a place your own is extremely achievable! My door is always open if anyone wants to discuss in detail buying their first home or for any other financial enquiries in more detail, please don’t hesitate to call me at 0413 510 003 for an obligation-free, free and informative chat. #firsthomebuilders #firsthomeowners #firsthomeowner #mortgagehelp #aussiefamily #newhomebuyer #mortgagebroker

06.01.2022 We just saved David and Kim more than $1500/month in repayments. Here’s the couple’s story... At the beginning of this year, they were looking to refinance their house and invest. Everything was planned, but it all changed due to the pandemic. During this rocky time, Kim had been stood down. They came to us and we managed to get them an approval. What’s more is that we saved them in excess of $1500/month in repayments.... If you’re in a similar situation where you need help, feel free to reach out to Craig directly on 0413 510 003. #refinance #mortgagebroker #covid19 #sydneyrealestate

04.01.2022 Our full team is BACK, and ready to assist you! 2020... what a year! 2021... Let's see what you've got in store for us!... #wereback #readytogo #newyear2021

04.01.2022 As the spring market gradually heats up, we’re seeing many lenders reporting a surge in loan applications. Why is that happening? Read Craig’s latest insight on the Raine & Horne blog here. https://www.raineandhorne.com.au//buyers-urged-to-seek-loa... He’ll be sharing his thoughts and giving you advice on the below topics: Refinancing. What is driving the surge in home loan approvals. The impact of lower interest rates on the property market. #firsthomebuilders #firsthomeowners #firsttimehomebuyer #australianhomeloans #homemortgageconsultant #myfirsthomedream

03.01.2022 We know it’s been a rocky time for many and searching for that perfect home on a budget can be quite daunting. And for those who are looking for their first home, it can be seriously overwhelming. So, we aim to spread positivity and give you hope. There’s always a solution, and a way around things. That’s what we’re here for! #australianmortgagebroker #newhomeowneraustralia #firsthomeaustralia #firsthomebuyer #homeowner

03.01.2022 If only it was that simple! We can't make your financial life THIS straight forward but we'll do our very best! Whether you need assistance with refinancing, mortgage advice or consultation for anything finance related we can help! We know budgeting and sticking to a plan can be difficult, so if you have any questions, contact us anytime! 0413 510 003.... #australianmortgage #mortgagebrokersaustralia #mortgageprovideraustralia

02.01.2022 Introducing Debbie Martin, an integral part of our dedicated team. Debbie is the lynchpin of the office. Organised and efficient, Debbie is straight onto any issue and the clients really appreciate her prompt and friendly replies. Nothing is too much trouble for Debbie. She lives in the Sutherland shire with husband Brad, and daughter Tiana. Debbie is a regular at her early morning bootcamp and spends most weekends driving sporty Tiana to games of netball and touch football.... Debbie has been a business owner herself, before spending some time in retail banking and the last five years with us. She does a great job and we are proud to have her in the team. #mortgagebrokeraustralia #mortgagebroker #mortgagebrokersydney #firsthomesydney

01.01.2022 Congratulations to our long-term clients Kate and Ross on their new-born baby girl, Abigail! Kate and Ross are long time clients. We helped them with their first home, and then their second. Now we are refinancing to save some valuable dollars as baby Abigail has come along. We want to thank this young couple for their ongoing support. It’s our pleasure to assist such lovely people.... If you have any questions relating to buying your first or second home, or refinancing, give us a call on 0413 510 003. #australianmortgage #mortgagebrokersaustralia #homebuyers #mortgageexpertaustralia #refinance