LoanBase in Surry Hills, New South Wales, Australia | Financial service

LoanBase

Locality: Surry Hills, New South Wales, Australia

Address: Suite 510, 46 Kippax Street Surry Hills, NSW, Australia

Website: http://loanbase.com.au

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25.01.2022 Got your eye on a shiny new vehicle for your business thanks to the $150,000 instant asset write-off? We've got the answers to the FAQs many business owners are asking ahead of the looming EOFY deadline. Need a new van for that delivery service your business has started? Or perhaps your trusty old ute is now more ‘old’ than ‘trusty’. [ 834 more words ] https://loanbase.com.au//how-the-instant-asset-write-off-/

25.01.2022 We’re thrilled to announce that we’ve been selected as a finalist for ‘Most Effective Digital Strategy’ in the Australian Mortgage Awards 2020! We’re also super proud of one of our brokers, Andrew Loucas , for being selected as a finalist for the 'Young Gun of the Year'!

24.01.2022 We're stoked to have been selected as a finalist in a second category in the 2020 Australian Broking Awards - 'Technology Platform of the Year'! Why not check it out for yourself? https://loanbase.com.au/compare-home-loans-variable/ Have a great weekend everyone

24.01.2022 JobKeeper is due for a big shake-up next month, which means if you’ve been relying on it to get your business through these rocky times, you need to start planning ahead now. With the small business ombudsman and many economists concerned about an "insolvency tsunami" hitting small businesses, it’s critical that you start thinking about your ongoing funding plans now to avoid being swept up in the tide. https://loanbase.com.au//3-questions-sme-owners-should-as/

23.01.2022 We’re really excited to have been selected as a finalist for Innovator of the Year in the 2020 Australian Broking Awards! Our technology platform and market-leading home loan rates are underpinned by our friendly team - compare your options today: https://loanbase.com.au/compare-home-loans-variable/

23.01.2022 Whether you’re looking for extra cash to purchase a property, or could do with a few thousand dollars to pay off your existing mortgage, the average Aussie household could make nearly $6,000 from selling their pre-loved items! https://loanbase.com.au//theres-a-good-chance-you-have-a-/

23.01.2022 How comfortable do you feel leaving your home unattended when you go on holidays? Turns out that those who know their neighbours best have more peace of mind. Remember The Wet Bandits from Home Alone? It was their modus operandi to case out families going on holidays before robbing their homes over Christmas. When you consider that insurer QBE sees up to 15% more theft claims over the summer holiday period... https://loanbase.com.au//love-thy-neighbour-how-to-protec/

22.01.2022 2020 hasn’t been an easy year for many Aussie households and businesses, which makes today an important one to check in on one another. COVID-19 and associated lockdowns have placed all sorts of new pressures on families and businesses across the country this year. In fact, more than 1.5 million Australians are currently suffering from mortgage stress - the equivalent of 40% of households. https://loanbase.com.au//r-u-ok-were-here-for-you-and-her/

21.01.2022 It’s fair to say it’s an unusual time to be a first home buyer. But there are still opportunities out there for those whose jobs haven’t been affected by COVID-19. Here are five key talking points we’ve been regularly discussing with first home buyers in the current market. 1. Is the First Home Loan Deposit Scheme (FHLDS) still available? Many first home buyers have been saving their home loan deposit over the last 5-10 years, trying to reach that magic 20% figure where you don’t have to pay Lenders Mortgage Insurance (LMI). [ 692 more words ] https://loanbase.com.au//the-big-questions-were-receiving/

19.01.2022 Most of us have at one time dreamed of discovering a hidden little gem and renovating it into the most enviable house on the street. With the $25,000 HomeBuilder grant, those dreams are closer to becoming a reality for many. But where to look? Well, recent realestate.com.au data might have revealed the answer. They’ve analysed all the listings in their database for keywords such as renovate, renovation and STCA (subject to council approval), and then ranked each suburb on the percentage of properties containing those keywords. [ 350 more words ] https://loanbase.com.au//best-aussie-suburbs-to-find-a-re/

19.01.2022 Stamp duty: two of the most dreaded words in the world of property and finance. Fortunately, NSW and Victoria have unveiled some big changes to the inefficient tax this week, and there’s hope it’ll inspire other states to review their own stamp duty arrangements. If you’re unfamiliar with stamp duty, it’s basically a state/territory government tax you pay on certain transactions, such as a car or piece of real estate.... https://loanbase.com.au//freedom-to-move-stamp-duty-refor/

18.01.2022 The dreaded and controversial stamp duty tax could soon be a thing of the past, with calls for it to be abolished gaining momentum. The Property Council of Australia is the latest body to add their voice to the chorus this month after both the NSW and Victorian state governments ramped up calls for stamp duty reform. Axing the controversial tax is a key measure being proposed in the [ 606 more words ] https://loanbase.com.au/blog/goodbye-stamp-duty/

18.01.2022 First home buyers wanting to crack into the property market can now use an interactive map to see how much their neighbours spent on average for their first home. Snoopy snoop! Everyone loves having a bit of a sticky-beak. After all, we’re only human. https://loanbase.com.au//want-to-know-how-much-your-neigh/

18.01.2022 Strap yourself in: Australian house prices are tipped to experience a mild COVID-19 dip before surging 15% over the following two years, according to some of the nation's top economists. And in more good news for homeowners, RBA Deputy Governor Guy Debelle has hinted at further reductions to interest rates, while not going into negative territory. https://loanbase.com.au//house-prices-tipped-to-surge-15-/

17.01.2022 On your marks, get set, go! The race is on for limited spots in the federal government's First Home Loan Deposit Scheme, which kicked off again on July 1. The scheme allows eligible first home buyers with only a 5% deposit to purchase a property without paying for lenders mortgage insurance (LMI) which can save you up to $10,000. https://loanbase.com.au//want-to-buy-your-first-home-with/

16.01.2022 Here’s a bit of welcome news for mortgage holders: Australia’s record-low cash rate is likely to remain in place until 2023, according to leading economic and property experts. In March, the Reserve Bank of Australia (RBA) called an emergency meeting, cutting the cash rate for a second time that month and taking it to a record-low of 0.25%. It capped off an action-packed 12 months, with a total of five rate cuts since May 2019. [ 453 more words ] https://loanbase.com.au//cash-rate-to-remain-at-record-lo/

15.01.2022 ‘Tis the season to be jolly, but it’s important not to get carried away when using ‘buy now, pay later’ providers to fund that festive spirit. That’s because one-in-five users struggle to make their repayments, new research has found. https://loanbase.com.au//be-careful-of-loading-up-on-buy-/

15.01.2022 The festive season is fast approaching and this year, more than ever, it’s important for businesses to ensure they have their cash flow management in order. Here are our top 8 ideas to help you through the upcoming period. https://loanbase.com.au//8-ideas-to-improve-your-business/

14.01.2022 Home sellers across the country are lowering their price expectations in droves, new data reveals. But which two capital cities have seen the highest percentage of sellers discount their asking price? Here’s an exciting stat for all you property bargain hunters out there: the percentage of sellers dropping their asking price during COVID-19 has more than doubled in our capital cities across the country. https://loanbase.com.au//where-youre-most-likely-to-score/

12.01.2022 The crucial final touches on the federal government’s $25,000 HomeBuilder scheme have been revealed. Will your build be eligible? When the federal government announced its $25,000 HomeBuilder scheme in early June the immediate reaction from many was ‘you little beauty’, quickly followed by, ‘wait... will my project even be eligible?’ It’s a question that’s lingered for a few weeks, however we now have more clarity. https://loanbase.com.au//final-touches-on-25000-homebuild/

10.01.2022 If you didn’t back a winner on Melbourne Cup Day then fret not: the Reserve Bank of Australia (RBA) has delivered mortgage holders a win by cutting the official cash rate by 15 basis points to a new record low of 0.10%. RBA Governor Philip Lowe says the cash rate cut is part of a package of measures to support job creation and economic recovery from the COVID-19 pandemic. https://loanbase.com.au//rba-trims-cash-rate-to-new-recor/

10.01.2022 Homeowners in record-high numbers are taking advantage of reduced interest rates and competitive refinancing offers. Are you ready to take the leap? https://loanbase.com.au//homeowners-refinancing-in-record/

09.01.2022 Small business owners in need of credit will be buoyed by new data that shows the approval rate for loans has remained strong throughout the coronavirus crisis. In fact, about 70% of SME business loan applications received by lenders have been approved since early February, according to Australian Banking Association (ABA) statistics. https://loanbase.com.au//flow-of-credit-to-small-business/

08.01.2022 Great news for homeowners and prospective buyers: housing affordability is at its best level in a decade and should continue to improve throughout 2021. Housing affordability improved in all major Australian cities over the year to September 2020 despite the ongoing global pandemic. https://loanbase.com.au//housing-affordability-best-its-b/

08.01.2022 First home buyers are now breaking into the property market more than four years faster than they typically would thanks to a little-known government scheme. Today we’ll discuss how. Ever heard of the First Home Loan Deposit Scheme? https://loanbase.com.au//how-to-enter-the-property-market/

08.01.2022 The finance industry has a bunch of acronyms and abbreviations that can make the home buying process a little confusing. But they’re not as difficult to understand as you might think. Take our short quiz to see how many you can answer! Below we’ve listed eight commonly used acronyms and abbreviations in the mortgage and finance industry. So grab a pen and some paper and test out that noggin of yours! https://loanbase.com.au//how-well-do-you-know-your-financ/

07.01.2022 Keen to buy a vehicle or another asset for your business and immediately write off the cost? You’ve got just a few days left to take advantage of the $150,000 instant asset write-off for this financial year. While the federal government recently extended the scheme to 31 December 2020, those keen to claim the deductions sooner rather than later will want to beat the June 30 EOFY deadline. https://loanbase.com.au//last-chance-for-150000-instant-a/

06.01.2022 Mortgage holders and business operators are being encouraged by the RBA to switch lenders if their bank doesn’t pass on the latest cash rate cut. The Reserve Bank of Australia (RBA) delivered mortgage holders and business operators a Melbourne Cup Day win by cutting the official cash rate by 15 basis points to a new record low of 0.10%. https://loanbase.com.au//switch-lenders-if-rate-cut-is-no/

05.01.2022 You might have recently heard that ‘responsible lending laws’ are set to be scrapped early next year. Rest assured though that you'll still be able to borrow responsibly - let us explain how. https://loanbase.com.au//responsible-lending-laws-to-be-a/

05.01.2022 Every now and then a bank does something that bucks the trend and takes customers by surprise. Today we’ll look at two cases that recently made national headlines and how you can reduce your chances of getting caught out. While the below two examples may not relate to your home loan specifically, they do serve as important lessons nonetheless. Why? Because there's every chance banks will make other changes to loan products in the months ahead as COVID-19 continues to put pressure on the economy. [ 677 more words ] https://loanbase.com.au/blog/wait-the-bank-can-do-that/

05.01.2022 It’s been two months since HomeBuilder was first announced, and we're sure many of us spent a bit of that time dreaming about an extra $25,000 to spend on a reno or new home. The good news is grant applications are now officially open! https://loanbase.com.au//applications-now-open-for-25000-/

01.01.2022 Loyalty is an admirable trait when it comes to our friends, family and loved ones. But if you’re extending that virtue to the banks, then there’s a good chance it’s costing you thousands of dollars. That’s the takeout from the ACCC’s latest Home Loan Price Inquiry interim report. It shows that although interest rates charged by the big four banks on home loans fell during 2019, existing customers were stung by higher interest rates compared to newer customers, in no small part due to a lack of price transparency. [ 418 more words ] https://loanbase.com.au//bank-loyalty-can-cost-existing-b/