Pacific Wealth | Finance

Pacific Wealth

Phone: +61 1300 558 827

Address: 53 The Corso 2095 Manly Vale

Website: https://www.pacwealth.com.au

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25.01.2022 Buyer beware. It's ridiculous after all the scandals and the damning headlines about lack of trust and transparency that the engine driving financial services - clipping amounts client's hard-earned money - powers on regardless. Another financial start-up made the news this week and is predicted as the next flashy fintech opportunity - Ignition Advice (https://bit.ly/3mdHS4X). The only advice component is in their name. Proof enough how easy it is for headlines we continue ...to witness is when their product groups can boast website promises the ultimate financial services oxymoron - "Consumer-First Digital Advice". This isn't advice, this is product sale. Their CEO's LinkedIn post (https://bit.ly/33fiFi5) provides a clearer understanding of the business model - profits for distributors. Whenever you see robo-advice, proceed with the caution needed for any product when your choices are many and the consequences high - don't buy the spiel. #certaintyadvice #certaintyadvisers #certaintyadviserPacificWealth

23.01.2022 "The COVID-19 outbreak has led to a shift in monetary policy and financial regulation that will ensure low-cost debt to continue supporting spending, according to the latest report from CoreLogic." Read on: https://bit.ly/2AeBHtP #housing #finances #financenews

21.01.2022 Earlier this year, Australians needed their fire-fighters like never before. Now Australians are in the grip of extraordinary times with unprecedented effects financially, economically and socially and what are our financial fire-fighters doing? They are fighting their own challenges leaving some '$79B of Australians hard-earned money' (https://bit.ly/2YWsLDf) without a firefighter or they are being bought and sold as all of 'Australia's biggest financial brands give up on the financial advice' (https://bit.ly/2QIIh0X) market as being 'too hard'. #financialservices #financialadvice #financenews

19.01.2022 Pre-quarantine, you likely thought that you spent almost all of your workday at the computer. But little did you know that you could spend so much more. These strategies can help you counter that load and reduce digital fatigue. Read on: https://bit.ly/3equaY2 #WFH #digital

18.01.2022 With home-based work and schooling during the pandemic, most Australians are expecting their energy bill to be higher than usual. But you can get the cost down with a few changes... Read on: https://bit.ly/3hfXuCt #energycosts #bills #financetips

18.01.2022 "...the advice that clients are getting is truly unconflicted." ~ Our own Paul Birch discusses the reasons why he chooses to adhere to Certainty Advice standards to best serve his clients' needs. #CertaintyAdviser #financialadvice #personalfinance

17.01.2022 I recently was invited to join The Certainty Podcast, hosted by Jim Stackpool, to discuss my thoughts on what are the best steps forward to ensuring you are on your best financial path, now and as we progress through COVID-19 as well as why we here at Pacific Wealth, believe financial advice has to be based upon behaviour and not just financial reserves and cashflows. Listen here: https://bit.ly/2UVHThS and https://bit.ly/2zJaaRu #financialadvice #finances #CertaintyAdvisers

16.01.2022 There’s a solid and growing database of valid and reliable research that has found that happy workers are better workers. Read on: https://bit.ly/2LZbL8b #work #happiness

14.01.2022 Price is what you pay. Value is what you get.

14.01.2022 The new data rules can be used to better compare products such as credit cards or mortgages. Read on: https://yhoo.it/3gIB0sP #banking #financialnews

08.01.2022 Living off one income can make everything trickier. These four tips will help single parents get by. Read on: https://ab.co/2ZCsvu9 #parenting #income

08.01.2022 The first thing to do is make some decisions about a new direction for your career - you won't make much progress unless you know where it is you want to be. Read on: https://bit.ly/2TH7uKO #jobhunting #workforce #financetips

08.01.2022 Your tax return could look very different in a year when the coronavirus changed all our lives. Read on: https://yhoo.it/2C0cR20 #taxes #finances

06.01.2022 The coronavirus pandemic has wreaked havoc on the Australian economy, and the financial effects for many are deeply personal. Here’s what you need to know if you’re considering mortgage deferral, rent relief or bankruptcy... Read on: https://bit.ly/2Nz0zzS #rent #mortgages #financetips

05.01.2022 The cure of a part should not be attempted without treatment of the whole.

04.01.2022 Are you noticing yourself getting more distracted? You are not alone! Here are 4 key tips for mastering distraction in action... Read on: https://bit.ly/2BYuPlm #distraction #personalsuccess #mindfulness

04.01.2022 Interesting findings... "While high-income earners tightened their purse strings and completely retreated as the coronavirus swept through the country, people earning less than $65,000 a year did the opposite." Read on: https://bit.ly/3dYmkE6 #economy #spending #COVID19australia

04.01.2022 Is it wise for Australia to become a fully cashless society - as in, totally ditching cash and cheque payments? According to some experts, it isn't necessarily the best option. What do you think? Read on: https://yhoo.it/3faDIXl #cashless #money

04.01.2022 "According to Rainmaker Information (which analysed the data), it should give Australians 12 million super fund members and their families confidence that while superannuation has been buffeted by COVID-19, their super savings remain safe." Read on: https://bit.ly/2XP4b71 #superannuation #financenews

03.01.2022 How to protect yourself from Ponzi planners. James Kirby from The Australian suggest two options when seeking advice - either the patient wait for new standards to take effect or do-it-yourself. Like all Certainty Advisers across Australia we can offer a third option as we share an approach to Australia's first standard that separates financial advice from any financial product or conflict. https://bit.ly/2EWtEV7

02.01.2022 I’m coming away from this crisis with an entirely new money mindset. ~ Jessica Hicks, Associate Multimedia Editor at Thrive Global, took Thrive's 'Money Microstep Challenge' to re-evaluate how her spending habits have changed during the coronavirus crisis. How has yours? Read on: https://bit.ly/3ezuCnf #money #finances

01.01.2022 Public pressure is growing for a royal commission into the controversial robodebt scheme. Read on: https://bit.ly/2YxAZle #robodebt #royalcommission #financenews

01.01.2022 The recent story of AFL legend Shaun Smith's $1.4M insurance payout for a concussion he incurred during his playing career should be a catalyst for the insurance industry and Australians. While this judgment will create a knee-jerk reaction from insurance providers re-thinking this sets a new precedent and potential claims, it should also make Australians reflect on how they should manage their own risks. Australia is under-insured because of how insurance has been sold and c...osts associated with heavily subsidised commission-based sales networks. When understood in context to the whole of everyone's financial lives, provided the only cost is the true product cost and no distribution cost, it can be vital to achieving the value Australians seek in their lives. Read on: https://bit.ly/3657FGR #seekingcertainty #financialservices #finances #financialnews #financenews #insurance #Australia #ShaunSmith #AFL