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Panorama Business & Financial in Bathurst, New South Wales | Financial planner



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Panorama Business & Financial

Locality: Bathurst, New South Wales

Phone: +61 2 6358 0915



Address: 127 Keppel Street 2795 Bathurst, NSW, Australia

Website: http://www.pbandf.com.au

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25.01.2022 CSU is broadening their pathways and apparently they needed an academic to promote it. Check out our fearless academic.



25.01.2022 To all of our local powerhouse women in business! If you haven't already taken the time to apply for this FREE accounting and business scholarship, now is your time to shine. Applications close on the 10th November!!!

25.01.2022 How good is it to see two young fellas starting a new Stock & Station Agent in Bathurst! Ando & Taylor certainly scrub up nicely in their sharp new shirts, and have well and truly outshone our fearless leader with their hats! All the best gentlemen from Tablelands Rural Agency - TRA #loveyourwork

25.01.2022 Function 4- Operation/Production. Is your business a well oiled machine? Drop us a line and let us know in what area you are excelling, is it......... 1. Sales 2. Human Resources 3. Expenditure 4. Operations/Production



25.01.2022 What a world were living in at the moment! No doubt your uncertainty and anxiety levels are at an all-time high. The team at PB+F just want to extend a helping hand and let you all know we are here to help you navigate this brave new world. Drop us a line in whatever way works best for you. Were working from home, so wed love to hear from our PB+F friends, whether its a phone call or youd like to see our face over technology. If you need someone to bounce your concerns ...off, or clarify your understanding of the confusing stimulus packages youre hearing about, or even if you need a Zoom meeting drinking buddy give us a bell. Life seems pretty doom and gloom at the moment, try and take a few moments a day to find something to be thankful for. Perspective is a wonderful thing, but very hard to get at the moment. We would love to know what you are grateful for! Sending you all our love, stay safe legends! See more

24.01.2022 Life is rapidly changing around us and one of our favourites Keith Abraham is hosting a live webinar tomorrow from 10am-3pm. We believe it would be a worthwhile webinar to attend in order to take some time to refocus and gain some clarity on what to do next. Click the link below and get involved. https://conquerthecrisis.com.au/

23.01.2022 Today is the day!



21.01.2022 We are excited to announce the 2020 Vision 360 Business Scholarship has been awarded to Tiarna Windsor the proud owner of Windsor Studio. Thank you you to everyone who applied!! The team here at PB&F will keep you posted on Tiarna's journey over the following 12 months.

21.01.2022 Business Function #2 - Human Resources - the back bone to every business. Shoot us a comment and let us know what you think.

20.01.2022 Continuing on with our client video series, this week we speak with Craig & Christine Clark from Bathurst Return and Earn about their operation. Check out their website at www.bathurstreturnandearn.com.au for how you can use their awesome service. Just reiterating, they will pay you cash to recycle all those bottles and cans you emptied over the Christmas break. What a great way to start your year financially with some cash whilst helping out the environment. Well done Craig & Christine and the Bathurst Return & Earn team! We urge you to drop down to 51 Upfold Street. Its really nice seeing hard working people passionate about what they are doing in our community.

20.01.2022 Hey! Did you know? That the NSW Government have released a $1,500 rebate for small businesses and not-for-profit organisations to help reduce the cost of running a business. To be eligible you must;... - have total Australian wages below the NSW Government 2020-2021 payroll tax threshold of $1.2 million - ABN registered in NSW and/or have business premises physically located and operating in NSW - be registered for GST - provide a declaration that the business has a turnover of at least $75,000 per year. Most importantly did you know you could spend it on more work with your accountant! . We are here to help if you have questions or concerns. Let's make the most of a good thing while it lasts! For more information hit the link below: https://www.service.nsw.gov.au/small-business-fees-and-char

20.01.2022 So with New Year comes new opportunity. Our team collectively have been donating blood and we thought it would be a great idea to bring together two professions in one great big challenge Accountants vs. Lawyers or as we think you probably refer to us Bean Counters vs. Ambo Chasers We local accountants are throwing down a challenge to the local law profession. The most donations in twelve months from our profession wins. Heres how to get started for this awesome cause. Star...t tagging your mates who are in your profession (there are obviously rules, but we all know the lawyers will break them). Lets save some lives and show who are the best profession. If you have any queries contact us at



20.01.2022 Levers Three & Four are all about paying less for what you buy and buying less of it (stock less unnecessary inventory).

17.01.2022 Lever Six: Get your receivables in earlier and be comfortable with your credit terms. You will see the benefit for your business.

16.01.2022 Last night the PB and F team attended the Finalist Night of the 2018 Peak Connect Carillon Business Awards. First, there was one, then there were two and then there was three. Congratulations to all the Finalists and a big shout out to the organisers and sponsors. Thank you all for a great night.

15.01.2022 PB&F are all about locals supporting locals and we want you to know our doors are open!!! #doorsopenbathurst #buylocal

14.01.2022 Applications have now closed. For everyone who has applied we will be in touch in the coming days. We are so excited for the next 12 months

14.01.2022 Business Function #3 Expenditure. Tell us your thoughts.....

13.01.2022 We have a new decoration in the office this morning. A huge thanks to our wonderful supporters, our awesome team and our incredible families. Innovation is such an important thing for every business and we love being recognised as innovative. Thanks so much to everyone... its such a privilege to be able to work with such inspiring people!

13.01.2022 Business Functions 101. We here at PB&F believe there are 5 vital components of a functional business. 1. Sales... 2. Human Resources 3. Expenditure 4.Operations/Production 5. Accounting. Take a look at the short video below and let us know what the most important functions of business are to you.

13.01.2022 Lever Two: Increase the volume of your sales. This doesnt mean outrageous marketing expenses, to find out more watch the video below.

13.01.2022 In October Bathurst held the Cool Climate Wine Show, there was one award which we believe should have special mention - the Don Anderson Perpetual Champion Central Ranges Trophy. We had a chat with our friend Ruth Anderson about 3Views Vineyard & Winery, and her experience in business and Bathurst. Congrats to the Anderson family on this perpetual trophy! We here at PB&F love wine, especially local wine, and would recommend you give 3Views wine a try! We hope you are enjoying seeing some of the amazing efforts of our beautiful clients.

12.01.2022 Come into the office tomorrow between 10-11am and help support a great cause......Oh enjoy a biccy and cuppa

12.01.2022 EXPRESSION OF INTEREST- PB&F are looking to host a live zoom session in the coming weeks and would love to know what your biggest concerns are with bookkeeping..... Is it..... Payroll management? Bank reconciliation? Invoicing? or something else? Drop a comment below or send us a message with things you would like more info on.... Happy FRI-YAY everyone!!!

12.01.2022 Lever Seven: Pay your payables later, this is only if you can stomach it ethically. We here at PB&F really believe pay on time. Demonstrate that you value the goods/services by being proactive with your payables.

12.01.2022 So the challenge has been issued to see which profession can save the most lives in 2019. Wed love for you to get your teams on board- http://www.donateblood.com.au/

11.01.2022 Business Functions 101 This one is our favourite .... Accounting!!!! We love it..... Nathans enthusiasm is nearly too much

11.01.2022 When the team expands so does the office Here are a few pics of the awesome team at PB and F with their partners and family getting the new digs ready yesterday. What legends!!

11.01.2022 Despite the COVID-19 pandemic we are hearing some of our business clients telling us they have more money in the bank than in recent times. Here is why, and more importantly why you need to be conscious about planning how best to utilise it, because after your September BAS, the cash boost is done.

08.01.2022 In these challenging times it is more important than ever to understand how you can maximise the resources you have at your fingertips. Please join us for the FREE Zoom event Friday 4 September at 11:00am. First, Nathan will share with you his magic tricks to keep your business cashflow under control. Then, well have a special guest speaker who will share how alternative assets can provide you with above average returns. https://www.eventbrite.com.au/e/sharing-valuable-opportunit

08.01.2022 Budget night is normally grand final night for accountants, but this year was a little bit anticlimactic given the imminent election. In fact, the budget was delivered more as a marketing department enticement to elect a coalition government but lets not get into a political discussion! For you, our valued clients, there is a couple of things to be aware of and we encourage you to make a time to discuss with your accountant how this impacts you. The changes are mainly around future rates and tax brackets for individuals, and we presume will be contingent on us electing the Coalition back into government, but there are some tax planning opportunities for business owners, as well as some measures for tweaking your finances.

07.01.2022 PB&F has a beautiful new office at 127 Keppel St. Over the Christmas period we have just about finished renovating a beautiful light office space at the back of our building which is now available for rent. The space consists of two offices each measuring approximately 4.4m x 3.0m. The space is quiet and has beautiful natural light. There is reverse cycle air-conditioning., shared kitchen and amenities. We can provide reception facilities, Wi-Fi and utilities should that be of interest. We can rent furnished or unfurnished and will happily discuss a suitable lease period. Anyone interested please contact Nathan direct either on DM or mobile 0431 384 380. Finders fee for anyone recommending a eventual outcome! Thanks team!

07.01.2022 PB&F recently turned 3 and as a result we have given our website a face lift. http://www.pbandf.com.au/ Have a sneaky peak and let us know what you think!

07.01.2022 This week we were asked to pick an ingredient for the PB&F breaky roll at Al Dentes Thursday #popupkitchen on Vale Rd - We asked that it be local. #keepitlocalbx If you had to describe your job/business as a ingredient what would it be?

06.01.2022 If you love your business, or would love to run a business, Nathan has a really cool analogy that will help. Let us know your thoughts about Nathans Seven Levers of Business!

06.01.2022 Applications for the Vision 360 Business Scholarship close at 4pm tomorrow the 10th of November. Don't miss this great opportunity to work with a motivated and innovative team of experts. Visit the link to below to apply!! http://www.pbandf.com.au/vision360/

06.01.2022 Vision 360 Business Scholarship update

05.01.2022 Don't miss this opportunity to get some clarity around your business!!

05.01.2022 We at PB&F started a tradition last year and had a cracker of a Christmas Party so were doing it again this year at our new digs. Come along for a laugh, drinks and some nibblies. Details Thursday 20th December 2018... 127 Keppel St, BATHURST 4pm to 7pm The team at PB&F would like to wish everyone a very Merry Christmas and Happy New Year.

04.01.2022 Did you know that Ribbon Gang are partnering with WIN Media to give one lucky regional business a $15,000 advertising pack. How awesome is that! The winner will receive. A $5,000 advertising credit to be used with the Ribbon Gang, a $5,000 TV Advertising package with Win Media, plus ... a $5,000 advertising credit for a nominated business of their choice. To enter visit: www.ribbongang.com.au/WIN15KBOOST Entries close in one week on the: 15/04/2021 and the winner is announced on the 26/04/2021. Good luck from the PB&F Team

04.01.2022 Lu and Nathan have been at it again and have uploaded some new content on the website. Hit the link and have a sticky beak at their original and informative blogs. #genius http://www.pbandf.com.au/%EF%BB%BFdesperate-times-call-for/

03.01.2022 You may have heard of Single Touch Payroll (STP). STP is a reporting change brought in by the Australian Taxation Office (ATO) for all employers starting 1 July 2019. Click the link below to watch the really simple How To video for STP (single touch payroll) for anyone who pays employees using Xero.... https://youtu.be/oNrNXHYFRD0

03.01.2022 How good is this! For those of you who havent tried the Thursday pop up Vale Rd special... get down there tomorrow between 6-9. Thanks Scott & Tammy & team! Team PB&F will be there en masse!

03.01.2022 EOFY is upon us which is a little crazy and confronting for most... If youre looking for some advice moving forward pop into the PB&F office and see one of our very capable chartered accountants.

03.01.2022 2020 has been a pretty tough year for most as a result we would like to give back to our local community. Check out the video to see the amazing opportunity we are offering one local business and then click the link below to apply. http://www.pbandf.com.au/vision360/

02.01.2022 At PB&F we are passionate about equality. We want to show how committed we are in supporting our local business community by offering a full package service for 12 months to one local emerging female led business. If this applies to you or anyone you know make sure you click the link below to apply. http://www.pbandf.com.au/vision360/

02.01.2022 Lever Five- Carry less inventory where possibly and if thats not a viable option charge accordingly.

02.01.2022 Well send you all a summary soon of what this years budget means for you as tax payers, but just a quick question, does this feel like a marketing exercise rather than a budget to anyone else? Pre-election budgets dont seem to count for much we suspect as anything announced here needs to stamp of approval from the soon to be elected government.

02.01.2022 How good was budget night last night. Grand final for accountants! 95% of Australian wage earners got a net payrise last night thanks Josh Frydenberg! Some other nerdy exciting stuff but we'll keep it simple! Now our job collectively is to start spending apparently! Spend wisely please my friends.

02.01.2022 Mark Renzaglia, Bathursts citizen of the month for October, tells us about his business experience in Bathurst. Do yourself a favour and try some of their delicious wines! #keepitlocalbx Which one of Renzaglia Wines is your favourite?

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