Pekada in Docklands, Victoria | Business service

Pekada

Locality: Docklands, Victoria

Phone: +61 1300 735 232

Address: 3.17/838 Collins Street 3008 Docklands, VIC, Australia

Website: http://www.pekada.com.au

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• Financial planner

25.01.2022 This is what Association of Superannuation Funds of Australia (ASFA) Retirement Standard estimate a comfortable retirement for couples aged around 65 costs per year. How does your household budget compare? The cost of living expenses and spending for retirees rose in recent months despite the financial impact of the COVID-19 pandemic diminishing during the same period, the latest Association of Superannuation Funds of Australia (ASFA) Retirement Standard has revealed. ASF...A’s Retirement Standard for the September quarter found retirees had experienced an increase in their living costs compared to the June quarter, with the cost of living a comfortable retirement for couples aged around 65 rising by 0.3 per cent to $62,083. The cost of living a comfortable retirement for singles aged around 65 rose by 0.5 per cent over the quarter to $43,901. See more

25.01.2022 It is R U OK day today and there has never been a more important time for people to be checking in on each other, especially at home in Victoria. We are always available to discuss any financial issues you may be going through or even if you just wanted to have a chat. For more information head to https://www.ruok.org.au/... #ruok #ruokday

25.01.2022 With Victoria going through another round of strict lockdown, a lot of people are working towards new goals or new skills to fill in some of the time and we think one area that people should focus on are their finances. Here are three reasons why: 1. You have the time to sit down and think about things either as an individual or a family and scope out financial goals that you can work towards without normal day life getting in the way. 2. A good adviser will be able to help... you map out a pathway to those goals and set you on the right way, meaning that when restrictions are lifted and life potentially gets busier you are already doing the right things and have the right habits to be financially successful. 3. Everything can be done remotely, we are seeing clients via online meetings and can implement and work on financial plans without having to see anyone in person. Lockdown can be a good time to reflect on where your finances are at and set a plan towards working towards your financial goals. If youd like to book in a fee and obligation free initial appointment, head to https://www.pekada.com.au/bookings/ #valueofadvice #financialfreedom #financialplanning #goals

23.01.2022 This week we discuss the AFR young rich list, the Victorian state budget and financially preparing for Christmas!

22.01.2022 Do you have any book recommendations you can share? It looks like the cold and wet weather is doing its best to help enforce stay-at-home orders, so it feels like it is the perfect reason to enjoy a good book (and an accompanying glass of red wouldnt hurt). I am overdue to venture out of the non-fiction space! It has been a while.... Love you get your thoughts in the comments below, or if you are the shy type then DM us. Thanks in advance. -Pete #stayathome #booksandwine #valueofadvice @ Working From Home

22.01.2022 Huge shout out and thank you to Kirsty in our team who has been hard at work over the past few weeks making sure that our clients got their super contributions in before the end of financial year and was great at implementing anything urgent before June 30. A majority of the work that happens for clients often happens behind the scenes, and Kirstys hard work is a big factor in how we are able to help our clients! #valueofadvice #financialfreedom #financialadvice #financialplanning

21.01.2022 On this weeks episode of The Wealth Collective Podcast we look at ways to reduce your insurance premiums! To listen head to https://open.spotify.com/episode/4mbEUerrFcJ85ma2NHnysG Make sure you are subscribed to the show as on the next episode we will have a property market update which Im sure will be interesting for a lot of people.... Disclaimer: Photo taken well before lockdown

21.01.2022 I thought I would do a quick post to answer a question I get all the time. "What is Maximum Super Contribution Base and how does is impact me?" The maximum earnings base of an employee for which an employer is legally required to make superannuation guarantee (SG) contributions is $57,090 per quarter ($228,360 per annum) for the 2020/21FY ( this is indexed to AWOTE on 1 July each year). This can have potential impacts to your take home pay, super contributions and total emplo...yment package. Want to know more? Head here: https://www.pekada.com.au//what-is-maximum-super-contribu/ #valueofadvice #superannuation #moneymadesimple

20.01.2022 On this weeks episode of The Wealth Collective Podcast, we talk about the important financial moves you should be making when you are in your 40s. Your 40s are an important decade for your financial journey as they are high income and expense years generally and making the right moves can set you up for the next stage of life. Head here to listen: https://open.spotify.com/episode/6UKdmwEARqHeE4oU6YZ0X9... #podcast #financialplanning #financialadvice #melbourne

19.01.2022 A massive shout out to Mardy Lim who has been taking the wave of corporate actions in his stride. We love his obsession with delivering amazing customer outcomes, and keeping the processes running behind the scenes to make sure everything runs smoothly. A lot of work that we do for clients happens behind the scenes and our amazing team play a big part in what we are able to do for our clients. #valueofadvice #financialplanning #financialadvice #financialfreedom

19.01.2022 In his latest blog, Pete takes a look at all the big news we had to start November and what that can mean for your investments! https://www.pekada.com.au//a-big-news-week-to-start-novem/

19.01.2022 Happy New Financial Year! If you are anything like me, you are hoping that the end of the financial year is the reset we need for 2020. Bring on the 2021FY, I say!! There is something about milestone dates that shifts you into planning and reflecting mode, and this start to the 2021 financial year is no different for me.... In recent weeks, my team and I have received some wonderful comments from our clients who have reached their significant milestones/goals. This is welcomed positive vibes considering what this year has dished up so far... and if we are honest, who doesnt like a little ego boost now and then! A couple of these really stand out, as their planned early retirements have been part of on ongoing planning process for over a decade each. Not even the "Covid curveball" has stood in the way of it becoming a reality (and on schedule) in 2020. What I love most about these milestones, is that we were able to play a role in ensuring these "plans" became a reality despite the many curveballs over the years. It is not always smooth sailing and often resembles a rollercoaster more than the beautifully smooth graphs used in the initial plan and modelling to set course. Call me crazy, but I like the rollercoaster and challenge of it all. On some subconscious level, I am sure it makes the success that much sweeter. Planning is personal, and as advisers, we are fully invested in our clients achieving what is important to them. It is a privilege and why I got into and love financial planning. Heres to an awesome 2021 Financial Year! -Pete PS: Pic was taken before all of this lockdown business #valueofadvice

19.01.2022 Nearly halfway through stage 4 restrictions! (Hopefully) Our team meetings, like most businesses, are looking a little different at the moment but its still nice to see each others faces, even if its only online at the moment. Let us know if theres any interesting hobbies or shows youve started during lockdown that we can potentially give a go this weekend!

19.01.2022 We have seen a bit of volatility lately in financial markets due to the panic caused by the Coronavirus. In his latest blog, Pete runs through the impacts of the Coronavirus and how to invest through it. https://www.pekada.com.au//impact-of-coronavirus-and-inve/

19.01.2022 Lately a lot of insurers have been increasing the premiums of peoples personal insurances which has left some people unhappy. In his latest blog, Zac looks at some of the ways you can curb rising insurance costs. If youd like your personal insurances reviewed, shoot us a message! ... Read the blog here: https://www.pekada.com.au//how-to-curb-rising-insurance-p/

18.01.2022 With the recent success of popular stock Afterpay, we thought it would be a good time to discuss whether or not you should continue to ride your winning stocks or should you take some profit and reallocate across your portfolio. Listen here: https://podcasts.apple.com//episode-82-do-yo/id1444734633

17.01.2022 Want to get your financial plan started for the 2021FY but not sure where to start? You can check out this free interactive "How we can help you" site. The site will show you some of the ways in which we can help you and start to get you thinking about your financial goals. Obviously with the latest covid restrictions business is a little bit different from normal, but we are still open and operating from home. We can do phone and video appointments and help you get started... towards achieving those goals today without needing to be in the same room! Find out more here: https://v2.astutewheel.com.au/Clie/How_we_can_help_you/387 #valueofadvice #financialfreedom #financialplanning #goals

17.01.2022 New blog out now! Getting a home loan can be one of the biggest financial decisions that you make and therefore we feel that you should be using a quality mortgage broker to help guide you through the process. In his latest blog, Zac runs through the reasons for using a mortgage broker. Link below!... https://www.pekada.com.au//why-you-should-see-a-mortgage-/

17.01.2022 On this week’s episode of The Wealth Collective podcast we have a look at how the US election impacts upon your investments. In particular we look at whether or not which party is in power impacts upon your returns and if certain leaders benefit certain shares or industries. To listen head to: https://podcasts.apple.com//episode-98-how-th/id1444734633

17.01.2022 The RBA has decided to cut the official cash rate to a record low 0.25% in an emergency meeting in response to the economic impacts of COVID-19. Read more here: https://www.pekada.com.au/news/cash-rate-cut-to-0-25/

16.01.2022 Yesterday the government announced a second part to the initial stimulus package worth another $66 billion bringing the total package to be worth $189 billion which is 9.7 per cent of our GDP. For more details, head here: https://www.pekada.com.au//government-announces-second-st/

16.01.2022 On last weeks episode of The Wealth Collective Podcast we spoke about accessing your super early and the long lasting financial ramifications there can be if you do so, Listen Here: https://podcasts.apple.com//episode-68-risks/id1444734633

15.01.2022 ICYMI: It was our 100th episode of The Wealth Collective Podcast this week! We look back on our favourite findings from the previous 99 episodes and discuss the common financial themes that seem to present in most episodes. Head to the link in our bio to listen!... #podcast #finance #financialfreedom

14.01.2022 Alternative Investments are often defined not by what they are, but by what they are not. What I talk about today is why including alternatives into your portfolio might help improve performance without necessarily adding additional risk.

14.01.2022 On this weeks episode of The Wealth Collective Podcast, Zac caught up with Rachel Lane from Aged Care Gurus to discuss her latest book written with finance expert Noel Whittaker, Downsizing Made Simple. They spoke about this along with topics that included aged care, pensions and much more. Have a listen here: https://open.spotify.com/episode/7kKM2NteK0L52TbO5bC0j6

13.01.2022 The landscape of retirement is changing. For a lot of people retirement may mean working part time or pursuing a different interest, rather than the traditional retirement model of finishing work completely. In the latest episode of The Wealth Collective podcast we discuss this changing landscape of retirement and how you can plan to retire early. Listen here: https://podcasts.apple.com//episode-81-how-m/id1444734633

13.01.2022 This week we discuss the potential vaccine for COVID, the new COVID payments coming to 5 million Australians, singles day and investing for children.

13.01.2022 Today is the first day that you can access your superannuation due to financial hardship. This can have long lasting financial implications for you and your retirement goals moving forward and you should be aware of the risks before you make any decisions. Listen to our podcast here: https://open.spotify.com/episode/0Qu8rFpRq9kZnuV8Ncdkdx... Read our blog here: https://www.pekada.com.au//the-risks-with-taking-your-sup/

12.01.2022 Your retirement age doesnt have to be a prescribed age selected by someone else, or what is "average"! Here are 3 things you should know when planning on retiring early. ... Im sharing these 3 things so you can get your planning, money and investments set up right from the start... so when you feel like hanging up the boots from work, you can do it on your terms and when you want. 1. Have a vision & know your numbers: Having a vision for what you ultimately want life to look like in retirement can help clarify what financial resources you need to fund it. By picturing the ideal outcome, you can start to frame how much this is likely to cost each year. Once you know what your "number" is to fund your lifestyle in retirement, you have a clear target for how much capital you require. From there you can build a clear framework for what is required to get there, including annual savings, required return, timing of access to capital etc. If you never have a target to aim for, how will you know if you are on track or even when you get there? 2. You need enough liquid assets outside of superannuation: Retirement assets are NOT just your superannuation. Due to preservation rules, you may need to ensure you have assets owned outside of super so you can access the money when you need it. You will need to "bridge the gap" between your retirement start date and your preservation age. The biggest super balance in the world is no help in funding early retirement income if you cant access it! 3. Start ASAP and compounding matters: Start acting as soon as you can, and save often. The magic of compound interest ensures that you have to save a lot less each year if you have a longer to save. If you leave your run too late, it is likely that you wont be able to retire early as the annual savings hurdle will be too high. Regular habits equate to long term success, so set up regular savings plans which happen automatically. Importantly the above is just general information and not personal advice and so may not be appropriate for you. If you want to discuss your personal situation, then please get in touch with us. #valueofadvice #financialindependence #retireearly @ Docklands, Victoria

12.01.2022 One of the more common money mistakes is people not having an appropriate cash buffer or rainy day fund. An appropriate cash buffer allows you to have peace of mind that you have enough funds available to you if something was to go wrong. A good cash buffer should allow you to have a few months worth of baseline expenses covered. These include things like rent or mortgage repayments and your other general living expenses. ... This means if something was to happen where your income was to stop for any reason, you have an amount of money you can call upon quickly and not be forced to sell any of your assets to fund your short term needs. It also means that you will have funds available if an investment opportunity arises at short notice. As they say, cash is king! #valueofadvice #financialfreedom #financialplanning

11.01.2022 Happy Fathers Day to all the amazing dads out there!!!

11.01.2022 This week we discuss Tesla, ASX issues and the 100th episode of our podcast!

08.01.2022 We are going through unprecedented times in terms of market volatility brought on by COVID-19 (Coronavirus). In this episode Pete and Zac chat to Brad Matthews from Plain English Economics. We discuss the falling AUD, Australias likelihood of recession, what sectors will hurt more than others and how to invest moving forward. Listen here: https://www.pekada.com.au//podcast-investment-ideas-for-c/

08.01.2022 How Pete and Zac are recording their videos remotely during these times of isolation!

08.01.2022 Lately weve seen a lot of volatility on the markets but with that can come opportunities. Remaining calm and patient and staying true to your initial plan can pay dividends in the long term. Zac runs through this and more in his latest blog here: https://www.pekada.com.au//how-to-invest-during-covid-19-/

08.01.2022 On this weeks episode of The Wealth Collective Podcast, Zac caught up with Andrew Date from Industry Insider Property Advocates to give us an update of what is happening in the property market locally. This is a great listen for those of you looking to buy or sell sometime soon and also for those of you with rental properties. To listen, head to: https://podcasts.apple.com//episode-88-covid/id1444734633

08.01.2022 Last week’s podcast was our 100th episode and we wanted to say a big thanks to those of you that have listened and shared it around as we probably couldn’t keep going if no one listened! Another huge thanks to those of you who’ve come on as guests and shared your knowledge and passion for what you do and educated people along the way. As always, we want to make episodes that people will find interesting and useful so if you have particular topics you would love to learn more ...about and have us cover, slide into our dm’s and let us know. Here's to the next 100!

08.01.2022 In this video we wanted to share with you one of the tools we use to determine the best insurance for a client. Getting the right cover is super important when it comes to insurances as it can often be the difference between getting a successful claim or not. This tool is one of the ways we make sure our clients get the right cover for them. If you havent had your insurances reviewed in a while and want us to have a look over them shoot us a message! ... #valueofadvice #financialfreedom #protection #advice

07.01.2022 Pete and Zac caught up remotely to record the newest episode of The Wealth Collective podcast, this week they spoke about the age old debate of Property vs Shares. Link to listen is in the comments below!

06.01.2022 October 2020 Market Update - Global markets were mixed as COVID again took hold in Europe and politics dominated in the US. Investors were disinclined to take on risk as uncertainty and market volatility grew prior to the US election day. - In this environment, the Australian Equity market performed well, up 1.9%, while Global markets were down 3.2%. With the A$/US$ declining 0.9% to $0.704, unhedged global equity exposures performed slightly better at negative 1.1%.... - The more stable asset classes continue to deliver small gains and losses from month to month, reflecting the exceptionally low interest rate environment. Australian Fixed Interest delivered a small positive but Global Fixed Interest only managed to equal cash at 0%. Global Property and Infrastructure were comparably weak with Property giving up some of the gains of recent months.

06.01.2022 Not many people get excited about paying for insurances but having an appropriate plan B in place is a vital part of any good financial plan.

05.01.2022 There is often confusion surrounding the concept of estate planning, and too often people dismiss this as simply having a Will. But that is only part of the picture. In his latest blog Pete runs through how Estate Planning is your personal succession plan. Head here to read: https://www.pekada.com.au//estate-planning-your-personal-/

05.01.2022 What are your must watch shows at the moment during lockdown? With us having to spend more and more time indoors the Pekada team has put together a list of the shows they are loving at the moment. Let us know what you think and were always open to new recommendations! ... #valueofadvice #financialplanning #financialadvice

05.01.2022 The main findings for July were: The impact of COVID continues to dominate economies and markets. Infection resurgences in many countries helped to slow activity after economic rebounds in June. Global equity markets rose in July as easy monetary policy sustained asset values. Fixed interest markets provided low positive returns as investors remained cautious and sought defensive assets following the strong equity market rebound from the March low.... Currencies have broadly been influenced by weakness in the $US, as the attraction of the $US as a safe haven has subsided following the height of the financial market COVID crisis in March. To read the full July investment review head to: https://www.pekada.com.au/news/july-2020-investment-update/

04.01.2022 A big shoutout to Manu who is a vital part of our team! Manu ensures that our clients bills and payments are always made on time, even during these crazy COVID times. A lot of the work we are able to do for clients happens behind the scenes and Members of our team like Manu are so important in making sure we can provide a great client experience. Thanks Manu! #valueofadvice #financialplanning #financialadvice

03.01.2022 On this week’s episode of The Wealth Collective Podcast we discuss how to invest for children. Looking at what investments can work and what structures you should be thinking about. A great episode for those of you with children or grandkids! Head here to listen: https://podcasts.apple.com//episode-99-how-t/id1444734633

02.01.2022 Working looks a little different this year, as does Zac when hes recording the podcast. On this weeks episode of The Wealth Collective Podcast, Zac spoke to productivity expert Geoff Prior about how to be more efficient when working from home as well as getting a few technology and home office set up tips. To listen, head to: https://podcasts.apple.com//episode-85-worki/id1444734633