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PeopleUnited Homeloans | Loan service



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PeopleUnited Homeloans

Phone: +61 403 021 023



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23.01.2022 RBA cuts the cash rate to its lowest level....EVER 0.10% Question is........will the banks pass on the CUT to everyday people???



23.01.2022 Banks will deem these a liability and they will attach an expense on these facilities at 3.8% of the credit limit. For instance $1,500 limit will mean a monthly expense in your home loan application as $1,500 x 3.8% = $57 per month, if you have multiple accounts like this it’s easy to see how expenses can accumulate in your home loan application.

21.01.2022 The RBA has decided once again to keep interest rates on hold for August, It makes us wonder, which direction do you think rates will go next?

21.01.2022 Yesterday the RBA decided to keep rates on hold at 0.10% BUT for how long......???



20.01.2022 RBA keep rates on hold at 0.25% for September. So sit back and soak in the spring sunshine.

19.01.2022 I’ve been working in the mortgage broking industry for the past two and a half years so it was a nice surprise to be recognised as a rising star within the industry. A big thank you to all my clients for their business and referrals

18.01.2022 Equity, what is it? Equity is basically the unrealised gain or wealth you have in your property. Let’s do the math, say you have a property worth approximately $750,000 and your remaining loan is $450,000, your equity or wealth is $300,000. Historically house prices rise at 7-10% per year, over the long term. Not only is your house your home, it can be a turbocharged savings account, all the more reason to own your own home today.



17.01.2022 House envyWhat is your dream house to live in?

15.01.2022 Attention!! Cashback offer now available. $2000-$4000 for new purchase or refinance. Touch base with us to see if your eligible [email protected]

15.01.2022 Happy New Year! Hope everyone is enjoying some quality family time over the holidays. While 2020 was a challenging year it saw us again double the number of people in new homes compared to the previous year... and we’re looking to double yet again for 2021. So cheers to happy homes and happy lives

15.01.2022 Positive reviews are what we aim for each and every time

14.01.2022 Too busy to make or even show up for an appointment these days? Email us at [email protected] We have the digital tools that allow you to sit back and relax at home, whilst applying for a home loan



12.01.2022 Now this is a kitchen I’d like to have

12.01.2022 There is talk of a rate cut happening in November. After rates remained on hold in October this will be an important month to see where our economy is headed. Comment yes or no if you think there will be a rate cut next week. We’re interested to see what you all think?

11.01.2022 The federal budget is being released tonight so hopefully it's a good one for all of us. On a second note the RBA has decided to leave the cash rate on hold for October at 0.25%.

09.01.2022 What could you do with a $4,000 cashback? Relaxing beach holiday, sipping on cocktails? Yes please! Refinance with us today and this could be you! Get in touch with us to see if you’re eligible, plus bonus we’ll aim to get you an even better rate than what you are on now, so you can reap the benefits long after you’ve received your cashback!

08.01.2022 Most people do not know how credit cards are assessed during the home loan application, they have nothing to do with what’s remaining, it's your limit. Banks assess your monthly expense as 3.8% of the credit limit. Simple math example $10,000 credit limit x 3.8% = $380 per month expense. Sometimes lowering the limit will assist the application.

08.01.2022 My young son helping me with my letterbox drops over the past weekend, proud dad here

07.01.2022 Lenders mortgage insurance for $1? No way! Yes way! One of our lenders is offering $1 lenders mortgage insurance (LMI) with only a 15% deposit. Gone are the days of the need for a 20% deposit to avoid LMI or be slapped with a massive fee. If this is you touch base with us now to see if you are eligible.

04.01.2022 Congratulations on your first home

04.01.2022 Fast finance and fast cars If you need a fast loan, contact us today

04.01.2022 Are you going to benefit from refinancing? At Peopleunited we can calculate the timeframe to recoup the switchover in lenders and the 12 monthly benefits you will receive (if any). If you're interested in knowing the potential benefits from refinancing please email us at [email protected]

04.01.2022 Congratulations on the new home Ben. It’s always a great feeling seeing happy clients

03.01.2022 Massive congratulations on your new property Dom! Thanks for using @peopleunited_homeloans

02.01.2022 That’s rightwe take the fear out of home loans. Get in touch with us today Happy Halloween folks.

01.01.2022 As of the July to September quarter of 2020 mortgage brokers accounted for 60.1% of all loan submissions. With consistent loan submissions, comes experience and when you're dealing with your finances, you need an expert.

01.01.2022 Minimalism. We love it.

01.01.2022 If rates go UP in the future are you prepared? If you need to act rates may have already gone up and it may be too late to lock in a nice low fixed rate. If you want to fix your rates contact me now

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