Peter Kelly in Melbourne, Victoria, Australia | Loan service

Peter Kelly

Locality: Melbourne, Victoria, Australia

Phone: +61 3 5444 4444

Address: 4 Hillary Court, Bendigo 3550 Melbourne, VIC, Australia

Website: http://www.provincialhomeloans.com.au

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25.01.2022 Have a happy weekend everyone. From all of us at Provincial. - Sue Stevens - Finance Adviser and Property Advocate Dannielle Jackson - Provincial Finance & Pro...perty Consultant Jason Kuan - property advocate & finance consultant Nikki Houston at Provincial Home Loans Peter Kelly - Provincial Home Loans Bendigo - Finance Adviser Rachelle Valente - Finance adviser - Provincial Home Loans Provincial Home Loans Canberra See more

24.01.2022 First Home Buyers are you ready to take advantage on the changes to the first home owners grant from 1st July . $20000 available to build or buy new homes or nil stamp duty on established properties .. also now some lenders are offering extra benefits for first home buyers .. contact me and lets spend some time putting a plan in place . Mobile 0412 374 894

24.01.2022 Yesterday the State Government announced an extension to the the $20,000 FHOG for Regional Vic first home buyers looking to build . Grant will now be current to 30/6/2021.. if you want further details please contact me on 0412 374 894 Media Release Great news for First Home Buyers... Supporting First Home Buyers In Regional Victoria 23rd Apr 2020 The Victorian Government is extending the $20,000 First Home Owner Grant for people buying or building a new home in regional Victoria for an extra 12 months, in another measure to support Victorians through the coronavirus pandemic. Treasurer Tim Pallas today announced that the regional grant which had been due to end in June will be extended until the middle of 2021. The change will be included in legislation that the Government is seeking to pass in the emergency sitting of Parliament this week. It gives more Victorians the opportunity to live locally and enter the market for the first time, while also providing certainty to the regional construction industry as we deal with the impacts of coronavirus. Modelling by the Department of Treasury and Finance predicts property prices may fall by up to nine per cent by the end of the year, as well as the unemployment rate more than doubling to 11 per cent in the September quarter. In 2017, the Labor Government doubled the regional First Home Owner Grant from $10,000 to $20,000 to tackle housing affordability and help Victorians realise their real estate dreams. Since then, more than 8,800 regional First Home Owner Grants have been provided, saving Victorian families $176 million. To be eligible for the grant, the purchaser or purchasers must be first home buyers buying or building a property valued at $750,000 or less and it must be used as the principal place of residence for 12 continuous months following settlement. The grant is available for first home purchases across 48 councils, with Greater Geelong, Ballarat, Bendigo, Wodonga and Shepparton among the most popular. The regional grant is part of the Labor Government’s Homes for Victorians package, which also offers a $10,000 First Home Owner Grant for eligible purchases in metropolitan Melbourne and offers stamp duty exemptions and discounts for new homes up to $750,000. Quotes attributable to Treasurer Tim Pallas We know the coronavirus pandemic is making it even tougher for young people to achieve their dreams of homeownership that’s why we’re extending the grant which has helped so many regional Victorians. Owning your own home shouldn’t be a pipe dream we’re helping out with the financial kick-start they need to make it a reality.

23.01.2022 Great to be a sponsor of the Bendigo Cricket Club.. Call in to Provincial Home Loans Oval ( Atkins St. North Bendigo ) this Saturday and watch some of the best young talent in Bendigo cricket chase down a big score..

23.01.2022 Pleased to receive gold status with my Aggregator Plan Aust . Just reward for the volume of loans written resulting in a lot of happy clients ..

22.01.2022 Great few days with these guys and the Provinical Home Loans Annual conference. Roll on 2017 it now all set up for an outstanding year..

22.01.2022 Spring is just around the corner and now and a great time to get out and about a look for your new home or investment property or just do a simple health check on your current home loan.... Give me a call if want to have a chat re your options. Have a great weekend

21.01.2022 Provincial home loans proud to be a sponsor of Bendigo cricket club . Congratulations boys on a great win in last nights T20 grand final .. Get along to Provincial Home Loans Oval this Saturday to watch the boys push for a finals berth on the regular season

19.01.2022 BREAKING NEWS ..... Reserve Bank cuts interest rate by .25% in effort to lift the economy.

19.01.2022 Have a great weekend everyone

18.01.2022 What a great two days with fellow licensees at the Provincial Home Loans conference . Very excited to be announced as General Manager of the group . Will be a very busy time working with some great Provincial people plus also helping my current and future clients with there finance needs . Very excited Pk

18.01.2022 Purchasing or refinance talk to me about how one of the cheapest rate in the market can save you $$$

17.01.2022 Inflation figure of 1% released today is the lowest since 1999 and paves the way for a cut in official interest rates by RBA next week . With most Economists excepting a cut and Banks aggressively looking for new business by offering reduced rates and cash back offers on refinances it is a good time to review you home loan. Give me a call on 0412 384 894 to discuss your best options

17.01.2022 Welcome to the first day of Spring. Great to see blue sky and listen to the birds sing .. makes you feel alive

17.01.2022 ******BREAKING NEWS ********** Reserve Bank have just announced a . 25% reduction in official interest rates bring the cash rate to an all time low of 2% .. Will be interesting to see how quickly the Banks start announcing drops .. Will keep you all posted ..

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15.01.2022 To fix or not to fix, that is the question? Most recent expert opinions- The monthly Reserve Bank Survey of 20 leading experts by comparison website www.finder.com.au (including senior economists from all four major banks) found 17 of the 20 respondents expect the cash rate to increase in 2015. Earlier this year, the same survey showed five respondents expected a rate rise by the end of this year. The 17 experts who expect the cash rate to rise in 2015 are split on timing, w...ith seven betting on an increase in the first half of the year while six believe it wont start until the second half. In his October rate announcement, RBA governor Glenn Stevens summary flagged rates remaining unchanged for some time. In a note to investors recently, Deutsche Bank suggested Australias sluggish employment growth could prompt the Reserve Bank to cut the cash rate further. Deutsche Bank chief economist, Adam Boyton indicated that the unemployment in Australia would peak at 6.75% come end-2015/early-2016 before a slow decline to below 6% per cent come the end of 2018. Boyton says the outlook for the cash rate is typically a function of the trends in the labour market. Unemployment was reported as 6.1% in September by the Australian Bureau of Statistics. From the recent ABS unemployment numbers some economists have questioned the authenticity of the data after the ABS issued a press release after the September figures were released, admitting it will have to revise its July and August unemployment figures because there is little evidence of seasonality in these months. What does this mean to you ? Interest rate percentages are based on a number of factors i.e. the Reserve Bank, the cost of money on overseas markets and the general state of the economy. As outlined above there remains mixed messages as to which way rates could go which places added pressure on those who are trying to make an informed decision right now. What we do know is the current home loan interest rates are historically the lowest we have ever seen in this country with fixed rate for up to 5 years still on offer for under 5%. Rather than concentrating on trying to beat the market or second guess the experts a question we think that is very important, if the rates did go up would it dramatically affect your living ability? As a guide if you have a loan for say $500,000 and the rate increased by .25% the interest cost would increase by a further $1,250 per annum, if the rate increased say .5% then $2,500 per annum. The same numbers would apply if the rate decreased by these percentages and you would obviously save this amount per annum. Need help working out what is the right way for you is ? We are here to help and only a call/email away for you.

11.01.2022 In these difficult times the RBA has come out today and dropped interest rates, out of cycle, to a new record low of .25% and I would expect banks to pass on In full .hopefully it assist mortgage holders and small business operators in reducing monthly commitments and income reduces I have had a number of clients contact me this week seeking my thoughts on what they should do and I am more than happy to take more calls of anyone who has concerns with current finance Bank a...re also setting up special units to help existing customers who may be effected by current events so don’t be afraid to seek assistance As Australians we have a good reputation for sticking together and supporting each other so let’s make sure we continue this and not turn on each other and we will all come out the other side Stay safe Pk

11.01.2022 earlier today the RBA announced an official interest rate cut .25% that will see a record low cash rate of .50% and more good news lenders look like they are passing on in full In over 25 years as a broker I have never seen rates variable or fixed rates in the mid to high 2% range before plus also very attractive refinance cash back incentives If you are looking to purchase or refinance then give me a call on 0412 374 894 and we can have a chat about what loan structure and... rate best suits Look forward to chatting soon Pk

10.01.2022 Yesterday the RBA cut rates again to a record low Now more than ever it is the time to review your current loan as lenders are offering discounted rates and cash back incentives to get your business in the door To start the conversation as to what you can save Contact me on 0412 374 894 or drop me an email to [email protected]

10.01.2022 Welcome to the first day of Spring.. Great time to include a review of your Home Loan as part of your Spring cleaning.

10.01.2022 https://images.app.goo.gl/xvDFqSuCQkVPmSV59

10.01.2022 RBA cuts official interest rates to a record low of 1.5%... We now wait to see what the Banks pass on .

09.01.2022 Another happy client . Thanks Jackie for you kind words and gift was unnecessary but appreciated.

09.01.2022 Attention First Home Buyers Looking to buy your first home in Bendigo under $375,000 and can show 5% genuine savings then you may be eligible for the New government backed First Home Loan Deposit Scheme which eliminates the need for a mortgage insurance fee ( conditions apply ) Contact me on 0412 374 894 for further info or confirm your eligibility..

08.01.2022 Thanks John and Jo for the gift .. Very glad to have helped you purchase your first home .. Enjoy it ..,

07.01.2022 Interest Rates Cut .. The RBA have just announced their first interest rate cut since August 2016 .. Cash Rate now 1.25% which is a reduction of .25% ... Government has encouraged Banks to pass on in full so lets hope they do .. another rate cut is expected in next few months This now is a good time to review current mortgage so please contact me anytime for a chat

06.01.2022 Great news for first home buyers looking to build in central Victoria with grant being increased to $20000 from 1/7/2017 . Contact me on 0412374894 for more details

05.01.2022 When purchasing your first property, dont let yourself be overwhelmed by the experience. The process can be seamless and enjoyable when you tackle it in individual stages. Our experienced consultants are here to help. http://www.mortgageandfinancehelp.com.au/first-home-buyer-/

05.01.2022 It is business as usual even though it has been a tough few days. To be told our livelihood could be taken away while the banks come out the winners of the Royal Commission is a very sad outcome for our clients and the broker industry. We will stand together and fight these changes that see our clients potentially having to pay for a mortgage, have limited choice as the big 4 banks dominate with their profits increasing. I am at a loss to see how these recommendations are in ...the best interest of consumers. Please help us to get the message across by following the below link, just a couple of clicks is all that is needed. https://brokerbehindyou.com.au/

04.01.2022 At their June meeting the Reserve Bank have decide to leave rates on hold at the current record low of 2%. Given current climate it would be a great time to review your existing loans so give me a call on 0412374894 to arrange at time

04.01.2022 After much speculation the Reserve Bank has officially cut rates by .25% making the official cash rate 1.75%. This was in response to weaker than expected inflation figures We will now wait to see what the Bank decide to pass on .. Will keep you posted

03.01.2022 RBA leaves rates on hold for the 12 consecutive month.

02.01.2022 RBA announcement Reserve Bank leave interest rates on hold for a further month...

02.01.2022 The Reserve Bank have today left interest rates unchanged for the 17 consecutive meetings of the RBA . Rates are still at record lows so never been a better time to review your Home Loan to make sure you are getting the best result .. Feel free to give me a call on 0412374894 if you want a catch up

01.01.2022 After tough year for Victorians yesterday saw some positive news in the State Budget . Stamp duties have been slashed on housing which will help reduce cost for all purchasers . To find out how you can benefit give me a call on 0412 374894 or email [email protected]