Phil Farrugia-Mortgage & Finance Solutions in Perth, Western Australia | Financial service

Phil Farrugia-Mortgage & Finance Solutions

Locality: Perth, Western Australia

Phone: +61 467 444 707

Address: 68 Milligan Street 6000 Perth, WA, Australia

Website: http://www.mfsa.com.au

Likes: 665

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• Financial service
• Loan service
• Mortgage brokers

25.01.2022 Received this token of appreciation at a sign up this evening! For me assisting someone go from not believing they could buy real estate again to be so excited that the dream of owning a home is just weeks away,is so rewarding! Thank you Maria I know you and your son will have many great memories ahead in your new castle

25.01.2022 Its back on!! FIRST HOME LOAN DEPOSIT SCHEME! Do you qualify for a 5% Deposit Home Loan ? Guaranteed by the Australian Government and no need to get a family Guarantee? Need to know more. Lets Chat ... Phil Farrugia 0467444707. See more

24.01.2022 We will never forget the sacrifice made for the life we have today. We may be all experiencing some tough times, but we must never forget ANZAC DAY - The man and women past and present that have shaped the freedom we live today. Lets We Forget Please take part in the Driveway Dawn Service being encouraged by the RSL https://www.rslwa.org.au/commemoration/anzac-day/ #Anzac Day 2020

24.01.2022 Federal Home Builder Grant. Extended by three months but rebate reduced to $15K. Read more...

23.01.2022 MERRY CHRISTMAS and Best Wishes for 2021! I hope you have an amazing day with family and friends.

22.01.2022 Are Home Loan Rates staying low for some time.? Read what Philip Lowe has to say.... Have you reviewed your loan lately?? Might be time to chat?

22.01.2022 Were you wined and dined last night? When was the last time your bank wined and dined you? There are some hot offers out there some will even pay you to come across! Speak to us today to find out more about which lender is hot right now.

22.01.2022 Community service to start a Sunday morning ! Have a great Sunday ! #connolly

22.01.2022 Morning workout done! Focus for the day ahead! #greenzonejoondalup #health

22.01.2022 Confusing Financial terms explained! You are probably being inundated with information on what banks are doing to support clients around corona-virus, we thought we would explain some of the finance jargon being used. "Repayment pause or deferral" A pause or deferral of repayments is often known as a mortgage repayment holiday. It means you take a temporary break from your normal repayments while you get back on your feet financially. You will need to cover these repayments l...ater, either by extending your loan for a longer period (thus making more repayments) or by increasing your repayments after the pause period. For more information, feel free to call me anytime, I am only ever a phone call away. 0467444707

21.01.2022 Merry Christmas and Best Wishes for 2021. Enjoy this time with family and friends

20.01.2022 2 DAYS TO GO! Get your baking skills in action, not long now!!

20.01.2022 10 days to go !! Have you visited your local Christmas Lights in your neighbourhood yet?

20.01.2022 Happy Halloween - 2020 I hope everyone has a fantastic day/night. Be mindful of the the kids in your street when they are out doing Trick or Treat !!

20.01.2022 With Valentine’s Day tomorrow we have all been thinking about love and your bank? The first question that popped into our head was do you love your interest rate? If your rate doesn’t have a 2 (and OMG some rates out there start with 1!) then you should speak to us to see if we can find a rate for you that you will fall in love with.

19.01.2022 It was great helping Liam and Jade purchase their 1st Home. Congratulations to them both with settlement going through today. No doubt they will create many special memories going forward.

19.01.2022 Remembering those who served, and continue to serve. Thank you ! 11th November 2020 @ 11am, please show your respect with 1 minute of silence.

19.01.2022 Are you looking for a weekend project? Each weekend in November we are going to give you some small projects to help make the most of your home. This week we look at: Update your hardware - https://www.bhg.com//budget-remode/weekend-home-projects/ Looking for finance? ... We can help with a small cosmetic uplift to financing full renovations. Lets chat if you need a loan to get you started. See more

19.01.2022 11 days to go!! Are you ready ?

19.01.2022 5 days to go! Don't throughout left overs, be creative and make some frozen meals?

19.01.2022 MERRY CHRISTMAS and thank you for your support and loyalty in 2020! We look forward to seeing you all again in 2021.

17.01.2022 Today we continue the love theme Compatibility - Are you and your loan still compatible? We all change over time and maybe the loan you set up doesn’t meet your needs now. Speak to us today and we can help you find a loan that meets your needs.

16.01.2022 Received this great testimonial from Rate my Agent- https://www.ratemyagent.com.au//12-chenin-court-pearsall-w

16.01.2022 Have you done your bit? The elderly do it harder than most! During these times we need to make sure their OK!! Parents, Grandparents, Neighbours,Friends, Just check in on them. Do they need something from the shop, odd job done, delivery, or just a chat of re-assurance! They play a big part in our lives! Check in on some one today!!

16.01.2022 Accessing Your Superannuation.- "Do you really need too" Explained by Luke Smith from PMM Wealth Management. Understand the pro's and con's before jumping into this stream of relief! Need to know more, please PM me or write me a comment and I can put you in touch with the team at PMM! Have a great week. I am ever only a phone call away - 0467444707

15.01.2022 HAPPY NEW YEAR EVERYONE 2021 IS ALMOST HERE !! I look forward to seeing you all throughout the year. Remember I am only ever a phone call away for a chat. 0467444707

14.01.2022 Great News for First Home Buyers applying for the First Home Loan Deposit Scheme. On Saturday 3 October the National Housing Finance and Investment Corporation (NHFIC) announced an additional 10,000 FHLDS places will be provided to support the purchase of a new home or newly built home. Need to know more? - Give me a call only a phone call away 0467444707.

14.01.2022 Such an amazing afternoon! Thanks for everyone’s participation! Congratulations to all the sweep winners !

13.01.2022 3 Days to go! Has all your online shopping come in time for Christmas?

13.01.2022 6 days to go! Need help wrapping those tricky presents?

13.01.2022 Are you looking for a weekend project? Each weekend we are going to give you some small projects to help make the most of your home. This week we look at: Remodeling space! https://www.bhg.com//budget-remode/weekend-home-projects/. Looking for finance? ... We can help with a small cosmetic uplift to financing full renovations. Lets chat if you need a loan to get you started. See more

12.01.2022 Are you looking for a weekend project? Each weekend In November we are going to give you some small projects to help make the most of your home. This week we look at: Replace interior doors - https://www.bhg.com//budget-remode/weekend-home-projects/ Looking for finance? ... We can help with a small cosmetic uplift to financing full renovations. Lets chat if you need a loan to get you started. See more

11.01.2022 FHLDS- Government Incentive Scheme update...

11.01.2022 Are you eligible for the new Home Builder scheme? Mortgage & Finance Solutions can help you. We can help you navigate your finance options and discuss what available government grants you may be eligible for! Make the most of this opportunity and explore if you can do this with lower repayments and support from the government! ... Lets have a chat ! Like to know more about the Home Builder Grant then click here for the treasury fact sheet - https://treasury.gov.au//2020-06/Fact_sheet_HomeBuilder.pdf

11.01.2022 The MFAA has been an integral part of the growth and development of the mortgage and finance industry since its inception in Australia more than 30 years ago. Thanks for supporting my journey MFAA!

11.01.2022 Great news for Mortgage Holders. Use this time to set some good plans to get yourself ahead of curve. Always happy to chat and welcome Home Loan reviews!

10.01.2022 9 Days to go!! Get those presents under the Christmas Tree!

10.01.2022 Great community event today! Good to be giving back to the community! #connolly

10.01.2022 Great news!! People and Business will benefit from this small change! Well Done WA! Please ensure we still practice good social distancing even in groups! Enjoy your Anzac Day public holiday!

10.01.2022 Happy Fathers Day! I hope all you Dad’s had an awesome day ! I know I did

09.01.2022 Great News for First Home Buyers! Are you eligible? Lets chat, 0467444707 Only ever a phone call away. Phil Farrugia

09.01.2022 There are so many opportunities out there for first home buyers at the moment! St George have just announced that the LMI for eligible first home buyers with an LVR up to 85% will be reduced to just $1. The deal is reserved solely for owner occupiers with principal and interest repayments with a maximum loan size of $850,000. For more information please call me today. 0467444707 #First Home Buyers #Mortgage

09.01.2022 Only 12 days to go!!

08.01.2022 7 days to go! Stick to your budget and don't overspend!

08.01.2022 Are you looking for a weekend project? Each weekend in November we are going to give you some small projects to help make the most of your home. This week we look at: Hang a medicine cabinet - https://www.bhg.com//budget-remode/weekend-home-projects/ Looking for finance? ... We can help with a small cosmetic uplift to financing full renovations. Lets chat if you need a loan to get you started. See more

08.01.2022 Last day of work ! 2020 done & dusted ! The things we do to keep the Christmas Spirit going! Merry Christmas Time to enjoy family time and recharge! #family #christmas #of

08.01.2022 Confusing Financial Terms Explained - Rate Cuts! Many Lenders mention interest rate cuts in their corona virus support packages. With the RBA cash rate at 0.25% this is making borrowing costs cheaper for new and existing clients. Lets have a chat and discuss what we can do to help your loan situation? So many options to consider:... - Request a better deal from your existing Lender? - Split your loan to have some Fixed and Some Variable? -Refinance and change Lenders? Everyone situation is different and its important you get the right information before making a decision. Have a great day, remember I am only a phone call away-0467444707. See more

08.01.2022 We are getting a lot of questions regarding the latest Government Stimulus! Home builder grant! We have attached the following link to help you better understand : www.treasury.gov.au/coronavirus/homebuilder

07.01.2022 Links which will help you understand more about the current incentives available: https://treasury.gov.au/coronavirus/homebuilder https://www.wa.gov.au/organisati/department-of-finance/fhog https://www.wa.gov.au//g/apply-new-home-construction-grant

07.01.2022 Nice to get this feedback from our clients. Thanks Hollie

07.01.2022 Happy Valentine’s Day! Did your bank tell you they love you today? Do you love their service. Did they call you and say we love you so much here is a discount? Well if they didn’t you should speak to us and see if we can find you a bank whose service you will love.

07.01.2022 1 Day to Go ! The joy of Christmas is almost here!

06.01.2022 Another happy First Home Buyer entering the WA property market ! Congratulations Alyssa I know you will create great memories in this home. Thank you for allowing me to guide you through the home loan maze! #firsthomebuyer #loanservices #mortgage

06.01.2022 RATES ON HOLD !

05.01.2022 Always great getting this type of Feedback.

05.01.2022 Twilight Home Open ! Beautifully presented home in Currambine! Come down and have a look ! Open till 6pm 68 La Grange Loop Currambine

04.01.2022 WA Day takes place on the first Monday in June each year. It's a day to celebrate all Western Australians, recognising our Aboriginal history, early European settlers and the many from all over the world who have made, and continue to make, Western Australia their home. What are you planning to do today?

04.01.2022 With Christmas only 24 Days away we thought we would share this great article on Christmas gift ideas on a budget! https://www.abc.net.au//christmas-gift-ideas-when/12839442?

04.01.2022 We may not speak everyday, but remember I am always only ever a phone call away. If I can help in anyway lets chat!

04.01.2022 What are you doing to stay fit during self isolation. Gym's may be closed but there are so many other ways in keeping the body active. Virtual training in the beauty of your home, one one training with a PT Trainer, We have a number clients that can help you keep body and mind working 100%. If you would like me to introduce to a trainer I would be more than happy to. Stay Safe and that includes your health.

03.01.2022 This is fantastic news ! Life is slowly get back to how it use to be !

02.01.2022 The Reserve Bank of Australia (RBA) has cut the nation's official cash rate from 0.25% to a new record low of 0.10%. According to CreditorWatch chief economist Harley Dale, such a lowering of fixed rate mortgages could provide a powerful charge to the country's economic recovery. However, Dale also emphasised that the RBA is now out of ammunition in terms of using the cash rate as a tool in its COVID-19 recovery arsenal. Any further support the Australian economy requires will have to come from fiscal policy and quantitative easing, he added.

02.01.2022 Fantastic Achievement, we had taken out 1st, 2nd and 3rd placing.

02.01.2022 8 Days to Go! Have you done your secret Santa Yet?

02.01.2022 My little surprise at work today!

02.01.2022 4 Days to go! Considered making decorations for your tree? Get the kids involved!

01.01.2022 Its a great time to review your Mortgage! (Home and Investment Loan) If its been over 2 years since we last reviewed your loan then its time you schedule a Home Loan Health Check. Look forward to hearing from you soon.

01.01.2022 Could you win this for your father?

01.01.2022 The First Home Loan Deposit Scheme is now full, despite COVID-19 crisis

01.01.2022 Perth road to recovery...

01.01.2022 To all our beautiful Mum's that are still with us or that have passed away, Happy Mothers Day! I hope you all have a lovely day with your families. If you can't visit Mum on Mothers Day, give her a call, try face time or even a ZOOM Meeting.