Pierre Mindiel Mortgage Broker at Loan Studio in Berwick, Victoria | Property

Pierre Mindiel Mortgage Broker at Loan Studio

Locality: Berwick, Victoria

Phone: +61 402 755 361

Address: 12 Gloucester Avenue 3806 Berwick, VIC, Australia

Website: http://www.loanstudio.com.au

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25.01.2022 BABY, IT'S COLD OUTSIDE; EASY RENOVATION IDEAS FOR YOUR HOME THIS WINTER Wintry weather. COVID lockdown. If you've found yourself spending more time at home the...se last couple of months, you might be starting to notice the areas of your house that need a bit of a freshen up. And now you've got the time to do something about it. Winter can be the perfect time for the home improvements to enjoy once the weather warms. Read more. https://bit.ly/3fVWrGe See more

21.01.2022 The spring selling season has sprung! There's always a lot of hype around property in spring - the winter gloom has passed, making properties look better ...and brighter, and there are traditionally more properties to choose from at this time of year. So if you've got your eye on a spring purchase, call 1300 978 051, email [email protected] or DM us. #LoanStudio #AskLoanStudio #MortgageBroker #HomeLoan #Finance #Broker #Refinance #SocialHomeLoan See more

20.01.2022 How happy are you with your home office? The number of home buyers searching for a home office as part of their next property purchase spiked this year.... In Victoria there was a whopping 1107% increase in searches during Lockdown 2.0 in June/July. So whether you're an employee working from home for now, or you're thinking of starting your own home business, investing in a decent home office might make your property more appealing to buyers down the track. And if you are looking to start your own business, well, you know where to find us when it comes to seeking finance! *Source: Domain #LoanStudio #AskLoanStudio #MortgageBroker #HomeLoan #Finance #Broker #Refinance #SocialHomeLoan See more

19.01.2022 Want to pay off your mortgage four years faster Increasing your repayments by $50 a week could mean your home loan is paid off years quicker. Now, we kn...ow $50 is a lot of money for many people right now, but let's put it this way: by paying an extra $50 a week off the average mortgage ($400,000) you could save $46,992 in interest and pay off your home loan four years faster.* Even $20 a week could save you $21,281 in interest and enable you to be debt-free one year and nine months faster. Shout out if you'd like more tips on paying off your mortgage sooner or you want to discuss your refinancing options. We're always available - call 1300 978 051, email [email protected] or DM us. *Source: AMP #LoanStudio #AskLoanStudio #MortgageBroker #HomeLoan #Finance #Broker #Refinance #SocialHomeLoan

19.01.2022 Would you allow pets in your investment property? While you might have some reservations about four-legged tenants, stats show that landlords who allow pets... can boost their rental return by as much as 30%.* In almost every Australian capital, the median asking rent for a pet-friendly apartments is higher than for homes that don’t allow pets. But what do you think? Would you rent to pet owners? Or do you have a horror story to share? *Domain #LoanStudio #AskLoanStudio #MortgageBroker #HomeLoan #Finance #Broker #Refinance #SocialHomeLoan

16.01.2022 CHANGES FOR PROPERTY INVESTORS In a highly regulated environment, property investment growth can be slower. We take a look at some of the changes to be aware of... if you’re looking at making the move into the market. If you’re one of the growing number of Australians exploring real estate finance and investments, it’s important you are aware that the regulatory framework around the market sector has been changing. Under pressure to increase housing affordability, the Australian Government has taken steps to tighten the lending process for investment buyers and also close some of the tax breaks available. It’s creating some challenges that would-be investors need to factor into their plans. Read more: https://bit.ly/2BBqzoP

15.01.2022 GETTING A FOOT IN THE DOOR; WHAT YOU NEED TO KNOW ABOUT THE NEW HOMEBUILDER GRANT As part of the economic response to the COVID-19 pandemic, the federal governm...ent's HomeBuilder program provides eligible owner-occupiers - including first home buyers - with a grant of $25,000 to build a new home or substantially renovate an existing home before the end of 2020. It can pay to check if you're eligible and what you'll need to do to apply if you are. Read more. https://bit.ly/3iGEtZS See more

15.01.2022 Been knocked back on a business loan? You're not alone - one in four businesses coping with the fallout from the COVID-19 have had their application ...for credit rejected by lenders this year*. But don't let it keep you down - there are ways to get your business back on its feet that you might not have explored yet. To discuss your financing options, call 1300 978 051, email [email protected] or DM us *Source: Sensis Business Index #LoanStudio #AskLoanStudio #MortgageBroker #HomeLoan #Finance #Broker #Refinance #SocialHomeLoan See more

15.01.2022 Considering refinancing? Don't forget to prepare for a valuation! Aussies are refinancing in record high numbers at the moment,* which makes it a good time ...to talk valuations. That's because when you refinance your home loan, your lender will arrange a valuation to estimate what your property is worth. And it's important to be prepared because as many as 1 in 7 home owners* are unsuccessful in refinancing their mortgage because the value of their property has fallen. So here are four ways you can prepare for a valuation: 1. Spring clean! Whether you do it yourself, or hire professional cleaners and landscapers, make sure your house's interior and exterior are looking spick and span. 2. List your property’s features: make a list of the best things about your property and give it to the valuer, just in case they miss that newly-installed double garage. 3. Local community developments: share a list of any upcoming community developments, such as a public transport hub or you-beaut bike path. 4. Dig out some paper work: if you have building plans, council rates notices and/or land tax valuations, make them available to the valuer. To discuss refinancing, call 1300 978 051, email [email protected] or DM us. *Sources: ABS, State Custodians #LoanStudio #AskLoanStudio #MortgageBroker #HomeLoan #Finance #Broker #Refinance #SocialHomeLoan

13.01.2022 Has COVID-19 made you a better saver? 49% of young Australians say they're now saving more than they did before COVID-19*. Are you? And if so, what ...are you saving for? *Source: Westpac survey #LoanStudio #AskLoanStudio #MortgageBroker #HomeLoan #Finance #Broker #Refinance #SocialHomeLoan See more

13.01.2022 JobKeeper 2.0 is here You know that COVID-19 "financial cliff" people have been talking about? Well, it's arrived. JobKeeper 2.0 has begun, which mea...ns it's time to see if you qualify under the new rules and, if not, consider a transition plan. To explore some potential financing options, call 1300 978 051, email [email protected] or DM us. #LoanStudio #AskLoanStudio #MortgageBroker #HomeLoan #Finance #Broker #Refinance #SocialHomeLoan See more

10.01.2022 Are there ways your business could improve cash flow? Poor cash flow typically causes more than half (51%) of all Australian business insolvencies,* and the C...OVID-19 pandemic has left even more businesses than usual under pressure. But if your business is having cash flow difficulties, there are some financing solutions that can help. To find out more, call 1300 978 051, email [email protected] or DM us. *Source: ASIC insolvency reports #LoanStudio #AskLoanStudio #MortgageBroker #HomeLoan #Finance #Broker #Refinance #SocialHomeLoan

09.01.2022 What you should know about comparison websites We've all held up the line um-ing and ah-ing over ice-cream flavours, so we know that choice can be overwh...elming. Rating and comparison websites can be useful for bigger purchases - like TVs, washing machines and finance products such as home loans. But while comparison websites can give you a rough idea of what's out there, many make money from showing sponsored links before non-sponsored links, and they usually only cover certain sponsored providers and products. How do we differ? We listen: we explore your financial goals and personal circumstances so that we can offer solutions that put your needs first, not the lenders'. To find out more, call 1300 978 051, email [email protected] or DM us. #LoanStudio #AskLoanStudio #MortgageBroker #HomeLoan #Finance #Broker #Refinance #SocialHomeLoan See more

08.01.2022 Do you know your home loan interest rate? Here's a quirky stat for you: 1 in 3 mortgage holders has absolutely no idea what their home loan interest rate... is at all, while 86% are unable to recall the exact figure (but they're in the ballpark).* Now, we're not into rate-shaming around here, but if you don't know yours, it's a pretty good sign that you're due for a home loan health check. The good news is it's quick and easy. To get the ball rolling, simply call 1300 978 051, email [email protected] or DM us Source: UBank #LoanStudio #AskLoanStudio #MortgageBroker #HomeLoan #Finance #Broker #Refinance #SocialHomeLoan See more

08.01.2022 How to avoid identity theft 1. Limit the amount of personal information you make available about yourself on social media, and don't click on random email... links and attachments. 2. Shop online with caution - only provide your payment details to websites that begin with "https". 3. Pay attention to your bank statements and regularly check for irregularities. 4. Check your credit report online to see if any new accounts have been opened in your name. If this seems like overkill, consider that one in five Australians have had their personal information stolen at some point.* And if the thieves go on a spending spree in your name - taking out credit cards, and withdrawing money from your account - you could find it mighty hard to take out a loan on your next property. *Source: Veda #LoanStudio #AskLoanStudio #MortgageBroker #HomeLoan #Finance #Broker #Refinance #SocialHomeLoan

08.01.2022 ** If We Can’t Find You The Best Deal On Your Construction Loan, We Will Personally Write You A Cheque For $600 ** VIP Treatment With Everything Handled From ...Pre-Approval To Settlement Top Rated Mortgage Brokerage In The Country (4.9 Stars out of 5 on Productreview.com.au) Get Connected To The #1 Developers And Builders In The Country 100% Independent With Access To Over 25 Hand-Picked Lenders That Want To Compete For Your Business Your Own Dedicated Broker, Available 7 Days A Week Via Phone Or Face-To-Face Book Your FREE 30-Minute Dream Home Strategy Session Today.

05.01.2022 Trend alert: offset accounts It's not exactly the latest Parisian fashion fad, but Aussies have recently been putting more money into their offset accou...nts than usual.* So what exactly is an offset account? It's a transaction account that is linked to a mortgage account and it reduces the interest you pay on your loan. That's because you only pay interest on the difference between the amount of money in the account and what's left to pay on your mortgage. Here's an example: say you owe $350,000 on your mortgage, and have $50,000 in a savings account. If you move that $50,000 into a full offset account, you’ll only pay interest on $300,000. Want to know more? Call 1300 978 051, email [email protected] or DM us. *Source: RBA #LoanStudio #AskLoanStudio #MortgageBroker #HomeLoan #Finance #Broker #Refinance #SocialHomeLoan See more

02.01.2022 Thinking about downsizing? You're not alone - more than half of Australians over the age of 55 are open to downsizing,* but a common concern is how downsi...zing might impact their existing mortgage. We've worked with plenty of downsizers and are well aware of the various options that are available when it comes to financing. So if you'd like to find out more about making your downsizing dreams a reality, then call 1300 978 051, email [email protected] or DM us *Source: AHURI #LoanStudio #AskLoanStudio #MortgageBroker #HomeLoan #Finance #Broker #Refinance #SocialHomeLoan See more