Planners in Paradise Cairns Australia in Cairns, Queensland, Australia | Financial service

Planners in Paradise Cairns Australia

Locality: Cairns, Queensland, Australia

Phone: +61 407 413 145

Address: 1/15-17 Pease St, Manunda 4870 Cairns, QLD, Australia

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17.01.2022 WHAT IS RESPONSIBLE INVESTING? Responsible investing is simply an equity market investment framework used to judge a business’s performance on criteria beyond profit, including environmental, social and governance factors. It then follows that the risk in investing in a company is not just its ability to deliver on earnings according to estimates of revenue and expenses, but also its ability to deliver on these other factors as well that have longer-term consequences for ear...Continue reading

07.01.2022 Four foreign exchange secrets for travelers By Marcus Christoe Each year like clockwork, when the Australian winter sets in, my Facebook newsfeed begins to fill with pictures of Hawaiian or European summer destinations. With the July school holidays upon us, this process is well underway and conversations with friends inevitably turn to holiday check lists: where is everyone going, have they booked accommodation and what fun activities are planned for the kids? A much less e...Continue reading

05.01.2022 Powers of Attorney A quick lesson and overview? A power of attorney is a formal document giving another person the authority to make personal and/or financial decisions on your behalf. There are two types of powers of attorney 1. General power of attorney...Continue reading

04.01.2022 Health Insurance a dark science? By Peter Kelly Each year on 1 April, the premiums for private health insurance increase. It is just part of the annual cycle; however, I don’t see the joke the date being April Fool’s Day!... This year there is going to be a lot more than premium increases happening in the private health insurance world. In late January I received an email from my private health insurer pre-empting some of the changes that I would be seeing. This prompted me to start to do a little research. The Australian Government is making changes that will impact on the cover held by members. The changes have been described as the most significant to private health insurance in 20 years Not only are significant changes being made to the way hospital cover is structured, but a number of ‘extras’ type items are being removed. This is mainly in the realm of natural therapies things like naturopathy, homoeopathy, pilates, reflexology, yoga and the like. In order to try and simplify the comparison of cover between health insurers, hospital cover will be categorised as ‘basic’, ‘bronze’, ‘silver’ and ‘gold’. Naturally, the gold cover will offer the broadest cover and will also be the most expensive. The basic policies will cover very little indeed. These have previously been described as ‘junk policies’. That is policies that allow people to avoid paying the Medicare surcharge, but which offer very little cover at all. Bronze policies will cover 18 categories of services in a private hospital including breast, skin and prostate cancer surgery, broken bones, joint reconstruction (but not joint replacement), and ear, nose and throat surgery. The next level up is the silver level. This will cover all the services offered under the basic and bronze cover levels plus an additional 8 categories of cover including heart surgery, surgery for lung cancer, bone marrow transplants and medically necessary plastic and reconstructive surgery. The ‘Rolls Royce’ of hospital cover will be the gold level. If you are planning on having a baby, and you want the expenses covered by your private health insurance, the ‘gold’ policy is the one you will need. Private health insurance has always been a bit of a ‘dark science’. For many of us, selecting the cover we think is appropriate for our needs is a bit of a stab in the dark. We sign up and hope like mad that if we ever have a claim, our private health insurance will cover us. The sad reality is, this is not always the case. So, if you have private health insurance, or are thinking of taking it out, spend a little time exploring the options, and how your cover may change from April this year. For more information, particularly in relation to the changes to hospital cover, have a look at the following link: Health Insurance Reforms April 2019.

02.01.2022 Disruption, disruption, disruption EVERY week means starting over again in the mining business. The Outcrop by Robin Bromby. Gold's on a tear. Whoops, no it's not, as you get another significant one-day drop. Coking coal look strong. Wrong: prices down 10% in October, slump continues into November. China's steel production will be up another 7% this year as global oversupply surges (and Chinese steel PMIs slump)....Continue reading