Presidio Finance Consulting in Woolloongabba | Loan service

Presidio Finance Consulting

Locality: Woolloongabba

Phone: +61 7 3391 7055

Address: Level 1, 32 Logan Rd 4102 Woolloongabba, QLD, Australia

Website: http://www.presidiogroup.com.au

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25.01.2022 What a year! Happy New Financial Year Heres to health and happiness for the new financial year

25.01.2022 It pays to know the ins and outs of fixed-rate loans before committing to one.

24.01.2022 For every Dad and to those who fill a Father role! Happy Father's Day

24.01.2022 The Bank of Queensland (BOQ) has reduced its maximum loan-to-value ratio (LVR) for owner-occupied lending with capitalised lenders mortgage insurance (LMI) from 98% cent to 95%. What is LVR? The ratio of a loan to the value of an asset purchased. What is LMI? A one-off payment by you, the borrower, and has a purpose of protecting the lender in the event that you default on your mortgage. It is often a requirement for a loan, by the lender.... BOQ stated that the banks decision was designed to reflect current market conditions, along with a range of other factors, to ensure its credit policies are appropriate to the current operating environment. | via Mortgage Business

22.01.2022 Considering transforming your home from banal to brilliant, but lack the funds to support your makeover? We've rounded up 5 home renovation finance options that could help turn your dream into reality.

21.01.2022 As tax time looms, heres our pre-tax time checklist to make things just a bit easier for you.

20.01.2022 First Monday of the New Financial Year Have a wonderful week, everyone! | via Nick Bouris

17.01.2022 Home buyers protection: which one is right for you? https://medium.com//home-buyers-protection-which-one-is-ri

17.01.2022 Here are some renovation and design ideas to help create more space and hopefully boost your propertys price tag at the same time.

13.01.2022 The RBA has held the official cash rate for the fifth straight month at 0.25%, following an out-of-cycle cut in March. Shane Oliver, AMP Capital Chief Economist: "Having provided massive monetary stimulus back in March, the RBA is still in watch and wait mode, with the focus on fiscal policy. Dr Oliver believes that the next rate rise will be at least three years away. ... | SMSF Adviser

12.01.2022 Earlier this week, Westpac announced that eligible interest-only (IO) home loan customers could now apply for term extensions of up to 12 months, with borrowers paying principal and interest (P&I) also permitted to switch to IO for the same period of time. At present, Westpac is the only big four bank to facilitate both IO switches and extensions without full serviceability assessments. However, the Commonwealth Bank of Australia (CBA) is now also considering the move as part... of an expansion of its COVID-19 relief package. CBA will announce any prospective changes over the coming weeks. NAB: while IO switches are not available for P&I borrowers without a full serviceability assessment, it has been fast-tracking IO term extensions for eligible customers since April. No NAB credit assessments are required for 12-month extensions to IO terms due to expire by 30 September. Unlike its peers, ANZ has not indicated that it has revised or intends to revise its existing IO policy. ANZ clients experiencing any difficulty as a result of COVID-19 can request a repayment deferral on their home loan for up to six months, including investors paying interest-only. If you are experiencing any hardship or have concerns, we are here to help you understand your options. Stay safe.

11.01.2022 A deviation from H is for Home-Schooling because today is Sunday, and its Mothers Day There are many different types of Mums, and although they may not necessarily be biological mothers, they are the people who step in and play the role. It might be a grandmother, it might be a dad or it could even be an uncle. There are some pretty special mum-type people out there who really deserve a special day and we think we should celebrate them all . . Enjoy a special Mothe...r's Day celebrating your Mum, with loved ones. From today, 10 May 2020, Covid-19 restrictions have eased, around visiting family and friends in Queensland. Queensland Health has announced that you can have two visitors (who are from different households) or up to five visitors who are from the same household. This is regardless of how many people live in your home. This is exciting and welcome news let's keep up the good work, Australia! #art #artist #original #originalart #australia #australianart #australianartist #illustrationoftheday #illustrationdaily #illustrationoftheday #illustration #abstractart #illustration_daily #chrisneyformosa #happy #brisbane #artistsoninstagram #mums #mothersday Posted @withregram @chrisneyformosa_illustrator See more

10.01.2022 At its meeting today, the Reserve Bank of Australia (RBA) decided to keep the official cash rate at 0.25%. This follows two consecutive cash rate cuts to 0.50% and 0.25% in March. With the global coronavirus (COVID-19) crisis coming off the back of the Australian bushfires, RBA decided to keep the cash rate to record lows to support the economy as it responds to these various crises.

10.01.2022 At its meeting today, the Reserve Bank of Australia (RBA) has kept the official cash rate at the historic low of 0.25%.

10.01.2022 For any In-Person appointments or visits, please note that our premises now has COVID-19 protocols #staysafe

10.01.2022 Celebrating birthdays Team breakkie

09.01.2022 A $25,000 grant will be available to owner-occupiers "substantially renovating" or building a new home from 4 June to 31 December 2020, with the Morrison Government unveiling its new COVID-19 relief HomeBuilder package. https://medium.com//government-unveils-25-000-grant-for-ho

09.01.2022 ING has hiked fixed mortgage rates by up to 20 bps for owner-occupiers and by up to 40 bps for investors, effective for new applications submitted from 19 June 2020. Owner-occupied fixed rates now start from 2.19% (3.79% comparison rate), while investor rates start from 2.94% (4.46% comparison rate). INGs rate hikes come amid interest rate reductions from several of its competitors, including the big four banks, which have leveraged low funding costs to attract new business.... Last week, NAB reduced its fixed home loan rates by up to 15 bps weeks out from the opening of the second phase of the First Home Loan Deposit Scheme. However, ING is not the only lender to lift fixed rates amid reductions, with Newcastle Permanent, Teachers Mutual Bank Ltd (TMBL) and ANZ also hiking rates in recent weeks. | via Mortgage Business

08.01.2022 Being adaptable and responsive in the current market is key. Posted @withregram @iresonrealestate

08.01.2022 14 years; and well never forget this one! Happy long weekend, folks!

08.01.2022 25 Locations to Benefit from Top 10 Aus Projects

06.01.2022 As we head into the Easter long weekend, we wish you all safety and happiness at home with your loved ones; or gratefully connected via technology and keeping in touch. We know that staying physically isolated from some of our loved ones will be difficult, and many will miss the lunches, and social catch-ups at this time of year. We would like to take this opportunity to remind everyone to think carefully about the people in their lives who may be vulnerable to COVID-19. We n...eed to protect them during this time. The Coronavirus pandemic is a major disruption to society, family, business, and markets; and is causing all to be anxious about the near future. It will lead to changes in many aspects of life, and when we return to normal it will be a new normal as attitudes, behaviours, and values modify; and are reflected in how we incorporate the Covid-19 event into our lives and society. Some of human-kinds greatest leaps forward have occurred as a result of adversity, and no doubt there will be some good come from this as well; though not without recognising the price that will be paid for it. If you are experiencing any hardship or have concerns, we are here to help you understand your options. Stay safe.

06.01.2022 Suncorp Group has announced a suite of measures to support its small and medium-sized business customers impacted by #coronavirus.

06.01.2022 If you're in a good financial position and considering buying this spring , its a good idea to arm yourself with some sharp bargaining tactics before diving in.

05.01.2022 An online application form will be available in early August for Queensland homeowners signing contracts between 4 June and 31 December 2020 to build a new home or substantially renovate an existing home. Further information on eligibility and application processes for those wishing to access the Commonwealth HomeBuilder grant will be made available shortly through Queensland State Revenue https://www.qld.gov.au//financial-help-concess/homebuilder We are ready to assist ...dont hesitate to get in touch for your new home build or renovation. Stay safe.

04.01.2022 Wednesday would have been Brisbanes Ekka Day! Now, tomorrows the Show Holiday #Brisbane #BrisbaneLiving #Ekka #Exhibition #EkkaHoliday #COVID19

03.01.2022 Spring is here which means we can expect the property market to start becoming more active, as restrictions due to COVID-19 start to ease in some parts of the country. Heres our latest market news and insights https://medium.com//property-market-update-september-2020-

03.01.2022 At its meeting today, the Reserve Bank of Australia (RBA) decided to keep the official cash rate unchanged at 0.25%. This is still the lowest its ever been!

03.01.2022 This month the Reserve Bank of Australia (RBA) has kept the official cash rate at the historic low of 0.25%. RBA Governor, Philip Lowe, said in the previous meeting that the RBA is prepared to scale up its bond purchases if needed. They will do whatever necessary to ensure bond markets remain functional and achieve the yield target of 0.25% on 3-year Australian Government bonds until progress is made towards full employment and inflation. The RBA is confident that inflation w...ill be sustainably within the 2-3% target band. With this announcement, it is likely interest rates will remain low for a while. Now is the perfect time to compare available home loans to make sure youre still getting a competitive offer that suits you.

02.01.2022 Westpac has revealed that almost 60,000 (42%) home loan deferral customers have resumed repayments following a three-month check-in on approximately 85% of deferral customers. In comparison, only 16% of NABs customers exited deferral arrangements following the three-month check-in. The vast majority of mortgage deferral customers are owner-occupiers (63%), and those paying principle and interest (78%). The loan-to-value ratio (LVR) on deferred loans is an average of 68%, wit...h just 20% more than three months ahead on their repayments. Borrowers in NSW represent the largest share (40%) of the 78,000 outstanding mortgage deferrals entered into since the onset of the pandemic, followed by Victoria (30%), Queensland (14%) and Western Australia (8%). The remaining states and territories represent 7% of the total share. If you are experiencing any hardship or have concerns, we are here to help you understand your options. Stay safe. | via Mortgage Business

02.01.2022 Westpac has announced that eligible interest-only (IO) home loan customers can now apply for term extensions of up to 12 months. Borrowers paying principal and interest (P&I) will also be permitted to switch to IO for a 12-month period. If you are experiencing any hardship or have concerns, we are here to help you understand your options.

01.01.2022 Welcome, Spring! Dont wait for someone to bring you flowers; plant your own garden and decorate your own soul - Luther Burbank (American botanist, horticulturist and pioneer in agricultural science.) #Spring #Seeds #FinancialFreedom